NASDAQ: BFIN
Bankfinancial Corp Stock

$12.82-0.59 (-4.4%)
Updated Dec 11, 2024
BFIN Price
$12.82
Fair Value Price
$20.47
Market Cap
$159.75M
52 Week Low
$9.00
52 Week High
$13.97
P/E
20.35x
P/B
1x
P/S
2.79x
PEG
4.52x
Dividend Yield
3.12%
Revenue
$54.35M
Earnings
$7.92M
Gross Margin
100%
Operating Margin
19.29%
Profit Margin
14.6%
Debt to Equity
7.91
Operating Cash Flow
$7M
Beta
0.74
Next Earnings
Jan 29, 2025
Ex-Dividend
N/A
Next Dividend
N/A

BFIN Overview

BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services. The company accepts various deposit products, including savings, NOW, checking, money market, IRA, and other retirement accounts, as well as certificates of deposit. Its loan products include multi-family and nonresidential real estate, construction and land, and commercial loans and leases; one-to-four family residential mortgage loans, including home equity loans and lines of credit; and consumer loans. The company also provides cash management, funds transfer, bill payment, other online and mobile banking transactions, automated teller machines, safe deposit boxes, trust, wealth management, and general insurance agency services. In addition, it offers financial planning services; and sells property and casualty, and other insurance products on an agency basis. The company operates 19 full-service banking offices located in Cook, DuPage, Lake, and Will Counties, Illinois. BankFinancial Corporation was founded in 1924 and is headquartered in Burr Ridge, Illinois.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine BFIN's potential to beat the market

DSell
  • Stocks with a Zen Rating of Sell (D) had an average loss of -4.50% per year. Learn More

Zen Rating Component Grades

D
Value
F
Growth
B
Momentum
C
Sentiment
C
Safety
C
Financials
B
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
BFIN
Ranked
#313 of 333

Top Ranked Stocks in Industry

View Top Bank Stocks

Be the first to know about important BFIN news, forecast changes, insider trades & much more!

BFIN News

Overview

Due Diligence Score

Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how BFIN scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

BFIN ($12.82) is undervalued by 37.37% relative to our estimate of its Fair Value price of $20.47 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
BFIN ($12.82) is significantly undervalued by 37.37% relative to our estimate of its Fair Value price of $20.47 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
BFIN ($12.82) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more BFIN due diligence checks available for Premium users.

Valuation

BFIN fair value

Fair Value of BFIN stock based on Discounted Cash Flow (DCF)

Price
$12.82
Fair Value
$20.47
Undervalued by
37.37%
BFIN ($12.82) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
BFIN ($12.82) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
BFIN ($12.82) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

BFIN price to earnings (PE)

For valuing profitable companies with steady earnings

Company
20.35x
Industry
35.82x
Market
29.76x
BFIN is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
BFIN is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

BFIN price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1x
Industry
1.17x
BFIN is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

BFIN price to earnings growth (PEG)

For valuing profitable companies with growth potential

BFIN is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

BFIN's financial health

Profit margin

Revenue
$12.7M
Net Income
$2.0M
Profit Margin
15.7%
BFIN's Earnings (EBIT) of $10.48M... subscribe to Premium to read more.
Interest Coverage Financials
BFIN's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$1.4B
Liabilities
$1.3B
Debt to equity
7.91
BFIN's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
BFIN's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$3.0M
Investing
$44.7M
Financing
-$61.2M
BFIN's operating cash flow ($7.30M)... subscribe to Premium to read more.
Debt Coverage Financials

BFIN vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
BFIND$159.75M-4.40%20.35x1.00x
FGBIC$160.44M-4.18%15.27x0.63x
RMBIC$160.57M-0.34%16.92x1.15x
CBFVC$162.11M-1.83%7.03x1.09x
ATLOC$154.94M-0.52%17.58x0.84x

Bankfinancial Stock FAQ

What is Bankfinancial's quote symbol?

(NASDAQ: BFIN) Bankfinancial trades on the NASDAQ under the ticker symbol BFIN. Bankfinancial stock quotes can also be displayed as NASDAQ: BFIN.

If you're new to stock investing, here's how to buy Bankfinancial stock.

What is the 52 week high and low for Bankfinancial (NASDAQ: BFIN)?

(NASDAQ: BFIN) Bankfinancial's 52-week high was $13.97, and its 52-week low was $9.00. It is currently -8.23% from its 52-week high and 42.44% from its 52-week low.

How much is Bankfinancial stock worth today?

(NASDAQ: BFIN) Bankfinancial currently has 12,460,678 outstanding shares. With Bankfinancial stock trading at $12.82 per share, the total value of Bankfinancial stock (market capitalization) is $159.75M.

Bankfinancial stock was originally listed at a price of $13.40 in Jun 28, 2005. If you had invested in Bankfinancial stock at $13.40, your return over the last 19 years would have been -4.33%, for an annualized return of -0.23% (not including any dividends or dividend reinvestments).

How much is Bankfinancial's stock price per share?

(NASDAQ: BFIN) Bankfinancial stock price per share is $12.82 today (as of Dec 11, 2024).

What is Bankfinancial's Market Cap?

(NASDAQ: BFIN) Bankfinancial's market cap is $159.75M, as of Dec 12, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Bankfinancial's market cap is calculated by multiplying BFIN's current stock price of $12.82 by BFIN's total outstanding shares of 12,460,678.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.