How to Buy Ameriserv Financial Stock
Ameriserv Financial Inc
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products.
Ameriserv Financial stock last closed at $3.08, down 0.96% from the previous day, and has increased 7.69% in one year. It has overperformed other stocks in the Banks - Regional industry by 0.04 percentage points. Ameriserv Financial stock is currently +51.72% from its 52-week low of $2.03, and -9.94% from its 52-week high of $3.42.
At the moment, there are 16.52M ASRV shares outstanding. The market cap of ASRV is $50.89M. In the last 24 hours, 8100 ASRV shares were traded.
How to Buy Ameriserv Financial Stock
Not sure how to invest in Ameriserv Financial stock? Here's how.
- Decide where to buy Ameriserv Financial stock: You need to decide on an online brokerage, but don't worry - we've researched dozens of online brokerages and apps to help you figure out where to buy Ameriserv Financial stock.
- Create your brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've identified.
- Put funds into your brokerage account: Pick your method of payment and add your information.
- Analyze Ameriserv Financial stock: The Ameriserv Financial ticker symbol is ASRV. Is Ameriserv Financial stock a good investment? Should you buy shares of ASRV? How do ASRV's underlying business fundamentals look? Do top analysts think Ameriserv Financial is a good buy? Why has ASRV's stock price moved recently? (Hint: Our stock research tools can help you figure out if ASRV is a good stock to buy).
- Place your ASRV purchase: Decide if you will purchase ASRV shares at the current market price or use a limit order to purchase ASRV shares at a particular price.
- Keep an eye on your ASRV position: Create a watchlist to track your investment in Ameriserv Financial shares.
Step 1: Decide where to buy Ameriserv Financial stock
You will need an online brokerage account to access the NASDAQ market and buy ASRV stock.
Our recommended brokerage: eToro
We believe that eToro is the best place to buy stocks. Here's why:
- Invest in stocks with 0% commissions: Invest without commissions.
- Buy fractional shares: Even if you don't have the money to buy a full share, you can still buy the stock.
- Access to global markets: From Technology to Utilities, New York to Hong Kong (for US users, only US stocks are available) — you can fill your portfolio with stocks from the globe's leading exchanges.
- Social investing: eToro has a community of more than 20 million users around the world. Talk to, learn from, and copy the crypto trades of top investors.
- Security: eToro is a regulated and licensed fintech leader.
- Buy other assets: Such as ETFs and cryptos.
Get $10 towards your share purchase by creating an account with eToro today. This offer is only for US users.
Open eToro AccountStep 2: Create your brokerage account
Now that you've picked the best brokerage, you need to fill out some personal details so you are able to invest in ASRV stock today.
How to Start a New Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Input your personal info to open your new trading account.
- Submit your application by pressing the "Create Account" button. Get started with eToro today
Step 3: Put funds into your brokerage account
Now that you have created your account on our top ranked stock app, you need to deposit funds:
Watch the walkthrough below if you need help depositing money into your investment account.
Step 4: Analyze Ameriserv Financial stock
After you have selected the best place to buy Ameriserv Financial stock, it's very important to research their stock before you invest, so you truly comprehend the risk and opportunity.
Ameriserv Financial Numbers
Ameriserv Financial Due Diligence Score
WallStreetZen was built to help part-time investors do more accurate fundamental analysis in minutes instead of hours.
You can view all of the due diligence checks on ASRV's stock page.
Is ASRV stock undervalued?
Analysts use many financial metrics, analyses, models, and charts to gauge ASRV's intrinsic value.
Using relative valuations metrics:
- ASRV may be undervalued based on its P/E ratio of 10.27x, relative to Banks - Regional industry P/E ratio of 16.18x
- ASRV could be undervalued based on its P/B ratio of 0.44x, relative to Banks - Regional industry P/B ratio of 1.29x
- ASRV may be overvalued based on its PEG ratio of 4.85x
You can access additional valuation analysis on ASRV's stock here.
ASRV Financial Health Overview
Signs that ASRV is financially healthy:
- ASRV profit margin has gone up from -5.7% to 9.5% in the past year.
- ASRV earnings of $6.19M is not enough to cover its interest payments.
Signs that ASRV is not financially healthy:
- Total ASRV debt is higher than 5 years ago, relative to shareholder equity.
- ASRV has a relatively high debt to equity ratio of 11.76.
- ASRV's operating cash flow of $5.31M allows it to safely service it's debt of $78.80M.
ASRV Technical Indicators
ASRV Growth Numbers
Last year, ASRV earnings were $5.06M. Over the past five year, ASRV's earnings have grown by 2.9% per year. This was slower than the Banks - Regional industry average of 21.54%.
Last year, ASRV revenue was $53.49M. Over the past five year, ASRV's revenue has grown by 1.76% per year. This was slower than the Banks - Regional industry average of 11.79%.
Find out more about ASRV's earnings and revenue performance here.
What are ASRV executives and large shareholders up to?
Over the past year, insiders at ASRV have bought more shares than they have sold.
Richard W. Bloomingdale, Director of ASRV, was the latest ASRV insider to buy. They bought $856.34 worth of ASRV stock on Nov 17, 2025.
Research more about who owns ASRV stock here.
Can I rely on ASRV as an income stream?
Ameriserv Financial pays a dividend of 2.92%, compared to the Banks - Regional industry's average dividend yield of 2.48%. If you owned $1,000 worth of ASRV stock, you would have been paid $29.22 in the past year.
Ameriserv Financial dividend payments have consistently grown over the past decade and have remained stable.
Get more data about Ameriserv Financial dividend yield and history here.
What do other traders have to say about ASRV?
One of the primary reasons eToro is our top-rated brokerage is because of its social trading community.
Click below to learn what other investors have to say.
Step 5: Place your ASRV purchase
There are two primary types of orders:
- Market order: A market order is an order to buy or sell a security at the best price on the market.
Market orders are mostly fine. - Limit order: A limit order lets you buy or sell a stock at a specific price (or better).
If you want to ensure you're buying or selling at a specific dollar amount limit, use a limit order.
Press the Open Trade button and your broker will execute your order.
If you require more help investing in stocks on eToro, click the helpful video below:
Step 6: Keep an eye on your ASRV position
Now that you own some shares in ASRV, you'll want to keep up with your shares.
Make a watchlist to get the latest updates about your ASRV stock.
ASRV Feed
How to Buy Stock in Ameriserv Financial
To summarize, here are the 6 steps to buy Ameriserv Financial stock:
- Decide where to buy Ameriserv Financial stock
- Create your brokerage account
- Put funds into your brokerage account
- Analyze Ameriserv Financial stock
- Place your ASRV purchase
- Keep an eye on your ASRV position
If you need a brokerage, eToro is our recommended option.
Get Started with eToro TodayIf you would like to get the latest scoop on your new investment in Ameriserv Financial, click below.
Other Stock Buying Guides You Might Like
FAQ
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletterInformation is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.