How to Buy Citizens Financial Group Stock
Citizens Financial Group Inc
Citizens Financial Group is a bank company located in Rhode Island, United States, which is part of the Financial Services sector, and is traded under the ticker CFG on the NYSE exchange.
Citizens Financial Group stock last closed at $55.64, down 2.28% from the previous day, and has increased 40.05% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.26 percentage points. Citizens Financial Group stock is currently +70.67% from its 52-week low of $32.60, and -19.12% from its 52-week high of $68.79.
At the moment, there are 424.98M CFG shares outstanding. The market cap of CFG is $23.65B. In the last 24 hours, 4.6M CFG shares were traded.
How to Buy Citizens Financial Group Stock
Wondering how to invest in Citizens Financial Group stock? Here's how.
- Figure out where to buy Citizens Financial Group stock: You need to pick a stock brokerage, but don't worry - we've sifted through dozens of online brokerages and apps to help you choose where to buy Citizens Financial Group stock.
- Open your brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've found.
- Deposit money your investment account: Pick your payment method and add your details.
- Analyze Citizens Financial Group stock: The Citizens Financial Group ticker symbol is CFG. Is Citizens Financial Group stock a good investment? Should you buy shares of CFG? How do CFG's underlying business fundamentals look? Do top analysts think Citizens Financial Group is a good buy? Why has CFG's stock price moved recently? (Hint: Our stock market analysis website can help you decide if CFG is a good stock to buy).
- Place your CFG buy order: Decide if you will purchase CFG shares at the current market price or use a limit order to buy CFG shares at a particular price.
- Keep tabs on your investment in CFG: Create a watchlist to keep track of your investment in Citizens Financial Group shares.
Step 1: Figure out where to buy Citizens Financial Group stock
You need a brokerage account to access the NYSE market and buy CFG shares.
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Open eToro AccountStep 2: Open your brokerage account
Now that you've chosen the best brokerage, the next step is to fill out some personal details so you can buy CFG stock today.
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- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
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Step 3: Deposit money your investment account
Now that you have finished signing up on one of the best stock trading apps, you can securely and quickly fund your account:
Watch the walkthrough below if you need help depositing money into your brokerage account.
Step 4: Analyze Citizens Financial Group stock
After you have decided on the best place to buy Citizens Financial Group stock, it's absolutely critical to analyze their stock before you buy, so you can understand the risk as well as the upside.
Citizens Financial Group quick stats
Citizens Financial Group Fundamentals
WallStreetZen was designed to help part-time investors perform more accurate fundamental analysis in less time.
You can view all of the due diligence checks on CFG's stock page.
Is CFG stock properly valued?
You can use a variety of different financial metrics, analyses, models, and charts to gauge CFG's fair value.
Using relative valuations ratios:
- CFG could be overvalued based on its P/E ratio of 14.27x, relative to Banks - Regional industry P/E ratio of 13.71x
- CFG may be undervalued based on its P/B ratio of 0.9x, relative to Banks - Regional industry P/B ratio of 1.18x
- CFG could be undervalued based on its PEG ratio of 0.59x
You can do additional valuation research on CFG's stock here.
How do CFG Financials look?
Pros:
- CFG profit margin has gone up from 19.3% to 22.1% in the past year.
- CFG earnings of $2.19B is not enough to cover its interest payments.
Cons:
- CFG's operating cash flow of $2.21B allows it to safely service it's debt of $11.28B.
- Total CFG debt is higher than 5 years ago, relative to shareholder equity.
- CFG has a relatively high debt to equity ratio of 7.6.
Do analysts think it's a good time to buy CFG stock
Out of 17 Wall Street analysts who monitor CFG, the consensus analyst rating on Citizens Financial Group is a Strong Buy
Please note that analyst forecasts are not recommendations, nor are they investment advice.
Latest CFG Analyst Ratings
Brian Foran, a top 30% analyst from Truist Securities maintains CFG with a hold rating and raises their CFG price target from $63.00 to $71.00, on Jan 26, 2026.
Keith Horowitz, a top 8% analyst from Citigroup maintains CFG with a strong buy rating and raises their CFG price target from $65.00 to $71.00, on Jan 26, 2026.
Citigroup's Keith Horowitz raised their price target on Citizens Financial Group (NYSE: CFG) by 9.2% from $65 to $71 on 2026/01/26. The analyst maintained their Strong Buy rating on the stock.
Citizens Financial Group reported its Q4 and FY 2025 earnings.
Raising their price target, Horowitz said they adjusted estimates on the name because:
- Management's NII guidance of up 10% to 12% beat expectations.
- The bank's tronger deposit growth.
Earnings Report
Citizens Financial Group reported:
For Q4 2025:
- EPS of $1.13, which beat the Zacks Consensus Estimate of $1.11 and Q4 2024 by 32.9%.
- Revenue of $2.16B, which beat the Zacks Consensus Estimate by 0.4% and was up 8.6% Y/Y.
For FY 2025:
- EPS of $3.86, which beat the Zacks Consensus Estimate of $3.84 and FY 2024's $3.03.
- Revenue of $8.25B, which beat the Zacks Consensus Estimate of $8.24 and was up 5.6% Y/Y.
Management did not provide financial guidance in its press release.
Chairman & CEO Bruce Van Saun commented: “We are pleased to report good fourth quarter and full year results that reflect strong execution of our key growth initiatives and continued improvement in our net interest margin.
“Our strong fee growth was paced by Capital Markets and Wealth, we continue to achieve positive operating leverage, up 5% in Q4 vs. prior year, our credit costs are trending favorably, and we delivered an 80% return of capital to shareholders for the year.
"The Private Bank hit year end deposits of $14.5 billion, delivering 7% accretion to our bottom line at a 25% ROE.
"I would like to thank our colleague base for their fine effort and dedication in continuing to serve our customers well and in positioning us for a strong 2026 and bright future.”
Kevin Heal, a top 22% analyst from Argus Research maintains CFG with a strong buy rating and raises their CFG price target from $60.00 to $72.00, on Jan 23, 2026.
Ebrahim Poonawala, a top 12% analyst from Bank of America maintains CFG with a strong buy rating and raises their CFG price target from $70.00 to $78.00, on Jan 22, 2026.
Steven Alexopoulos, a bottom 8% analyst from TD Cowen maintains CFG with a strong buy rating and raises their CFG price target from $75.00 to $78.00, on Jan 22, 2026.
You can dive deeper into what analysts are saying on the Citizens Financial Group stock forecast page.
CFG Technicals
How are CFG Revenues/Earnings doing?
Last year, CFG earnings were $1.69B. During the last 5 year, CFG's earnings have increased by 11.93% per year. This was slower than the Banks - Regional industry average of 17.4%.
Last year, CFG revenue was $7.64B. During the past five year, CFG's revenue has gone up by 7.63% per year. This was slower than the Banks - Regional industry average of 10.84%.
Dive into CFG's earnings and revenue performance here.
Are CFG insiders buying or selling the stock?
Over the last 12 months, executives and large shareholders at CFG have sold more shares than they have bought.
Susan Lamonica, Chief Human Resources Officer of CFG, was the latest CFG insider to sell. They sold $769,494.32 worth of CFG stock on Mar 11, 2026.
Dig into more about who owns CFG shares here.
Can I rely on CFG as an income stream?
Citizens Financial Group pays a dividend of 2.41%, compared to the Banks - Regional industry's average dividend yield of 2.9%. If you owned $1,000 of CFG stock, you would have been paid $24.08 last year.
Citizens Financial Group dividend payments have consistently grown over the past decade and have remained stable.
Get more data about Citizens Financial Group dividend yield and history here.
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Step 5: Place your CFG buy order
There are two primary options:
- Market order: A market order is an order to buy or sell a stock at the best price on the market.
Market orders are usually the easiest way to buy. - Limit order: A limit order lets you buy or sell a stock at a specific price (or better).
If you want to be certain you're buying or selling at an exact price limit, use a limit order.
Click the Open button and eToro will place your order.
If you need more help with buying stocks on eToro, watch the how to video below:
Step 6: Keep tabs on your investment in CFG
Now that you own some CFG stock, you'll want to keep up with your investment.
Add CFG to a watchlist to keep tabs on your CFG stock.
CFG Feed
How to Buy Stock in Citizens Financial Group
To summarize, here are the 6 steps to buy stock in Citizens Financial Group:
- Figure out where to buy Citizens Financial Group stock
- Open your brokerage account
- Deposit money your investment account
- Analyze Citizens Financial Group stock
- Place your CFG buy order
- Keep tabs on your investment in CFG
If you are looking for a brokerage account, eToro is our recommended venue.
Get Started with eToro TodayIf you would like to monitor your investment in Citizens Financial Group, create a watchlist on WallStreetZen today.
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