Sectors & Industries Real EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2025)
Top mortgage reit stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Industry: REIT - Mortgage

Overview Zen Rating Price Value Growth Financials

Momentum Sentiment Forecast Dividends Due Diligence

REIT - Mortgage is Zen Rated F and is the 124th ranked industry out of 145 stock market industries

Ticker	Company	Market Cap	ROE	ROA	ROCE	ROIC	D/E	Current Ratio	Gross Margin	Profit Margin	Operating Margin
NREF	NEXPOINT REAL ESTATE FINANCE INC	$255.65M	5.40%	0.30%	N/A	0.20%	14.54	N/A	74.70%	24.40%	40.21%
SILA	SILA REALTY TRUST INC	$1.41B	3.00%	2.10%	N/A	2.70%	0.43	N/A	87.60%	22.80%	34.19%
NLY	ANNALY CAPITAL MANAGEMENT INC	$11.35B	7.10%	0.90%	N/A	0.60%	7.21	N/A	100.00%	70.70%	84.88%
LFT	LUMENT FINANCE TRUST INC	$139.14M	7.40%	1.40%	N/A	1.00%	3.75	N/A	100.00%	49.50%	62.66%
CHMI	CHERRY HILL MORTGAGE INVESTMENT CORP	$93.61M	0.90%	0.10%	N/A	0.60%	5.46	N/A	100.00%	6.00%	46.48%
ACR	ACRES COMMERCIAL REALTY CORP	$142.86M	2.10%	0.40%	N/A	0.80%	3.26	N/A	88.70%	10.90%	35.21%
EFC	ELLINGTON FINANCIAL INC	$1.20B	7.50%	0.80%	N/A	0.50%	9.38	N/A	92.30%	38.60%	47.92%
MFA	MFA FINANCIAL INC	$1.02B	4.60%	0.80%	N/A	0.60%	5.20	N/A	100.00%	29.80%	41.26%
RITM	RITHM CAPITAL CORP	$5.80B	11.20%	1.90%	N/A	1.60%	4.90	N/A	100.00%	16.50%	23.75%
AOMR	ANGEL OAK MORTGAGE REIT INC	$225.13M	11.20%	1.30%	N/A	0.80%	8.50	N/A	84.70%	55.90%	62.21%
BXMT	BLACKSTONE MORTGAGE TRUST INC	$3.25B	-5.20%	-0.90%	N/A	-0.50%	4.23	N/A	100.00%	-40.90%	-40.46%
PMT	PENNYMAC MORTGAGE INVESTMENT TRUST	$1.12B	6.10%	0.90%	N/A	0.60%	6.43	N/A	100.00%	35.70%	42.68%
ORC	ORCHID ISLAND CAPITAL INC	$781.92M	5.10%	0.60%	N/A	0.30%	7.53	N/A	100.00%	67.00%	67.01%
IVR	INVESCO MORTGAGE CAPITAL INC	$461.12M	4.40%	0.60%	N/A	0.60%	6.78	N/A	100.00%	44.10%	75.90%
ARI	APOLLO COMMERCIAL REAL ESTATE FINANCE INC	$1.32B	-0.10%	0.00%	N/A	0.10%	3.72	N/A	100.00%	-0.50%	3.90%
FBRT	FRANKLIN BSP REALTY TRUST INC	$952.87M	3.80%	0.90%	N/A	0.80%	2.71	N/A	88.10%	27.60%	41.12%
ARR	ARMOUR RESIDENTIAL REIT INC	$1.36B	-1.00%	-0.10%	N/A	0.00%	8.10	N/A	23.80%	-30.30%	16.55%
SUNS	SUNRISE REALTY TRUST INC	$142.67M	8.50%	4.70%	N/A	4.90%	1.78	N/A	92.30%	64.60%	64.62%
REFI	CHICAGO ATLANTIC REAL ESTATE FINANCE INC	$304.00M	12.50%	9.40%	N/A	8.10%	0.41	N/A	85.30%	67.40%	67.42%
EARN	ELLINGTON CREDIT CO	$210.71M	3.90%	0.80%	N/A	0.50%	3.25	N/A	83.20%	43.70%	47.09%
RPT	RITHM PROPERTY TRUST INC	$142.47M	-36.80%	-9.20%	N/A	-5.60%	2.96	N/A	149.50%	166.10%	165.24%
AGNC	AGNC INVESTMENT CORP	$8.17B	8.00%	0.90%	N/A	0.70%	8.02	N/A	100.00%	76.50%	104.19%
CIM	CHIMERA INVESTMENT CORP	$995.35M	3.40%	0.70%	N/A	0.80%	4.19	N/A	100.00%	30.40%	59.19%
RWT	REDWOOD TRUST INC	$826.40M	3.90%	0.30%	N/A	0.20%	14.37	N/A	100.00%	18.30%	28.35%
RC	READY CAPITAL CORP	$727.65M	-20.60%	-4.00%	N/A	-2.90%	4.46	N/A	100.00%	232.90%	285.77%
ABR	ARBOR REALTY TRUST INC	$2.19B	7.30%	1.60%	N/A	1.20%	3.42	N/A	98.80%	35.90%	44.70%
TWO	TWO HARBORS INVESTMENT CORP	$1.29B	-1.50%	-0.30%	N/A	0.40%	5.37	N/A	100.00%	-17.00%	44.97%
NYMT	NEW YORK MORTGAGE TRUST INC	$531.63M	-7.20%	-1.20%	N/A	-0.40%	5.60	N/A	-18.30%	-59.60%	-35.00%
TRTX	TPG RE FINANCE TRUST INC	$601.33M	5.10%	1.50%	N/A	1.20%	2.59	N/A	100.00%	37.40%	47.20%
MITT	AG MORTGAGE INVESTMENT TRUST INC	$194.56M	6.70%	0.50%	N/A	0.40%	11.72	N/A	100.00%	41.60%	63.67%
STWD	STARWOOD PROPERTY TRUST INC	$6.48B	5.70%	0.60%	N/A	2.10%	8.60	N/A	92.50%	18.50%	89.07%
SMA	SMARTSTOP SELF STORAGE REIT INC	N/A	-5.20%	-0.90%	N/A	2.30%	4.21	N/A	65.70%	-7.80%	28.77%
KREF	KKR REAL ESTATE FINANCE TRUST INC	$622.46M	0.80%	0.20%	N/A	0.30%	3.96	N/A	100.00%	6.60%	20.06%
DX	DYNEX CAPITAL INC	$1.13B	9.80%	1.50%	N/A	0.90%	5.91	N/A	100.00%	70.60%	75.73%
ACRE	ARES COMMERCIAL REAL ESTATE CORP	$220.53M	-6.10%	-1.80%	N/A	-1.10%	2.24	N/A	81.40%	-50.20%	-50.27%
LADR	LADDER CAPITAL CORP	$1.34B	6.80%	2.10%	N/A	1.50%	1.95	N/A	100.00%	39.90%	40.13%
GPMT	GRANITE POINT MORTGAGE TRUST INC	$97.70M	-32.00%	-9.10%	N/A	-5.20%	2.42	N/A	111.80%	141.10%	131.90%
CMTG	CLAROS MORTGAGE TRUST INC	$347.01M	-10.40%	-3.00%	N/A	-1.60%	2.47	N/A	85.40%	-89.10%	-78.36%
SACH	SACHEM CAPITAL CORP	$48.73M	-20.20%	-7.80%	N/A	-1.30%	1.71	N/A	100.00%	-76.30%	-20.47%
LOAN	MANHATTAN BRIDGE CAPITAL INC	$59.14M	12.70%	8.00%	N/A	8.30%	0.52	N/A	100.00%	58.40%	80.80%

Mortgage REIT Stocks FAQ

What are the best mortgage reit stocks to buy right now in May 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best mortgage reit stocks to buy right now are:

1. Nexpoint Real Estate Finance (NYSE:NREF)

Nexpoint Real Estate Finance (NYSE:NREF) is the #1 top mortgage reit stock out of 40 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Nexpoint Real Estate Finance (NYSE:NREF) is: Value: B, Growth: C, Momentum: C, Sentiment: B, Safety: D, Financials: C, and AI: C.

Nexpoint Real Estate Finance (NYSE:NREF) has a Due Diligence Score of 40, which is 12 points higher than the mortgage reit industry average of 28.

NREF passed 15 out of 38 due diligence checks and has average fundamentals. Nexpoint Real Estate Finance has seen its stock return 10.11% over the past year, overperforming other mortgage reit stocks by 16 percentage points.

Nexpoint Real Estate Finance has an average 1 year price target of $15.00, an upside of 3.52% from Nexpoint Real Estate Finance's current stock price of $14.49.

Nexpoint Real Estate Finance stock has a consensus Hold recommendation according to Wall Street analysts. Of the 1 analyst covering Nexpoint Real Estate Finance, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Sila Realty Trust (NYSE:SILA)

Sila Realty Trust (NYSE:SILA) is the #2 top mortgage reit stock out of 40 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Sila Realty Trust (NYSE:SILA) is: Value: C, Growth: C, Momentum: B, Sentiment: C, Safety: B, Financials: C, and AI: B.

Sila Realty Trust (NYSE:SILA) has a Due Diligence Score of 33, which is 5 points higher than the mortgage reit industry average of 28.

SILA passed 13 out of 38 due diligence checks and has average fundamentals.

Sila Realty Trust has an average 1 year price target of $28.00, an upside of 9.2% from Sila Realty Trust's current stock price of $25.64.

Sila Realty Trust stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Sila Realty Trust, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Annaly Capital Management (NYSE:NLY)

Annaly Capital Management (NYSE:NLY) is the #3 top mortgage reit stock out of 40 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Annaly Capital Management (NYSE:NLY) is: Value: B, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Annaly Capital Management (NYSE:NLY) has a Due Diligence Score of 40, which is 12 points higher than the mortgage reit industry average of 28.

NLY passed 15 out of 38 due diligence checks and has average fundamentals. Annaly Capital Management has seen its stock return 2.78% over the past year, overperforming other mortgage reit stocks by 9 percentage points.

Annaly Capital Management has an average 1 year price target of $20.23, an upside of 3.11% from Annaly Capital Management's current stock price of $19.62.

Annaly Capital Management stock has a consensus Buy recommendation according to Wall Street analysts. Of the 5 analysts covering Annaly Capital Management, 40% have issued a Strong Buy rating, 40% have issued a Buy, 20% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the mortgage reit stocks with highest dividends?

Out of 36 mortgage reit stocks that have issued dividends in the past year, the 3 mortgage reit stocks with the highest dividend yields are:

1. Invesco Mortgage Capital (NYSE:IVR)

Invesco Mortgage Capital (NYSE:IVR) has an annual dividend yield of 20.62%, which is 10 percentage points higher than the mortgage reit industry average of 10.66%. Invesco Mortgage Capital's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Invesco Mortgage Capital's dividend has not shown consistent growth over the last 10 years.

Invesco Mortgage Capital's dividend payout ratio of 246.2% indicates that its high dividend yield might not be sustainable for the long-term.

2. Sachem Capital (NYSEMKT:SACH)

Sachem Capital (NYSEMKT:SACH) has an annual dividend yield of 17.48%, which is 7 percentage points higher than the mortgage reit industry average of 10.66%. Sachem Capital's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Sachem Capital's dividend has not shown consistent growth over the last 10 years.

Sachem Capital's dividend payout ratio of -31.2% indicates that its high dividend yield might not be sustainable for the long-term.

3. Orchid Island Capital (NYSE:ORC)

Orchid Island Capital (NYSE:ORC) has an annual dividend yield of 16.37%, which is 6 percentage points higher than the mortgage reit industry average of 10.66%. Orchid Island Capital's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Orchid Island Capital's dividend has not shown consistent growth over the last 10 years.

Orchid Island Capital's dividend payout ratio of 389.2% indicates that its high dividend yield might not be sustainable for the long-term.

Why are mortgage reit stocks up?

Mortgage reit stocks were up 1.13% in the last day, and up 4.53% over the last week.

We couldn't find a catalyst for why mortgage reit stocks are up.

What are the most undervalued mortgage reit stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued mortgage reit stocks right now are:

1. Rithm Capital (NYSE:RITM)

Rithm Capital (NYSE:RITM) is the most undervalued mortgage reit stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Rithm Capital has a valuation score of 43, which is 14 points higher than the mortgage reit industry average of 29. It passed 3 out of 7 valuation due diligence checks.

Rithm Capital's stock has dropped -0.71% in the past year. It has overperformed other stocks in the mortgage reit industry by 6 percentage points.

2. Invesco Mortgage Capital (NYSE:IVR)

Invesco Mortgage Capital (NYSE:IVR) is the second most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Invesco Mortgage Capital has a valuation score of 57, which is 28 points higher than the mortgage reit industry average of 29. It passed 4 out of 7 valuation due diligence checks.

Invesco Mortgage Capital's stock has dropped -13.74% in the past year. It has underperformed other stocks in the mortgage reit industry by -7 percentage points.

3. Sunrise Realty Trust (NASDAQ:SUNS)

Sunrise Realty Trust (NASDAQ:SUNS) is the third most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Sunrise Realty Trust has a valuation score of 29, which is 0 points higher than the mortgage reit industry average of 29. It passed 2 out of 7 valuation due diligence checks.

Are mortgage reit stocks a good buy now?

43.75% of mortgage reit stocks rated by analysts are a strong buy right now. On average, analysts expect mortgage reit stocks to rise by 13.43% over the next year.

0% of mortgage reit stocks have a Zen Rating of A (Strong Buy), 2.56% of mortgage reit stocks are rated B (Buy), 66.67% are rated C (Hold), 25.64% are rated D (Sell), and 5.13% are rated F (Strong Sell).

What is the average p/e ratio of the reit - mortgage industry?

The average P/E ratio of the reit - mortgage industry is 2.75x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.