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NASDAQ: HTBI
Hometrust Bancshares Inc Stock

Overview
ForecastEarningsDividendOwnership
$22.12-0.83 (-3.62%)
Updated Jun 8, 2023
HTBI Price
$22.12
Fair Value Price
$34.94
Market Cap
$384.23M
52 Week Low
$18.02
52 Week High
$30.79
P/E
9.58x
P/B
0.84x
P/S
2.5x
PEG
2.28x
Dividend Yield
1.76%
Revenue
$157.87M
Earnings
$35.62M
Gross Margin
100%
Operating Margin
28.76%
Profit Margin
22.6%
Debt to Equity
8.88
Operating Cash Flow
$17M
Beta
0.79
Next Earnings
Jul 25, 2023
Ex-Dividend
N/A
Next Dividend
N/A

HTBI Overview

HomeTrust Bancshares, Inc. operates as the bank holding company for HomeTrust Bank that provides a range of retail and commercial banking products and services. Its deposit products include savings, money market, and demand accounts, as well as certificates of deposit for individuals, businesses, and nonprofit organizations. The company's loan portfolio comprises retail consumer loans, such as one-to-four-family real estate lending, home equity lines of credit, construction and land/lots, indirect auto finance, and consumer lending; and commercial loans that include commercial real estate, construction and development, and commercial and industrial loans. It also provides small business administration loans, equipment finance leases, indirect automobile loans, and municipal leases; and cash management and online/mobile banking services. As of June 30, 2021, the company operated 41 offices in North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. HomeTrust Bancshares, Inc. was founded in 1926 and is headquartered in Asheville, North Carolina.

Zen Score

–
Industry Average (38)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how HTBI scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

HTBI ($22.12) is undervalued by 36.7% relative to our estimate of its Fair Value price of $34.94 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
HTBI ($22.12) is significantly undervalued by 36.7% relative to our estimate of its Fair Value price of $34.94 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
HTBI ($22.12) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more HTBI due diligence checks available for Premium users.

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HTBI News

Valuation

HTBI fair value

Fair Value of HTBI stock based on Discounted Cash Flow (DCF)
Price
$22.12
Fair Value
$34.94
Undervalued by
36.70%
HTBI ($22.12) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
HTBI ($22.12) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
HTBI ($22.12) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

HTBI price to earnings (PE)

For valuing profitable companies with steady earnings
Company
9.58x
Industry
19.87x
Market
52.58x
HTBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
HTBI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

HTBI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.84x
Industry
0.93x
HTBI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

HTBI price to earnings growth (PEG)

For valuing profitable companies with growth potential
HTBI is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

HTBI's financial health

Profit margin

Revenue
$41.0M
Net Income
$6.7M
Profit Margin
16.4%
HTBI's Earnings (EBIT) of $45.40M... subscribe to Premium to read more.
Interest Coverage Financials
HTBI's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$4.5B
Liabilities
$4.1B
Debt to equity
8.88
HTBI's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
HTBI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$476.0k
Investing
-$75.7M
Financing
$224.6M
HTBI's operating cash flow ($17.46M)... subscribe to Premium to read more.
Debt Coverage Financials

HTBI vs Bank Stocks

TickerMarket Cap1d %P/EP/B
HTBI$384.23M-3.62%9.58x0.84x
RRBI$387.02M+1.24%9.88x1.40x
CCNE$387.13M-1.87%5.83x0.71x
FSBC$387.29M-0.13%8.01x1.49x
EQBK$388.42M-1.14%7.38x0.91x
View Top Bank Stocks

Hometrust Bancshares Stock FAQ

What is Hometrust Bancshares's quote symbol?

(NASDAQ: HTBI) Hometrust Bancshares trades on the NASDAQ under the ticker symbol HTBI. Hometrust Bancshares stock quotes can also be displayed as NASDAQ: HTBI.

If you're new to stock investing, here's how to buy Hometrust Bancshares stock.

What is the 52 week high and low for Hometrust Bancshares (NASDAQ: HTBI)?

(NASDAQ: HTBI) Hometrust Bancshares's 52-week high was $30.79, and its 52-week low was $18.02. It is currently -28.16% from its 52-week high and 22.75% from its 52-week low.

How much is Hometrust Bancshares stock worth today?

(NASDAQ: HTBI) Hometrust Bancshares currently has 17,370,063 outstanding shares. With Hometrust Bancshares stock trading at $22.12 per share, the total value of Hometrust Bancshares stock (market capitalization) is $384.23M.

Hometrust Bancshares stock was originally listed at a price of $11.70 in Jul 11, 2012. If you had invested in Hometrust Bancshares stock at $11.70, your return over the last 10 years would have been 89.06%, for an annualized return of 6.58% (not including any dividends or dividend reinvestments).

How much is Hometrust Bancshares's stock price per share?

(NASDAQ: HTBI) Hometrust Bancshares stock price per share is $22.12 today (as of Jun 8, 2023).

What is Hometrust Bancshares's Market Cap?

(NASDAQ: HTBI) Hometrust Bancshares's market cap is $384.23M, as of Jun 9, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Hometrust Bancshares's market cap is calculated by multiplying HTBI's current stock price of $22.12 by HTBI's total outstanding shares of 17,370,063.
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