How to Buy Consumer Portfolio Services Stock
Consumer Portfolio Services Inc
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States.
Consumer Portfolio Services stock last closed at $7.72, up 0% from the previous day, and has decreased 14.32% in one year. It has underperformed other stocks in the Credit Services industry by 0.1 percentage points. Consumer Portfolio Services stock is currently +15.79% from its 52-week low of $6.67, and -26.55% from its 52-week high of $10.51.
As of Mar 24, 2026, there are 21.76M CPSS shares outstanding. The market capitalization of CPSS is $167.99M. In the past 24 hours, 13,800 CPSS shares were traded.
How to Buy Consumer Portfolio Services Stock
Not sure how to invest in Consumer Portfolio Services stock? Here's how.
- Choose where to buy Consumer Portfolio Services stock: You need to decide on a stock brokerage, but don't worry - we've sifted through dozens of stock brokerages and apps to help you figure out where to buy Consumer Portfolio Services stock.
- Sign up for your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
- Deposit funds into your brokerage account: Select your method of payment and add your information.
- Analyze Consumer Portfolio Services stock: The Consumer Portfolio Services ticker symbol is CPSS. Is Consumer Portfolio Services stock a good investment? Should you buy shares of CPSS? How do CPSS's underlying business fundamentals look? Do top analysts think Consumer Portfolio Services is a good buy? Why has CPSS's stock price moved recently? (Hint: Our stock analysis website can help you figure out if CPSS is a good stock to buy).
- Make your CPSS trade: Decide if you will purchase CPSS shares at the current market price or use a limit order to purchase CPSS stock at a particular price.
- Get the latest news on your CPSS position: Create a watchlist to keep tabs on your position in Consumer Portfolio Services stock.
Step 1: Choose where to buy Consumer Portfolio Services stock
You need an online brokerage account to access the NASDAQ market and buy CPSS stock.
Our favorite brokerage: eToro
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Open eToro AccountStep 2: Sign up for your brokerage account
Now that you've picked your brokerage, the next step is to fill out some personal information so you are able to invest in CPSS today.
How to Start a New Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Enter your personal details to create a new trading account.
- Send your info by hitting the "Create Account" button. Get started with eToro today
Step 3: Deposit funds into your brokerage account
Now that you have finished signing up on the stocks app, you can securely and quickly fund your account:
Check out the walkthrough below if you need help transferring funds into your brokerage account.
Step 4: Analyze Consumer Portfolio Services stock
Once you have chosen the best place to buy Consumer Portfolio Services stock, it's critical to evaluate their stock before you buy, so you can wrap your head around the risk as well as the upside.
Consumer Portfolio Services Numbers
CPSS Fundamentals
WallStreetZen was created to help part-time investors perform more accurate fundamental analysis in less time.
You can see all of the due diligence checks on CPSS's stock page.
Is CPSS stock overvalued?
You can use many financial metrics, analyses, models, and charts to gauge CPSS's intrinsic value.
Using relative valuations ratios:
- CPSS could be undervalued based on its P/E ratio of 8.77x, relative to Credit Services industry P/E ratio of 26.91x
- CPSS may be undervalued based on its P/B ratio of 0.54x, relative to Credit Services industry P/B ratio of 4.24x
You can access more valuation analysis on CPSS's stock here.
How do CPSS Financials look?
Positive Health Checks:
- Total CPSS debt is lower than 5 years ago, relative to shareholder equity.
Negative Health Checks:
- CPSS's operating cash flow of $289.00M allows it to safely service it's debt of $3.48B.
- CPSS profit margin has gone down from 4.9% to 4.4% in the past year.
- CPSS earnings of $260.03M is not enough to cover its interest payments.
- CPSS has a relatively high debt to equity ratio of 11.46.
You can dive deeper into what analysts are forecasting on the Consumer Portfolio Services stock forecast page.
CPSS Momentum
CPSS Growth Metrics
Last year, CPSS earnings were $19.33M. Over the last five year, CPSS's earnings have gone up by -1.73% per year. This was slower than the Credit Services industry average of 17.97%.
Last year, CPSS revenue was $434.47M. During the past five year, CPSS's revenue has gone up by 9.89% per year. This was slower than the Credit Services industry average of 14.66%.
Find out more about CPSS's earnings and revenue performance here.
Are CPSS insiders buying or selling the stock?
Over the last year, insiders at CPSS have bought more shares than they have sold.
Daniel S. Wood, Director of CPSS, was the latest CPSS insider to sell. They sold $150,600.00 worth of CPSS shares on Mar 13, 2026.
Get more info about who owns CPSS shares here.
Can I get consistent income from CPSS stock?
No, Consumer Portfolio Services doesn't provide an income stream by paying out dividends.
What others are saying about CPSS
One of the reasons eToro is our favorite brokerage is because of its social trading community.
Click below to learn what other traders have to say.
Step 5: Make your CPSS trade
You have two main order types:
- Market order: A market order is an order to buy or sell a stock at the best price on the market.
Market orders are generally sufficient. - Limit order: A limit order is an order to buy or sell a stock at a specific price (or better).
If you want to make sure you're buying or selling at a particular price limit, use a limit order.
Press the Open button and eToro will place the order.
If you need additional help with buying stocks on eToro, click the how to video below:
Step 6: Get the latest news on your CPSS position
Now that you own some CPSS shares, you'll want to keep up with your new company.
Make a watchlist to track the most important metrics related to your CPSS stock.
CPSS Feed
How to Buy Stock in Consumer Portfolio Services
To summarize, here are the 6 steps to buy Consumer Portfolio Services stock:
- Choose where to buy Consumer Portfolio Services stock
- Sign up for your brokerage account
- Deposit funds into your brokerage account
- Analyze Consumer Portfolio Services stock
- Make your CPSS trade
- Get the latest news on your CPSS position
If you require a brokerage, eToro is our recommended venue.
Get Started with eToro TodayIf you want to monitor your new investment in Consumer Portfolio Services, create a watchlist today.
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