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How to Buy Ameriserv Financial Stock

Ameriserv Financial Inc

AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products.

Ameriserv Financial stock last closed at $2.79, up 1.09% from the previous day, and has decreased 4.78% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.24 percentage points. Ameriserv Financial stock is currently +24% from its 52-week low of $2.25, and -17.94% from its 52-week high of $3.40.

At the moment, there are 17.15M ASRV shares outstanding. The market cap of ASRV is $47.84M. In the last 24 hours, 7316 ASRV shares were traded.

How to Buy Ameriserv Financial Stock

Not sure how to invest in Ameriserv Financial stock? Here's how.
  1. Decide where to buy Ameriserv Financial stock: You need to decide on an online brokerage, but don't worry - we've researched dozens of online brokerages and apps to help you figure out where to buy Ameriserv Financial stock.
  2. Create your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
  3. Put funds into your brokerage account: Pick your method of payment and add your information.
  4. Analyze Ameriserv Financial stock: The Ameriserv Financial ticker symbol is ASRV. Is Ameriserv Financial stock a good investment? Should you buy shares of ASRV? How do ASRV's underlying business fundamentals look? Do top analysts think Ameriserv Financial is a good buy? Why has ASRV's stock price moved recently? (Hint: Our stock research tools can help you figure out if ASRV is a good stock to buy).
  5. Place your ASRV purchase: Decide if you will purchase ASRV shares at the current market price or use a limit order to purchase ASRV shares at a particular price.
  6. Keep an eye on your ASRV position: Create a watchlist to track your investment in Ameriserv Financial shares.

Step 1: Decide where to buy Ameriserv Financial stock

You will need an online brokerage account to access the NASDAQ market and buy ASRV stock.

A brokerage account enables you to buy and sell a number of financial instruments, including stocks, bonds, mutual funds, and ETFs.

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Step 2: Create your brokerage account

Now that you've picked the best brokerage, you need to fill out some personal details so you are able to invest in ASRV stock today.

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Step 3: Put funds into your brokerage account

Now that you have created your account on our top ranked stock app, you need to deposit funds:

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Step 4: Analyze Ameriserv Financial stock

After you have selected the best place to buy Ameriserv Financial stock, it's very important to research their stock before you invest, so you truly comprehend the risk and opportunity.

Ameriserv Financial Numbers

ASRV Price
$2.79
1w %
3.72%
1y %
-4.78%
5y %
-31.62%
P/E
-13.95x
P/B
0.47x
P/S
1.06x
PEG
N/A
Revenue
$44.98M
Earnings
-$3.35M
Fore. Rev. Growth
N/A
Fore. Earn. Growth
N/A
Market Cap
$47.84M
Next Earnings
N/A
Next Dividend
May 20, 2024

Ameriserv Financial Zen Score

WallStreetZen was built to help part-time investors do more accurate fundamental analysis in minutes instead of hours.

You can view all of the due diligence checks on ASRV's stock page.

Is ASRV stock undervalued?

Analysts use many financial metrics, analyses, models, and charts to gauge ASRV's intrinsic value.

Using relative valuations metrics:

  • ASRV may be undervalued based on its P/B ratio of 0.47x, relative to Banks - Regional industry P/B ratio of 0.99x

You can access more valuation analysis on ASRV's stock here.

ASRV Financial Overview

Signs that ASRV is not financially healthy:

  • ASRV's operating cash flow of $6.29M allows it to safely service it's debt of $115.56M.
  • Total ASRV debt is higher than 5 years ago, relative to shareholder equity.
  • ASRV profit margin has gone down from 13% to -7.4% in the past year.
  • ASRV earnings of -$4.39M is not enough to cover its interest payments.
  • ASRV has a relatively high debt to equity ratio of 12.59.

ASRV Technical Indicators

SMA10
2.59
SMA20
2.5
SMA50
2.61
SMA100
2.84
SMA200
2.84
MACD
0.03
MACD Signal
-0.02
MACD Histogram
0.05
RSI
59.73
Stochastic %K
91.39
Stochastic %D
84.69
StochRSI %K
90.31
StochRSI %D
83.31

ASRV Growth Numbers

Last year, ASRV revenue was $44.98M. In the last five year, ASRV's revenue has grown by -2.22% per year. This was slower than the Banks - Regional industry average of 7.5%.

Find out more about ASRV's earnings and revenue performance here.

Are ASRV insiders buying or selling the stock?

Over the past year, executives and large shareholders at ASRV have bought more shares than they have sold.

Jeffrey A. Stopko, President CEO ASRV Bank of ASRV, was the latest ASRV insider to buy. They bought $5,060.00 worth of ASRV shares on Mar 12, 2024.

Learn more about who owns ASRV stock here.

Can I get consistent income from ASRV stock?

Ameriserv Financial pays a dividend of 4.3%, compared to the Banks - Regional industry's average dividend yield of 3.86%. If you owned $1,000 worth of ASRV stock, you would have received $43.01 in the past year.

Ameriserv Financial dividend payments have consistently grown over the past decade and have remained stable.

Find more analysis about Ameriserv Financial dividend yield and history here.

What do other investors have to say about ASRV?

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Step 5: Place your ASRV purchase

You have two main order types:

  • Market order: A market order is an order to buy or sell a security at the best price on the market.
    Market orders are usually the easiest way to buy.
  • Limit order: A limit order allows you to buy or sell a security at a specific price (or better).
    If you want to be certain you're buying or selling at a particular dollar amount limit, use a limit order.

Hit the Open Trade button and your broker will execute the order.

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Step 6: Keep an eye on your ASRV position

Now that you own some ASRV shares, you'll want to stay up-to-date on your new company.

Make a watchlist to see the latest developments about your ASRV stock.

ASRV Feed

How to Buy Stock in Ameriserv Financial

To reiterate, here are the 6 steps to buy stock in Ameriserv Financial:

  1. Decide where to buy Ameriserv Financial stock
  2. Create your brokerage account
  3. Put funds into your brokerage account
  4. Analyze Ameriserv Financial stock
  5. Place your ASRV purchase
  6. Keep an eye on your ASRV position

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If you would like to keep an eye on your new investment in Ameriserv Financial, hit the button below to create your watchlist.

NASDAQ: ASRV
$2.79+0.03 (+1.09%)
Updated Apr 25, 2024
Open eToro Account
NASDAQ: ASRV
$2.79+0.03 (+1.09%)
Updated Apr 25, 2024
Open eToro Account

FAQ

How much does it cost to buy one Ameriserv Financial share?

As of Apr 25, 2024, it costs $2.79 to buy one share of Ameriserv Financial stock.

Remember, eToro's fractional share buying allows you to buy partial shares of stocks and ETFs. Even if you only have $1, you can buy 0.358 shares of ASRV.

Get Started with eToro Today
eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.

What is the best way to buy Ameriserv Financial stock?

One way to place an order for Ameriserv Financial stock is with a brokerage account.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.