WallStreetZenWallStreetZen

NASDAQ: ACNB
Acnb Corp Stock

$39.05+1.74 (+4.66%)
Updated Jul 15, 2024
ACNB Price
$39.05
Fair Value Price
$105.80
Market Cap
$333.47M
52 Week Low
$30.24
52 Week High
$48.55
P/E
11.29x
P/B
1.19x
P/S
3.06x
PEG
N/A
Dividend Yield
3.07%
Revenue
$104.41M
Earnings
$29.43M
Gross Margin
100%
Operating Margin
35.39%
Profit Margin
28.2%
Debt to Equity
7.63
Operating Cash Flow
$37M
Beta
1.19
Next Earnings
Jul 25, 2024
Ex-Dividend
N/A
Next Dividend
N/A

ACNB Overview

ACNB Corporation, a financial holding company, provides banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also provides commercial lending products, such as commercial mortgages, real estate development and construction loans, accounts receivable and inventory financing, and agricultural and governmental loans; consumer lending products, including home equity loans and lines of credit, automobile and recreational vehicle loans, manufactured housing loans, and personal lines of credit; and mortgage lending programs include personal residential mortgages, and residential construction and investment mortgage loans. In addition, the company provides other services that are related to testamentary trusts, life insurance trusts, charitable remainder trusts, guardianships, powers of attorney, custodial accounts, and investment management and advisory accounts; and retail brokerage services. Further, it acts as a trustee to invest in, protect, manage, and distribute financial assets. Additionally, the company offers property and casualty, health, life, and disability insurance products to commercial and individual clients; and online, telephone, and mobile banking, as well as automated teller machine services. As of December 31, 2021, it operated through a network of 19 community banking offices located in Pennsylvania, including 12 offices in Adams county, five offices in York county, one office in Cumberland County, and one office in Franklin County; five community banking offices located in Frederick County; six community banking offices located in Carroll county, Maryland; and loan offices located in Lancaster and York, Pennsylvania, and Hunt Valley, Maryland. The company was founded in 1857 and is headquartered in Gettysburg, Pennsylvania.

Zen Score

Industry Average (31)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how ACNB scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

ACNB ($39.05) is undervalued by 63.09% relative to our estimate of its Fair Value price of $105.80 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
ACNB ($39.05) is significantly undervalued by 63.09% relative to our estimate of its Fair Value price of $105.80 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
ACNB is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more ACNB due diligence checks available for Premium users.

Be the first to know about important ACNB news, forecast changes, insider trades & much more!

ACNB News

Valuation

ACNB fair value

Fair Value of ACNB stock based on Discounted Cash Flow (DCF)
Price
$39.05
Fair Value
$105.80
Undervalued by
63.09%
ACNB ($39.05) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
ACNB ($39.05) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
ACNB is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

ACNB price to earnings (PE)

For valuing profitable companies with steady earnings
Company
11.29x
Industry
13.58x
Market
31.91x
ACNB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
ACNB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

ACNB price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.19x
Industry
1.1x
ACNB is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

ACNB's financial health

Profit margin

Revenue
$26.2M
Net Income
$6.8M
Profit Margin
25.8%
ACNB's Earnings (EBIT) of $36.95M... subscribe to Premium to read more.
Interest Coverage Financials
ACNB's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.4B
Liabilities
$2.1B
Debt to equity
7.63
ACNB's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
ACNB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$10.8M
Investing
-$14.5M
Financing
-$9.1M
ACNB's operating cash flow ($36.50M)... subscribe to Premium to read more.
Debt Coverage Financials

ACNB vs Bank Stocks

TickerMarket Cap1d %P/EP/B
ACNB$333.47M+4.66%11.29x1.19x
WTBA$334.26M+3.76%15.06x1.49x
FMAO$332.20M+3.54%15.27x1.05x
EBTC$329.66M+3.58%9.15x0.99x
FISI$328.40M+3.40%8.44x0.74x

Acnb Stock FAQ

What is Acnb's quote symbol?

(NASDAQ: ACNB) Acnb trades on the NASDAQ under the ticker symbol ACNB. Acnb stock quotes can also be displayed as NASDAQ: ACNB.

If you're new to stock investing, here's how to buy Acnb stock.

What is the 52 week high and low for Acnb (NASDAQ: ACNB)?

(NASDAQ: ACNB) Acnb's 52-week high was $48.55, and its 52-week low was $30.24. It is currently -19.57% from its 52-week high and 29.13% from its 52-week low.

How much is Acnb stock worth today?

(NASDAQ: ACNB) Acnb currently has 8,539,575 outstanding shares. With Acnb stock trading at $39.05 per share, the total value of Acnb stock (market capitalization) is $333.47M.

Acnb stock was originally listed at a price of $23.37 in Dec 31, 1997. If you had invested in Acnb stock at $23.37, your return over the last 26 years would have been 67.09%, for an annualized return of 1.99% (not including any dividends or dividend reinvestments).

How much is Acnb's stock price per share?

(NASDAQ: ACNB) Acnb stock price per share is $39.05 today (as of Jul 15, 2024).

What is Acnb's Market Cap?

(NASDAQ: ACNB) Acnb's market cap is $333.47M, as of Jul 16, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Acnb's market cap is calculated by multiplying ACNB's current stock price of $39.05 by ACNB's total outstanding shares of 8,539,575.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.