How to Buy Heritage Insurance Holdings Stock

Heritage Insurance Holdings Inc

Heritage Insurance Holdings is a property & casualty insurance company located in Florida, United States, which is part of the Financial Services sector, and is traded under the ticker HRTG on the NYSE exchange.

Heritage Insurance Holdings stock last closed at $18.90, down 1.2% from the previous day, and has increased 85.11% in one year. It has overperformed other stocks in the Insurance - Property & Casualty industry by 0.69 percentage points. Heritage Insurance Holdings stock is currently +207.82% from its 52-week low of $6.14, and -5.17% from its 52-week high of $19.93.

At the moment, there are 42.84M HRTG shares outstanding. The market value of HRTG is $809.67M. In the last 24 hours, 326,478 HRTG shares were traded.

How to Buy Heritage Insurance Holdings Stock

Wondering how to invest in Heritage Insurance Holdings stock? Here's how.

  1. Choose where to buy Heritage Insurance Holdings stock: You need to pick a stock brokerage, but don't worry - we've researched dozens of online brokerages and apps to help you choose where to buy Heritage Insurance Holdings stock.
  2. Sign up for a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
  3. Deposit money your brokerage account: Choose your method of payment and add your information.
  4. Analyze Heritage Insurance Holdings stock: The Heritage Insurance Holdings ticker symbol is HRTG. Is Heritage Insurance Holdings stock a good investment? Should you buy shares of HRTG? How do HRTG's underlying business fundamentals look? Do top analysts think Heritage Insurance Holdings is a good buy? Why has HRTG's stock price moved recently? (Hint: Our stock research website can help you evaluate if HRTG is a good stock to buy).
  5. Make your HRTG buy order: Decide if you will purchase HRTG shares at the current market price or use a limit order to buy HRTG shares at a given price.
  6. Get updates on your HRTG investment: Create a watchlist to key updates about your position in Heritage Insurance Holdings shares.

Step 1: Choose where to buy Heritage Insurance Holdings stock

You need a brokerage account to access the NYSE market and buy HRTG shares.

A brokerage account is an investment account that enables you to buy and sell a number of financial instruments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Sign up for a brokerage account

Now that you've picked the right brokerage, you'll need to fill out some personal information so you can invest in HRTG today.

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Step 3: Deposit money your brokerage account

Now that you have created your account on one of the most highly reviewed stock apps, your next step is to transfer the money for your investment:

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Step 4: Analyze Heritage Insurance Holdings stock

Once you have decided on the best place to buy Heritage Insurance Holdings stock, it's crucial to research their stock prior to buying, so you truly comprehend the risk as well as the opportunity.

Heritage Insurance Holdings Numbers

HRTG Price
$18.90
1w %
-0.89%
1y %
85.11%
5y %
66.67%
P/E
9.4x
P/B
2.78x
P/S
0.71x
PEG
0.56x
Revenue
$816.99M
Earnings
$61.54M
Fore. Rev. Growth
6.51%
Fore. Earn. Growth
20.9%
Market Cap
$809.67M
Next Earnings
Jun 5, 2025
Next Dividend
N/A

HRTG Overview

WallStreetZen was created to help average investors do better fundamental analysis quickly.

You can see all of the due diligence checks on HRTG's stock page.

Is HRTG stock overvalued?

Analysts use a variety of different financial metrics, analyses, models, and charts to gauge HRTG's fair value.

Using relative valuations metrics:

  • HRTG could be undervalued based on its P/E ratio of 9.4x, relative to Insurance - Property & Casualty industry P/E ratio of 16.63x
  • HRTG could be overvalued based on its P/B ratio of 2.78x, relative to Insurance - Property & Casualty industry P/B ratio of 2.36x
  • HRTG could be undervalued based on its PEG ratio of 0.56x

You can do more valuation research on HRTG's stock here.

A quick look at HRTG Financials

Passed Health Checks:

  • HRTG's operating cash flow of $87.10M allows it to safely service it's debt of $141.34M.
  • HRTG profit margin has gone up from 6.2% to 7.5% in the past year.
  • HRTG earnings of $93.61M is not sufficient to cover its interest payments.

Failed Health Checks:

  • Total HRTG debt is higher than 5 years ago, relative to shareholder equity.
  • HRTG has a relatively high debt to equity ratio of 7.49.

You can dig deeper into what analysts are saying on the Heritage Insurance Holdings stock forecast page.

HRTG Technical Indicators

SMA10
18.86
SMA20
17.27
SMA50
14.5
SMA100
13.12
SMA200
12.51
MACD
1.39
MACD Signal
1.38
MACD Histogram
0.02
RSI
71.08
Stochastic %K
82.6
Stochastic %D
83.35
StochRSI %K
52.1
StochRSI %D
64.78

Is HRTG Growing Revenue?

Last year, HRTG earnings were $61.54M. Over the last five year, HRTG's earnings have increased by 15.45% per year. This was slower than the Insurance - Property & Casualty industry average of 17.52%.

Last year, HRTG revenue was $816.99M. Over the last 5 year, HRTG's revenue has grown by 9.83% per year. This was slower than the Insurance - Property & Casualty industry average of 12.27%.

Learn more about HRTG's earnings and revenue performance here.

Latest Insiders Trades at HRTG

In the last 12 months, executives and large shareholders at HRTG have bought more shares than they have sold.

Ernie J. Garateix, Chief Executive Officer of HRTG, was the latest HRTG insider to buy. They bought $63,850.00 worth of HRTG stock on Mar 14, 2025.

Dig into more about who owns HRTG shares here.

Does HRTG provide a stable income stream?

No, Heritage Insurance Holdings doesn't provide an income stream by paying out dividends.

HRTG Social Trading Data

One of the primary reasons eToro is our favorite brokerage is because of its social trading community.

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Step 5: Make your HRTG buy order

You have two primary types of orders:

  • Market order: A market order is an order to buy or sell a stock at the best possible price.
    Market orders are usually fine.
  • Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
    If you want to ensure you're buying or selling at an exact dollar amount, place a limit order.

Press the Open button and your broker will execute your order.

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Step 6: Get updates on your HRTG investment

Now that you own some HRTG shares, you'll want to stay up-to-date on your company.

Start a watchlist to see the latest developments about your HRTG stock.

HRTG Feed

How to Buy Stock in Heritage Insurance Holdings

To reiterate, here are the 6 steps to buy stock in Heritage Insurance Holdings:

  1. Choose where to buy Heritage Insurance Holdings stock
  2. Sign up for a brokerage account
  3. Deposit money your brokerage account
  4. Analyze Heritage Insurance Holdings stock
  5. Make your HRTG buy order
  6. Get updates on your HRTG investment

If you are looking for a place to buy stocks, eToro is our favorite venue.

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eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you want to get the latest news on your investment in Heritage Insurance Holdings, add HRTG to your watchlist below.

NYSE: HRTG
$18.90-0.23 (-1.2%)
Updated Apr 30, 2025
Open eToro Account
Your capital is at risk.
NYSE: HRTG
$18.90-0.23 (-1.2%)
Updated Apr 30, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Heritage Insurance Holdings share?

As of Apr 30, 2025, it costs $18.90 to buy one share of Heritage Insurance Holdings stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $9, you can buy 0.476 shares of HRTG.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Heritage Insurance Holdings stock?

One way to place an order for Heritage Insurance Holdings stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.