How to Buy Bank Of The James Financial Group Stock
Bank Of The James Financial Group Inc
Bank of the James Financial Group, Inc. operates as the bank holding company for Bank of the James that provides general retail and commercial banking services to individuals, businesses, associations and organizations, and governmental authorities in Virginia, the Unites States.
Bank Of The James Financial Group stock last closed at $15.49, up 0.5% from the previous day, and has increased 16.13% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.01 percentage points. Bank Of The James Financial Group stock is currently +33.97% from its 52-week low of $11.56, and -9.17% from its 52-week high of $17.05.
How to Buy Bank Of The James Financial Group Stock
Wondering how to invest in Bank Of The James Financial Group stock? Here's how.
- Decide where to buy Bank Of The James Financial Group stock: You need to decide on a stock brokerage, but don't worry - we've analyzed dozens of stock brokerages and apps to help you figure out where to buy Bank Of The James Financial Group stock.
- Open a brokerage account: Sign up for 0% fee trading with the highest-rated brokerage we've identified.
- Deposit money your investment account: Select your payment method and add your information.
- Evaluate Bank Of The James Financial Group stock: The Bank Of The James Financial Group ticker symbol is BOTJ. Is Bank Of The James Financial Group stock a good investment? Should you buy shares of BOTJ? How do BOTJ's underlying business fundamentals look? Do top analysts think Bank Of The James Financial Group is a good buy? Why has BOTJ's stock price moved recently? (Hint: Our stock research tools can help you understand if BOTJ is a good stock to buy).
- Make your BOTJ trade: Decide if you will purchase BOTJ shares at the current market price or use a limit order to purchase BOTJ stock at a specific price.
- Get the latest scoop on your BOTJ investment: Create a watchlist to key updates about your investment in Bank Of The James Financial Group shares.
Step 1: Decide where to buy Bank Of The James Financial Group stock
You need a brokerage account to access the NASDAQ market and buy BOTJ shares.
Our favorite brokerage: eToro
Based on our experience, eToro is the best brokerage. eToro gives you:
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Open eToro AccountStep 2: Open a brokerage account
Now that you've selected the best brokerage, it's time to fill out some personal info so you can invest in BOTJ stock today.
How to Set Up a New Brokerage Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Enter your personal data to create your new trading account.
- Send your data by clicking the "Create Account" button. Get started with eToro today
Step 3: Deposit money your investment account
Now that you've created your account on the stock trading app, your next step is to transfer the money for your investment:
Check out the tutorial below to see the process of transferring funds into your investment account.
Step 4: Evaluate Bank Of The James Financial Group stock
Once you have decided on the best place to buy Bank Of The James Financial Group stock, it's crucial to research their stock before you buy, so you can wrap your head around the risk and opportunity.
Bank Of The James Financial Group stock data
Fundamentals of Bank Of The James Financial Group
WallStreetZen was created to help average investors do more in-depth fundamental analysis quickly.
You can see all of the due diligence checks on BOTJ's stock page.
Is BOTJ stock undervalued or overvalued?
Investors use many financial metrics, analyses, models, and charts to gauge BOTJ's true value.
Using relative valuations ratios:
- BOTJ may be undervalued based on its P/E ratio of 9.74x, relative to Banks - Regional industry P/E ratio of 12.19x
- BOTJ may be overvalued based on its PEG ratio of 1.39x
You can do additional valuation research on BOTJ's stock here.
BOTJ Financial Health
Signs that BOTJ is financially healthy:
- BOTJ's operating cash flow of $11.27M allows it to safely service it's debt of $8.99M.
- BOTJ earnings of $8.97M is not enough to cover its interest payments.
Signs that BOTJ is not financially healthy:
- BOTJ profit margin has gone down from 19.6% to 15.4% in the past year.
- Total BOTJ debt is higher than 5 years ago, relative to shareholder equity.
- BOTJ has a relatively high debt to equity ratio of 13.01.
BOTJ Growth Metrics
Last year, BOTJ earnings were $7.15M. During the past five year, BOTJ's earnings have increased by 9.59% per year. This was slower than the Banks - Regional industry average of 34.86%.
Last year, BOTJ revenue was $46.53M. In the last 5 year, BOTJ's revenue has gone up by 7.93% per year. This was slower than the Banks - Regional industry average of 12.18%.
Find out more about BOTJ's earnings and revenue performance here.
Are BOTJ insiders buying or selling the stock?
In the past 12 months, insiders at BOTJ have bought more shares than they have sold.
William C. Bryant Iii, Director of BOTJ, was the latest BOTJ insider to buy. They bought $38,960.75 worth of BOTJ shares on Aug 25, 2025.
Research more about who owns BOTJ stock here.
Does BOTJ stock generate passive income?
Bank Of The James Financial Group pays a dividend of 1.94%, compared to the Banks - Regional industry's average dividend yield of 2.64%. If you owned $1,000 of BOTJ stock, you would have been paid $19.37 in the past 12 months.
Bank Of The James Financial Group dividend payments have consistently grown over the past decade but have not remained stable.
Dig into more info about Bank Of The James Financial Group dividend yield and history here.
Get opinions from other investors
One of the biggest reasons eToro is our top-rated brokerage is because of its social trading community.
Click below to find out what other traders have to say.
Step 5: Make your BOTJ trade
You have two main order types:
- Market order: A market order is an order to buy or sell a stock at the best possible price.
Market orders are usually the easiest way to buy. - Limit order: A limit order enables you to buy or sell a security at a specific price (or better).
If you want to make sure you're buying or selling at an exact dollar amount, use a limit order.
Hit the Open Trade button and eToro will place your order.
If you need more help investing in stocks on eToro, click the how to video below:
Step 6: Get the latest scoop on your BOTJ investment
Now that you own some BOTJ shares, you'll want to stay up-to-date on your new stock purchase.
Create a watchlist to keep track of your BOTJ stock.
BOTJ Feed
How to Buy Stock in Bank Of The James Financial Group
To summarize, here are the 6 steps to buy Bank Of The James Financial Group stock:
- Decide where to buy Bank Of The James Financial Group stock
- Open a brokerage account
- Deposit money your investment account
- Evaluate Bank Of The James Financial Group stock
- Make your BOTJ trade
- Get the latest scoop on your BOTJ investment
If you are looking for a place to buy stocks, eToro is our favorite option.
Get Started with eToro TodayIf you want to get updates on your new investment in Bank Of The James Financial Group, create a watchlist today.
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