WallStreetZenWallStreetZen

Sectors & IndustriesFinancial ServicesInsurance - Property & Casualty
Best Property & Casualty Insurance Stocks to Buy Now (2025)
Top property & casualty insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Property & Ca...
OverviewZen RatingPriceValueGrowthFinancialsMomentumSentiment
ForecastDividendsDue Diligence
A
Insurance - Property & Casualty is Zen Rated A and is the 10th ranked industry out of 145 stock market industries
Learn how the Zen Ratings work
Ticker
Company
Zen Rating
Sentiment
Market Cap
Shares
Institutional %
Insider %
Net Insider (L12M)
Net Insider (L3M)
KINS
KINGSTONE COMPANIES INC
$191.46M14,140,60446.67%32.03%Net Selling
HCI
HCI GROUP INC
$2.09B11,547,69785.93%10.99%Net Selling
ALL
ALLSTATE CORP
$51.98B263,505,33479.68%1.62%Net SellingNet Selling
THG
HANOVER INSURANCE GROUP INC
$6.26B35,771,40790.20%5.21%Net SellingNet Buying
MCY
MERCURY GENERAL CORP
$4.30B55,388,62746.29%35.78%Net Buying
HRTG
HERITAGE INSURANCE HOLDINGS INC
$770.80M30,993,27058.66%20.72%Net SellingNet Selling
UVE
UNIVERSAL INSURANCE HOLDINGS INC
$716.46M28,318,55872.09%27.91%Net SellingNet Buying
HMN
HORACE MANN EDUCATORS CORP
$1.86B40,695,72995.53%4.47%Net SellingNet Selling
UFCS
UNITED FIRE GROUP INC
$807.33M25,492,01321.68%78.32%Net BuyingNet Selling
ACIC
AMERICAN COASTAL INSURANCE CORP
$538.17M48,353,41230.44%69.56%Net SellingNet Buying
HGTY
HAGERTY INC
$4.45B341,976,12922.25%21.87%Net SellingNet Selling
STC
STEWART INFORMATION SERVICES CORP
$2.08B27,998,52392.19%7.81%Net SellingNet Selling
SLDE
SLIDE INSURANCE HOLDINGS INC
$1.60B125,497,43324.12%75.62%Net SellingNet Selling
SAFT
SAFETY INSURANCE GROUP INC
$1.07B14,893,55264.34%35.66%Net SellingNet Buying
PGR
PROGRESSIVE CORP
$142.81B586,208,48786.02%8.83%Net SellingNet Selling
TRV
TRAVELERS COMPANIES INC
$61.92B225,133,84183.83%1.70%Net SellingNet Selling
KMPR
KEMPER CORP
$3.30B62,742,78163.80%36.20%Net SellingNet Buying
DGICA
DONEGAL GROUP INC
$699.14M36,508,62935.94%16.25%Net BuyingNet Buying
CINF
CINCINNATI FINANCIAL CORP
$24.16B156,376,42269.13%14.65%Net BuyingNet Buying
AII
AMERICAN INTEGRITY INSURANCE GROUP INC
$413.16M19,571,96541.84%56.69%Net Selling
WTM
WHITE MOUNTAINS INSURANCE GROUP LTD
$4.44B2,575,16161.50%38.50%Net Selling
CNA
CNA FINANCIAL CORP
$12.49B270,665,39951.69%48.31%Net SellingNet Selling
PLMR
PALOMAR HOLDINGS INC
$3.08B26,783,46587.40%12.60%Net SellingNet Selling
SKWD
SKYWARD SPECIALTY INSURANCE GROUP INC
$1.89B40,486,65688.09%11.91%Net Selling
BOW
BOWHEAD SPECIALTY HOLDINGS INC
$922.80M32,781,56531.15%68.85%Net SellingNet Selling
ASIC
ATEGRITY SPECIALTY HOLDINGS LLC
$990.65M48,066,67412.59%81.15%Net BuyingNet Buying
MKL
MARKEL GROUP INC
$24.39B12,652,00179.20%3.28%Net SellingNet Selling
SIGI
SELECTIVE INSURANCE GROUP INC
$4.71B60,850,30485.97%4.41%Net SellingNet Buying
LMND
LEMONADE INC
$4.12B73,886,41741.08%58.92%Net SellingNet Selling
L
LOEWS CORP
$20.08B207,426,39544.84%55.16%Net SellingNet Selling
WRB
BERKLEY W R CORP
$27.73B379,292,77345.95%54.05%Net SellingNet Selling
CB
CHUBB LTD
$108.54B398,690,29388.87%1.14%Net SellingNet Selling
ROOT
ROOT INC
$1.47B15,447,33423.92%76.08%Net SellingNet Selling
RLI
RLI CORP
$6.01B91,829,47083.62%6.41%Net BuyingNet Buying
KNSL
KINSALE CAPITAL GROUP INC
$10.03B23,300,00186.38%11.91%Net SellingNet Buying
AFG
AMERICAN FINANCIAL GROUP INC
$11.60B83,394,47943.71%56.29%Net SellingNet Selling
PRA
PROASSURANCE CORP
$1.22B51,413,64387.33%12.67%Net Buying
NODK
NI HOLDINGS INC
$283.25M20,675,33724.33%64.78%Net Selling
CNFR
CONIFER HOLDINGS INC
$24.81M12,222,8811.49%98.51%Net Buying
GBLI
GLOBAL INDEMNITY GROUP LLC
$425.03M14,296,32834.10%65.90%Net BuyingNet Buying
1

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Sep 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Kingstone Companies (NASDAQ:KINS)


Kingstone Companies (NASDAQ:KINS) is the #1 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Kingstone Companies (NASDAQ:KINS) is: Value: A, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: C.

Kingstone Companies (NASDAQ:KINS) has a Due Diligence Score of 45, which is 11 points higher than the property & casualty insurance industry average of 34.

KINS passed 18 out of 38 due diligence checks and has strong fundamentals. Kingstone Companies has seen its stock return 46.85% over the past year, overperforming other property & casualty insurance stocks by 37 percentage points.

2. Hci Group (NYSE:HCI)


Hci Group (NYSE:HCI) is the #2 top property & casualty insurance stock out of 40 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Hci Group (NYSE:HCI) is: Value: C, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: C.

Hci Group (NYSE:HCI) has a Due Diligence Score of 54, which is 20 points higher than the property & casualty insurance industry average of 34.

HCI passed 21 out of 38 due diligence checks and has strong fundamentals. Hci Group has seen its stock return 70.75% over the past year, overperforming other property & casualty insurance stocks by 61 percentage points.

Hci Group has an average 1 year price target of $215.00, an upside of 18.92% from Hci Group's current stock price of $180.79.

Hci Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Hci Group, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Allstate (NYSE:ALL)


Allstate (NYSE:ALL) is the #3 top property & casualty insurance stock out of 40 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Allstate (NYSE:ALL) is: Value: B, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: A.

Allstate (NYSE:ALL) has a Due Diligence Score of 41, which is 7 points higher than the property & casualty insurance industry average of 34.

ALL passed 14 out of 38 due diligence checks and has strong fundamentals. Allstate has seen its stock return 3.67% over the past year, underperforming other property & casualty insurance stocks by -6 percentage points.

Allstate has an average 1 year price target of $215.42, an upside of 9.21% from Allstate's current stock price of $197.25.

Allstate stock has a consensus Buy recommendation according to Wall Street analysts. Of the 12 analysts covering Allstate, 50% have issued a Strong Buy rating, 33.33% have issued a Buy, 8.33% have issued a hold, while 0% have issued a Sell rating, and 8.33% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 24 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Cna Financial (NYSE:CNA)


Cna Financial (NYSE:CNA) has an annual dividend yield of 8.28%, which is 6 percentage points higher than the property & casualty insurance industry average of 2.25%. Cna Financial's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Cna Financial's dividend has shown consistent growth over the last 10 years.

Cna Financial's dividend payout ratio of 118% indicates that its high dividend yield might not be sustainable for the long-term.

2. American Financial Group (NYSE:AFG)


American Financial Group (NYSE:AFG) has an annual dividend yield of 6.04%, which is 4 percentage points higher than the property & casualty insurance industry average of 2.25%. American Financial Group's dividend payout is not stable, having dropped more than 10% twenty-one times in the last 10 years. American Financial Group's dividend has shown consistent growth over the last 10 years.

American Financial Group's dividend payout ratio of 92.3% indicates that its high dividend yield might not be sustainable for the long-term.

3. Safety Insurance Group (NASDAQ:SAFT)


Safety Insurance Group (NASDAQ:SAFT) has an annual dividend yield of 5.05%, which is 3 percentage points higher than the property & casualty insurance industry average of 2.25%. Safety Insurance Group's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Safety Insurance Group's dividend has shown consistent growth over the last 10 years.

Safety Insurance Group's dividend payout ratio of 73.5% indicates that its high dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks up?

Property & casualty insurance stocks were up 0.45% in the last day, and down -0.33% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are up.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Kingstone Companies (NASDAQ:KINS)


Kingstone Companies (NASDAQ:KINS) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Kingstone Companies has a valuation score of 57, which is 25 points higher than the property & casualty insurance industry average of 32. It passed 4 out of 7 valuation due diligence checks.

Kingstone Companies's stock has gained 46.85% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 37 percentage points.

2. Slide Insurance Holdings (NASDAQ:SLDE)


Slide Insurance Holdings (NASDAQ:SLDE) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Slide Insurance Holdings has a valuation score of 14, which is -18 points higher than the property & casualty insurance industry average of 32. It passed 1 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates SLDE a Valuation Rating of "B".

3. Heritage Insurance Holdings (NYSE:HRTG)


Heritage Insurance Holdings (NYSE:HRTG) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Heritage Insurance Holdings has a valuation score of 57, which is 25 points higher than the property & casualty insurance industry average of 32. It passed 4 out of 7 valuation due diligence checks.

Heritage Insurance Holdings's stock has gained 59.32% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 49 percentage points.

Are property & casualty insurance stocks a good buy now?

37.93% of property & casualty insurance stocks rated by analysts are a buy right now. On average, analysts expect property & casualty insurance stocks to rise by 12.68% over the next year.

2.78% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 33.33% of property & casualty insurance stocks are rated B (Buy), 63.89% are rated C (Hold), 0% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - property & casualty industry?

The average P/E ratio of the insurance - property & casualty industry is 13.31x.
©2025 WallStreetZen
Company
AboutNewsBlogStock Investing FAQPlansPrivacy PolicyTerms of ServiceCancellation & RefundsPerformanceHelp GuidesContactTwitterYouTubeNewsletter
Stock Tools
Top Performing AnalystsStock ScreenerStock ForecastTrending StocksStrong Buy StocksHighest Earnings StocksBest Dividend Paying StocksStatisticsStock Market SectorsStock Market IndustriesHow to Buy Stocks Online
Stock Ideas
Buy The DipBiggest Stock Gainers TodayBiggest Stock Losers Today52 Week High Stocks52 Week Low StocksMost Active Stocks TodayMost Undervalued StocksBest Penny Stocks to Buy NowBest Stocks Under $5Best Stocks Under $10
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.