NASDAQ: MOFG
Midwestone Financial Group Inc Stock

$29.68-0.47 (-1.56%)
Updated Jul 11, 2025
MOFG Price
$29.68
Fair Value Price
$20.06
Market Cap
$617.85M
52 Week Low
$24.62
52 Week High
$34.56
P/E
-9.89x
P/B
1.07x
P/S
8.05x
PEG
N/A
Dividend Yield
3.26%
Revenue
$76.60M
Earnings
-$48.42M
Gross Margin
100%
Operating Margin
-89.58%
Profit Margin
-63.2%
Debt to Equity
9.79
Operating Cash Flow
$62M
Beta
0.83
Next Earnings
Jul 23, 2025
Ex-Dividend
N/A
Next Dividend
N/A

MOFG Overview

MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. It offers deposit products, such as noninterest bearing and interest-bearing demand deposit accounts, interest checking accounts, savings accounts, money market accounts, certificates of deposit, and time deposits. The company also provides commercial and industrial, commercial and residential real estate, agricultural, and credit card loans, as well as consumer loans, such as secured and unsecured personal, and automobile loans. In addition, it offers various trust and investment services, including administering estates, personal trusts, and conservatorships, as well as property management, farm management, investment advisory, retail securities brokerage, and financial planning and custodial services, as well as investment-related services, including securities trading, mutual funds sales, fixed and variable annuities, tax-exempted, and conventional unit trusts. Further, the company provides other products and services comprising treasury management, debit cards, automated teller machines, online and mobile banking, and safe deposit boxes. It offers its products and services primarily through a network of 56 banking offices located in central and eastern Iowa, the Minneapolis/St. Paul metropolitan area of Minnesota, southwestern Wisconsin, southwestern Florida, and Denver, Colorado. MidWestOne Financial Group, Inc. was incorporated in 1983 and is headquartered in Iowa City, Iowa.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine MOFG's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
F
MOFG
Ranked
#31 of 297

Top Ranked Stocks in Industry

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MOFG News

Overview

Due Diligence Score

Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how MOFG scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

MOFG ($29.68) is overvalued by 47.98% relative to our estimate of its Fair Value price of $20.06 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
MOFG ($29.68) is not significantly undervalued (47.98%) relative to our estimate of its Fair Value price of $20.06 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
MOFG is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more MOFG due diligence checks available for Premium users.

Valuation

MOFG fair value

Fair Value of MOFG stock based on Discounted Cash Flow (DCF)

Price
$29.68
Fair Value
$20.06
Overvalued by
47.98%
MOFG ($29.68) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
MOFG ($29.68) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
MOFG is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

MOFG price to earnings (PE)

For valuing profitable companies with steady earnings

Company
-9.89x
Industry
12.62x
Market
30.99x

MOFG price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.07x
Industry
1.22x
MOFG is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

MOFG's financial health

Profit margin

Revenue
$55.9M
Net Income
$15.1M
Profit Margin
27.1%
MOFG's Earnings (EBIT) of -$68.62M... subscribe to Premium to read more.
Interest Coverage Financials
MOFG's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$6.3B
Liabilities
$5.7B
Debt to equity
9.79
MOFG's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
MOFG's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$8.7M
Investing
$35.5M
Financing
$1.9M
MOFG's operating cash flow ($62.27M)... subscribe to Premium to read more.
Debt Coverage Financials

MOFG vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
MOFGC$617.85M-1.56%-9.89x1.07x
SMBCC$631.78M-2.65%11.23x1.19x
SMBKC$599.02M-1.23%15.44x1.18x
EGBND$638.23M-1.41%-14.10x0.51x
HTBKC$638.75M-0.96%15.25x0.92x

Midwestone Financial Group Stock FAQ

What is Midwestone Financial Group's quote symbol?

(NASDAQ: MOFG) Midwestone Financial Group trades on the NASDAQ under the ticker symbol MOFG. Midwestone Financial Group stock quotes can also be displayed as NASDAQ: MOFG.

If you're new to stock investing, here's how to buy Midwestone Financial Group stock.

What is the 52 week high and low for Midwestone Financial Group (NASDAQ: MOFG)?

(NASDAQ: MOFG) Midwestone Financial Group's 52-week high was $34.56, and its 52-week low was $24.62. It is currently -14.12% from its 52-week high and 20.55% from its 52-week low.

How much is Midwestone Financial Group stock worth today?

(NASDAQ: MOFG) Midwestone Financial Group currently has 20,817,043 outstanding shares. With Midwestone Financial Group stock trading at $29.68 per share, the total value of Midwestone Financial Group stock (market capitalization) is $617.85M.

Midwestone Financial Group stock was originally listed at a price of $17.40 in Jan 29, 2008. If you had invested in Midwestone Financial Group stock at $17.40, your return over the last 17 years would have been 70.57%, for an annualized return of 3.19% (not including any dividends or dividend reinvestments).

How much is Midwestone Financial Group's stock price per share?

(NASDAQ: MOFG) Midwestone Financial Group stock price per share is $29.68 today (as of Jul 11, 2025).

What is Midwestone Financial Group's Market Cap?

(NASDAQ: MOFG) Midwestone Financial Group's market cap is $617.85M, as of Jul 13, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Midwestone Financial Group's market cap is calculated by multiplying MOFG's current stock price of $29.68 by MOFG's total outstanding shares of 20,817,043.
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.