Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China.
Jiayin Group stock last closed at $3.02, up 5.59% from the previous day, and has decreased 81.4% in one year. It has underperformed other stocks in the Internet Content & Information industry by 0.61 percentage points. Jiayin Group stock is currently +11.77% from its 52-week low of $2.70, and -83.85% from its 52-week high of $18.70.
As of Jul 1, 2026, there are 209.32M JFIN shares outstanding. The market capitalization of JFIN is $158.04M. In the past 24 hours, 45,000 JFIN shares were traded.
How to Buy Jiayin Group Stock
Wondering how to invest in Jiayin Group stock? Here's how.
Choose where to buy Jiayin Group stock: You need to decide on a stock brokerage, but don't worry - we've tested dozens of online stock brokerages and apps to help you choose where to buy Jiayin Group stock.
Create your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
Deposit funds into your brokerage account: Select your payment method and add your information.
Evaluate Jiayin Group stock: The Jiayin Group ticker symbol is JFIN. Is Jiayin Group stock a good investment? Should you buy shares of JFIN? How do JFIN's underlying business fundamentals look? Do top analysts think Jiayin Group is a good buy? Why has JFIN's stock price moved recently? (Hint: Our stock market analysis tools can help you understand if JFIN is a good stock to buy).
Make your JFIN purchase: Decide if you will purchase JFIN shares at the current market price or use a limit order to purchase JFIN shares at a particular price.
Keep an eye on your investment in JFIN: Create a watchlist to important notifications about your investment in Jiayin Group shares.
Step 1: Choose where to buy Jiayin Group stock
You will need an online brokerage account in order to access the NASDAQ market and buy JFIN shares.
A brokerage account is an investment account that allows you to buy and sell a number of investments, such as stocks, bonds, mutual funds, and ETFs.
Our favorite brokerage: eToro
Based on our research, eToro is the best brokerage. Here's why:
You can invest in stocks with 0% commissions: Invest without paying trading commissions.
Buy fractional shares: Even if you can't afford a full share, you can still buy the stock.
Access to world markets: From Tech to Energy, New York to Shanghai (for US users, only US stocks are available) — you can fill your portfolio with stocks from the world's leading exchanges.
Social investing: eToro boasts a community of more than 20 million users globally. Talk to, learn from, and copy the crypto trades of other investors.
Security: eToro is a regulated and licensed brokerage platform.
Buy other financial assets: Such as ETFs and cryptos.
Get $10 towards your purchase of shares by opening an account with eToro today. This offer is only for US users.
eToro securities trading is offered by eToro USA Securities, Inc. (“the BD”), member of FINRA and SIPC. Cryptocurrency is offered by eToro USA LLC (“the MSB”) (NMLS: 1769299) and is not FDIC or SIPC insured. Investing involves risk, and content is provided for educational purposes only, does not imply a recommendation, and is not a guarantee of future performance. https://www.wallstreetzen.com is not an affiliate and may be compensated if you access certain products or services offered by the MSB and/or the BD.
Step 2: Create your brokerage account
Now that you've picked the best brokerage, you'll need to fill out some personal details so you can buy JFIN today.
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
Step 4: Evaluate Jiayin Group stock
After you have decided on the best place to buy Jiayin Group stock, it's critical to research their stock prior to buying, so you can understand the risk as well as the opportunity.
Jiayin Group stock at a glance
JFIN Price
$3.02
1w %
0.33%
1y %
-81.4%
5y %
-44.28%
P/E
1.13x
P/B
0.24x
P/S
0.21x
PEG
0.06x
Revenue
$769.72M
Earnings
$138.25M
Fore. Rev. Growth
N/A
Fore. Earn. Growth
N/A
Market Cap
$158.04M
Next Earnings
Aug 19, 2026
Next Dividend
N/A
Fundamentals of Jiayin Group
WallStreetZen was built to help average investors perform better fundamental analysis quickly.
There are more short-term assets than long-term liabilities on the JFIN balance sheet.
Total JFIN debt is lower than 5 years ago, relative to shareholder equity.
There are more short-term assets than short-term liabilities on the JFIN balance sheet.
Failed Health Checks:
JFIN has a relatively high debt to equity ratio of 0.96.
JFIN profit margin has gone down from 21.7% to 18% in the past year.
JFIN Technical Indicators
SMA10
3.27
SMA20
3.63
SMA50
4.19
SMA100
4.88
SMA200
6.6
MACD
-0.37
MACD Signal
-0.3
MACD Histogram
-0.07
RSI
32.57
Stochastic %K
17.45
Stochastic %D
18.37
StochRSI %K
26.11
StochRSI %D
22.81
JFIN Performance Metrics
Last year, JFIN earnings were $138.25M. Over the last 5 year, JFIN's earnings have grown by 24.75% per year. This was slower than the Internet Content & Information industry average of 29.64%.
Last year, JFIN revenue was $769.72M. Over the past five year, JFIN's revenue has gone up by 30.09% per year. This was faster than the Internet Content & Information industry average of 16.85%.
Jiayin Group pays a dividend of 26.49%, compared to the Internet Content & Information industry's average dividend yield of 7.61%. If you owned $1,000 of JFIN stock, you would have been paid $264.90 last year.
One of the biggest reasons eToro is our top-rated brokerage is because of its social trading community.
Click below to see what other traders have to say.
Step 5: Make your JFIN purchase
There are two main options:
Market order: A market order is an order to buy or sell a stock at the best price on the market. Market orders are usually fine for most investors.
Limit order: A limit order is an order to buy or sell a stock at a specific price (or better). If you want to be sure you're buying or selling at a given price, use a limit order.
Press the Open button and your broker will execute your order.
If you want additional help with buying stocks on eToro, click the helpful video below:
How much does it cost to buy one Jiayin Group share?
As of Jul 1, 2026, it costs $3.02 to buy one share of Jiayin Group stock.
Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $1, you can buy 0.331 shares of JFIN.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.
Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.