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NASDAQ: CNFR
Conifer Holdings Inc Stock

$1.38+0.04 (+2.99%)
Updated Dec 8, 2023
CNFR Price
$1.38
Fair Value Price
$1,765.40
Market Cap
$16.87M
52 Week Low
$0.65
52 Week High
$2.08
P/E
-5.11x
P/B
1.43x
P/S
0.13x
PEG
N/A
Dividend Yield
N/A
Revenue
$106.12M
Earnings
-$4.33M
Gross Margin
26.1%
Operating Margin
-10.01%
Profit Margin
-4.1%
Debt to Equity
23.89
Operating Cash Flow
-$27M
Beta
0.27
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

CNFR Overview

Conifer Holdings, Inc., an insurance holding company, engages in the sale of property and casualty insurance products. It offers insurance coverage in specialty commercial and personal product lines. The company underwrites various specialty insurance products, including property, general liability, liquor liability, automobile, and homeowners and dwelling policies. It serves the commercial insurance needs of owner-operated businesses in the markets, such as hospitality, which includes restaurants, bars, taverns, and bowling centers, as well as small grocery and convenience stores; artisan contractors comprising plumbers, painters, carpenters, electricians, and other independent contractors; and security service providers, including companies that provide security guard services, security alarm products and services, and private investigative services. The company also offers specialty homeowners insurance products, such as low- value dwelling insurance tailored for owners of lower valued homes in Illinois, Indiana, Louisiana, and Texas; and wholesale agency services comprising commercial and personal lines insurance products for its insurance company subsidiaries, as well as third party insurers. Conifer Holdings, Inc. markets and sells its insurance products through a network of approximately 4,600 independent agents in 50 states in the United States. The company was incorporated in 2009 and is headquartered in Birmingham, Michigan.

Zen Score

Industry Average (27)
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Due Diligence Checks

CNFR ($1.38) is undervalued by 99.92% relative to our estimate of its Fair Value price of $1,765.40 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
CNFR ($1.38) is significantly undervalued by 99.92% relative to our estimate of its Fair Value price of $1,765.40 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
CNFR is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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CNFR News

Valuation

CNFR fair value

Fair Value of CNFR stock based on Discounted Cash Flow (DCF)
Price
$1.38
Fair Value
$1,765.40
Undervalued by
99.92%
CNFR ($1.38) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
CNFR ($1.38) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
CNFR is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

CNFR price to earnings (PE)

For valuing profitable companies with steady earnings
Company
-5.11x
Industry
6.18x
Market
31.32x

CNFR price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.43x
Industry
2.03x
CNFR is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

CNFR's financial health

Profit margin

Revenue
$28.1M
Net Income
-$2.7M
Profit Margin
-9.6%
CNFR's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$293.4M
Liabilities
$281.7M
Debt to equity
23.89
CNFR's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
CNFR's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$718.0k
Investing
$3.8M
Financing
-$8.9M

CNFR vs Property & Casualty Insurance Stocks

TickerMarket Cap1d %P/EP/B
CNFR$16.87M+2.99%-5.11x1.43x
KINS$28.84M-0.37%-2.20x1.09x
HALL$2.73M-0.07%-0.03x-0.35x
DOMA$70.95M-3.65%-0.32x-6.90x
ROOT$156.22M+4.39%-0.81x0.88x

Conifer Holdings Stock FAQ

What is Conifer Holdings's quote symbol?

(NASDAQ: CNFR) Conifer Holdings trades on the NASDAQ under the ticker symbol CNFR. Conifer Holdings stock quotes can also be displayed as NASDAQ: CNFR.

If you're new to stock investing, here's how to buy Conifer Holdings stock.

What is the 52 week high and low for Conifer Holdings (NASDAQ: CNFR)?

(NASDAQ: CNFR) Conifer Holdings's 52-week high was $2.08, and its 52-week low was $0.65. It is currently -33.65% from its 52-week high and 112.31% from its 52-week low.

How much is Conifer Holdings stock worth today?

(NASDAQ: CNFR) Conifer Holdings currently has 12,222,881 outstanding shares. With Conifer Holdings stock trading at $1.38 per share, the total value of Conifer Holdings stock (market capitalization) is $16.87M.

Conifer Holdings stock was originally listed at a price of $10.60 in Aug 13, 2015. If you had invested in Conifer Holdings stock at $10.60, your return over the last 8 years would have been -86.98%, for an annualized return of -22.5% (not including any dividends or dividend reinvestments).

How much is Conifer Holdings's stock price per share?

(NASDAQ: CNFR) Conifer Holdings stock price per share is $1.38 today (as of Dec 8, 2023).

What is Conifer Holdings's Market Cap?

(NASDAQ: CNFR) Conifer Holdings's market cap is $16.87M, as of Dec 11, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Conifer Holdings's market cap is calculated by multiplying CNFR's current stock price of $1.38 by CNFR's total outstanding shares of 12,222,881.
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