How to Buy Ellington Credit Co Stock

Ellington Credit Co

Ellington Credit Co is a mortgage REIT company located in Connecticut, United States, which is part of the Real Estate sector, and is traded under the ticker EARN on the NYSE exchange.

Ellington Credit Co stock last closed at $5.66, down 3.25% from the previous day, and has decreased 18.44% in one year. It has underperformed other stocks in the REIT - Mortgage industry by 0.08 percentage points. Ellington Credit Co stock is currently +30.87% from its 52-week low of $4.33, and -20.39% from its 52-week high of $7.11.

There are currently 37.56M shares of EARN outstanding. The market capitalization of EARN is $212.59M. In the past 24 hours, 716,000 EARN shares were traded.

How to Buy Ellington Credit Co Stock

Wondering how to invest in Ellington Credit Co stock? Here's how.

  1. Figure out where to buy Ellington Credit Co stock: You need to pick an online brokerage, but don't worry - we've researched dozens of stock brokerages and apps to help you choose where to buy Ellington Credit Co stock.
  2. Create your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
  3. Put funds into your investment account: Pick your payment method and add your information.
  4. Evaluate Ellington Credit Co stock: The Ellington Credit Co ticker symbol is EARN. Is Ellington Credit Co stock a good investment? Should you buy shares of EARN? How do EARN's underlying business fundamentals look? Do top analysts think Ellington Credit Co is a good buy? Why has EARN's stock price moved recently? (Hint: Our stock research website can help you evaluate if EARN is a good stock to buy).
  5. Execute your EARN trade: Decide if you will purchase EARN shares at the current market price or use a limit order to buy EARN stock at a specific price.
  6. Get the latest news on your EARN investment: Create a watchlist to watch your new investment in Ellington Credit Co shares.

Step 1: Figure out where to buy Ellington Credit Co stock

You need an online brokerage account in order to access the NYSE market and buy EARN stock.

A brokerage account is an investment account that allows you to buy and sell a variety of financial instruments, including stocks, bonds, mutual funds, and ETFs.

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Step 2: Create your brokerage account

Now that you've chosen your brokerage, it's time to fill out some personal info so you can buy EARN stock today.

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Step 3: Put funds into your investment account

Now that you've opened your account on the best stock app for beginners, you can securely and quickly fund your account:

Check out the walkthrough below if you need help transferring money into your investment account.

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Step 4: Evaluate Ellington Credit Co stock

After you have decided on the best place to buy Ellington Credit Co stock, it's crucial to analyze their stock prior to buying, so you actually comprehend the risk and upside.

Ellington Credit Co Metrics

EARN Price
$5.66
1w %
-4.39%
1y %
-18.44%
5y %
-48.96%
P/E
-33.29x
P/B
0.93x
P/S
8.84x
PEG
N/A
Revenue
$24.04M
Earnings
-$5.25M
Fore. Rev. Growth
63.99%
Fore. Earn. Growth
N/A
Market Cap
$212.59M
Next Earnings
Aug 6, 2025
Next Dividend
Aug 29, 2025

EARN Fundamentals

WallStreetZen was designed to help everyday investors perform more accurate fundamental analysis in minutes instead of hours.

You can see all of the due diligence checks on EARN's stock page.

Is EARN stock undervalued or overvalued?

Investors use many financial metrics, analyses, models, and charts to gauge EARN's fair value.

Using relative valuations measures:

  • EARN may be overvalued based on its P/B ratio of 0.93x, relative to REIT - Mortgage industry P/B ratio of 0.81x

You can do more valuation analysis on EARN's stock here.

Is EARN a healthy company?

Pros:

  • EARN profit margin has gone up from -300.7% to -21.8% in the past year.
  • Total EARN debt is lower than 5 years ago, relative to shareholder equity.

Cons:

  • EARN has a relatively high debt to equity ratio of 2.43.
  • EARN's operating cash flow of $19.53M allows it to safely service it's debt of $517.54M.
  • EARN earnings of -$5.04M is not sufficient to cover its interest payments.

Is it a good time to buy EARN stock, according to analysts?

Out of 2 sell side analysts who monitor EARN, the consensus analyst rating on EARN is a Buy

Please note that analyst forecasts are not stock recommendations, nor are they investment advice.

You can dive deeper into what analysts are projecting on the Ellington Credit Co stock forecast page.

EARN Momentum

SMA10
5.91
SMA20
5.91
SMA50
5.78
SMA100
5.62
SMA200
6.12
MACD
0.02
MACD Signal
0.05
MACD Histogram
-0.03
RSI
38.46
Stochastic %K
25.57
Stochastic %D
39.11
StochRSI %K
8.61
StochRSI %D
16.83

How are EARN Revenues/Earnings doing?

Last year, EARN revenue was $24.04M. In the past five year, EARN's revenue has grown by 20.93% per year. This was faster than the REIT - Mortgage industry average of -2.89%.

You can analyze EARN's earnings and revenue performance here.

Are EARN executives and large shareholders buying or selling the stock?

Over the past 12 months, insiders at EARN have bought more shares than they have sold.

Gregory Morris Borenstein, Portfolio Manager of EARN, was the latest EARN insider to buy. They bought $37,872.00 worth of EARN shares on Apr 9, 2025.

Learn more about who owns EARN stock here.

Does EARN provide a stable income stream?

Ellington Credit Co pays a dividend of 15.55%, compared to the REIT - Mortgage industry's average dividend yield of 10.85%. If you owned $1,000 worth of EARN stock, you would have been paid $155.48 last year.

Ellington Credit Co dividend payments have not consistently grown over the past decade and have not remained stable.

Get more analysis about Ellington Credit Co dividend yield and history here.

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Step 5: Execute your EARN trade

You have two main options:

  • Market order: A market order is an order to buy or sell a security at the best price on the market.
    Market orders are usually the best for newer investors.
  • Limit order: A limit order is an order to buy or sell a stock at a specific price (or better).
    If you want to make sure you're buying or selling at a specific dollar amount limit, place a limit order.

Press the Open button and your broker will execute the order.

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Step 6: Get the latest news on your EARN investment

Now that you own some shares in EARN, you'll want to stay up-to-date on your investment.

Create a watchlist to get the latest updates about your EARN stock.

EARN Feed

How to Buy Stock in Ellington Credit Co

To summarize, here are the 6 steps you need to take to buy Ellington Credit Co stock right now:

  1. Figure out where to buy Ellington Credit Co stock
  2. Create your brokerage account
  3. Put funds into your investment account
  4. Evaluate Ellington Credit Co stock
  5. Execute your EARN trade
  6. Get the latest news on your EARN investment

If you require a brokerage account, eToro is our recommended option.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you want to get updates on your investment in Ellington Credit Co, add EARN to your watchlist below.

NYSE: EARN
$5.66-0.19 (-3.25%)
Updated Aug 1, 2025
Open eToro Account
Your capital is at risk.
NYSE: EARN
$5.66-0.19 (-3.25%)
Updated Aug 1, 2025
Open eToro Account
Your capital is at risk.

FAQ

How much does it cost to buy one Ellington Credit Co share?

As of Aug 1, 2025, it costs $5.66 to buy one share of Ellington Credit Co stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $2, you can buy 0.353 shares of EARN.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

Is now a good time to buy Ellington Credit Co stock?

According to 2 Wall Street analysts who monitor Ellington Credit Co, their consensus recommendation is to buy Ellington Credit Co stock.

What is the best way to buy Ellington Credit Co stock?

One way to place an order for Ellington Credit Co stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.