NASDAQ: HTBIHometrust Bancshares Inc Stock
$24.30+0.35 (+1.46%)
Updated Apr 19, 2024
HTBI Price
$24.30
Fair Value Price
N/A
Market Cap
$423.91M
52 Week Low
$18.02
52 Week High
$30.99
P/E
8.15x
P/B
0.85x
P/S
2.43x
PEG
N/A
Dividend Yield
1.73%
Revenue
$186.41M
Earnings
$50.04M
Gross Margin
100%
Operating Margin
33.97%
Profit Margin
26.8%
Debt to Equity
8.35
Operating Cash Flow
-$74M
Beta
0.83
Next Earnings
Apr 24, 2024
Ex-Dividend
N/A
Next Dividend
N/A
HTBI Overview
HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, indirect automobile loans, and municipal leases; and cash management and online/mobile banking services. As of June 30, 2021, the company operated 41 offices in North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.
Zen Score
–
Industry Average (33)
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Due Diligence Checks
HTBI is forecast by analysts to be unprofitable, so we are unable to calculate its intrinsic value according to an updated version of Benjamin Graham's Formula from "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
HTBI is good value based on its earnings relative to its share price (8.15x), compared to the US market average (40.51x)
P/E vs Market Valuation
HTBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
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HTBI News
Valuation
HTBI fair value
Fair Value of HTBI stock based on Discounted Cash Flow (DCF)
Price
$24.30
Fair Value
$28.50
Undervalued by
14.75%
HTBI is forecast by analysts... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
HTBI price to earnings (PE)
For valuing profitable companies with steady earnings
Company
8.15x
Industry
-10.33x
Market
40.51x
HTBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
HTBI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
HTBI price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.85x
Industry
0.97x
HTBI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
HTBI's financial health
Profit margin
Revenue
$46.8M
Net Income
$13.5M
Profit Margin
28.8%
HTBI's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$4.7B
Liabilities
$4.2B
Debt to equity
8.35
HTBI's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
HTBI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$21.5M
Investing
$423.0k
Financing
$172.0k
HTBI vs Bank Stocks
Hometrust Bancshares Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.