How to Buy Financial Institutions Stock
Financial Institutions Inc
Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York.
Financial Institutions stock last closed at $30.32, down 0.2% from the previous day, and has increased 15.5% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.01 percentage points. Financial Institutions stock is currently +44.59% from its 52-week low of $20.97, and -14.53% from its 52-week high of $35.47.
There are currently 19.63M shares of FISI outstanding. The market value of FISI is $595.31M. In the last 24 hours, 91,000 FISI shares were traded.
How to Buy Financial Institutions Stock
Wondering how to invest in Financial Institutions stock? Here's how.
- Decide where to buy Financial Institutions stock: You need to pick a stock brokerage, but don't worry - we've sifted through dozens of online brokerages and apps to help you choose where to buy Financial Institutions stock.
- Open your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've selected.
- Fund your investment account: Pick your payment method and add your info.
- Research Financial Institutions stock: The Financial Institutions ticker symbol is FISI. Is Financial Institutions stock a good investment? Should you buy shares of FISI? How do FISI's underlying business fundamentals look? Do top analysts think Financial Institutions is a good buy? Why has FISI's stock price moved recently? (Hint: Our stock market research website can help you understand if FISI is a good stock to buy).
- Make your FISI trade: Decide if you will purchase FISI shares at the current market price or use a limit order to purchase FISI shares at a specific price.
- Watch your FISI position: Create a watchlist to track your new investment in Financial Institutions shares.
Step 1: Decide where to buy Financial Institutions stock
You will need an online brokerage account to access the NASDAQ market and buy FISI stock.
Our recommended brokerage: eToro
Based on our research, eToro is the best online stock brokerage. Here's why:
- You can invest in stocks with 0% commissions: Invest without commissions.
- Buy fractional shares: Even if you can't afford a full share, you can still invest in the stock.
- Access to global financial markets: From Tech to Financial Services, New York to Hong Kong (for US users, only US stocks are available) — you can fill your portfolio with stocks from the world's leading stock exchanges.
- Social investing: eToro offers a community with more than 20 million users around the world. Talk to, learn from, and copy the crypto trades of other investors.
- Security: eToro is a regulated and licensed brokerage platform.
- Buy other assets: Such as ETFs and cryptos.
Get $10 towards your purchase of shares by signing up for an account with eToro today. This offer is only for US users.
Open eToro AccountStep 2: Open your brokerage account
Now that you've selected the right brokerage, the next step is to fill out some personal info so you are able to buy FISI stock today.
How to Start a New Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Provide your personal details to start your new trading account.
- Submit your details by clicking the "Create Account" button. Get started with eToro today
Step 3: Fund your investment account
Now that you've filled out your info on the stock trading app, you can securely and quickly fund your account:
Watch the walkthrough below if you need help depositing funds into your new investment account.
Step 4: Research Financial Institutions stock
Once you have identified the best place to buy Financial Institutions stock, it's absolutely critical to research their stock before you buy, so you can comprehend the risk as well as the upside.
Financial Institutions shares at a glance
Financial Institutions Fundamentals
WallStreetZen was created to help everyday investors perform more in-depth fundamental analysis in less time.
You can view all of the due diligence checks on FISI's stock page.
Is FISI stock overvalued?
Investors use many financial metrics, analyses, models, and charts to gauge FISI's intrinsic value.
Using relative valuations measures:
- FISI could be undervalued based on its P/E ratio of 8.31x, relative to Banks - Regional industry P/E ratio of 13.86x
- FISI may be undervalued based on its P/B ratio of 0.95x, relative to Banks - Regional industry P/B ratio of 1.2x
- FISI may be overvalued based on its PEG ratio of 1.09x
You can do additional valuation research on FISI's stock here.
FISI Financial Health Overview
Positive Health Checks:
- FISI profit margin has gone up from -38.9% to 31.5% in the past year.
- FISI earnings of $91.35M is not enough to cover its interest payments.
- Total FISI debt is lower than 5 years ago, relative to shareholder equity.
Negative Health Checks:
- FISI has a relatively high debt to equity ratio of 8.98.
- FISI's operating cash flow of $18.80M allows it to safely service it's debt of $302.65M.
Do Wall Street analysts think it's a good time to buy FISI stock
Out of 2 Wall Street analysts who track FISI, the consensus analyst rating on FISI is a Buy
It's important to keep in mind that analyst forecasts are not stock recommendations, nor are they financial advice.
You can dive deeper into what analysts are projecting on the Financial Institutions stock forecast page.
FISI Technicals
Is FISI Making Money?
Last year, FISI earnings were $73.41M. Over the past 5 year, FISI's earnings have increased by 9.68% per year. This was slower than the Banks - Regional industry average of 17.42%.
Last year, FISI revenue was $233.32M. Over the past 5 year, FISI's revenue has increased by 8.53% per year. This was slower than the Banks - Regional industry average of 10.83%.
Find out more about FISI's earnings and revenue performance here.
What are FISI executives and large shareholders up to?
Over the past year, executives and large shareholders at FISI have sold more shares than they have bought.
William Jack Plants Ii, Chief Financial Officer of FISI, was the latest FISI insider to buy. They bought $19,878.54 worth of FISI shares on Mar 12, 2026.
Dig into more about who owns FISI stock here.
Can I rely on FISI as an income stream?
Financial Institutions pays a dividend of 4.09%, compared to the Banks - Regional industry's average dividend yield of 2.91%. If you owned $1,000 of FISI stock, you would have received $40.90 last year.
Financial Institutions dividend payments have consistently grown over the past decade and have remained stable.
Dig into more analysis about Financial Institutions dividend yield and history here.
What others are saying about FISI
One of the biggest reasons eToro is our highest-rated brokerage is because of its social trading community.
Click below to find out what other investors have to say.
Step 5: Make your FISI trade
There are two primary types of orders:
- Market order: A market order is an order to buy or sell a security at the best available price.
Market orders are generally the easiest way to buy. - Limit order: A limit order is an order to buy or sell a security at a specific price (or better).
If you want to make sure you're buying or selling at an exact dollar amount, use a limit order.
Press the Open button and your broker will place the order.
If you require more info about buying stocks on eToro, watch the helpful video below:
Step 6: Watch your FISI position
Now that you own some FISI shares, you'll want to keep up with your new shares.
Put FISI on a watchlist to track the latest developments regarding your FISI stock.
FISI Feed
How to Buy Stock in Financial Institutions
To summarize, here are the 6 steps to buy stock in Financial Institutions:
- Decide where to buy Financial Institutions stock
- Open your brokerage account
- Fund your investment account
- Research Financial Institutions stock
- Make your FISI trade
- Watch your FISI position
If you are looking for a brokerage, eToro is our recommended venue.
Get Started with eToro TodayIf you want to get the latest news on your investment in Financial Institutions, add FISI to your watchlist below.
Trending Stock Buying Guides
FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterInformation is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.