How to Buy Jiayin Group Stock

Jiayin Group Inc

Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China.

Jiayin Group stock last closed at $3.02, up 5.59% from the previous day, and has decreased 81.4% in one year. It has underperformed other stocks in the Internet Content & Information industry by 0.61 percentage points. Jiayin Group stock is currently +11.77% from its 52-week low of $2.70, and -83.85% from its 52-week high of $18.70.

As of Jul 1, 2026, there are 209.32M JFIN shares outstanding. The market capitalization of JFIN is $158.04M. In the past 24 hours, 45,000 JFIN shares were traded.

How to Buy Jiayin Group Stock

Wondering how to invest in Jiayin Group stock? Here's how.

  1. Choose where to buy Jiayin Group stock: You need to decide on a stock brokerage, but don't worry - we've tested dozens of online stock brokerages and apps to help you choose where to buy Jiayin Group stock.
  2. Create your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
  3. Deposit funds into your brokerage account: Select your payment method and add your information.
  4. Evaluate Jiayin Group stock: The Jiayin Group ticker symbol is JFIN. Is Jiayin Group stock a good investment? Should you buy shares of JFIN? How do JFIN's underlying business fundamentals look? Do top analysts think Jiayin Group is a good buy? Why has JFIN's stock price moved recently? (Hint: Our stock market analysis tools can help you understand if JFIN is a good stock to buy).
  5. Make your JFIN purchase: Decide if you will purchase JFIN shares at the current market price or use a limit order to purchase JFIN shares at a particular price.
  6. Keep an eye on your investment in JFIN: Create a watchlist to important notifications about your investment in Jiayin Group shares.

Step 1: Choose where to buy Jiayin Group stock

You will need an online brokerage account in order to access the NASDAQ market and buy JFIN shares.

A brokerage account is an investment account that allows you to buy and sell a number of investments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Create your brokerage account

Now that you've picked the best brokerage, you'll need to fill out some personal details so you can buy JFIN today.

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Step 3: Deposit funds into your brokerage account

Now that you've opened your account on one of the most highly reviewed stock apps, you can securely and quickly fund your account:

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Step 4: Evaluate Jiayin Group stock

After you have decided on the best place to buy Jiayin Group stock, it's critical to research their stock prior to buying, so you can understand the risk as well as the opportunity.

Jiayin Group stock at a glance

JFIN Price
$3.02
1w %
0.33%
1y %
-81.4%
5y %
-44.28%
P/E
1.13x
P/B
0.24x
P/S
0.21x
PEG
0.06x
Revenue
$769.72M
Earnings
$138.25M
Fore. Rev. Growth
N/A
Fore. Earn. Growth
N/A
Market Cap
$158.04M
Next Earnings
Aug 19, 2026
Next Dividend
N/A

Fundamentals of Jiayin Group

WallStreetZen was built to help average investors perform better fundamental analysis quickly.

You can see all of the due diligence checks on JFIN's stock page.

Is JFIN stock properly valued?

Investors use many financial metrics, analyses, models, and charts to gauge JFIN's intrinsic value.

Using relative valuations ratios:

  • JFIN may be undervalued based on its P/E ratio of 1.13x, relative to Internet Content & Information industry P/E ratio of 33.57x
  • JFIN could be undervalued based on its P/B ratio of 0.24x, relative to Internet Content & Information industry P/B ratio of 7.46x
  • JFIN could be undervalued based on its PEG ratio of 0.06x

You can access more valuation analysis on JFIN's stock here.

How do JFIN Financials look?

Passed Health Checks:

  • There are more short-term assets than long-term liabilities on the JFIN balance sheet.
  • Total JFIN debt is lower than 5 years ago, relative to shareholder equity.
  • There are more short-term assets than short-term liabilities on the JFIN balance sheet.

Failed Health Checks:

  • JFIN has a relatively high debt to equity ratio of 0.96.
  • JFIN profit margin has gone down from 21.7% to 18% in the past year.

JFIN Technical Indicators

SMA10
3.27
SMA20
3.63
SMA50
4.19
SMA100
4.88
SMA200
6.6
MACD
-0.37
MACD Signal
-0.3
MACD Histogram
-0.07
RSI
32.57
Stochastic %K
17.45
Stochastic %D
18.37
StochRSI %K
26.11
StochRSI %D
22.81

JFIN Performance Metrics

Last year, JFIN earnings were $138.25M. Over the last 5 year, JFIN's earnings have grown by 24.75% per year. This was slower than the Internet Content & Information industry average of 29.64%.

Last year, JFIN revenue was $769.72M. Over the past five year, JFIN's revenue has gone up by 30.09% per year. This was faster than the Internet Content & Information industry average of 16.85%.

You can analyze JFIN's earnings and revenue performance here.

Who is buying/selling JFIN?

Over the past year, executives and large shareholders at JFIN have not bought or sold any shares.

Dig into more about who owns JFIN shares here.

Does JFIN stock generate passive income?

Jiayin Group pays a dividend of 26.49%, compared to the Internet Content & Information industry's average dividend yield of 7.61%. If you owned $1,000 of JFIN stock, you would have been paid $264.90 last year.

Dig into more analysis about Jiayin Group dividend yield and history here.

What others are saying about JFIN

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Step 5: Make your JFIN purchase

There are two main options:

  • Market order: A market order is an order to buy or sell a stock at the best price on the market.
    Market orders are usually fine for most investors.
  • Limit order: A limit order is an order to buy or sell a stock at a specific price (or better).
    If you want to be sure you're buying or selling at a given price, use a limit order.

Press the Open button and your broker will execute your order.

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Step 6: Keep an eye on your investment in JFIN

Now that you own some JFIN shares, you'll want to keep up with your company.

Start a watchlist to track the most important metrics related to your JFIN stock.

JFIN Feed

How to Buy Stock in Jiayin Group

To reiterate, here are the 6 steps to buy Jiayin Group stock:

  1. Choose where to buy Jiayin Group stock
  2. Create your brokerage account
  3. Deposit funds into your brokerage account
  4. Evaluate Jiayin Group stock
  5. Make your JFIN purchase
  6. Keep an eye on your investment in JFIN

If you need a brokerage account, eToro is our recommended venue.

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If you want to get updates on your investment in Jiayin Group, create a watchlist on WallStreetZen today.

NASDAQ: JFIN
$3.02+0.16 (+5.59%)
Updated Jul 1, 2026
Open eToro Account
Your capital is at risk.
NASDAQ: JFIN
$3.02+0.16 (+5.59%)
Updated Jul 1, 2026
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Jiayin Group share?

As of Jul 1, 2026, it costs $3.02 to buy one share of Jiayin Group stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $1, you can buy 0.331 shares of JFIN.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Jiayin Group stock?

One way to place an order for Jiayin Group stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.