How to Buy Heartland Financial Usa Stock
Heartland Financial Usa Inc
Heartland Financial USA, Inc. , a multi-bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States.
Heartland Financial Usa stock last closed at $36.02, up 0.28% from the previous day, and has increased 0.64% in one year. It has underperformed other stocks in the Banks - Regional industry by 0.15 percentage points. Heartland Financial Usa stock is currently +38% from its 52-week low of $26.10, and -8.56% from its 52-week high of $39.39.
As of Apr 24, 2024, there are 42.69M HTLF shares outstanding. The market capitalization of HTLF is $1.54B. In the past 24 hours, 196,319 HTLF shares were traded.
How to Buy Heartland Financial Usa Stock
Not sure how to invest in Heartland Financial Usa stock? Here's how.
- Figure out where to buy Heartland Financial Usa stock: You need to decide on a stock brokerage, but don't worry - we've tested dozens of online brokerages and apps to help you figure out where to buy Heartland Financial Usa stock.
- Create a brokerage account: Sign up for 0% commission trading with the highest-rated brokerage we've found.
- Deposit funds into your brokerage account: Choose your payment method and add your info.
- Analyze Heartland Financial Usa stock: The Heartland Financial Usa ticker symbol is HTLF. Is Heartland Financial Usa stock a good investment? Should you buy shares of HTLF? How do HTLF's underlying business fundamentals look? Do top analysts think Heartland Financial Usa is a good buy? Why has HTLF's stock price moved recently? (Hint: Our stock research website can help you figure out if HTLF is a good stock to buy).
- Place your HTLF purchase: Decide if you will purchase HTLF shares at the current market price or use a limit order to purchase HTLF shares at a specific price.
- Get updates on your HTLF position: Create a watchlist to get the latest news on your position in Heartland Financial Usa stock.
Step 1: Figure out where to buy Heartland Financial Usa stock
You will need a brokerage account to access the NASDAQ market and buy HTLF shares.
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Open eToro AccountStep 2: Create a brokerage account
Now that you've chosen the best brokerage, it's time to fill out some personal information so you can invest in HTLF stock today.
How to Set Up a New Account on eToro
- Click here to get started.eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
- Provide your personal info to start a new trading account.
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Step 3: Deposit funds into your brokerage account
Now that you've opened your account on apps for stocks, you can securely and quickly fund your account:
Watch the tutorial below for more details depositing money into your brokerage account.
Step 4: Analyze Heartland Financial Usa stock
Once you have chosen the best place to buy Heartland Financial Usa stock, it's crucial to evaluate their stock before you buy, so you truly comprehend the risk as well as the upside.
Overview of key HTLF info
Fundamentals of Heartland Financial Usa
WallStreetZen was designed to help average investors perform better fundamental analysis.
You can see all of the due diligence checks on HTLF's stock page.
Is HTLF stock properly valued?
Investors use a variety of different financial metrics, analyses, models, and charts to gauge HTLF's fair value.
Using relative valuations metrics:
- HTLF may be undervalued based on its P/E ratio of 21.44x, relative to Banks - Regional industry P/E ratio of -10.44x
- HTLF may be undervalued based on its P/B ratio of 0.8x, relative to Banks - Regional industry P/B ratio of 0.99x
You can access more valuation analysis on HTLF's stock here.
How do HTLF Financials look?
Passed Health Checks:
- HTLF's operating cash flow of $280.31M allows it to safely service it's debt of $994.65M.
- HTLF earnings of $96.78M is not enough to cover its interest payments.
Failed Health Checks:
- HTLF profit margin has gone down from 28.7% to 12.9% in the past year.
- Total HTLF debt is higher than 5 years ago, relative to shareholder equity.
- HTLF has a relatively high debt to equity ratio of 9.04.
Is it a good time to buy HTLF stock, according to analysts?
Out of 4 sell side analysts who give forecasts on HTLF, the consensus analyst rating on HTLF is a Strong Buy
Please note that analyst forecasts are not stock recommendations, nor are they investment advice.
You can dig deeper into what analysts are projecting on the Heartland Financial Usa stock forecast page.
Metrics for Advanced HTLF Traders
How is HTLF performing as a company?
Last year, HTLF earnings were $71.87M. During the last five year, HTLF's earnings have grown by -13.85% per year. This was slower than the Banks - Regional industry average of 16.35%.
Last year, HTLF revenue was $558.60M. Over the past 5 year, HTLF's revenue has increased by 2.28% per year. This was slower than the Banks - Regional industry average of 7.4%.
You can research HTLF's earnings and revenue performance here.
What are HTLF insiders up to?
Over the past 12 months, insiders at HTLF have sold more shares than they have bought.
Deborah K. Deters, EVP Chief HR Officer of HTLF, was the latest HTLF insider to sell. They sold $3,738.90 worth of HTLF shares on Mar 21, 2024.
Research more about who owns HTLF shares here.
Does HTLF provide a stable income stream?
Heartland Financial Usa pays a dividend of 3.33%, compared to the Banks - Regional industry's average dividend yield of 3.81%. If you owned $1,000 of HTLF stock, you would have been paid $33.31 in the past 12 months.
Heartland Financial Usa dividend payments have consistently grown over the past decade but have not remained stable.
Get more analysis about Heartland Financial Usa dividend yield and history here.
Get opinions from other investors
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Step 5: Place your HTLF purchase
There are two main order types:
- Market order: A market order is an order to buy or sell a security at the best available price.
Market orders are mostly fine for most investors. - Limit order: A limit order lets you buy or sell a stock at a specific price (or better).
If you want to be sure you're buying or selling at a particular dollar amount, use a limit order.
Hit the Open Trade button and your broker will execute the order.
If you want additional assistance buying stocks on eToro, click the how to video below:
Step 6: Get updates on your HTLF position
Now that you own some shares in HTLF, you'll want to stay up-to-date on your new investment.
Add HTLF to a watchlist to track your HTLF stock.
HTLF Feed
How to Buy Stock in Heartland Financial Usa
To reiterate, here are the 6 steps to buy Heartland Financial Usa stock:
- Figure out where to buy Heartland Financial Usa stock
- Create a brokerage account
- Deposit funds into your brokerage account
- Analyze Heartland Financial Usa stock
- Place your HTLF purchase
- Get updates on your HTLF position
If you require a brokerage, eToro is our recommended option.
Get Started with eToro TodayIf you would like to keep an eye on your investment in Heartland Financial Usa, create a watchlist on WallStreetZen today.
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