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NASDAQ: SOFI
Sofi Technologies Inc Stock Forecast, Predictions & Price Target

OverviewForecast
EarningsRevenueDividendOwnership

Analyst price target for SOFI

Based on 11 analysts offering 12 month price targets for Sofi Technologies Inc

Min Forecast
$18.00-3.28%
Avg Forecast
$27.32+46.79%
Max Forecast
$37.00+98.82%

Should I buy or sell SOFI stock?

Based on 11 analysts offering ratings for Sofi Technologies Inc.

Hold
Strong Buy
2 analysts 18.18%
Buy
3 analysts 27.27%
Hold
4 analysts 36.36%
Sell
1 analysts 9.09%
Strong Sell
1 analysts 9.09%
Our proven Zen Rating quant model agrees with analyst consensus with a "Hold" rating. Learn More

Be the first to know when Wall Street analysts revise their SOFI stock forecasts and price targets.

SOFI stock forecasts by analyst

Analyst / FirmRatingActionPrice TargetUpside/DownsideDateAnalyst Color
lockedlocked$00.00+00.00%2026-02-18
lockedlocked$00.00+00.00%2026-02-09Find Out Why
lockedlocked$00.00+00.00%2026-02-03Find Out Why
lockedlocked$00.00+00.00%2026-02-02Find Out Why
lockedlocked$00.00+00.00%2026-01-06Find Out Why
Goldman Sachs
Top 5%
96
HoldMaintains$24.00+28.96%2026-01-06
UBS
Top 38%
63
HoldMaintains$27.50+47.77%2025-10-30
Citigroup
Bottom 5%
5
Strong BuyMaintains$37.00+98.82%2025-10-29Find out why
Keefe, Bruyette & Woods
Top 17%
84
SellMaintains$20.00+7.47%2025-10-29Find out why
Morgan Stanley
Bottom 10%
10
Strong SellMaintains$18.00-3.28%2025-09-29Find out why

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Forecast return on equity

Is SOFI forecast to generate an efficient return?

Company
13.27%
Industry
151.45%
Market
229.52%
SOFI's Return on Equity is... subscribe to Premium to read more.
Forecast High Return on Equity Forecast

Forecast return on assets

Is SOFI forecast to generate an efficient return on assets?

Company
2.75%
Industry
30.91%
SOFI is forecast to generate... subscribe to Premium to read more.
Forecast Return on Assets vs Industry Forecast

SOFI earnings per share forecast

What is SOFI's earnings per share in the next 3 years based on estimates from 28 analysts?

Avg 1 year Forecast
$0.62+46.79%
Avg 2 year Forecast
$0.85+101.19%
Avg 3 year Forecast
$1.05+149.48%
SOFI's earnings are forecast to... subscribe to Premium to read more.
Forecast High Earnings Growth Forecast

SOFI revenue forecast

What is SOFI's revenue in the next 3 years based on estimates from 27 analysts?

Avg 1 year Forecast
$4.8B+31.9%
Avg 2 year Forecast
$5.9B+62.15%
Avg 3 year Forecast
$6.8B+88.22%
SOFI's revenue is forecast to... subscribe to Premium to read more.
Forecast High Revenue Growth Forecast

SOFI earnings growth forecast

How is SOFI forecast to perform vs Credit Services companies and vs the US market?

Company
35.98%
Industry
22.62%
Market
38.38%
SOFI's earnings are forecast to... subscribe to Premium to read more.
Forecast Earnings Growth vs Industry Forecast
SOFI's earnings are forecast to... subscribe to Premium to read more.
Forecast Earnings Growth vs Market Forecast
SOFI's earnings are forecast to... subscribe to Premium to read more.
Forecast Earnings Growth vs Savings Rate Forecast

SOFI revenue growth forecast

How is SOFI forecast to perform vs Credit Services companies and vs the US market?

Company
23.74%
Industry
13.21%
Market
21.94%
SOFI's revenues are forecast to... subscribe to Premium to read more.
Forecast Revenue Growth vs Industry Forecast
SOFI's revenues are forecast to... subscribe to Premium to read more.
Forecast Revenue Growth vs Market Forecast

SOFI vs Credit Service Stocks

TickerPricePrice TargetUp/downsideConsensus
SOFI$18.61$27.32+46.79%Hold
SYF$68.66$88.06+28.26%Buy
ALLY$39.88$53.90+35.16%Strong Buy
IX$32.47N/AN/A
FCFS$195.23$179.33-8.14%Strong Buy
View Top Credit Service Stocks

Sofi Technologies Stock Forecast FAQ

Is Sofi Technologies Stock a good buy in 2026, according to Wall Street analysts?

The consensus among 11 Wall Street analysts covering (NASDAQ: SOFI) stock is to Hold SOFI stock.

Out of 11 analysts, 2 (18.18%) are recommending SOFI as a Strong Buy, 3 (27.27%) are recommending SOFI as a Buy, 4 (36.36%) are recommending SOFI as a Hold, 1 (9.09%) are recommending SOFI as a Sell, and 1 (9.09%) are recommending SOFI as a Strong Sell.

If you're new to stock investing, here's how to buy Sofi Technologies stock.

What is SOFI's earnings growth forecast for 2026-2028?

(NASDAQ: SOFI) Sofi Technologies's forecast annual earnings growth rate of 35.98% is forecast to beat the US Credit Services industry's average forecast earnings growth rate of 22.62%, and while it is not forecast to beat the US market's average forecast earnings growth rate of 38.38%.

Sofi Technologies's earnings in 2026 is $481,320,000.On average, 28 Wall Street analysts forecast SOFI's earnings for 2026 to be $786,200,164, with the lowest SOFI earnings forecast at $737,357,558, and the highest SOFI earnings forecast at $830,196,766. On average, 26 Wall Street analysts forecast SOFI's earnings for 2027 to be $1,077,597,953, with the lowest SOFI earnings forecast at $962,314,101, and the highest SOFI earnings forecast at $1,217,239,345.

In 2028, SOFI is forecast to generate $1,336,221,462 in earnings, with the lowest earnings forecast at $1,124,782,716 and the highest earnings forecast at $1,580,051,910.

What is SOFI's revenue growth forecast for 2026-2028?

(NASDAQ: SOFI) Sofi Technologies's forecast annual revenue growth rate of 23.74% is forecast to beat the US Credit Services industry's average forecast revenue growth rate of 13.21%, and it is also forecast to beat the US market's average forecast revenue growth rate of 21.94%.

Sofi Technologies's revenue in 2026 is $3,613,354,000.On average, 27 Wall Street analysts forecast SOFI's revenue for 2026 to be $6,077,907,509,100, with the lowest SOFI revenue forecast at $5,751,439,963,500, and the highest SOFI revenue forecast at $6,400,549,263,150. On average, 26 Wall Street analysts forecast SOFI's revenue for 2027 to be $7,471,770,897,150, with the lowest SOFI revenue forecast at $6,690,034,157,100, and the highest SOFI revenue forecast at $8,150,211,265,350.

In 2028, SOFI is forecast to generate $8,673,069,443,850 in revenue, with the lowest revenue forecast at $7,754,879,471,850 and the highest revenue forecast at $9,422,924,587,650.

What is SOFI's forecast return on assets (ROA) for 2026-2029?

(NASDAQ: SOFI) forecast ROA is 2.75%, which is lower than the forecast US Credit Services industry average of 30.91%.

What is SOFI's Price Target?

According to 11 Wall Street analysts that have issued a 1 year SOFI price target, the average SOFI price target is $27.32, with the highest SOFI stock price forecast at $37.00 and the lowest SOFI stock price forecast at $18.00.

On average, Wall Street analysts predict that Sofi Technologies's share price could reach $27.32 by Feb 18, 2027. The average Sofi Technologies stock price prediction forecasts a potential upside of 46.79% from the current SOFI share price of $18.61.

What is SOFI's Earnings Per Share (EPS) forecast for 2026-2028?

(NASDAQ: SOFI) Sofi Technologies's current Earnings Per Share (EPS) is $0.42. On average, analysts forecast that SOFI's EPS will be $0.62 for 2026, with the lowest EPS forecast at $0.58, and the highest EPS forecast at $0.65. On average, analysts forecast that SOFI's EPS will be $0.85 for 2027, with the lowest EPS forecast at $0.75, and the highest EPS forecast at $0.95. In 2028, SOFI's EPS is forecast to hit $1.05 (min: $0.88, max: $1.24).

What is SOFI's forecast return on equity (ROE) for 2026-2029?

(NASDAQ: SOFI) forecast ROE is 13.27%, which is considered weak.
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