Sectors & IndustriesReal EstateREIT - Mortgage
Best Mortgage REIT Stocks to Buy Now (2025)
Top mortgage reit stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best mortgage reit stocks to buy now. Learn More.

Industry: REIT - Mortgage
F
REIT - Mortgage is Zen Rated F and is the 136th ranked industry out of 145 stock market industries
Learn how the Zen Ratings work
Ticker
Company
Zen Rating
Sentiment
Market Cap
Shares
Institutional %
Insider %
Net Insider (L12M)
Net Insider (L3M)
RITM
RITHM CAPITAL CORP
$6.04B530,122,47747.83%1.16%Net SellingNet Selling
NYMT
NEW YORK MORTGAGE TRUST INC
$600.48M90,298,22154.35%11.11%Net Selling
SUNS
SUNRISE REALTY TRUST INC
$151.53M13,421,49435.64%33.87%Net BuyingNet Buying
LFT
LUMENT FINANCE TRUST INC
$120.35M52,324,47218.23%56.20%Net BuyingNet Buying
EARN
ELLINGTON CREDIT CO
$217.09M37,559,19522.50%3.22%Net BuyingNet Buying
NREF
NEXPOINT REAL ESTATE FINANCE INC
$251.01M17,713,96366.16%19.08%Net SellingNet Selling
REFI
CHICAGO ATLANTIC REAL ESTATE FINANCE INC
$303.82M20,967,45731.28%17.22%Net BuyingNet Buying
SILA
SILA REALTY TRUST INC
$1.33B55,145,87358.43%0.83%Net Selling
FBRT
FRANKLIN BSP REALTY TRUST INC
$906.83M82,214,63061.57%1.80%Net Selling
ARI
APOLLO COMMERCIAL REAL ESTATE FINANCE INC
$1.36B138,943,83157.24%9.67%Net SellingNet Selling
ARR
ARMOUR RESIDENTIAL REIT INC
$1.36B81,749,50650.64%2.21%Net SellingNet Selling
CIM
CHIMERA INVESTMENT CORP
$1.14B80,970,69054.16%14.36%Net Buying
BXMT
BLACKSTONE MORTGAGE TRUST INC
$3.39B171,580,19063.11%7.76%Net BuyingNet Buying
RPT
RITHM PROPERTY TRUST INC
$121.73M45,423,08664.27%23.28%Net Buying
CHMI
CHERRY HILL MORTGAGE INVESTMENT CORP
$98.96M32,658,44913.66%4.07%Net Selling
ORC
ORCHID ISLAND CAPITAL INC
$749.91M106,673,39033.68%1.35%Net SellingNet Selling
ACRE
ARES COMMERCIAL REAL ESTATE CORP
$271.18M55,005,35340.44%3.51%Net Selling
NLY
ANNALY CAPITAL MANAGEMENT INC
$11.74B605,089,07155.98%1.01%Net SellingNet Selling
PMT
PENNYMAC MORTGAGE INVESTMENT TRUST
$1.11B87,010,60868.76%3.44%Net SellingNet Buying
EFC
ELLINGTON FINANCIAL INC
$1.23B94,513,13750.91%18.76%Net Selling
RC
READY CAPITAL CORP
$767.28M170,507,22761.59%8.71%Net Selling
SACH
SACHEM CAPITAL CORP
$55.83M47,310,13920.20%10.35%Net Buying
RWT
REDWOOD TRUST INC
$776.08M133,117,56475.03%4.11%Net BuyingNet Buying
AOMR
ANGEL OAK MORTGAGE REIT INC
$220.67M23,500,17551.45%48.55%Net SellingNet Selling
MITT
AG MORTGAGE INVESTMENT TRUST INC
$235.93M29,676,34234.03%7.84%
GPMT
GRANITE POINT MORTGAGE TRUST INC
$119.08M48,405,86148.14%8.68%Net SellingNet Buying
LADR
LADDER CAPITAL CORP
$1.39B128,096,46660.76%36.49%Net Selling
TRTX
TPG RE FINANCE TRUST INC
$613.30M79,857,37456.35%43.65%Net BuyingNet Buying
IVR
INVESCO MORTGAGE CAPITAL INC
$515.67M65,942,49545.54%0.94%Net Buying
SMA
SMARTSTOP SELF STORAGE REIT INC
$2.00B55,457,3090.00%0.39%Net BuyingNet Buying
MFA
MFA FINANCIAL INC
$989.57M102,652,86258.53%12.89%Net SellingNet Buying
AGNC
AGNC INVESTMENT CORP
$9.47B1,020,375,40638.07%0.77%Net SellingNet Selling
ABR
ARBOR REALTY TRUST INC
$2.03B192,160,23253.40%15.37%Net BuyingNet Buying
ACR
ACRES COMMERCIAL REALTY CORP
$130.43M7,394,1945.54%94.46%Net SellingNet Selling
STWD
STARWOOD PROPERTY TRUST INC
$6.92B339,454,86449.50%7.43%
DX
DYNEX CAPITAL INC
$1.28B105,331,44046.33%5.24%Net Selling
KREF
KKR REAL ESTATE FINANCE TRUST INC
$610.93M67,806,28957.76%42.24%Net Selling
TWO
TWO HARBORS INVESTMENT CORP
$1.10B104,025,09665.68%7.42%Net SellingNet Selling
CMTG
CLAROS MORTGAGE TRUST INC
$402.76M139,362,65768.50%27.17%Net SellingNet Selling
LOAN
MANHATTAN BRIDGE CAPITAL INC
$60.17M11,438,65132.36%25.24%

Mortgage REIT Stocks FAQ

What are the best mortgage reit stocks to buy right now in Jun 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best mortgage reit stocks to buy right now are:

1. Rithm Capital (NYSE:RITM)


Rithm Capital (NYSE:RITM) is the #1 top mortgage reit stock out of 40 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Rithm Capital (NYSE:RITM) is: Value: A, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: C.

Rithm Capital (NYSE:RITM) has a Due Diligence Score of 43, which is 16 points higher than the mortgage reit industry average of 27.

RITM passed 16 out of 38 due diligence checks and has strong fundamentals. Rithm Capital has seen its stock return 5.56% over the past year, overperforming other mortgage reit stocks by 11 percentage points.

Rithm Capital has an average 1 year price target of $13.17, an upside of 15.5% from Rithm Capital's current stock price of $11.40.

Rithm Capital stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 6 analysts covering Rithm Capital, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. New York Mortgage Trust (NASDAQ:NYMT)


New York Mortgage Trust (NASDAQ:NYMT) is the #2 top mortgage reit stock out of 40 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for New York Mortgage Trust (NASDAQ:NYMT) is: Value: C, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: D, and AI: C.

New York Mortgage Trust (NASDAQ:NYMT) has a Due Diligence Score of 17, which is -10 points lower than the mortgage reit industry average of 27.

NYMT passed 5 out of 38 due diligence checks and has weak fundamentals. New York Mortgage Trust has seen its stock return 12.52% over the past year, overperforming other mortgage reit stocks by 18 percentage points.

New York Mortgage Trust has an average 1 year price target of $8.17, an upside of 22.81% from New York Mortgage Trust's current stock price of $6.65.

New York Mortgage Trust stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 3 analysts covering New York Mortgage Trust, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Sunrise Realty Trust (NASDAQ:SUNS)


Sunrise Realty Trust (NASDAQ:SUNS) is the #3 top mortgage reit stock out of 40 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Sunrise Realty Trust (NASDAQ:SUNS) is: Value: B, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

Sunrise Realty Trust (NASDAQ:SUNS) has a Due Diligence Score of 27, which is equal to the mortgage reit industry average of 27.

SUNS passed 10 out of 38 due diligence checks and has average fundamentals.

Sunrise Realty Trust has an average 1 year price target of $13.42, an upside of 18.84% from Sunrise Realty Trust's current stock price of $11.29.

Sunrise Realty Trust stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Sunrise Realty Trust, 33.33% have issued a Strong Buy rating, 66.67% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the mortgage reit stocks with highest dividends?

Out of 37 mortgage reit stocks that have issued dividends in the past year, the 3 mortgage reit stocks with the highest dividend yields are:

1. Invesco Mortgage Capital (NYSE:IVR)


Invesco Mortgage Capital (NYSE:IVR) has an annual dividend yield of 19.69%, which is 10 percentage points higher than the mortgage reit industry average of 9.45%. Invesco Mortgage Capital's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Invesco Mortgage Capital's dividend has not shown consistent growth over the last 10 years.

Invesco Mortgage Capital's dividend payout ratio of 405.3% indicates that its high dividend yield might not be sustainable for the long-term.

2. Sachem Capital (NYSEMKT:SACH)


Sachem Capital (NYSEMKT:SACH) has an annual dividend yield of 19.49%, which is 10 percentage points higher than the mortgage reit industry average of 9.45%. Sachem Capital's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Sachem Capital's dividend has not shown consistent growth over the last 10 years.

Sachem Capital's dividend payout ratio of -17.8% indicates that its high dividend yield might not be sustainable for the long-term.

3. Orchid Island Capital (NYSE:ORC)


Orchid Island Capital (NYSE:ORC) has an annual dividend yield of 18.78%, which is 9 percentage points higher than the mortgage reit industry average of 9.45%. Orchid Island Capital's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Orchid Island Capital's dividend has not shown consistent growth over the last 10 years.

Orchid Island Capital's dividend payout ratio of 389.2% indicates that its high dividend yield might not be sustainable for the long-term.

Why are mortgage reit stocks down?

Mortgage reit stocks were down -0.19% in the last day, and up 1.25% over the last week.

We couldn't find a catalyst for why mortgage reit stocks are down.

What are the most undervalued mortgage reit stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued mortgage reit stocks right now are:

1. Rithm Capital (NYSE:RITM)


Rithm Capital (NYSE:RITM) is the most undervalued mortgage reit stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Rithm Capital has a valuation score of 57, which is 31 points higher than the mortgage reit industry average of 26. It passed 4 out of 7 valuation due diligence checks.

Rithm Capital's stock has gained 5.56% in the past year. It has overperformed other stocks in the mortgage reit industry by 11 percentage points.

2. Chicago Atlantic Real Estate Finance (NASDAQ:REFI)


Chicago Atlantic Real Estate Finance (NASDAQ:REFI) is the second most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Chicago Atlantic Real Estate Finance has a valuation score of 14, which is -12 points higher than the mortgage reit industry average of 26. It passed 1 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates REFI a Valuation Rating of "B".

Chicago Atlantic Real Estate Finance's stock has dropped -6.88% in the past year. It has underperformed other stocks in the mortgage reit industry by -2 percentage points.

3. Angel Oak Mortgage Reit (NYSE:AOMR)


Angel Oak Mortgage Reit (NYSE:AOMR) is the third most undervalued mortgage reit stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Angel Oak Mortgage Reit has a valuation score of 14, which is -12 points higher than the mortgage reit industry average of 26. It passed 1 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates AOMR a Valuation Rating of "B".

Angel Oak Mortgage Reit's stock has dropped -22.52% in the past year. It has underperformed other stocks in the mortgage reit industry by -17 percentage points.

Are mortgage reit stocks a good buy now?

50% of mortgage reit stocks rated by analysts are a strong buy right now. On average, analysts expect mortgage reit stocks to rise by 12.41% over the next year.

0% of mortgage reit stocks have a Zen Rating of A (Strong Buy), 0% of mortgage reit stocks are rated B (Buy), 71.79% are rated C (Hold), 25.64% are rated D (Sell), and 2.56% are rated F (Strong Sell).

What is the average p/e ratio of the reit - mortgage industry?

The average P/E ratio of the reit - mortgage industry is 3.82x.
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.