NASDAQ: BFINBankfinancial Corp Stock
$10.16+0.04 (+0.4%)
Updated Apr 24, 2024
BFIN Price
$10.16
Fair Value Price
$11.77
Market Cap
$126.60M
52 Week Low
$7.17
52 Week High
$11.12
P/E
13.73x
P/B
0.81x
P/S
2.32x
PEG
N/A
Dividend Yield
3.94%
Revenue
$55.93M
Earnings
$9.39M
Gross Margin
100%
Operating Margin
22.8%
Profit Margin
16.8%
Debt to Equity
8.57
Operating Cash Flow
$9M
Beta
0.77
Next Earnings
Apr 30, 2024
Ex-Dividend
N/A
Next Dividend
N/A
BFIN Overview
BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services. The company accepts various deposit products, including savings, NOW, checking, money market, IRA, and other retirement accounts, as well as certificates of deposit. Its loan products include multi-family and nonresidential real estate, construction and land, and commercial loans and leases; one-to-four family residential mortgage loans, including home equity loans and lines of credit; and consumer loans. The company also provides cash management, funds transfer, bill payment, other online and mobile banking transactions, automated teller machines, safe deposit boxes, trust, wealth management, and general insurance agency services. In addition, it offers financial planning services; and sells property and casualty, and other insurance products on an agency basis. The company operates 19 full-service banking offices located in Cook, DuPage, Lake, and Will Counties, Illinois. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois.
Zen Score
–
Industry Average (33)
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Due Diligence Checks
BFIN ($10.16) is undervalued by 13.68% relative to our estimate of its Fair Value price of $11.77 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
BFIN ($10.16) is not significantly undervalued (13.68%) relative to our estimate of its Fair Value price of $11.77 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
BFIN was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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BFIN News
Valuation
BFIN fair value
Fair Value of BFIN stock based on Discounted Cash Flow (DCF)
Price
$10.16
Fair Value
$11.77
Undervalued by
13.68%
BFIN ($10.16) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
BFIN ($10.16) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
BFIN was unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
BFIN price to earnings (PE)
For valuing profitable companies with steady earnings
Company
13.73x
Industry
-10.44x
Market
41.27x
BFIN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
BFIN is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
BFIN price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.81x
Industry
0.99x
BFIN is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
BFIN's financial health
Profit margin
Revenue
$13.7M
Net Income
$2.1M
Profit Margin
15.1%
BFIN's Earnings (EBIT) of $12.75M... subscribe to Premium to read more.
Interest Coverage Financials
BFIN's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$1.5B
Liabilities
$1.3B
Debt to equity
8.57
BFIN's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
BFIN's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$4.0M
Investing
$25.2M
Financing
-$22.3M
BFIN's operating cash flow ($9.22M)... subscribe to Premium to read more.
Debt Coverage Financials
BFIN vs Bank Stocks
Bankfinancial Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.