Sectors & Industries Financial ServicesInsurance - Specialty
Best Specialty Insurance Stocks to Buy Now (2025)
Top specialty insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best specialty insurance stocks to buy now. Learn More.

Industry: Insurance - Specialty

Value Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Insurance - Specialty is Zen Rated C and is the 75th ranked industry out of 145 stock market industries

Ticker	Company	Price	1d %	1w %	1m %	3m %	6m %	1y %	3y %	5y %	10y %	52-week High	52-week Low	% off 52-week High	% off 52-week Low	Beta	Volume	Vol 1d %
FAF	FIRST AMERICAN FINANCIAL CORP	$62.51	1.36%	-1.90%	-2.69%	4.10%	2.80%	-2.56%	24.03%	36.31%	60.69%	$70.92	$53.09	11.86%	17.74%	0.87	1,192,000	97.35%
AIZ	ASSURANT INC	$211.72	-0.33%	-0.07%	-2.25%	13.04%	9.85%	10.44%	55.84%	62.95%	155.30%	$230.55	$174.97	8.17%	21.00%	0.63	352,000	10.34%
HIPO	HIPPO HOLDINGS INC	$36.78	-1.08%	-0.27%	1.71%	42.34%	59.08%	65.90%	112.85%	N/A	N/A	$38.98	$19.92	5.64%	84.64%	1.41	110,000	-25.68%
TIPT	TIPTREE INC	$17.71	0.74%	-0.95%	-7.62%	-14.77%	-20.62%	-13.23%	45.40%	254.20%	154.82%	$27.41	$17.07	35.39%	3.75%	0.85	279,000	50.00%
TRUP	TRUPANION INC	$39.99	-1.21%	-8.70%	-7.60%	-15.65%	9.26%	-27.00%	-20.76%	-48.87%	471.29%	$57.89	$31.00	30.91%	29.00%	1.86	455,000	16.97%
MTG	MGIC INVESTMENT CORP	$27.42	-0.29%	0.15%	-3.35%	5.87%	10.08%	9.50%	100.88%	167.25%	190.16%	$29.01	$21.94	5.48%	24.98%	0.90	2,660,000	-12.27%
NMIH	NMI HOLDINGS INC	$36.43	0.22%	-1.33%	-4.98%	-2.38%	0.72%	-5.82%	66.12%	66.96%	381.88%	$43.20	$31.90	15.67%	14.20%	0.91	483,000	-5.11%
ITIC	INVESTORS TITLE CO	$258.59	0.70%	-3.07%	-3.45%	22.43%	11.85%	11.81%	75.97%	93.86%	241.64%	$290.40	$190.20	10.95%	35.96%	0.88	30,500	-17.57%
FNF	FIDELITY NATIONAL FINANCIAL INC	$55.24	0.24%	-3.29%	-8.68%	-2.11%	-13.75%	-8.19%	40.27%	72.84%	55.21%	$66.72	$50.61	17.21%	9.16%	0.86	1,191,000	11.62%
ESNT	ESSENT GROUP LTD	$60.57	-0.18%	-1.30%	-4.70%	8.18%	6.39%	0.93%	53.03%	48.67%	150.08%	$65.90	$51.61	8.09%	17.36%	0.91	512,000	-2.48%
AXS	AXIS CAPITAL HOLDINGS LTD	$93.66	0.17%	2.76%	-2.23%	-0.19%	-2.76%	19.68%	71.32%	115.11%	70.60%	$107.19	$78.64	12.62%	19.10%	0.63	1,068,000	-13.17%
ACT	ENACT HOLDINGS INC	$35.72	0.62%	-2.59%	-6.83%	2.76%	-0.20%	4.78%	39.31%	N/A	N/A	$39.47	$30.79	9.50%	16.01%	0.64	212,000	-24.29%
RYAN	RYAN SPECIALTY HOLDINGS INC	$54.80	8.13%	2.97%	-2.77%	-10.44%	-16.35%	-16.81%	22.19%	N/A	N/A	$77.16	$50.08	28.98%	9.42%	0.66	4,952,000	209.50%
RDN	RADIAN GROUP INC	$33.94	0.56%	-0.67%	-6.29%	4.08%	6.26%	-2.78%	62.63%	86.18%	140.03%	$38.84	$29.32	12.62%	15.76%	0.81	846,000	8.32%
JRVR	JAMES RIVER GROUP HOLDINGS LTD	$5.10	-0.97%	-4.67%	-8.11%	-10.53%	7.14%	-18.01%	-79.82%	-89.35%	-82.11%	$6.77	$3.00	24.67%	70.00%	0.77	88,000	-28.46%
AMSF	AMERISAFE INC	$40.08	0.35%	-3.31%	-8.58%	-10.50%	-13.79%	-25.85%	-31.38%	-33.03%	-26.46%	$60.24	$39.09	33.47%	2.53%	0.43	181,000	-9.50%
MBI	MBIA INC	$6.83	1.19%	-0.87%	-8.32%	28.14%	45.63%	73.35%	-36.52%	18.99%	-11.76%	$8.26	$3.75	17.31%	82.13%	1.11	272,000	55.43%
AGO	ASSURED GUARANTY LTD	$80.58	-1.58%	-2.18%	-4.81%	-4.73%	-8.15%	-3.45%	36.14%	202.36%	184.43%	$96.50	$74.09	16.49%	8.76%	0.83	271,000	4.23%
EIG	EMPLOYERS HOLDINGS INC	$38.13	-6.38%	-8.25%	-10.24%	-7.63%	-21.53%	-21.74%	-12.57%	16.75%	38.50%	$54.44	$36.72	29.96%	3.84%	0.44	433,000	108.17%
AMBC	AMBAC FINANCIAL GROUP INC	$8.21	-3.30%	-2.84%	-1.56%	-2.26%	2.88%	-27.41%	-41.57%	-35.10%	-49.66%	$13.64	$5.99	39.81%	37.06%	0.75	617,000	6.75%

Specialty Insurance Stocks FAQ

What are the best specialty insurance stocks to buy right now in Nov 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best specialty insurance stocks to buy right now are:

1. First American Financial (NYSE:FAF)

First American Financial (NYSE:FAF) is the #1 top specialty insurance stock out of 20 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for First American Financial (NYSE:FAF) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

First American Financial (NYSE:FAF) has a Due Diligence Score of 42, which is 13 points higher than the specialty insurance industry average of 29.

FAF passed 14 out of 38 due diligence checks and has strong fundamentals. First American Financial has seen its stock lose -2.56% over the past year, underperforming other specialty insurance stocks by -4 percentage points.

First American Financial has an average 1 year price target of $75.33, an upside of 20.51% from First American Financial's current stock price of $62.51.

First American Financial stock has a consensus Buy recommendation according to Wall Street analysts. Of the 3 analysts covering First American Financial, 33.33% have issued a Strong Buy rating, 33.33% have issued a Buy, 33.33% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Assurant (NYSE:AIZ)

Assurant (NYSE:AIZ) is the #2 top specialty insurance stock out of 20 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Assurant (NYSE:AIZ) is: Value: C, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: C.

Assurant (NYSE:AIZ) has a Due Diligence Score of 48, which is 19 points higher than the specialty insurance industry average of 29.

AIZ passed 17 out of 38 due diligence checks and has strong fundamentals. Assurant has seen its stock return 10.44% over the past year, overperforming other specialty insurance stocks by 9 percentage points.

Assurant has an average 1 year price target of $241.60, an upside of 14.11% from Assurant's current stock price of $211.72.

Assurant stock has a consensus Buy recommendation according to Wall Street analysts. Of the 5 analysts covering Assurant, 40% have issued a Strong Buy rating, 40% have issued a Buy, 20% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Hippo Holdings (NYSE:HIPO)

Hippo Holdings (NYSE:HIPO) is the #3 top specialty insurance stock out of 20 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Hippo Holdings (NYSE:HIPO) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: C.

Hippo Holdings (NYSE:HIPO) has a Due Diligence Score of 20, which is -9 points lower than the specialty insurance industry average of 29.

HIPO passed 7 out of 33 due diligence checks and has weak fundamentals. Hippo Holdings has seen its stock return 65.9% over the past year, overperforming other specialty insurance stocks by 65 percentage points.

Hippo Holdings has an average 1 year price target of $43.00, an upside of 16.91% from Hippo Holdings's current stock price of $36.78.

Hippo Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Hippo Holdings, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the specialty insurance stocks with highest dividends?

Out of 12 specialty insurance stocks that have issued dividends in the past year, the 3 specialty insurance stocks with the highest dividend yields are:

1. Amerisafe (NASDAQ:AMSF)

Amerisafe (NASDAQ:AMSF) has an annual dividend yield of 11.33%, which is 9 percentage points higher than the specialty insurance industry average of 2.75%. Amerisafe's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Amerisafe's dividend has not shown consistent growth over the last 10 years.

Amerisafe's dividend payout ratio of 172.6% indicates that its high dividend yield might not be sustainable for the long-term.

2. Investors Title Co (NASDAQ:ITIC)

Investors Title Co (NASDAQ:ITIC) has an annual dividend yield of 6.13%, which is 3 percentage points higher than the specialty insurance industry average of 2.75%. Investors Title Co's dividend payout is not stable, having dropped more than 10% eight times in the last 10 years. Investors Title Co's dividend has shown consistent growth over the last 10 years.

Investors Title Co's dividend payout ratio of 90.2% indicates that its high dividend yield might not be sustainable for the long-term.

3. First American Financial (NYSE:FAF)

First American Financial (NYSE:FAF) has an annual dividend yield of 3.47%, which is 1 percentage points higher than the specialty insurance industry average of 2.75%. First American Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. First American Financial's dividend has shown consistent growth over the last 10 years.

First American Financial's dividend payout ratio of 46.5% indicates that its dividend yield is sustainable for the long-term.

Why are specialty insurance stocks up?

Specialty insurance stocks were up 0.16% in the last day, and down -1.71% over the last week. Ryan Specialty Holdings was the among the top gainers in the insurance - specialty industry, gaining 8.13% yesterday.

Ryan Specialty Holdings shares are trading higher after the company reported better-than-expected Q3 sales results.

What are the most undervalued specialty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued specialty insurance stocks right now are:

1. Axis Capital Holdings (NYSE:AXS)

Axis Capital Holdings (NYSE:AXS) is the most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Axis Capital Holdings has a valuation score of 43, which is 9 points higher than the specialty insurance industry average of 34. It passed 3 out of 7 valuation due diligence checks.

Axis Capital Holdings's stock has gained 19.68% in the past year. It has overperformed other stocks in the specialty insurance industry by 18 percentage points.

2. Nmi Holdings (NASDAQ:NMIH)

Nmi Holdings (NASDAQ:NMIH) is the second most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Nmi Holdings has a valuation score of 43, which is 9 points higher than the specialty insurance industry average of 34. It passed 3 out of 7 valuation due diligence checks.

Nmi Holdings's stock has dropped -5.82% in the past year. It has underperformed other stocks in the specialty insurance industry by -7 percentage points.

3. Enact Holdings (NASDAQ:ACT)

Enact Holdings (NASDAQ:ACT) is the third most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Enact Holdings has a valuation score of 71, which is 37 points higher than the specialty insurance industry average of 34. It passed 5 out of 7 valuation due diligence checks.

Enact Holdings's stock has gained 4.78% in the past year. It has overperformed other stocks in the specialty insurance industry by 4 percentage points.

Are specialty insurance stocks a good buy now?

37.5% of specialty insurance stocks rated by analysts are a buy right now. On average, analysts expect specialty insurance stocks to rise by 18.69% over the next year.

0% of specialty insurance stocks have a Zen Rating of A (Strong Buy), 10% of specialty insurance stocks are rated B (Buy), 70% are rated C (Hold), 15% are rated D (Sell), and 5% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - specialty industry?

The average P/E ratio of the insurance - specialty industry is 16.76x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.