NASDAQ: HTBI
Hometrust Bancshares Inc Stock

$37.21-0.70 (-1.85%)
Updated Feb 7, 2025
HTBI Price
$37.21
Fair Value Price
N/A
Market Cap
$652.29M
52 Week Low
$23.55
52 Week High
$38.99
P/E
11.74x
P/B
1.21x
P/S
3.05x
PEG
N/A
Dividend Yield
1.21%
Revenue
$189.09M
Earnings
$54.06M
Gross Margin
100%
Operating Margin
36.3%
Profit Margin
28.6%
Debt to Equity
7.59
Operating Cash Flow
$62M
Beta
0.87
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

HTBI Overview

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, indirect automobile loans, and municipal leases; and cash management and online/mobile banking services. As of June 30, 2021, the company operated 41 offices in North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine HTBI's potential to beat the market

CHold
  • Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More

Zen Rating Component Grades

C
Value
D
Growth
B
Momentum
B
Sentiment
C
Safety
C
Financials
A
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Bank

Industry Rating
D
HTBI
Ranked
#146 of 338

Top Ranked Stocks in Industry

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HTBI News

Overview

Due Diligence Score

–
Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how HTBI scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

HTBI is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
HTBI is good value based on its earnings relative to its share price (11.74x), compared to the US market average (30.7x)
P/E vs Market Valuation
HTBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more HTBI due diligence checks available for Premium users.

Valuation

HTBI fair value

Fair Value of HTBI stock based on Discounted Cash Flow (DCF)

Price
$37.21
Fair Value
-$30.81
Undervalued by
220.79%
HTBI is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

HTBI price to earnings (PE)

For valuing profitable companies with steady earnings

Company
11.74x
Industry
34.3x
Market
30.7x
HTBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
HTBI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

HTBI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.21x
Industry
1.16x
HTBI is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

HTBI's financial health

Profit margin

Revenue
$47.4M
Net Income
$13.1M
Profit Margin
27.7%
HTBI's Earnings (EBIT) of $68.65M... subscribe to Premium to read more.
Interest Coverage Financials
HTBI's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$4.6B
Liabilities
$4.1B
Debt to equity
7.59
HTBI's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
HTBI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$43.8M
Investing
$6.3M
Financing
-$50.8M
HTBI's operating cash flow ($62.20M)... subscribe to Premium to read more.
Debt Coverage Financials

HTBI vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
HTBIC$652.29M-1.85%11.74x1.21x
FSBCC$653.43M-0.71%13.44x1.68x
CAC–$658.96M-2.83%14.04x1.24x
MOFGB$666.25M-2.20%-6.87x1.18x
ORRFC$669.01M-0.46%18.26x1.30x

Hometrust Bancshares Stock FAQ

What is Hometrust Bancshares's quote symbol?

(NASDAQ: HTBI) Hometrust Bancshares trades on the NASDAQ under the ticker symbol HTBI. Hometrust Bancshares stock quotes can also be displayed as NASDAQ: HTBI.

If you're new to stock investing, here's how to buy Hometrust Bancshares stock.

What is the 52 week high and low for Hometrust Bancshares (NASDAQ: HTBI)?

(NASDAQ: HTBI) Hometrust Bancshares's 52-week high was $38.99, and its 52-week low was $23.55. It is currently -4.57% from its 52-week high and 58% from its 52-week low.

How much is Hometrust Bancshares stock worth today?

(NASDAQ: HTBI) Hometrust Bancshares currently has 17,529,922 outstanding shares. With Hometrust Bancshares stock trading at $37.21 per share, the total value of Hometrust Bancshares stock (market capitalization) is $652.29M.

Hometrust Bancshares stock was originally listed at a price of $11.70 in Jul 11, 2012. If you had invested in Hometrust Bancshares stock at $11.70, your return over the last 12 years would have been 218.03%, for an annualized return of 10.12% (not including any dividends or dividend reinvestments).

How much is Hometrust Bancshares's stock price per share?

(NASDAQ: HTBI) Hometrust Bancshares stock price per share is $37.21 today (as of Feb 7, 2025).

What is Hometrust Bancshares's Market Cap?

(NASDAQ: HTBI) Hometrust Bancshares's market cap is $652.29M, as of Feb 9, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Hometrust Bancshares's market cap is calculated by multiplying HTBI's current stock price of $37.21 by HTBI's total outstanding shares of 17,529,922.
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