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NASDAQ: PWOD
Penns Woods Bancorp Inc Stock

$24.55-0.28 (-1.13%)
Updated Oct 14, 2024
PWOD Price
$24.55
Fair Value Price
N/A
Market Cap
$185.22M
52 Week Low
$17.01
52 Week High
$24.83
P/E
10.58x
P/B
0.94x
P/S
2.36x
PEG
83.75x
Dividend Yield
5.21%
Revenue
$65.53M
Earnings
$16.98M
Gross Margin
100%
Operating Margin
31.66%
Profit Margin
25.9%
Debt to Equity
10.34
Operating Cash Flow
$14M
Beta
0.6
Next Earnings
Oct 23, 2024
Ex-Dividend
N/A
Next Dividend
N/A

PWOD Overview

Penns Woods Bancorp, Inc. operates as the bank holding company for Jersey Shore State Bank and Luzerne Bank, which provides commercial and retail banking services to individuals, partnerships, non-profit organizations, and corporations. It accepts time, demand, and savings deposits, including super NOW accounts, statement savings accounts, money market accounts, and certificates of deposit, as well as checking and individual retirement accounts. The company also offers loan products comprising residential, commercial, and construction real estate loans; agricultural loans for the purchase or improvement of real estate; commercial loans for the acquisition and improvement of real estate, purchase of equipment, and working capital purposes; letters of credit; consumer loans, such as construction and residential mortgages, home equity loans and lines, automobile financing, personal loans and lines of credit, and overdraft and check lines; and revolving credit loans with overdraft protection. In addition, it provides securities brokerage and financial planning services, which include the sale of life insurance products, annuities, and estate planning services; property and casualty, and auto insurance products; safe deposit services; ATM services; and Internet and telephone banking services. Further, the company engages in real estate transactions and investment activities. It operates through a network of twenty-seven offices located in Clinton, Lycoming, Centre, Montour, Union, Blair, and Luzerne Counties, Pennsylvania. The company was founded in 1907 and is headquartered in Williamsport, Pennsylvania.

Zen Score

Industry Average (30)
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Due Diligence Checks

PWOD ($24.55) is trading above its intrinsic value of $13.42, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
PWOD is good value based on its earnings relative to its share price (10.58x), compared to the US market average (27.44x)
P/E vs Market Valuation
PWOD is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more PWOD due diligence checks available for Premium users.

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PWOD News

Valuation

PWOD price to earnings (PE)

For valuing profitable companies with steady earnings
Company
10.58x
Industry
12.5x
Market
27.44x
PWOD is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PWOD is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

PWOD price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.94x
Industry
1.15x
PWOD is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

PWOD price to earnings growth (PEG)

For valuing profitable companies with growth potential
PWOD is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

PWOD's financial health

Profit margin

Revenue
$17.7M
Net Income
$5.4M
Profit Margin
30.4%
PWOD's Earnings (EBIT) of $20.75M... subscribe to Premium to read more.
Interest Coverage Financials
PWOD's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.2B
Liabilities
$2.0B
Debt to equity
10.34
PWOD's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
PWOD's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$7.6M
Investing
-$23.0M
Financing
$18.0M
PWOD's operating cash flow ($13.66M)... subscribe to Premium to read more.
Debt Coverage Financials

PWOD vs Bank Stocks

TickerMarket Cap1d %P/EP/B
PWOD$185.22M-1.13%10.58x0.94x
PVBC$185.95M-1.91%24.48x0.83x
NKSH$188.30M+0.99%19.10x1.26x
WNEB$189.31M+0.23%13.88x0.80x
ESSA$189.97M-0.74%10.36x0.84x

Penns Woods Bancorp Stock FAQ

What is Penns Woods Bancorp's quote symbol?

(NASDAQ: PWOD) Penns Woods Bancorp trades on the NASDAQ under the ticker symbol PWOD. Penns Woods Bancorp stock quotes can also be displayed as NASDAQ: PWOD.

If you're new to stock investing, here's how to buy Penns Woods Bancorp stock.

What is the 52 week high and low for Penns Woods Bancorp (NASDAQ: PWOD)?

(NASDAQ: PWOD) Penns Woods Bancorp's 52-week high was $24.83, and its 52-week low was $17.01. It is currently -1.13% from its 52-week high and 44.33% from its 52-week low.

How much is Penns Woods Bancorp stock worth today?

(NASDAQ: PWOD) Penns Woods Bancorp currently has 7,544,531 outstanding shares. With Penns Woods Bancorp stock trading at $24.55 per share, the total value of Penns Woods Bancorp stock (market capitalization) is $185.22M.

Penns Woods Bancorp stock was originally listed at a price of $14.58 in Dec 31, 1997. If you had invested in Penns Woods Bancorp stock at $14.58, your return over the last 26 years would have been 68.4%, for an annualized return of 2.02% (not including any dividends or dividend reinvestments).

How much is Penns Woods Bancorp's stock price per share?

(NASDAQ: PWOD) Penns Woods Bancorp stock price per share is $24.55 today (as of Oct 14, 2024).

What is Penns Woods Bancorp's Market Cap?

(NASDAQ: PWOD) Penns Woods Bancorp's market cap is $185.22M, as of Oct 15, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Penns Woods Bancorp's market cap is calculated by multiplying PWOD's current stock price of $24.55 by PWOD's total outstanding shares of 7,544,531.
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