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How to Buy Consumer Portfolio Services Stock

Consumer Portfolio Services Inc

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States.

Consumer Portfolio Services stock last closed at $8.84, up 3.51% from the previous day, and has decreased 8.11% in one year. It has underperformed other stocks in the Credit Services industry by 0.27 percentage points. Consumer Portfolio Services stock is currently +21.1% from its 52-week low of $7.30, and -35.69% from its 52-week high of $13.75.

As of Apr 24, 2024, there are 21.13M CPSS shares outstanding. The market capitalization of CPSS is $186.79M. In the past 24 hours, 23,732 CPSS shares were traded.

How to Buy Consumer Portfolio Services Stock

Not sure how to invest in Consumer Portfolio Services stock? Here's how.
  1. Choose where to buy Consumer Portfolio Services stock: You need to decide on a stock brokerage, but don't worry - we've sifted through dozens of stock brokerages and apps to help you figure out where to buy Consumer Portfolio Services stock.
  2. Sign up for your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
  3. Deposit funds into your brokerage account: Select your method of payment and add your information.
  4. Analyze Consumer Portfolio Services stock: The Consumer Portfolio Services ticker symbol is CPSS. Is Consumer Portfolio Services stock a good investment? Should you buy shares of CPSS? How do CPSS's underlying business fundamentals look? Do top analysts think Consumer Portfolio Services is a good buy? Why has CPSS's stock price moved recently? (Hint: Our stock analysis website can help you figure out if CPSS is a good stock to buy).
  5. Make your CPSS trade: Decide if you will purchase CPSS shares at the current market price or use a limit order to purchase CPSS stock at a particular price.
  6. Get the latest news on your CPSS position: Create a watchlist to keep tabs on your position in Consumer Portfolio Services stock.

Step 1: Choose where to buy Consumer Portfolio Services stock

You need an online brokerage account to access the NASDAQ market and buy CPSS stock.

A brokerage account is an investment account that allows you to buy and sell a variety of investments, such as stocks, bonds, mutual funds, and ETFs.

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Step 2: Sign up for your brokerage account

Now that you've picked your brokerage, the next step is to fill out some personal information so you are able to invest in CPSS today.

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Step 3: Deposit funds into your brokerage account

Now that you have finished signing up on the stocks app, you can securely and quickly fund your account:

Check out the walkthrough below if you need help transferring funds into your brokerage account.

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Step 4: Analyze Consumer Portfolio Services stock

Once you have chosen the best place to buy Consumer Portfolio Services stock, it's critical to evaluate their stock before you buy, so you can wrap your head around the risk as well as the upside.

Consumer Portfolio Services Numbers

CPSS Price
$8.84
1w %
4.25%
1y %
-8.11%
5y %
160%
P/E
4.07x
P/B
0.68x
P/S
0.52x
PEG
0.21x
Revenue
$352.01M
Earnings
$45.34M
Fore. Rev. Growth
N/A
Fore. Earn. Growth
N/A
Market Cap
$186.79M
Next Earnings
N/A
Next Dividend
N/A

CPSS Fundamentals

WallStreetZen was created to help part-time investors perform more accurate fundamental analysis in less time.

You can see all of the due diligence checks on CPSS's stock page.

Is CPSS stock overvalued?

You can use many financial metrics, analyses, models, and charts to gauge CPSS's intrinsic value.

Using relative valuations ratios:

  • CPSS could be undervalued based on its P/E ratio of 4.07x, relative to Credit Services industry P/E ratio of 28.23x
  • CPSS may be undervalued based on its P/B ratio of 0.68x, relative to Credit Services industry P/B ratio of 5x
  • CPSS could be undervalued based on its PEG ratio of 0.21x

You can do additional valuation research on CPSS's stock here.

CPSS Financials at a glance

Positive Health Checks:

  • Total CPSS debt is lower than 5 years ago, relative to shareholder equity.

Negative Health Checks:

  • CPSS profit margin has gone down from 26.1% to 12.9% in the past year.
  • CPSS's operating cash flow of $237.98M allows it to safely service it's debt of $2.57B.
  • CPSS earnings of $207.73M is not enough to cover its interest payments.
  • CPSS has a relatively high debt to equity ratio of 9.57.

Metrics for Advanced CPSS Traders

SMA10
8.79
SMA20
8.35
SMA50
8.39
SMA100
8.7
SMA200
9.29
MACD
0.16
MACD Signal
0.11
MACD Histogram
0.05
RSI
57.11
Stochastic %K
59.42
Stochastic %D
62.52
StochRSI %K
36.06
StochRSI %D
44.85

CPSS Performance Numbers

Last year, CPSS earnings were $45.34M. During the past five year, CPSS's earnings have increased by 26.12% per year. This was faster than the Credit Services industry average of 12.02%.

Last year, CPSS revenue was $352.01M. Over the last 5 year, CPSS's revenue has increased by -2.02% per year. This was slower than the Credit Services industry average of 9.62%.

Find out more about CPSS's earnings and revenue performance here.

Latest Insiders Trades at CPSS

In the last year, executives and large shareholders at CPSS have bought more shares than they have sold.

Daniel S. Wood, Director of CPSS, was the latest CPSS insider to sell. They sold $74,064.00 worth of CPSS stock on Dec 15, 2023.

Dig into more about who owns CPSS shares here.

Can I rely on CPSS as an income stream?

No, Consumer Portfolio Services doesn't provide an income stream by paying out dividends.

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Step 5: Make your CPSS trade

You have two main order types:

  • Market order: A market order is an order to buy or sell a security at the best price on the market.
    Market orders are generally fine for most investors.
  • Limit order: A limit order is an order to buy or sell a stock at a specific price (or better).
    If you want to make sure you're buying or selling at a specific price limit, place a limit order.

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Step 6: Get the latest news on your CPSS position

Now that you own some shares in CPSS, you'll want to stay up-to-date on your stock purchase.

Add CPSS to a watchlist to track the latest developments regarding your CPSS stock.

CPSS Feed

How to Buy Stock in Consumer Portfolio Services

To summarize, here are the 6 steps to buy Consumer Portfolio Services stock:

  1. Choose where to buy Consumer Portfolio Services stock
  2. Sign up for your brokerage account
  3. Deposit funds into your brokerage account
  4. Analyze Consumer Portfolio Services stock
  5. Make your CPSS trade
  6. Get the latest news on your CPSS position

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If you would like to keep track of your new investment in Consumer Portfolio Services, click below.

NASDAQ: CPSS
$8.84+0.30 (+3.51%)
Updated Apr 24, 2024
Open eToro Account
NASDAQ: CPSS
$8.84+0.30 (+3.51%)
Updated Apr 24, 2024
Open eToro Account

FAQ

How much does it cost to buy one Consumer Portfolio Services share?

As of Apr 24, 2024, it costs $8.84 to buy one share of Consumer Portfolio Services stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $4, you can buy 0.452 shares of CPSS.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Consumer Portfolio Services stock?

One way to place an order for Consumer Portfolio Services stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.