How to Buy Heritage Commerce Stock
Heritage Commerce Corp
Heritage Commerce Corp operates as the bank holding company for Heritage Bank of Commerce that provides various commercial and personal banking services to residents and the business/professional community in California.
Heritage Commerce stock last closed at $8.18, down 2.15% from the previous day, and has increased 7.63% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.12 percentage points. Heritage Commerce stock is currently +22.27% from its 52-week low of $6.69, and -19.96% from its 52-week high of $10.22.
As of Apr 25, 2024, there are 61.17M shares of HTBK outstanding. The market cap of HTBK is $500.37M. In the past 24 hours, 324,043 HTBK shares were traded.
How to Buy Heritage Commerce Stock
Wondering how to invest in Heritage Commerce stock? Here's how.
- Decide where to buy Heritage Commerce stock: You need to decide on an online brokerage, but don't worry - we've analyzed dozens of online stock brokerages and apps to help you decide where to buy Heritage Commerce stock.
- Sign up for your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
- Put funds into your brokerage account: Pick your method of payment and add your info.
- Analyze Heritage Commerce stock: The Heritage Commerce ticker symbol is HTBK. Is Heritage Commerce stock a good investment? Should you buy shares of HTBK? How do HTBK's underlying business fundamentals look? Do top analysts think Heritage Commerce is a good buy? Why has HTBK's stock price moved recently? (Hint: Our stock market analysis website can help you decide if HTBK is a good stock to buy).
- Place your HTBK trade: Decide if you will purchase HTBK shares at the current market price or use a limit order to purchase HTBK shares at a particular price.
- Get the latest scoop on your investment in HTBK: Create a watchlist to keep track of your position in Heritage Commerce shares.
Step 1: Decide where to buy Heritage Commerce stock
You will need a brokerage account to access the NASDAQ market and buy HTBK shares.
Our preferred brokerage: eToro
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Open eToro AccountStep 2: Sign up for your brokerage account
Now that you've chosen your brokerage, the next step is to fill out some personal details so you can buy HTBK today.
How to Start a New Brokerage Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Enter your personal data to open a new trading account.
- Send your info by clicking the "Create Account" button. Get started with eToro today
Step 3: Put funds into your brokerage account
Now that you have created your account on the best stock trading app for beginners, your next step is to transfer the money for your investment:
Check out the video below for more details transferring funds into your new investment account.
Step 4: Analyze Heritage Commerce stock
After you have decided on the best place to buy Heritage Commerce stock, it's critical to analyze their stock before you buy, so you actually comprehend the risk as well as the upside.
Heritage Commerce shares quick numbers
HTBK Due Diligence Checks
WallStreetZen was built to help everyday investors perform more in-depth fundamental analysis in less time.
You can see all of the due diligence checks on HTBK's stock page.
What is the fair value of HTBK stock?
Analysts use many financial metrics, analyses, models, and charts to gauge HTBK's intrinsic value.
Using relative valuations measures:
- HTBK may be undervalued based on its P/E ratio of 7.72x, relative to Banks - Regional industry P/E ratio of -10.31x
- HTBK may be undervalued based on its P/B ratio of 0.74x, relative to Banks - Regional industry P/B ratio of 0.99x
- HTBK could be overvalued based on its PEG ratio of 2.34x
You can access additional valuation research on HTBK's stock here.
HTBK Financial Summary
Passed Health Checks:
- Total HTBK debt is lower than 5 years ago, relative to shareholder equity.
- HTBK's operating cash flow of $73.01M allows it to safely service it's debt of $39.50M.
- HTBK earnings of $90.42M is not sufficient to cover its interest payments.
Failed Health Checks:
- HTBK profit margin has gone down from 35.2% to 33.7% in the past year.
- HTBK has a relatively high debt to equity ratio of 6.72.
Do Wall Street analysts think it's a good time to buy Heritage Commerce stock
Out of 3 Equities analysts who research HTBK, the consensus analyst rating on HTBK is a Strong Buy
Please note that analyst forecasts are not stock recommendations, nor are they financial advice.
You can dig deeper into what analysts are projecting on the Heritage Commerce stock forecast page.
Metrics for Advanced HTBK Traders
How is HTBK performing as a company?
Last year, HTBK earnings were $64.44M. In the last five year, HTBK's earnings have increased by 4.51% per year. This was slower than the Banks - Regional industry average of 17.48%.
Last year, HTBK revenue was $191.47M. During the past 5 year, HTBK's revenue has gone up by 9.05% per year. This was faster than the Banks - Regional industry average of 7.5%.
Dig into HTBK's earnings and revenue performance here.
Are HTBK executives and large shareholders buying or selling the stock?
In the past year, executives and large shareholders at HTBK have bought more shares than they have sold.
Ranson W. Webster, Director of HTBK, was the latest HTBK insider to buy. They bought $36,315.00 worth of HTBK shares on Feb 26, 2024.
Get more info about who owns HTBK stock here.
Can I get consistent income from HTBK stock?
Heritage Commerce pays a dividend of 6.36%, compared to the Banks - Regional industry's average dividend yield of 3.86%. If you owned $1,000 of HTBK stock, you would have received $63.57 in the past 12 months.
Heritage Commerce dividend payments have consistently grown over the past decade and have remained stable.
Get more data about Heritage Commerce dividend yield and history here.
What others are saying about HTBK
One of the primary reasons eToro is our top-rated brokerage is because of its social trading community.
Click below to learn what other community members have to say.
Step 5: Place your HTBK trade
You have two main types of orders:
- Market order: A market order is an order to buy or sell a stock at the best possible price.
Market orders are usually the easiest way to buy. - Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
If you want to be sure you're buying or selling at an exact dollar amount, use a limit order.
Hit the Open button and your broker will place the order.
If you require additional help investing in stocks on eToro, watch the helpful video below:
Step 6: Get the latest scoop on your investment in HTBK
Now that you own some HTBK shares, you'll want to keep up with your investment.
Make a watchlist to track your HTBK stock.
HTBK Feed
How to Buy Stock in Heritage Commerce
To summarize, here are the 6 steps for buying Heritage Commerce stock:
- Decide where to buy Heritage Commerce stock
- Sign up for your brokerage account
- Put funds into your brokerage account
- Analyze Heritage Commerce stock
- Place your HTBK trade
- Get the latest scoop on your investment in HTBK
If you are looking for a place to buy stocks, eToro is our recommended venue.
Get Started with eToro TodayIf you want to keep track of your new investment in Heritage Commerce, get started below.
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