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How to Buy Bank Of The James Financial Group Stock

Bank Of The James Financial Group Inc

Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the Unites States.

Bank Of The James Financial Group stock last closed at $10.36, down 1.33% from the previous day, and has decreased 11.53% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.26 percentage points. Bank Of The James Financial Group stock is currently +27.59% from its 52-week low of $8.12, and -15.43% from its 52-week high of $12.25.

At the moment, there are 4.54M BOTJ shares outstanding. The market cap of BOTJ is $47.07M. In the last 24 hours, 1746 BOTJ shares were traded.

How to Buy Bank Of The James Financial Group Stock

Wondering how to invest in Bank Of The James Financial Group stock? Here's how.
  1. Decide where to buy Bank Of The James Financial Group stock: You need to pick an online brokerage, but don't worry - we've tested dozens of online brokerages and apps to help you figure out where to buy Bank Of The James Financial Group stock.
  2. Open a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
  3. Deposit money your investment account: Select your payment method and add your details.
  4. Evaluate Bank Of The James Financial Group stock: The Bank Of The James Financial Group ticker symbol is BOTJ. Is Bank Of The James Financial Group stock a good investment? Should you buy shares of BOTJ? How do BOTJ's underlying business fundamentals look? Do top analysts think Bank Of The James Financial Group is a good buy? Why has BOTJ's stock price moved recently? (Hint: Our stock analysis website can help you evaluate if BOTJ is a good stock to buy).
  5. Make your BOTJ trade: Decide if you will purchase BOTJ shares at the current market price or use a limit order to buy BOTJ shares at a specific price.
  6. Get the latest scoop on your BOTJ investment: Create a watchlist to get live updates on your new investment in Bank Of The James Financial Group shares.

Step 1: Decide where to buy Bank Of The James Financial Group stock

You need an online brokerage account in order to access the NASDAQ market and buy BOTJ shares.

A brokerage account allows you to buy and sell a number of investments, including stocks, bonds, mutual funds, and ETFs.

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Step 2: Open a brokerage account

Now that you've chosen the right brokerage, you'll need to fill out some personal details so you are able to buy BOTJ today.

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Step 3: Deposit money your investment account

Now that you've filled out your info on mobile trading apps, you can securely and quickly fund your account:

Watch the walkthrough below to see the process of transferring money into your brokerage account.

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Step 4: Evaluate Bank Of The James Financial Group stock

After you have identified the best place to buy Bank Of The James Financial Group stock, it's very important to analyze their stock before you buy, so you truly understand the risk as well as the upside.

Overview of key BOTJ info

BOTJ Price
$10.36
1w %
-3.09%
1y %
-11.53%
5y %
-19.47%
P/E
5.42x
P/B
0.78x
P/S
1.1x
PEG
0.64x
Revenue
$42.79M
Earnings
$8.70M
Fore. Rev. Growth
N/A
Fore. Earn. Growth
N/A
Market Cap
$47.07M
Next Earnings
Apr 19, 2024
Next Dividend
N/A

Bank Of The James Financial Group Overview

WallStreetZen was designed to help everyday investors perform more accurate fundamental analysis in less time.

You can view all of the due diligence checks on BOTJ's stock page.

Is BOTJ stock overvalued?

Investors use many financial metrics, analyses, models, and charts to gauge BOTJ's true value.

Using relative valuations metrics:

  • BOTJ may be undervalued based on its P/E ratio of 5.42x, relative to Banks - Regional industry P/E ratio of -10.33x
  • BOTJ may be undervalued based on its P/B ratio of 0.78x, relative to Banks - Regional industry P/B ratio of 1.02x
  • BOTJ may be undervalued based on its PEG ratio of 0.64x

You can access additional valuation analysis on BOTJ's stock here.

A look at BOTJ Cashflows and Balance Sheet

Signs that BOTJ is financially healthy:

  • BOTJ earnings of $10.28M is not enough to cover its interest payments.
  • BOTJ's operating cash flow of $9.49M allows it to safely service it's debt of $19.93M.

Signs that BOTJ is not financially healthy:

  • Total BOTJ debt is higher than 5 years ago, relative to shareholder equity.
  • BOTJ profit margin has gone down from 20.4% to 20.3% in the past year.
  • BOTJ has a relatively high debt to equity ratio of 15.15.

BOTJ Technicals

SMA10
10.6
SMA20
10.97
SMA50
11.52
SMA100
11.25
SMA200
10.73
MACD
-0.31
MACD Signal
-0.28
MACD Histogram
-0.03
RSI
26.11
Stochastic %K
26.56
Stochastic %D
29.13
StochRSI %K
57.07
StochRSI %D
58.4

BOTJ Performance Numbers

Last year, BOTJ earnings were $8.70M. In the last five year, BOTJ's earnings have grown by 11.67% per year. This was slower than the Banks - Regional industry average of 15.56%.

Last year, BOTJ revenue was $42.79M. Over the past 5 year, BOTJ's revenue has grown by 9.09% per year. This was faster than the Banks - Regional industry average of 7.23%.

Dive into BOTJ's earnings and revenue performance here.

Latest Insiders Trades at BOTJ

Over the last 12 months, executives and large shareholders at BOTJ have bought more shares than they have sold.

John R. Alford Jr., Director of BOTJ, was the latest BOTJ insider to buy. They bought $5,805.00 worth of BOTJ shares on Feb 16, 2024.

Dig into more about who owns BOTJ shares here.

Does BOTJ stock generate passive income?

Bank Of The James Financial Group pays a dividend of 3.28%, compared to the Banks - Regional industry's average dividend yield of 3.68%. If you owned $1,000 worth of BOTJ stock, you would have received $32.82 in the past 12 months.

Bank Of The James Financial Group dividend payments have consistently grown over the past decade but have not remained stable.

Find more data about Bank Of The James Financial Group dividend yield and history here.

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One of the biggest reasons eToro is our highest-rated brokerage is because of its social trading community.

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Step 5: Make your BOTJ trade

There are two primary types of orders:

  • Market order: A market order is an order to buy or sell a stock at the best available price.
    Market orders are generally fine for most investors.
  • Limit order: A limit order lets you buy or sell a stock at a specific price (or better).
    If you want to be sure you're buying or selling at a given price, use a limit order.

Click the Open Trade button and eToro will execute your order.

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Step 6: Get the latest scoop on your BOTJ investment

Now that you own some BOTJ stock, you'll want to keep up with your shares.

Make a watchlist to monitor your BOTJ stock.

BOTJ Feed

How to Buy Stock in Bank Of The James Financial Group

To reiterate, here are the 6 steps to buy stock in Bank Of The James Financial Group:

  1. Decide where to buy Bank Of The James Financial Group stock
  2. Open a brokerage account
  3. Deposit money your investment account
  4. Evaluate Bank Of The James Financial Group stock
  5. Make your BOTJ trade
  6. Get the latest scoop on your BOTJ investment

If you need a place to buy stocks, eToro is our favorite option.

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eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

If you want to get the latest scoop on your new investment in Bank Of The James Financial Group, hit the button below to create your watchlist.

NASDAQ: BOTJ
$10.36-0.14 (-1.33%)
Updated Mar 28, 2024
Open eToro Account
NASDAQ: BOTJ
$10.36-0.14 (-1.33%)
Updated Mar 28, 2024
Open eToro Account

FAQ

How much does it cost to buy one Bank Of The James Financial Group share?

As of Mar 28, 2024, it costs $10.36 to buy one share of Bank Of The James Financial Group stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $5, you can buy 0.483 shares of BOTJ.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Bank Of The James Financial Group stock?

One way to place an order for Bank Of The James Financial Group stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.