WallStreetZenWallStreetZen

NASDAQ: HTLF
Heartland Financial Usa Inc Stock

$43.76+0.27 (+0.62%)
Updated May 24, 2024
HTLF Price
$43.76
Fair Value Price
N/A
Market Cap
$1.87B
52 Week Low
$26.44
52 Week High
$45.99
P/E
26.52x
P/B
0.95x
P/S
2.68x
PEG
N/A
Dividend Yield
2.74%
Revenue
$560.36M
Earnings
$78.85M
Gross Margin
100%
Operating Margin
17.13%
Profit Margin
12.6%
Debt to Equity
8.67
Operating Cash Flow
$336M
Beta
1.13
Next Earnings
N/A
Ex-Dividend
May 10, 2024
Next Dividend
May 28, 2024

HTLF Overview

Heartland Financial USA, Inc., a multi-bank holding company, provides commercial, small business, and consumer banking services to individuals and businesses in the United States. It accepts various deposit products, including checking and other demand deposit accounts; NOW, savings, money market, individual retirement, and health savings accounts; certificates of deposit; and other time deposits. The company also offers commercial and industrial loans; commercial real estate loans; real estate mortgage loans; small business loans; agricultural loans; consumer loans comprising motor vehicle and home improvement loans, home equity line of credit, and fixed rate home equity and personal lines of credit; and credit cards for commercial, business, and personal use. In addition, it provides online banking, mobile banking, telephone banking, bill payment, automated clearing house, wire transfer, zero balance account, transaction reporting, lock box, remote deposit capture, accounts receivable, investment sweep account, reconciliation, treasury management, wealth management, trust, foreign exchange, and various fraud prevention services, such as check and electronic positive pay, as well as commercial purchasing and merchant credit cards, debit cards, and automated teller machines. Further, the company offers investment services, such as mutual funds, annuities, retirement products, education savings products, and brokerage services, as well as vehicle, property and casualty, and life and disability insurance products. Additionally, it is involved in the community development, consumer finance, multi-line insurance agency, and property management businesses. The company operates through 129 banking locations in Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, Minnesota, Kansas, Missouri, Texas, and California. Heartland Financial USA, Inc. was founded in 1981 and is headquartered in Dubuque, Iowa.

Zen Score

Industry Average (31)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how HTLF scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

HTLF was unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
HTLF is good value based on its earnings relative to its share price (26.52x), compared to the US market average (32.03x)
P/E vs Market Valuation
HTLF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more HTLF due diligence checks available for Premium users.

Be the first to know about important HTLF news, forecast changes, insider trades & much more!

HTLF News

Valuation

HTLF price to earnings (PE)

For valuing profitable companies with steady earnings
Company
26.52x
Industry
-8.24x
Market
32.03x
HTLF is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
HTLF is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

HTLF price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.95x
Industry
1.04x
HTLF is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

HTLF's financial health

Profit margin

Revenue
$180.9M
Net Income
$51.7M
Profit Margin
27.5%
HTLF's Earnings (EBIT) of $95.98M... subscribe to Premium to read more.
Interest Coverage Financials
HTLF's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$19.1B
Liabilities
$17.2B
Debt to equity
8.67
HTLF's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
HTLF's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$130.3M
Investing
$281.1M
Financing
-$290.0M
HTLF's operating cash flow ($336.14M)... subscribe to Premium to read more.
Debt Coverage Financials

HTLF vs Bank Stocks

TickerMarket Cap1d %P/EP/B
HTLF$1.87B+0.62%26.52x0.95x
IBTX$1.91B+2.21%18.28x0.80x
TRMK$1.81B-0.14%11.49x1.07x
FRME$1.95B+0.39%9.61x0.88x
SBCF$1.97B+0.22%16.58x0.93x

Heartland Financial Usa Stock FAQ

What is Heartland Financial Usa's quote symbol?

(NASDAQ: HTLF) Heartland Financial Usa trades on the NASDAQ under the ticker symbol HTLF. Heartland Financial Usa stock quotes can also be displayed as NASDAQ: HTLF.

If you're new to stock investing, here's how to buy Heartland Financial Usa stock.

What is the 52 week high and low for Heartland Financial Usa (NASDAQ: HTLF)?

(NASDAQ: HTLF) Heartland Financial Usa's 52-week high was $45.99, and its 52-week low was $26.44. It is currently -4.85% from its 52-week high and 65.51% from its 52-week low.

How much is Heartland Financial Usa stock worth today?

(NASDAQ: HTLF) Heartland Financial Usa currently has 42,790,564 outstanding shares. With Heartland Financial Usa stock trading at $43.76 per share, the total value of Heartland Financial Usa stock (market capitalization) is $1.87B.

Heartland Financial Usa stock was originally listed at a price of $12.33 in Jan 4, 1999. If you had invested in Heartland Financial Usa stock at $12.33, your return over the last 25 years would have been 254.82%, for an annualized return of 5.2% (not including any dividends or dividend reinvestments).

How much is Heartland Financial Usa's stock price per share?

(NASDAQ: HTLF) Heartland Financial Usa stock price per share is $43.76 today (as of May 24, 2024).

What is Heartland Financial Usa's Market Cap?

(NASDAQ: HTLF) Heartland Financial Usa's market cap is $1.87B, as of May 25, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Heartland Financial Usa's market cap is calculated by multiplying HTLF's current stock price of $43.76 by HTLF's total outstanding shares of 42,790,564.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.