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Best Insurance Stocks to Buy Now (2025)

Top insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best insurance stocks to buy now. Learn More.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best insurance stocks to buy right now are:

Crawford & Co (NYSE:CRD.A) is the #1 top insurance stock out of 18 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Crawford & Co (NYSE:CRD.A) is: Value: B, Growth: A, Momentum: C, Sentiment: C, Safety: B, Financials: B, and AI: B.

Crawford & Co (NYSE:CRD.A) has a Due Diligence Score of 40, which is 6 points higher than the insurance industry average of 34.

CRD.A passed 15 out of 38 due diligence checks and has average fundamentals. Crawford & Co has seen its stock return 22.34% over the past year, overperforming other insurance stocks by 2 percentage points.

Crawford & Co has an average 1 year price target of $14.00, an upside of 21.74% from Crawford & Co's current stock price of $11.50.

Crawford & Co stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Crawford & Co, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Gohealth (NASDAQ:GOCO) is the #2 top insurance stock out of 18 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Gohealth (NASDAQ:GOCO) is: Value: D, Growth: A, Momentum: A, Sentiment: A, Safety: C, Financials: C, and AI: A.

Gohealth (NASDAQ:GOCO) has a Due Diligence Score of 23, which is -11 points lower than the insurance industry average of 34. Although this number is below the industry average, our proven quant model rates GOCO as a "B".

GOCO passed 7 out of 33 due diligence checks and has weak fundamentals. Gohealth has seen its stock return 12.73% over the past year, underperforming other insurance stocks by -7 percentage points.

Gohealth has an average 1 year price target of $13.00, an upside of 4.84% from Gohealth's current stock price of $12.40.

Gohealth stock has a consensus Hold recommendation according to Wall Street analysts. Of the 1 analyst covering Gohealth, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Corvel (NASDAQ:CRVL) is the #3 top insurance stock out of 18 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Corvel (NASDAQ:CRVL) is: Value: C, Growth: C, Momentum: C, Sentiment: C, Safety: B, Financials: B, and AI: C.

Corvel (NASDAQ:CRVL) has a Due Diligence Score of 39, which is 5 points higher than the insurance industry average of 34.

CRVL passed 13 out of 33 due diligence checks and has average fundamentals. Corvel has seen its stock return 29.87% over the past year, overperforming other insurance stocks by 10 percentage points.

Out of 5 insurance stocks that have issued dividends in the past year, the 3 insurance stocks with the highest dividend yields are:

Crawford & Co (NYSE:CRD.A) has an annual dividend yield of 0.61%, which is the same as the insurance industry average of 0.6%. Crawford & Co's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Crawford & Co's dividend has shown consistent growth over the last 10 years.

Crawford & Co's dividend payout ratio of 51.9% indicates that its dividend yield is sustainable for the long-term.

Arthur J Gallagher & Co (NYSE:AJG) has an annual dividend yield of 0.54%, which is the same as the insurance industry average of 0.6%. Arthur J Gallagher & Co's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Arthur J Gallagher & Co's dividend has shown consistent growth over the last 10 years.

Arthur J Gallagher & Co's dividend payout ratio of 36.2% indicates that its dividend yield is sustainable for the long-term.

Willis Towers Watson (NASDAQ:WTW) has an annual dividend yield of 0.52%, which is the same as the insurance industry average of 0.6%. Willis Towers Watson's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Willis Towers Watson's dividend has shown consistent growth over the last 10 years.

Willis Towers Watson's dividend payout ratio of -366.7% indicates that its dividend yield might not be sustainable for the long-term.

Insurance stocks were up 0.81% in the last day, and up 2.32% over the last week. Baldwin Insurance Group was the among the top gainers in the insurance brokers industry, gaining 3.16% yesterday.

Baldwin Insurance shares are trading higher after BMO Capital initiated coverage on the stock with an Outperform rating and a $53 price target.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued insurance stocks right now are:

Crawford & Co (NYSE:CRD.A) is the most undervalued insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Crawford & Co has a valuation score of 57, which is 36 points higher than the insurance industry average of 21. It passed 4 out of 7 valuation due diligence checks.

Crawford & Co's stock has gained 22.34% in the past year. It has overperformed other stocks in the insurance industry by 2 percentage points.

Marsh & Mclennan Companies (NYSE:MMC) is the second most undervalued insurance stock based on its Valuation Rating of C. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Marsh & Mclennan Companies has a valuation score of 14, which is -7 points higher than the insurance industry average of 21. It passed 1 out of 7 valuation due diligence checks.

Marsh & Mclennan Companies's stock has gained 18.38% in the past year. It has underperformed other stocks in the insurance industry by -2 percentage points.

Corvel (NASDAQ:CRVL) is the third most undervalued insurance stock based on its Valuation Rating of C. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Corvel has a valuation score of 0, which is -21 points higher than the insurance industry average of 21. It passed 0 out of 7 valuation due diligence checks.

Corvel's stock has gained 29.87% in the past year. It has overperformed other stocks in the insurance industry by 10 percentage points.

63.64% of insurance stocks rated by analysts are a buy right now. On average, analysts expect insurance stocks to fall by -0.91% over the next year.

7.69% of insurance stocks have a Zen Rating of A (Strong Buy), 23.08% of insurance stocks are rated B (Buy), 69.23% are rated C (Hold), 0% are rated D (Sell), and 0% are rated F (Strong Sell).