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NASDAQ: AMAL
Amalgamated Financial Corp Stock

$21.55+0.06 (+0.28%)
Updated Apr 18, 2024
AMAL Price
$21.55
Fair Value Price
N/A
Market Cap
$657.48M
52 Week Low
$14.05
52 Week High
$27.77
P/E
7.48x
P/B
1.12x
P/S
2.97x
PEG
4.43x
Dividend Yield
0.46%
Revenue
$275.98M
Earnings
$87.98M
Gross Margin
100%
Operating Margin
45.2%
Profit Margin
31.9%
Debt to Equity
12.62
Operating Cash Flow
$117M
Beta
0.88
Next Earnings
Apr 25, 2024
Ex-Dividend
N/A
Next Dividend
N/A

AMAL Overview

Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services for commercial and retail customers in the United States. The company accepts various deposit products, including non-interest bearing accounts, interest-bearing demand products, savings accounts, money market accounts, NOW accounts, and certificates of deposit. It also provides various commercial loans comprising commercial and industrial, multifamily mortgage, and commercial real estate loans; and retail loans, such as residential real estate, and consumer and other loans. In addition, the company offers online banking, bill payment, online cash management, and safe deposit box rental services; debit and ATM cards; and trust, custody, and investment management services comprising asset safekeeping, corporate actions, income collections, proxy, account transition, asset transfers, and conversion management services. Further, it provides investment products, such as equity, fixed-income, real estate, and alternative investment products; and brokerage, asset management, and insurance products. The company operates through its three branch offices across New York City, one branch office in Washington, D.C., one branch office in San Francisco, one commercial office in Boston, and digital banking platform. Amalgamated Financial Corp. was founded in 1923 and is headquartered in New York, New York.

Zen Score

Industry Average (33)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how AMAL scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

AMAL ($21.55) is trading above its intrinsic value of $17.51, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
AMAL is good value based on its earnings relative to its share price (7.48x), compared to the US market average (41.33x)
P/E vs Market Valuation
AMAL is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more AMAL due diligence checks available for Premium users.

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AMAL News

Valuation

AMAL fair value

Fair Value of AMAL stock based on Discounted Cash Flow (DCF)
Price
$21.55
Fair Value
$30.80
Undervalued by
30.04%
AMAL ($21.55) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

AMAL price to earnings (PE)

For valuing profitable companies with steady earnings
Company
7.48x
Industry
-10.84x
Market
41.33x
AMAL is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
AMAL is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

AMAL price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.12x
Industry
0.95x
AMAL is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

AMAL price to earnings growth (PEG)

For valuing profitable companies with growth potential
AMAL is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

AMAL's financial health

Profit margin

Revenue
$73.0M
Net Income
$22.7M
Profit Margin
31.1%
AMAL's Earnings (EBIT) of $124.73M... subscribe to Premium to read more.
Interest Coverage Financials
AMAL's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$8.0B
Liabilities
$7.4B
Debt to equity
12.62
AMAL's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
AMAL's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$15.3M
Investing
-$82.0M
Financing
$17.0M
AMAL's operating cash flow ($117.22M)... subscribe to Premium to read more.
Debt Coverage Financials

AMAL vs Bank Stocks

TickerMarket Cap1d %P/EP/B
AMAL$657.48M+0.28%7.48x1.12x
TMP$629.40M+0.41%66.20x0.94x
PFC$686.01M+0.84%6.17x0.70x
CFFN$690.06M+0.78%-6.00x0.67x
DCOM$692.29M+0.56%7.79x0.56x

Amalgamated Financial Stock FAQ

What is Amalgamated Financial's quote symbol?

(NASDAQ: AMAL) Amalgamated Financial trades on the NASDAQ under the ticker symbol AMAL. Amalgamated Financial stock quotes can also be displayed as NASDAQ: AMAL.

If you're new to stock investing, here's how to buy Amalgamated Financial stock.

What is the 52 week high and low for Amalgamated Financial (NASDAQ: AMAL)?

(NASDAQ: AMAL) Amalgamated Financial's 52-week high was $27.77, and its 52-week low was $14.05. It is currently -22.4% from its 52-week high and 53.38% from its 52-week low.

How much is Amalgamated Financial stock worth today?

(NASDAQ: AMAL) Amalgamated Financial currently has 30,509,410 outstanding shares. With Amalgamated Financial stock trading at $21.55 per share, the total value of Amalgamated Financial stock (market capitalization) is $657.48M.

Amalgamated Financial stock was originally listed at a price of $16.50 in Aug 9, 2018. If you had invested in Amalgamated Financial stock at $16.50, your return over the last 5 years would have been 30.61%, for an annualized return of 5.49% (not including any dividends or dividend reinvestments).

How much is Amalgamated Financial's stock price per share?

(NASDAQ: AMAL) Amalgamated Financial stock price per share is $21.55 today (as of Apr 18, 2024).

What is Amalgamated Financial's Market Cap?

(NASDAQ: AMAL) Amalgamated Financial's market cap is $657.48M, as of Apr 19, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Amalgamated Financial's market cap is calculated by multiplying AMAL's current stock price of $21.55 by AMAL's total outstanding shares of 30,509,410.
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