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How to Buy Civista Bancshares Stock

Civista Bancshares Inc

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services.

Civista Bancshares stock last closed at $18.11, up 2.32% from the previous day, and has increased 9.43% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.28 percentage points. Civista Bancshares stock is currently +33.16% from its 52-week low of $13.60, and -4.68% from its 52-week high of $19.00.

At the moment, there are 15.74M CIVB shares outstanding. The market capitalization of CIVB is $285.00M. In the past 24 hours, 40,310 CIVB shares were traded.

How to Buy Civista Bancshares Stock

Not sure how to invest in Civista Bancshares stock? Here's how.
  1. Decide where to buy Civista Bancshares stock: You need to choose an online brokerage, but don't worry - we've tested dozens of online brokerages and apps to help you figure out where to buy Civista Bancshares stock.
  2. Sign up for a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
  3. Deposit funds into your brokerage account: Select your payment method and add your information.
  4. Analyze Civista Bancshares stock: The Civista Bancshares ticker symbol is CIVB. Is Civista Bancshares stock a good investment? Should you buy shares of CIVB? How do CIVB's underlying business fundamentals look? Do top analysts think Civista Bancshares is a good buy? Why has CIVB's stock price moved recently? (Hint: Our stock market analysis website can help you decide if CIVB is a good stock to buy).
  5. Execute your CIVB buy order: Decide if you will purchase CIVB shares at the current market price or use a limit order to buy CIVB shares at a particular price.
  6. Monitor your investment in CIVB: Create a watchlist to key updates about your position in Civista Bancshares shares.

Step 1: Decide where to buy Civista Bancshares stock

You need a brokerage account in order to access the NASDAQ market and buy CIVB shares.

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Step 2: Sign up for a brokerage account

Now that you've chosen the right brokerage, you need to fill out some personal info so you are able to invest in CIVB today.

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Step 3: Deposit funds into your brokerage account

Now that you have filled out your info on one of the most highly reviewed stock market apps, your next step is to transfer the money for your investment:

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Step 4: Analyze Civista Bancshares stock

Once you have selected the best place to buy Civista Bancshares stock, it's critical to research their stock before you invest, so you actually wrap your head around the risk as well as the upside.

Civista Bancshares Metrics

CIVB Price
$18.11
1w %
9.03%
1y %
9.43%
5y %
-16.7%
P/E
8.5x
P/B
0.76x
P/S
1.94x
PEG
N/A
Revenue
$147.07M
Earnings
$33.47M
Fore. Rev. Growth
2.58%
Fore. Earn. Growth
-17.25%
Market Cap
$285.00M
Next Earnings
Oct 25, 2024
Next Dividend
N/A

Civista Bancshares Due Diligence Checks

WallStreetZen was built to help part-time investors perform better fundamental analysis in minutes instead of hours.

You can view all of the due diligence checks on CIVB's stock page.

Is CIVB stock overvalued?

Investors use a variety of different financial metrics, analyses, models, and charts to gauge CIVB's fair value.

Using relative valuations metrics:

  • CIVB could be undervalued based on its P/E ratio of 8.5x, relative to Banks - Regional industry P/E ratio of 12.89x
  • CIVB could be undervalued based on its P/B ratio of 0.76x, relative to Banks - Regional industry P/B ratio of 1.16x

You can access additional valuation research on CIVB's stock here.

A look at CIVB Cashflows and Balance Sheet

Signs that CIVB is financially healthy:

  • CIVB earnings of $38.76M is not sufficient to cover its interest payments.

Signs that CIVB is not financially healthy:

  • CIVB has a relatively high debt to equity ratio of 9.73.
  • Total CIVB debt is higher than 5 years ago, relative to shareholder equity.
  • CIVB's operating cash flow of $36.29M allows it to safely service it's debt of $613.52M.
  • CIVB profit margin has gone down from 28.9% to 22.8% in the past year.

Do analysts think it's a good time to buy Civista Bancshares stock

Out of 2 Wall Street analysts who give recommendations on CIVB, the consensus analyst rating on Civista Bancshares is a Buy

Please note that analyst ratings are not recommendations, nor are they financial advice.

You can dive deeper into what analysts are projecting on the Civista Bancshares stock forecast page.

CIVB Trading Indicators

SMA10
17.12
SMA20
16.98
SMA50
16.88
SMA100
15.66
SMA200
15.89
MACD
0.32
MACD Signal
0.19
MACD Histogram
0.12
RSI
70.1
Stochastic %K
86.06
Stochastic %D
86.66
StochRSI %K
100
StochRSI %D
100

CIVB Earnings

Last year, CIVB earnings were $33.47M. In the last five year, CIVB's earnings have increased by 8.76% per year. This was slower than the Banks - Regional industry average of 106.32%.

Last year, CIVB revenue was $147.07M. During the last 5 year, CIVB's revenue has increased by 8.29% per year. This was slower than the Banks - Regional industry average of 18.03%.

You can analyze CIVB's earnings and revenue performance here.

Who is buying/selling CIVB?

In the last year, executives and large shareholders at CIVB have bought more shares than they have sold.

Julie A. Mattlin, Director of CIVB, was the latest CIVB insider to buy. They bought $31,196.00 worth of CIVB shares on Aug 13, 2024.

Research more about who owns CIVB stock here.

Does CIVB provide a stable income stream?

Civista Bancshares pays a dividend of 3.53%, compared to the Banks - Regional industry's average dividend yield of 3.17%. If you owned $1,000 worth of CIVB stock, you would have received $35.34 in the past 12 months.

Civista Bancshares dividend payments have consistently grown over the past decade and have remained stable.

Get more analysis about Civista Bancshares dividend yield and history here.

CIVB Social Trading Data

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Step 5: Execute your CIVB buy order

You have two main order types:

  • Market order: A market order is an order to buy or sell a stock at the best possible price.
    Market orders are generally the easiest way to buy.
  • Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
    If you want to be certain you're buying or selling at a given price limit, use a limit order.

Hit the Open button and your broker will execute your order.

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Step 6: Monitor your investment in CIVB

Now that you own some CIVB stock, you'll want to stay up-to-date on your company.

Make a watchlist to monitor your CIVB stock.

CIVB Feed

How to Buy Stock in Civista Bancshares

To reiterate, here are the 6 steps for buying Civista Bancshares stock:

  1. Decide where to buy Civista Bancshares stock
  2. Sign up for a brokerage account
  3. Deposit funds into your brokerage account
  4. Analyze Civista Bancshares stock
  5. Execute your CIVB buy order
  6. Monitor your investment in CIVB

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If you want to keep track of your new investment in Civista Bancshares, create a watchlist today.

NASDAQ: CIVB
$18.11+0.41 (+2.32%)
Updated Sep 19, 2024
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NASDAQ: CIVB
$18.11+0.41 (+2.32%)
Updated Sep 19, 2024
Open eToro Account

FAQ

How much does it cost to buy one Civista Bancshares share?

As of Sep 19, 2024, it costs $18.11 to buy one share of Civista Bancshares stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $9, you can buy 0.497 shares of CIVB.

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Is now a good time to buy Civista Bancshares stock?

According to 2 Wall Street analysts who monitor Civista Bancshares, their consensus recommendation is to buy Civista Bancshares stock.

What is the best way to buy Civista Bancshares stock?

One way to place an order for Civista Bancshares stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.