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NASDAQ: SSBK
Southern States Bancshares Inc Stock

$25.92+0.05 (+0.19%)
Updated Mar 28, 2024
SSBK Price
$25.92
Fair Value Price
N/A
Market Cap
$229.95M
52 Week Low
$19.61
52 Week High
$30.74
P/E
7.14x
P/B
1.07x
P/S
3.12x
PEG
0.22x
Dividend Yield
0.69%
Revenue
$82.90M
Earnings
$31.95M
Gross Margin
100%
Operating Margin
49.48%
Profit Margin
38.5%
Debt to Equity
10.38
Operating Cash Flow
$39M
Beta
0.26
Next Earnings
Apr 20, 2024
Ex-Dividend
N/A
Next Dividend
N/A

SSBK Overview

Southern States Bancshares Incorporated is the holding company for Southern States Bank. It provides community banking services to businesses and individuals. Offerings include savings, money market, and noninterest-bearing demand accounts, certificates of deposit, and time deposits. It also provides loans for real estate construction and development, residential mortgages, and commercial real estate mortgage loans, commercial and industrial loans, and direct consumer installment loans. Southern States Bancshares founded in 2007 and is headquartered in Anniston, AL.

Zen Score

Industry Average (34)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how SSBK scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

SSBK ($25.92) is trading below its intrinsic value of $61.65, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
SSBK is good value based on its earnings relative to its share price (7.14x), compared to the US market average (44.51x)
P/E vs Market Valuation
SSBK is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more SSBK due diligence checks available for Premium users.

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SSBK News

Valuation

SSBK fair value

Fair Value of SSBK stock based on Discounted Cash Flow (DCF)
Price
$25.92
Fair Value
$40.83
Undervalued by
36.52%
SSBK ($25.92) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

SSBK price to earnings (PE)

For valuing profitable companies with steady earnings
Company
7.14x
Industry
-10.33x
Market
44.51x
SSBK is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
SSBK is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

SSBK price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.07x
Industry
1.02x
SSBK is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

SSBK price to earnings growth (PEG)

For valuing profitable companies with growth potential
SSBK is good value based... subscribe to Premium to read more.
PEG Value Valuation

SSBK's financial health

Profit margin

Revenue
$20.9M
Net Income
$8.9M
Profit Margin
42.5%
SSBK's Earnings (EBIT) of $41.02M... subscribe to Premium to read more.
Interest Coverage Financials
SSBK's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$2.4B
Liabilities
$2.2B
Debt to equity
10.38
SSBK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$7.9M
Investing
-$111.5M
Financing
$138.1M
SSBK's operating cash flow ($39.35M)... subscribe to Premium to read more.
Debt Coverage Financials

SSBK vs Bank Stocks

TickerMarket Cap1d %P/EP/B
SSBK$229.95M+0.19%7.14x1.07x
CZFS$231.58M+7.19%12.12x0.83x
BLFY$227.80M+0.97%-30.19x0.64x
PCB$232.92M+0.25%7.63x0.67x
CVCY$235.33M+2.26%9.17x1.14x

Southern States Bancshares Stock FAQ

What is Southern States Bancshares's quote symbol?

(NASDAQ: SSBK) Southern States Bancshares trades on the NASDAQ under the ticker symbol SSBK. Southern States Bancshares stock quotes can also be displayed as NASDAQ: SSBK.

If you're new to stock investing, here's how to buy Southern States Bancshares stock.

What is the 52 week high and low for Southern States Bancshares (NASDAQ: SSBK)?

(NASDAQ: SSBK) Southern States Bancshares's 52-week high was $30.74, and its 52-week low was $19.61. It is currently -15.67% from its 52-week high and 32.18% from its 52-week low.

How much is Southern States Bancshares stock worth today?

(NASDAQ: SSBK) Southern States Bancshares currently has 8,871,500 outstanding shares. With Southern States Bancshares stock trading at $25.92 per share, the total value of Southern States Bancshares stock (market capitalization) is $229.95M.

Southern States Bancshares stock was originally listed at a price of $19.77 in Aug 12, 2021. If you had invested in Southern States Bancshares stock at $19.77, your return over the last 2 years would have been 31.11%, for an annualized return of 14.5% (not including any dividends or dividend reinvestments).

How much is Southern States Bancshares's stock price per share?

(NASDAQ: SSBK) Southern States Bancshares stock price per share is $25.92 today (as of Mar 28, 2024).

What is Southern States Bancshares's Market Cap?

(NASDAQ: SSBK) Southern States Bancshares's market cap is $229.95M, as of Mar 29, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Southern States Bancshares's market cap is calculated by multiplying SSBK's current stock price of $25.92 by SSBK's total outstanding shares of 8,871,500.
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