How to Buy Citizens & Northern Stock
Citizens & Northern Corp
Citizens & Northern Corporation operates as the bank holding company for Citizens & Northern Bank that provides a range of banking and mortgage services to individual and corporate customers.
Citizens & Northern stock last closed at $17.88, down 0.56% from the previous day, and has decreased 9.47% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.25 percentage points. Citizens & Northern stock is currently +7% from its 52-week low of $16.71, and -23.91% from its 52-week high of $23.50.
At the moment, there are 15.38M shares of CZNC outstanding. The market cap of CZNC is $274.96M. In the past 24 hours, 13,159 CZNC shares were traded.
How to Buy Citizens & Northern Stock
Not sure how to invest in Citizens & Northern stock? Here's how.
- Choose where to buy Citizens & Northern stock: You need to pick a stock brokerage, but don't worry - we've tested dozens of online brokerages and apps to help you determine where to buy Citizens & Northern stock.
- Sign up for a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've selected.
- Deposit funds into your brokerage account: Select your payment method and add your information.
- Evaluate Citizens & Northern stock: The Citizens & Northern ticker symbol is CZNC. Is Citizens & Northern stock a good investment? Should you buy shares of CZNC? How do CZNC's underlying business fundamentals look? Do top analysts think Citizens & Northern is a good buy? Why has CZNC's stock price moved recently? (Hint: Our stock market research tools can help you understand if CZNC is a good stock to buy).
- Make your CZNC purchase: Decide if you will purchase CZNC shares at the current market price or use a limit order to buy CZNC shares at a specific price.
- Track your CZNC position: Create a watchlist to keep track of your investment in Citizens & Northern shares.
Step 1: Choose where to buy Citizens & Northern stock
You need an online brokerage account to access the NASDAQ market and buy CZNC stock.
Our preferred brokerage: eToro
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- Security: eToro is a regulated and licensed brokerage platform.
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Get $10 towards your purchase of shares by opening an account with eToro now.
Open eToro AccountStep 2: Sign up for a brokerage account
Now that you've selected your brokerage, you need to fill out some personal information so you are able to buy CZNC today.
How to Set Up a New Investment Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Input your personal data to open your new trading account.
- Send your data by clicking the "Create Account" button. Get started with eToro today
Step 3: Deposit funds into your brokerage account
Now that you've finished signing up on our top ranked stock app, your next step is to transfer the money for your investment:
Check out the video below if you need help depositing funds into your brokerage account.
Step 4: Evaluate Citizens & Northern stock
Once you have decided on the best place to buy Citizens & Northern stock, it's crucial to analyze their stock before you invest, so you truly understand the risk and upside.
Citizens & Northern Numbers
CZNC Due Diligence Checks
WallStreetZen was built to help part-time investors perform more accurate fundamental analysis.
You can view all of the due diligence checks on CZNC's stock page.
What is the fair value of CZNC stock?
Analysts use many financial metrics, analyses, models, and charts to gauge CZNC's intrinsic value.
Using relative valuations methods:
- CZNC may be undervalued based on its P/E ratio of 11.39x, relative to Banks - Regional industry P/E ratio of -10.89x
- CZNC may be overvalued based on its P/B ratio of 1.05x, relative to Banks - Regional industry P/B ratio of 0.99x
You can do additional valuation research on CZNC's stock here.
CZNC Financials at a glance
Positive Financial Indicators:
- CZNC earnings of $30.48M is not sufficient to cover its interest payments.
Negative Financial Indicators:
- CZNC has a relatively high debt to equity ratio of 8.59.
- Total CZNC debt is higher than 5 years ago, relative to shareholder equity.
- CZNC's operating cash flow of $33.55M allows it to safely service it's debt of $211.76M.
- CZNC profit margin has gone down from 26.5% to 23.1% in the past year.
You can dive deeper into what analysts are saying on the Citizens & Northern stock forecast page.
CZNC Technical Indicators
Is CZNC Making Money?
Last year, CZNC earnings were $24.15M. Over the past five year, CZNC's earnings have increased by -2.59% per year. This was slower than the Banks - Regional industry average of 16.34%.
Last year, CZNC revenue was $104.63M. Over the past 5 year, CZNC's revenue has grown by 9.74% per year. This was faster than the Banks - Regional industry average of 7.34%.
Find out more about CZNC's earnings and revenue performance here.
What are CZNC executives and large shareholders up to?
Over the past 12 months, executives and large shareholders at CZNC have bought more shares than they have sold.
Robert G. Loughery, Director of CZNC, was the latest CZNC insider to buy. They bought $4,961.32 worth of CZNC stock on Apr 8, 2024.
Get more info about who owns CZNC shares here.
Can I get consistent income from CZNC stock?
Citizens & Northern pays a dividend of 6.26%, compared to the Banks - Regional industry's average dividend yield of 3.82%. If you owned $1,000 of CZNC stock, you would have received $62.64 in the past 12 months.
Citizens & Northern dividend payments have consistently grown over the past decade but have not remained stable.
Get more info about Citizens & Northern dividend yield and history here.
CZNC Social Trading Data
One of the major reasons eToro is our favorite brokerage is because of its social trading community.
Click below to find out what other community members have to say.
Step 5: Make your CZNC purchase
There are two main order types:
- Market order: A market order is an order to buy or sell a security at the best price on the market.
Market orders are generally sufficient. - Limit order: A limit order lets you buy or sell a security at a specific price (or better).
If you want to ensure you're buying or selling at a specific price, use a limit order.
Hit the Open button and eToro will execute your order.
If you require more help with investing in stocks on eToro, click the how to video below:
Step 6: Track your CZNC position
Now that you own some CZNC shares, you'll want to stay up-to-date on your new investment.
Make a watchlist to get notified of the latest news about your CZNC stock.
CZNC Feed
How to Buy Stock in Citizens & Northern
To summarize, here are the 6 steps to buy Citizens & Northern stock:
- Choose where to buy Citizens & Northern stock
- Sign up for a brokerage account
- Deposit funds into your brokerage account
- Evaluate Citizens & Northern stock
- Make your CZNC purchase
- Track your CZNC position
If you require a online brokerage, eToro is our favorite option.
Get Started with eToro TodayIf you want to track your new investment in Citizens & Northern, create a watchlist on WallStreetZen today.
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