How to Buy Ameriserv Financial Stock
Ameriserv Financial Inc
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products.
Ameriserv Financial stock last closed at $2.71, down 6.55% from the previous day, and has increased 15.32% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.05 percentage points. Ameriserv Financial stock is currently +33.5% from its 52-week low of $2.03, and -11.44% from its 52-week high of $3.06.
At the moment, there are 16.52M ASRV shares outstanding. The market cap of ASRV is $44.77M. In the last 24 hours, 36,000 ASRV shares were traded.
How to Buy Ameriserv Financial Stock
Not sure how to invest in Ameriserv Financial stock? Here's how.
- Decide where to buy Ameriserv Financial stock: You need to decide on an online brokerage, but don't worry - we've researched dozens of online brokerages and apps to help you figure out where to buy Ameriserv Financial stock.
- Create your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
- Put funds into your brokerage account: Pick your method of payment and add your information.
- Analyze Ameriserv Financial stock: The Ameriserv Financial ticker symbol is ASRV. Is Ameriserv Financial stock a good investment? Should you buy shares of ASRV? How do ASRV's underlying business fundamentals look? Do top analysts think Ameriserv Financial is a good buy? Why has ASRV's stock price moved recently? (Hint: Our stock research tools can help you figure out if ASRV is a good stock to buy).
- Place your ASRV purchase: Decide if you will purchase ASRV shares at the current market price or use a limit order to purchase ASRV shares at a particular price.
- Keep an eye on your ASRV position: Create a watchlist to track your investment in Ameriserv Financial shares.
Step 1: Decide where to buy Ameriserv Financial stock
You will need an online brokerage account to access the NASDAQ market and buy ASRV stock.
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Open eToro AccountStep 2: Create your brokerage account
Now that you've picked the best brokerage, you need to fill out some personal details so you are able to invest in ASRV stock today.
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Step 3: Put funds into your brokerage account
Now that you have created your account on our top ranked stock app, you need to deposit funds:
Watch the walkthrough below if you need help depositing money into your investment account.
Step 4: Analyze Ameriserv Financial stock
After you have selected the best place to buy Ameriserv Financial stock, it's very important to research their stock before you invest, so you truly comprehend the risk and opportunity.
Ameriserv Financial Numbers
Ameriserv Financial Due Diligence Score
WallStreetZen was built to help part-time investors do more accurate fundamental analysis in minutes instead of hours.
You can view all of the due diligence checks on ASRV's stock page.
Is ASRV stock undervalued?
Analysts use many financial metrics, analyses, models, and charts to gauge ASRV's intrinsic value.
Using relative valuations metrics:
- ASRV may be overvalued based on its P/E ratio of 12.32x, relative to Banks - Regional industry P/E ratio of 11.9x
- ASRV could be undervalued based on its P/B ratio of 0.4x, relative to Banks - Regional industry P/B ratio of 1.15x
You can do additional valuation analysis on ASRV's stock here.
ASRV Financial Health Summary
Signs that ASRV is financially healthy:
- ASRV earnings of $4.40M is not enough to cover its interest payments.
- ASRV profit margin has gone up from -6.5% to 6.8% in the past year.
Signs that ASRV is not financially healthy:
- Total ASRV debt is higher than 5 years ago, relative to shareholder equity.
- ASRV has a relatively high debt to equity ratio of 11.93.
- ASRV's operating cash flow of $5.44M allows it to safely service it's debt of $94.03M.
ASRV Momentum
How are ASRV Revenues/Earnings doing?
Last year, ASRV earnings were $3.61M. Over the last 5 year, ASRV's earnings have gone up by -7.22% per year. This was slower than the Banks - Regional industry average of 17.8%.
Last year, ASRV revenue was $53.04M. In the past 5 year, ASRV's revenue has gone up by 1.53% per year. This was slower than the Banks - Regional industry average of 13.05%.
Dig into ASRV's earnings and revenue performance here.
Who is buying/selling ASRV?
In the last 12 months, executives and large shareholders at ASRV have bought more shares than they have sold.
J. Michael Adams Jr., Director of ASRV, was the latest ASRV insider to buy. They bought $27,497.50 worth of ASRV stock on Jun 6, 2025.
Learn more about who owns ASRV stock here.
Does ASRV stock generate passive income?
Ameriserv Financial pays a dividend of 3.32%, compared to the Banks - Regional industry's average dividend yield of 2.96%. If you owned $1,000 of ASRV stock, you would have been paid $33.21 in the past 12 months.
Ameriserv Financial dividend payments have consistently grown over the past decade and have remained stable.
Find more info about Ameriserv Financial dividend yield and history here.
What others are saying about ASRV
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Step 5: Place your ASRV purchase
You have two primary types of orders:
- Market order: A market order is an order to buy or sell a security at the best price on the market.
Market orders are generally the best for newer investors. - Limit order: A limit order lets you buy or sell a stock at a specific price (or better).
If you want to ensure you're buying or selling at an exact dollar amount, place a limit order.
Click the Open button and your broker will execute your order.
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Step 6: Keep an eye on your ASRV position
Now that you own some ASRV shares, you'll want to stay up-to-date on your investment.
Put ASRV on a watchlist to track your ASRV stock.
ASRV Feed
How to Buy Stock in Ameriserv Financial
To summarize, here are the 6 steps to buy Ameriserv Financial stock:
- Decide where to buy Ameriserv Financial stock
- Create your brokerage account
- Put funds into your brokerage account
- Analyze Ameriserv Financial stock
- Place your ASRV purchase
- Keep an eye on your ASRV position
If you are looking for a brokerage account, eToro is our favorite venue.
Get Started with eToro TodayIf you want to get notifications regarding your investment in Ameriserv Financial, click the button below.
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