Sectors & IndustriesReal EstateREIT - Mortgage

Best Mortgage REIT Stocks to Buy Now (2026)

Top mortgage reit stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best mortgage reit stocks to buy right now are:

Cherry Hill Mortgage Investment (NYSE:CHMI) is the #1 top mortgage reit stock out of 39 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Cherry Hill Mortgage Investment (NYSE:CHMI) is: Value: B, Growth: B, Momentum: C, Sentiment: B, Safety: B, Financials: C, and AI: C.

Cherry Hill Mortgage Investment (NYSE:CHMI) has a Due Diligence Score of 38, which is 8 points higher than the mortgage reit industry average of 30.

CHMI passed 14 out of 38 due diligence checks and has average fundamentals. Cherry Hill Mortgage Investment has seen its stock lose -16.94% over the past year, underperforming other mortgage reit stocks by -11 percentage points.

Cherry Hill Mortgage Investment has an average 1 year price target of $3.00, an upside of 17.65% from Cherry Hill Mortgage Investment's current stock price of $2.55.

Cherry Hill Mortgage Investment stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Cherry Hill Mortgage Investment, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Tpg Mortgage Investment Trust (NYSE:MITT) is the #2 top mortgage reit stock out of 39 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Tpg Mortgage Investment Trust (NYSE:MITT) is: Value: C, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Tpg Mortgage Investment Trust (NYSE:MITT) has a Due Diligence Score of 37, which is 7 points higher than the mortgage reit industry average of 30.

MITT passed 14 out of 38 due diligence checks and has average fundamentals. Tpg Mortgage Investment Trust has seen its stock return 12.75% over the past year, overperforming other mortgage reit stocks by 19 percentage points.

Tpg Mortgage Investment Trust has an average 1 year price target of $9.19, an upside of 18.1% from Tpg Mortgage Investment Trust's current stock price of $7.78.

Tpg Mortgage Investment Trust stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 4 analysts covering Tpg Mortgage Investment Trust, 50% have issued a Strong Buy rating, 25% have issued a Buy, 25% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Adamas Trust (NASDAQ:ADAM) is the #3 top mortgage reit stock out of 39 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Adamas Trust (NASDAQ:ADAM) is: Value: C, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Adamas Trust (NASDAQ:ADAM) has a Due Diligence Score of 30, which is equal to the mortgage reit industry average of 30.

ADAM passed 10 out of 38 due diligence checks and has average fundamentals. Adamas Trust has seen its stock return 31.6% over the past year, overperforming other mortgage reit stocks by 38 percentage points.

Adamas Trust has an average 1 year price target of $9.17, an upside of 3.35% from Adamas Trust's current stock price of $8.87.

Adamas Trust stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Adamas Trust, 66.67% have issued a Strong Buy rating, 0% have issued a Buy, 33.33% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Out of 36 mortgage reit stocks that have issued dividends in the past year, the 3 mortgage reit stocks with the highest dividend yields are:

Orchid Island Capital (NYSE:ORC) has an annual dividend yield of 20.4%, which is 7 percentage points higher than the mortgage reit industry average of 13.68%. Orchid Island Capital's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Orchid Island Capital's dividend has not shown consistent growth over the last 10 years.

Orchid Island Capital's dividend payout ratio of 161.8% indicates that its high dividend yield might not be sustainable for the long-term.

Ellington Credit Co (NYSE:EARN) has an annual dividend yield of 20.04%, which is 6 percentage points higher than the mortgage reit industry average of 13.68%. Ellington Credit Co's dividend payout is not stable, having dropped more than 10% three times in the last 10 years. Ellington Credit Co's dividend has not shown consistent growth over the last 10 years.

Ellington Credit Co's dividend payout ratio of -564.7% indicates that its high dividend yield might not be sustainable for the long-term.

Sachem Capital (NYSEMKT:SACH) has an annual dividend yield of 19.05%, which is 5 percentage points higher than the mortgage reit industry average of 13.68%. Sachem Capital's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Sachem Capital's dividend has not shown consistent growth over the last 10 years.

Sachem Capital's dividend payout ratio of 625% indicates that its high dividend yield might not be sustainable for the long-term.

Mortgage reit stocks were down -0.86% in the last day, and down -2.59% over the last week. Arbor Realty Trust was the among the top losers in the reit - mortgage industry, dropping -12.16% yesterday.

Arbor Realty Trust shares are trading lower after Keefe, Bruyette & Woods maintained its Underperform rating on the stock and lowered its price target from $7.5 to $6.5.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued mortgage reit stocks right now are:

Ellington Financial (NYSE:EFC) is the most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Ellington Financial has a valuation score of 29, which is -6 points higher than the mortgage reit industry average of 35. It passed 2 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates EFC a Valuation Rating of "B".

Ellington Financial's stock has gained 3.77% in the past year. It has overperformed other stocks in the mortgage reit industry by 10 percentage points.

Invesco Mortgage Capital (NYSE:IVR) is the second most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Invesco Mortgage Capital has a valuation score of 43, which is 8 points higher than the mortgage reit industry average of 35. It passed 3 out of 7 valuation due diligence checks.

Invesco Mortgage Capital's stock has gained 8.36% in the past year. It has overperformed other stocks in the mortgage reit industry by 14 percentage points.

Orchid Island Capital (NYSE:ORC) is the third most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Orchid Island Capital has a valuation score of 57, which is 22 points higher than the mortgage reit industry average of 35. It passed 4 out of 7 valuation due diligence checks.

Orchid Island Capital's stock has dropped -3.6% in the past year. It has overperformed other stocks in the mortgage reit industry by 2 percentage points.

42.42% of mortgage reit stocks rated by analysts are a strong buy right now. On average, analysts expect mortgage reit stocks to rise by 20.84% over the next year.

0% of mortgage reit stocks have a Zen Rating of A (Strong Buy), 2.86% of mortgage reit stocks are rated B (Buy), 60% are rated C (Hold), 31.43% are rated D (Sell), and 5.71% are rated F (Strong Sell).