Sectors & Industries Financial ServicesInsurance - Specialty
Best Specialty Insurance Stocks to Buy Now (2026)
Top specialty insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +28.50% per year, and are the best specialty insurance stocks to buy now. Learn More.

Industry: Insurance - Specialty

Overview Zen Rating Price Value Growth Financials Momentum

Sentiment Forecast Dividends Due Diligence

Insurance - Specialty is Zen Rated C and is the 73rd ranked industry out of 145 stock market industries

Ticker	Company	Price	Volume	Vol 1d %	SMA 10	SMA 20	SMA 50	SMA 100	SMA 200	RSI	Stochastic %K	Stochastic %D	StochRSI %K	StochRSI %D	MACD	MACD Signal	MACD Histogram	Beta
HIPO	HIPPO HOLDINGS INC	$34.89	237,000	-27.52%	36.46	36.32	33.83	31.96	29.55	46.76	20.06	19.27	6.16	5.74	0.53	0.99	-0.45	1.37
TRUP	TRUPANION INC	$36.75	979,000	33.38%	31.58	29.77	27.14	26.98	26.62	84.84	90.61	94.42	100.00	98.59	2.12	1.43	0.69	1.62
RDN	RADIAN GROUP INC	$35.97	889,000	-30.76%	35.94	35.07	34.79	36.16	35.29	55.35	66.24	75.99	79.15	88.61	0.57	0.37	0.20	0.64
AIZ	ASSURANT INC	$307.00	468,000	-5.26%	295.97	288.14	280.45	279.24	256.20	72.85	75.85	81.40	90.30	91.55	7.75	5.40	2.35	0.56
ITIC	INVESTORS TITLE CO	$256.37	45,000	-18.63%	268.62	277.99	287.59	285.21	261.59	30.28	17.42	13.85	11.64	20.25	-7.48	-5.46	-2.02	0.79
ESNT	ESSENT GROUP LTD	$63.41	1,120,000	4.97%	67.06	65.65	65.57	65.68	63.08	42.64	53.40	73.57	58.44	78.72	0.72	0.65	0.07	0.74
MTG	MGIC INVESTMENT CORP	$28.60	2,884,000	-4.28%	28.76	28.21	28.81	29.09	27.81	51.14	67.68	77.26	85.03	90.09	0.16	0.01	0.15	0.74
NMIH	NMI HOLDINGS INC	$39.03	1,948,000	100.21%	42.74	41.71	42.02	42.37	40.36	37.25	64.05	80.06	66.67	87.78	0.31	0.31	0.00	0.75
RYAN	RYAN SPECIALTY HOLDINGS INC	$47.73	2,767,000	-3.01%	45.13	42.97	40.76	41.05	38.87	70.61	93.72	93.71	93.65	91.86	2.04	1.48	0.57	0.51
AXS	AXIS CAPITAL HOLDINGS LTD	$105.97	831,000	-8.28%	104.80	102.31	99.49	103.24	102.10	63.33	78.00	85.88	73.09	83.44	2.30	1.77	0.54	0.51
MBI	MBIA INC	$4.62	577,000	9.49%	4.50	4.46	4.51	5.13	5.61	57.03	65.61	57.08	75.53	67.78	0.00	-0.02	0.02	1.02
ACT	ENACT HOLDINGS INC	$46.43	434,000	-9.77%	47.75	46.90	47.37	47.13	44.55	45.77	54.74	68.30	49.14	62.69	0.20	0.16	0.04	0.55
FNF	FIDELITY NATIONAL FINANCIAL INC	$43.84	4,333,000	-28.96%	41.31	40.65	41.80	45.53	47.73	64.26	82.54	86.28	96.34	91.89	0.38	-0.19	0.56	0.74
AGO	ASSURED GUARANTY LTD	$73.45	506,000	9.29%	71.16	70.47	70.98	75.61	78.68	61.51	80.13	78.02	91.53	88.94	0.42	-0.03	0.45	0.71
OSG	OCTAVE SPECIALTY GROUP INC	$4.99	187,000	-48.34%	4.99	4.85	4.68	5.12	5.19	55.76	65.00	69.25	48.30	61.83	0.13	0.10	0.03	0.62
FAF	FIRST AMERICAN FINANCIAL CORP	$67.01	1,396,000	-4.71%	65.35	64.72	66.91	69.40	67.53	55.68	77.40	75.20	90.24	87.35	0.26	-0.34	0.59	0.78
JRVR	JAMES RIVER GROUP HOLDINGS INC	$3.89	104,000	-52.73%	3.90	3.86	3.79	4.09	4.94	52.57	63.84	64.11	37.33	37.58	0.05	0.04	0.01	0.63
EIG	EMPLOYERS HOLDINGS INC	$47.30	191,000	-2.05%	48.48	49.76	49.28	49.43	45.91	40.82	31.48	30.42	30.89	29.38	-0.67	-0.18	-0.48	0.35
TIPT	TIPTREE INC	$17.53	162,000	-39.55%	17.26	16.96	17.36	17.66	17.38	56.92	79.95	86.59	83.68	92.01	0.10	-0.04	0.15	0.69
AMSF	AMERISAFE INC	$19.59	472,000	-8.70%	22.24	23.80	24.31	27.53	30.46	19.74	3.72	4.73	0.00	0.00	-1.26	-0.68	-0.58	0.35

Specialty Insurance Stocks FAQ

What are the best specialty insurance stocks to buy right now in Nov 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best specialty insurance stocks to buy right now are:

1. Hippo Holdings (NYSE:HIPO)

Hippo Holdings (NYSE:HIPO) is the #1 top specialty insurance stock out of 20 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Hippo Holdings (NYSE:HIPO) is: Value: C, Growth: B, Momentum: B, Sentiment: A, Safety: C, Financials: C, and AI: A.

Hippo Holdings (NYSE:HIPO) has a Due Diligence Score of 39, which is 4 points higher than the specialty insurance industry average of 35.

HIPO passed 13 out of 33 due diligence checks and has average fundamentals. Hippo Holdings has seen its stock return 0.84% over the past year, underperforming other specialty insurance stocks by -3 percentage points.

Hippo Holdings has an average 1 year price target of $42.83, an upside of 22.77% from Hippo Holdings's current stock price of $34.89.

Hippo Holdings stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Hippo Holdings, 66.67% have issued a Strong Buy rating, 0% have issued a Buy, 33.33% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Trupanion (NASDAQ:TRUP)

Trupanion (NASDAQ:TRUP) is the #2 top specialty insurance stock out of 20 with a Zen Rating of B. Stocks with a rating of B have had an average return of +17.17% per year. Learn more.

The Component Grade breakdown for Trupanion (NASDAQ:TRUP) is: Value: D, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: C.

Trupanion (NASDAQ:TRUP) has a Due Diligence Score of 39, which is 4 points higher than the specialty insurance industry average of 35.

TRUP passed 13 out of 33 due diligence checks and has average fundamentals. Trupanion has seen its stock lose -12.69% over the past year, underperforming other specialty insurance stocks by -17 percentage points.

Trupanion has an average 1 year price target of $30.33, a downside of -17.46% from Trupanion's current stock price of $36.75.

Trupanion stock has a consensus Hold recommendation according to Wall Street analysts. Of the 3 analysts covering Trupanion, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Radian Group (NYSE:RDN)

Radian Group (NYSE:RDN) is the #3 top specialty insurance stock out of 20 with a Zen Rating of C. Stocks with a rating of C have had an average return of +5.11% per year. Learn more.

The Component Grade breakdown for Radian Group (NYSE:RDN) is: Value: B, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: B.

Radian Group (NYSE:RDN) has a Due Diligence Score of 46, which is 11 points higher than the specialty insurance industry average of 35.

RDN passed 17 out of 38 due diligence checks and has strong fundamentals. Radian Group has seen its stock return 6.11% over the past year, overperforming other specialty insurance stocks by 2 percentage points.

Radian Group has an average 1 year price target of $42.67, an upside of 18.62% from Radian Group's current stock price of $35.97.

Radian Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Radian Group, 0% have issued a Strong Buy rating, 66.67% have issued a Buy, 33.33% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the specialty insurance stocks with highest dividends?

Out of 15 specialty insurance stocks that have issued dividends in the past year, the 3 specialty insurance stocks with the highest dividend yields are:

1. Amerisafe (NASDAQ:AMSF)

Amerisafe (NASDAQ:AMSF) has an annual dividend yield of 13.37%, which is 10 percentage points higher than the specialty insurance industry average of 2.93%. Amerisafe's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Amerisafe's dividend has not shown consistent growth over the last 10 years.

Amerisafe's dividend payout ratio of 121.3% indicates that its high dividend yield might not be sustainable for the long-term.

2. Fidelity National Financial (NYSE:FNF)

Fidelity National Financial (NYSE:FNF) has an annual dividend yield of 4.74%, which is 2 percentage points higher than the specialty insurance industry average of 2.93%. Fidelity National Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Fidelity National Financial's dividend has shown consistent growth over the last 10 years.

Fidelity National Financial's dividend payout ratio of 52.9% indicates that its high dividend yield is sustainable for the long-term.

3. Investors Title Co (NASDAQ:ITIC)

Investors Title Co (NASDAQ:ITIC) has an annual dividend yield of 4.12%, which is 1 percentage points higher than the specialty insurance industry average of 2.93%. Investors Title Co's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Investors Title Co's dividend has shown consistent growth over the last 10 years.

Investors Title Co's dividend payout ratio of 49.3% indicates that its dividend yield is sustainable for the long-term.

Why are specialty insurance stocks down?

Specialty insurance stocks were down -1.4% in the last day, and up 1.23% over the last week. Nmi Holdings was the among the top losers in the insurance - specialty industry, dropping -11.84% yesterday.

NMI Holdings shares are trading lower after the company reported worse-than-expected Q3 adjusted EPS results. Also, lowered its price target on the stock from $43 to $42.

What are the most undervalued specialty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued specialty insurance stocks right now are:

1. James River Group Holdings (NASDAQ:JRVR)

James River Group Holdings (NASDAQ:JRVR) is the most undervalued specialty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

James River Group Holdings has a valuation score of 71, which is 34 points higher than the specialty insurance industry average of 37. It passed 5 out of 7 valuation due diligence checks.

James River Group Holdings's stock has dropped -26.74% in the past year. It has underperformed other stocks in the specialty insurance industry by -31 percentage points.

2. Radian Group (NYSE:RDN)

Radian Group (NYSE:RDN) is the second most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Radian Group has a valuation score of 57, which is 20 points higher than the specialty insurance industry average of 37. It passed 4 out of 7 valuation due diligence checks.

Radian Group's stock has gained 6.11% in the past year. It has overperformed other stocks in the specialty insurance industry by 2 percentage points.

3. Axis Capital Holdings (NYSE:AXS)

Axis Capital Holdings (NYSE:AXS) is the third most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Axis Capital Holdings has a valuation score of 43, which is 6 points higher than the specialty insurance industry average of 37. It passed 3 out of 7 valuation due diligence checks.

Axis Capital Holdings's stock has gained 8.59% in the past year. It has overperformed other stocks in the specialty insurance industry by 4 percentage points.

Are specialty insurance stocks a good buy now?

41.18% of specialty insurance stocks rated by analysts are a strong buy right now. On average, analysts expect specialty insurance stocks to rise by 12.97% over the next year.

0% of specialty insurance stocks have a Zen Rating of A (Strong Buy), 10% of specialty insurance stocks are rated B (Buy), 80% are rated C (Hold), 10% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - specialty industry?

The average P/E ratio of the insurance - specialty industry is 17.9x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.