How to Buy Financial Institutions Stock
Financial Institutions Inc
Financial Institutions, Inc. operates as a holding company for the Five Star Bank, a chartered bank that provides banking and financial services to individuals, municipalities, and businesses in New York.
Financial Institutions stock last closed at $16.42, up 0.49% from the previous day, and has decreased 8.42% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.18 percentage points. Financial Institutions stock is currently +18.68% from its 52-week low of $13.84, and -28.95% from its 52-week high of $23.11.
There are currently 15.41M shares of FISI outstanding. The market value of FISI is $253.01M. In the last 24 hours, 54,589 FISI shares were traded.
How to Buy Financial Institutions Stock
Wondering how to invest in Financial Institutions stock? Here's how.
- Decide where to buy Financial Institutions stock: You need to pick a stock brokerage, but don't worry - we've sifted through dozens of online brokerages and apps to help you choose where to buy Financial Institutions stock.
- Open your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've selected.
- Fund your investment account: Pick your payment method and add your info.
- Research Financial Institutions stock: The Financial Institutions ticker symbol is FISI. Is Financial Institutions stock a good investment? Should you buy shares of FISI? How do FISI's underlying business fundamentals look? Do top analysts think Financial Institutions is a good buy? Why has FISI's stock price moved recently? (Hint: Our stock market research website can help you understand if FISI is a good stock to buy).
- Make your FISI trade: Decide if you will purchase FISI shares at the current market price or use a limit order to purchase FISI shares at a specific price.
- Watch your FISI position: Create a watchlist to track your new investment in Financial Institutions shares.
Step 1: Decide where to buy Financial Institutions stock
You will need an online brokerage account to access the NASDAQ market and buy FISI stock.
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Open eToro AccountStep 2: Open your brokerage account
Now that you've selected the right brokerage, the next step is to fill out some personal info so you are able to buy FISI stock today.
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- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Provide your personal details to start your new trading account.
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Step 3: Fund your investment account
Now that you've filled out your info on the stock trading app, you can securely and quickly fund your account:
Watch the walkthrough below if you need help depositing funds into your new investment account.
Step 4: Research Financial Institutions stock
Once you have identified the best place to buy Financial Institutions stock, it's absolutely critical to research their stock before you buy, so you can comprehend the risk as well as the upside.
Financial Institutions shares at a glance
Financial Institutions Fundamentals
WallStreetZen was created to help everyday investors perform more in-depth fundamental analysis in less time.
You can view all of the due diligence checks on FISI's stock page.
Is FISI stock overvalued?
Investors use many financial metrics, analyses, models, and charts to gauge FISI's intrinsic value.
Using relative valuations measures:
- FISI could be undervalued based on its P/E ratio of 5.18x, relative to Banks - Regional industry P/E ratio of -10.84x
- FISI may be undervalued based on its P/B ratio of 0.56x, relative to Banks - Regional industry P/B ratio of 0.95x
- FISI may be overvalued based on its PEG ratio of 1.22x
You can do additional valuation research on FISI's stock here.
FISI Financial Health Overview
Positive Health Checks:
- FISI earnings of $63.05M is not enough to cover its interest payments.
Negative Health Checks:
- FISI has a relatively high debt to equity ratio of 12.55.
- FISI's operating cash flow of $10.89M allows it to safely service it's debt of $309.53M.
- Total FISI debt is higher than 5 years ago, relative to shareholder equity.
- FISI profit margin has gone down from 27.5% to 24.4% in the past year.
Do Wall Street analysts think it's a good time to buy FISI stock
Out of 2 Wall Street analysts who track FISI, the consensus analyst rating on FISI is a Hold
It's important to keep in mind that analyst forecasts are not stock recommendations, nor are they financial advice.
You can dive deeper into what analysts are projecting on the Financial Institutions stock forecast page.
FISI Technicals
Is FISI Making Money?
Last year, FISI earnings were $48.81M. Over the past 5 year, FISI's earnings have increased by 5.81% per year. This was slower than the Banks - Regional industry average of 16.37%.
Last year, FISI revenue was $200.28M. Over the past 5 year, FISI's revenue has increased by 5.89% per year. This was slower than the Banks - Regional industry average of 7.32%.
Find out more about FISI's earnings and revenue performance here.
What are FISI executives and large shareholders up to?
Over the past year, executives and large shareholders at FISI have bought more shares than they have sold.
Martin Kearney Birmingham, President CEO of FISI, was the latest FISI insider to sell. They sold $107,746.39 worth of FISI shares on Mar 19, 2024.
Dig into more about who owns FISI stock here.
Can I rely on FISI as an income stream?
Financial Institutions pays a dividend of 7.31%, compared to the Banks - Regional industry's average dividend yield of 3.99%. If you owned $1,000 of FISI stock, you would have received $73.08 last year.
Financial Institutions dividend payments have consistently grown over the past decade and have remained stable.
Dig into more analysis about Financial Institutions dividend yield and history here.
What others are saying about FISI
One of the biggest reasons eToro is our highest-rated brokerage is because of its social trading community.
Click below to find out what other investors have to say.
Step 5: Make your FISI trade
There are two primary types of orders:
- Market order: A market order is an order to buy or sell a security at the best available price.
Market orders are generally the easiest way to buy. - Limit order: A limit order is an order to buy or sell a security at a specific price (or better).
If you want to make sure you're buying or selling at an exact dollar amount, use a limit order.
Press the Open button and your broker will place the order.
If you require more info about buying stocks on eToro, watch the helpful video below:
Step 6: Watch your FISI position
Now that you own some FISI shares, you'll want to keep up with your new shares.
Put FISI on a watchlist to track the latest developments regarding your FISI stock.
FISI Feed
How to Buy Stock in Financial Institutions
To summarize, here are the 6 steps to buy stock in Financial Institutions:
- Decide where to buy Financial Institutions stock
- Open your brokerage account
- Fund your investment account
- Research Financial Institutions stock
- Make your FISI trade
- Watch your FISI position
If you are looking for a brokerage, eToro is our recommended venue.
Get Started with eToro TodayIf you want to get the latest news on your investment in Financial Institutions, add FISI to your watchlist below.
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