How to Buy Jiayin Group Stock
Jiayin Group Inc
Jiayin Group Inc. provides online consumer finance services in the People's Republic of China.
Jiayin Group stock last closed at $4.43, down 1.77% from the previous day, and has decreased 64.07% in one year. It has underperformed other stocks in the Internet Content & Information industry by 0.39 percentage points. Jiayin Group stock is currently +19.73% from its 52-week low of $3.70, and -76.96% from its 52-week high of $19.23.
As of May 15, 2026, there are 209.32M shares of JFIN outstanding. The market value of JFIN is $231.82M. In the last 24 hours, 31,400 JFIN shares were traded.
How to Buy Jiayin Group Stock
Not sure how to invest in Jiayin Group stock? Here's how.
- Choose where to buy Jiayin Group stock: You need to choose an online brokerage, but don't worry - we've tried dozens of online brokerages and apps to help you figure out where to buy Jiayin Group stock.
- Create your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've selected.
- Deposit funds into your brokerage account: Choose your method of payment and add your information.
- Evaluate Jiayin Group stock: The Jiayin Group ticker symbol is JFIN. Is Jiayin Group stock a good investment? Should you buy shares of JFIN? How do JFIN's underlying business fundamentals look? Do top analysts think Jiayin Group is a good buy? Why has JFIN's stock price moved recently? (Hint: Our stock market analysis tools can help you figure out if JFIN is a good stock to buy).
- Make your JFIN purchase: Decide if you will purchase JFIN shares at the current market price or use a limit order to buy JFIN shares at a particular price.
- Keep an eye on your investment in JFIN: Create a watchlist to watch your position in Jiayin Group shares.
Step 1: Choose where to buy Jiayin Group stock
You will need an online brokerage account in order to access the NASDAQ market and buy JFIN stock.
Our preferred brokerage: eToro
Based on our experience, eToro is the best online stock brokerage. eToro gives you:
- Invest in stocks with zero commissions: Invest without commissions.
- Buy fractional shares: Even if you can't afford a full share, you can still invest in the stock.
- Access to world markets: From Technology to Industrials, New York to Hong Kong (for US users, only US stocks are available) — you can fill your portfolio with stocks from the globe's top exchanges.
- Social investing: eToro offers a community of more than 20 million users globally. Talk to, learn from, and copy the crypto trades of other investors.
- Security: eToro is a regulated and licensed brokerage platform.
- Buy other financial assets: Such as ETFs and cryptocurrencies.
Get $10 towards your share purchase by creating an account with eToro now. This offer is only for US users.
Open eToro AccountStep 2: Create your brokerage account
Now that you've picked the best brokerage, you need to fill out some personal details so you can buy JFIN today.
How to Open a New Investment Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Provide your personal info to open a new brokerage account.
- Send your info by hitting the "Create Account" button. Get started with eToro today
Step 3: Deposit funds into your brokerage account
Now that you have opened your account on the best stock app, you need to deposit funds:
Watch the video below for more details depositing funds into your investment account.
Step 4: Evaluate Jiayin Group stock
After you have selected the best place to buy Jiayin Group stock, it's important to evaluate their stock before you invest, so you can comprehend the risk as well as the opportunity.
Jiayin Group quick stats
Jiayin Group Overview
WallStreetZen was created to help part-time investors perform more in-depth fundamental analysis in minutes instead of hours.
You can view all of the due diligence checks on JFIN's stock page.
Is JFIN stock undervalued?
Investors use a variety of different financial metrics, analyses, models, and charts to gauge JFIN's intrinsic value.
Using relative valuations methods:
- JFIN could be undervalued based on its P/E ratio of 1.03x, relative to Internet Content & Information industry P/E ratio of 34.98x
- JFIN could be undervalued based on its P/B ratio of 0.36x, relative to Internet Content & Information industry P/B ratio of 7.95x
- JFIN could be undervalued based on its PEG ratio of 0.03x
You can do additional valuation research on JFIN's stock here.
JFIN Financial Health Summary
Passed Health Checks:
- JFIN profit margin has gone up from 18.2% to 24.7% in the past year.
- JFIN's operating cash flow of $184.36M allows it to safely service it's debt of $102.73M.
- Total JFIN debt is lower than 5 years ago, relative to shareholder equity.
- There are more short-term assets than long-term liabilities on the JFIN balance sheet.
- JFIN earnings of $274.69M is not sufficient to cover its interest payments.
- There are more short-term assets than short-term liabilities on the JFIN balance sheet.
Failed Health Checks:
- JFIN has a relatively high debt to equity ratio of 0.98.
JFIN Momentum
Is JFIN Making Money?
Last year, JFIN earnings were $225.18M. In the past 5 year, JFIN's earnings have gone up by 42.29% per year. This was faster than the Internet Content & Information industry average of 28.99%.
Last year, JFIN revenue was $912.34M. Over the last 5 year, JFIN's revenue has increased by 34.77% per year. This was faster than the Internet Content & Information industry average of 16.71%.
You can analyze JFIN's earnings and revenue performance here.
Latest Insiders Trades at JFIN
Over the last 12 months, executives and large shareholders at JFIN have not bought or sold any shares.
Learn more about who owns JFIN stock here.
Can I get consistent income from JFIN stock?
Jiayin Group pays a dividend of 18.06%, compared to the Internet Content & Information industry's average dividend yield of 5.93%. If you owned $1,000 worth of JFIN stock, you would have been paid $180.59 last year.
Find more analysis about Jiayin Group dividend yield and history here.
What others are saying about JFIN
One of the biggest reasons eToro is our favorite brokerage is because of its social trading community.
Click below to learn what other investors have to say.
Step 5: Make your JFIN purchase
You have two primary options:
- Market order: A market order is an order to buy or sell a stock at the best available price.
Market orders are usually the easiest way to buy. - Limit order: A limit order enables you to buy or sell a stock at a specific price (or better).
If you want to make sure you're buying or selling at a given dollar amount limit, use a limit order.
Click the Open Trade button and eToro will place the order.
If you require more help with buying stocks on eToro, watch the helpful video below:
Step 6: Keep an eye on your investment in JFIN
Now that you own some JFIN shares, you'll want to stay up-to-date on your stock purchase.
Start a watchlist to track your JFIN stock.
JFIN Feed
How to Buy Stock in Jiayin Group
To reiterate, here are the 6 steps to buy Jiayin Group stock:
- Choose where to buy Jiayin Group stock
- Create your brokerage account
- Deposit funds into your brokerage account
- Evaluate Jiayin Group stock
- Make your JFIN purchase
- Keep an eye on your investment in JFIN
If you are looking for a brokerage, eToro is our recommended venue.
Get Started with eToro TodayIf you want to monitor your new investment in Jiayin Group, create a watchlist today.
Trending Stock Buying Guides
FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterInformation is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.