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NASDAQ: SOFI
Sofi Technologies Inc Stock Forecast, Predictions & Price Target

OverviewForecast
EarningsRevenueDividendOwnership

Analyst price target for SOFI

Based on 13 analysts offering 12 month price targets for Sofi Technologies Inc

Min Forecast
$15.00-12.02%
Avg Forecast
$20.69+21.36%
Max Forecast
$30.00+75.95%

Should I buy or sell SOFI stock?

Based on 13 analysts offering ratings for Sofi Technologies Inc.

Hold
Strong Buy
3 analysts 23.08%
Buy
2 analysts 15.38%
Hold
6 analysts 46.15%
Sell
1 analysts 7.69%
Strong Sell
1 analysts 7.69%
Our proven Zen Rating quant model agrees with analyst consensus with a "Hold" rating. Learn More

Be the first to know when Wall Street analysts revise their SOFI stock forecasts and price targets.

SOFI stock forecasts by analyst

Analyst / FirmRatingActionPrice TargetUpside/DownsideDateAnalyst Color
lockedlocked$00.00+00.00%2026-08-17Find Out Why
lockedlocked$00.00+00.00%2026-08-12Find Out Why
lockedlocked$00.00+00.00%2026-07-31
lockedlocked$00.00+00.00%2026-07-30
lockedlocked$00.00+00.00%2026-07-30
Needham
Top 31%
70
BuyMaintains$24.00+40.76%2026-07-30
Goldman Sachs
Top 4%
97
HoldMaintains$21.00+23.17%2026-07-09Find out why
Citigroup
Bottom 6%
6
Strong BuyMaintains$30.00+75.95%2026-05-04Find out why
UBS
Top 41%
60
HoldMaintains$21.00+23.17%2026-04-30Find out why
TD Cowen
Top 24%
77
HoldMaintains$18.00+5.57%2026-04-30Find out why

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Forecast return on equity

Is SOFI forecast to generate an efficient return?

Company
16.65%
Industry
201.11%
Market
168.59%
SOFI's Return on Equity is... subscribe to Premium to read more.
Forecast High Return on Equity Forecast

Forecast return on assets

Is SOFI forecast to generate an efficient return on assets?

Company
3.03%
Industry
31.51%
SOFI is forecast to generate... subscribe to Premium to read more.
Forecast Return on Assets vs Industry Forecast

SOFI earnings per share forecast

What is SOFI's earnings per share in the next 3 years based on estimates from 29 analysts?

Avg 1 year Forecast
$0.61+17.38%
Avg 2 year Forecast
$0.84+62.15%
Avg 3 year Forecast
$1.08+107.75%
SOFI's earnings are forecast to... subscribe to Premium to read more.
Forecast High Earnings Growth Forecast

SOFI revenue forecast

What is SOFI's revenue in the next 3 years based on estimates from 28 analysts?

Avg 1 year Forecast
$5.0B+15.2%
Avg 2 year Forecast
$6.1B+42.44%
Avg 3 year Forecast
$7.5B+75.3%
SOFI's revenue is forecast to... subscribe to Premium to read more.
Forecast High Revenue Growth Forecast

SOFI earnings growth forecast

How is SOFI forecast to perform vs Credit Services companies and vs the US market?

Company
27.55%
Industry
13.95%
Market
31.04%
SOFI's earnings are forecast to... subscribe to Premium to read more.
Forecast Earnings Growth vs Industry Forecast
SOFI's earnings are forecast to... subscribe to Premium to read more.
Forecast Earnings Growth vs Market Forecast
SOFI's earnings are forecast to... subscribe to Premium to read more.
Forecast Earnings Growth vs Savings Rate Forecast

SOFI revenue growth forecast

How is SOFI forecast to perform vs Credit Services companies and vs the US market?

Company
20.23%
Industry
10.68%
Market
13.34%
SOFI's revenues are forecast to... subscribe to Premium to read more.
Forecast Revenue Growth vs Industry Forecast
SOFI's revenues are forecast to... subscribe to Premium to read more.
Forecast Revenue Growth vs Market Forecast

SOFI vs Credit Service Stocks

TickerPricePrice TargetUp/downsideConsensus
SOFI$17.05$20.69+21.36%Hold
AFRM$69.94$97.65+39.63%Strong Buy
SYF$76.62$86.77+13.25%Buy
ALLY$41.85$53.90+28.79%Strong Buy
FCFS$215.56$249.00+15.51%Strong Buy
View Top Credit Service Stocks

Sofi Technologies Stock Forecast FAQ

Is Sofi Technologies Stock a good buy in 2026, according to Wall Street analysts?

The consensus among 13 Wall Street analysts covering (NASDAQ: SOFI) stock is to Hold SOFI stock.

Out of 13 analysts, 3 (23.08%) are recommending SOFI as a Strong Buy, 2 (15.38%) are recommending SOFI as a Buy, 6 (46.15%) are recommending SOFI as a Hold, 1 (7.69%) are recommending SOFI as a Sell, and 1 (7.69%) are recommending SOFI as a Strong Sell.

If you're new to stock investing, here's how to buy Sofi Technologies stock.

What is SOFI's earnings growth forecast for 2026-2028?

(NASDAQ: SOFI) Sofi Technologies's forecast annual earnings growth rate of 27.55% is forecast to beat the US Credit Services industry's average forecast earnings growth rate of 13.95%, and while it is not forecast to beat the US market's average forecast earnings growth rate of 31.04%.

Sofi Technologies's earnings in 2026 is $636,264,000.On average, 29 Wall Street analysts forecast SOFI's earnings for 2026 to be $788,374,526, with the lowest SOFI earnings forecast at $706,230,653, and the highest SOFI earnings forecast at $881,496,746. On average, 28 Wall Street analysts forecast SOFI's earnings for 2027 to be $1,089,052,097, with the lowest SOFI earnings forecast at $961,961,577, and the highest SOFI earnings forecast at $1,211,105,493.

In 2028, SOFI is forecast to generate $1,395,283,421 in earnings, with the lowest earnings forecast at $1,227,766,750 and the highest earnings forecast at $1,635,515,501.

What is SOFI's revenue growth forecast for 2026-2028?

(NASDAQ: SOFI) Sofi Technologies's forecast annual revenue growth rate of 20.23% is forecast to beat the US Credit Services industry's average forecast revenue growth rate of 10.68%, and it is also forecast to beat the US market's average forecast revenue growth rate of 13.34%.

Sofi Technologies's revenue in 2026 is $4,305,695,000.On average, 28 Wall Street analysts forecast SOFI's revenue for 2026 to be $6,406,188,807,040, with the lowest SOFI revenue forecast at $5,855,979,849,016, and the highest SOFI revenue forecast at $7,059,723,390,984. On average, 27 Wall Street analysts forecast SOFI's revenue for 2027 to be $7,921,200,797,092, with the lowest SOFI revenue forecast at $7,018,393,140,616, and the highest SOFI revenue forecast at $9,365,176,419,324.

In 2028, SOFI is forecast to generate $9,748,772,805,552 in revenue, with the lowest revenue forecast at $8,541,154,552,612 and the highest revenue forecast at $11,537,597,704,292.

What is SOFI's forecast return on assets (ROA) for 2026-2029?

(NASDAQ: SOFI) forecast ROA is 3.03%, which is lower than the forecast US Credit Services industry average of 31.51%.

What is SOFI's Price Target?

According to 13 Wall Street analysts that have issued a 1 year SOFI price target, the average SOFI price target is $20.69, with the highest SOFI stock price forecast at $30.00 and the lowest SOFI stock price forecast at $15.00.

On average, Wall Street analysts predict that Sofi Technologies's share price could reach $20.69 by Aug 17, 2027. The average Sofi Technologies stock price prediction forecasts a potential upside of 21.36% from the current SOFI share price of $17.05.

What is SOFI's Earnings Per Share (EPS) forecast for 2026-2028?

(NASDAQ: SOFI) Sofi Technologies's current Earnings Per Share (EPS) is $0.52. On average, analysts forecast that SOFI's EPS will be $0.61 for 2026, with the lowest EPS forecast at $0.55, and the highest EPS forecast at $0.68. On average, analysts forecast that SOFI's EPS will be $0.84 for 2027, with the lowest EPS forecast at $0.74, and the highest EPS forecast at $0.94. In 2028, SOFI's EPS is forecast to hit $1.08 (min: $0.95, max: $1.27).

What is SOFI's forecast return on equity (ROE) for 2026-2029?

(NASDAQ: SOFI) forecast ROE is 16.65%, which is considered weak.
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