Sectors & Industries Financial ServicesInsurance - Property & Casualty
Best Property & Casualty Insurance Stocks to Buy Now (2025)
Top property & casualty insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Property & Ca...

Overview Zen Rating Price Value Growth Financials Momentum Sentiment

Insurance - Property & Casualty is Zen Rated A and is the 9th ranked industry out of 145 stock market industries

Ticker	Company	Market Cap	Shares	Institutional %	Insider %	Net Insider (L12M)	Net Insider (L3M)
KINS	KINGSTONE COMPANIES INC	$192.45M	14,140,604	46.67%	32.03%	Net Selling
HCI	HCI GROUP INC	$2.06B	11,547,697	85.93%	10.99%	Net Selling
THG	HANOVER INSURANCE GROUP INC	$6.25B	35,771,407	90.20%	5.21%	Net Selling	Net Buying
ALL	ALLSTATE CORP	$51.73B	263,505,334	79.68%	1.62%	Net Selling	Net Selling
MCY	MERCURY GENERAL CORP	$4.30B	55,388,627	46.29%	35.78%	Net Buying
HMN	HORACE MANN EDUCATORS CORP	$1.86B	40,695,729	95.53%	4.47%	Net Selling	Net Selling
HRTG	HERITAGE INSURANCE HOLDINGS INC	$758.72M	30,993,270	58.66%	20.80%	Net Selling	Net Selling
UVE	UNIVERSAL INSURANCE HOLDINGS INC	$698.34M	28,318,558	72.09%	27.91%	Net Selling	Net Buying
ACIC	AMERICAN COASTAL INSURANCE CORP	$527.05M	48,353,412	30.44%	69.56%	Net Selling	Net Buying
HGTY	HAGERTY INC	$4.24B	341,976,129	22.25%	21.88%	Net Selling	Net Selling
STC	STEWART INFORMATION SERVICES CORP	$2.03B	27,998,523	92.19%	7.81%	Net Selling	Net Selling
UFCS	UNITED FIRE GROUP INC	$793.57M	25,492,013	21.68%	78.32%	Net Buying	Net Selling
SLDE	SLIDE INSURANCE HOLDINGS INC	$1.77B	125,497,433	24.12%	75.62%	Net Selling	Net Selling
PGR	PROGRESSIVE CORP	$143.60B	586,208,487	86.02%	8.83%	Net Selling	Net Selling
TRV	TRAVELERS COMPANIES INC	$61.23B	225,133,841	83.83%	1.70%	Net Selling	Net Selling
SAFT	SAFETY INSURANCE GROUP INC	$1.07B	14,893,552	64.34%	35.66%	Net Selling	Net Buying
DGICA	DONEGAL GROUP INC	$695.12M	36,508,629	35.94%	16.25%	Net Buying	Net Buying
CINF	CINCINNATI FINANCIAL CORP	$23.97B	156,376,422	69.13%	14.65%	Net Buying	Net Buying
AII	AMERICAN INTEGRITY INSURANCE GROUP INC	$401.23M	19,571,965	41.84%	56.69%	Net Selling
KMPR	KEMPER CORP	$3.30B	62,742,781	63.80%	36.20%	Net Selling	Net Buying
SKWD	SKYWARD SPECIALTY INSURANCE GROUP INC	$1.89B	40,486,656	88.09%	11.91%	Net Selling
WTM	WHITE MOUNTAINS INSURANCE GROUP LTD	$4.42B	2,575,161	61.50%	38.50%	Net Selling
CNA	CNA FINANCIAL CORP	$12.46B	270,665,399	51.69%	48.31%	Net Selling	Net Selling
PLMR	PALOMAR HOLDINGS INC	$3.07B	26,783,465	87.40%	12.60%	Net Selling	Net Selling
BOW	BOWHEAD SPECIALTY HOLDINGS INC	$908.38M	32,781,565	31.15%	68.85%	Net Selling	Net Selling
ASIC	ATEGRITY SPECIALTY HOLDINGS LLC	$992.10M	48,066,674	12.59%	81.15%	Net Buying	Net Buying
SIGI	SELECTIVE INSURANCE GROUP INC	$4.68B	60,850,304	85.97%	4.41%	Net Selling	Net Buying
MKL	MARKEL GROUP INC	$24.26B	12,652,001	79.20%	3.28%	Net Selling	Net Selling
L	LOEWS CORP	$19.89B	207,426,395	44.84%	55.16%	Net Selling	Net Selling
LMND	LEMONADE INC	$4.23B	73,886,417	41.08%	58.92%	Net Selling	Net Selling
WRB	BERKLEY W R CORP	$27.09B	379,292,773	45.95%	54.05%	Net Selling	Net Selling
CB	CHUBB LTD	$108.45B	398,690,293	88.87%	1.14%	Net Selling	Net Selling
ROOT	ROOT INC	$1.52B	15,447,334	23.92%	76.08%	Net Selling	Net Selling
RLI	RLI CORP	$5.99B	91,829,470	83.62%	6.41%	Net Buying	Net Buying
KNSL	KINSALE CAPITAL GROUP INC	$9.98B	23,300,001	86.38%	11.91%	Net Selling	Net Buying
AFG	AMERICAN FINANCIAL GROUP INC	$11.57B	83,394,479	43.71%	56.29%	Net Selling	Net Selling
CNFR	CONIFER HOLDINGS INC	$21.51M	12,222,881	1.49%	98.51%	Net Buying
GBLI	GLOBAL INDEMNITY GROUP LLC	$428.89M	14,296,328	34.10%	65.90%	Net Buying	Net Buying
PRA	PROASSURANCE CORP	$1.22B	51,413,643	87.33%	12.67%	Net Buying
NODK	NI HOLDINGS INC	$285.32M	20,675,337	24.33%	64.78%	Net Selling

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Sep 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Kingstone Companies (NASDAQ:KINS)

Kingstone Companies (NASDAQ:KINS) is the #1 top property & casualty insurance stock out of 40 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Kingstone Companies (NASDAQ:KINS) is: Value: A, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: C.

Kingstone Companies (NASDAQ:KINS) has a Due Diligence Score of 45, which is 11 points higher than the property & casualty insurance industry average of 34.

KINS passed 18 out of 38 due diligence checks and has strong fundamentals. Kingstone Companies has seen its stock return 42.81% over the past year, overperforming other property & casualty insurance stocks by 33 percentage points.

2. Hci Group (NYSE:HCI)

Hci Group (NYSE:HCI) is the #2 top property & casualty insurance stock out of 40 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Hci Group (NYSE:HCI) is: Value: C, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: B, and AI: C.

Hci Group (NYSE:HCI) has a Due Diligence Score of 54, which is 20 points higher than the property & casualty insurance industry average of 34.

HCI passed 21 out of 38 due diligence checks and has strong fundamentals. Hci Group has seen its stock return 73.15% over the past year, overperforming other property & casualty insurance stocks by 63 percentage points.

Hci Group has an average 1 year price target of $215.00, an upside of 20.71% from Hci Group's current stock price of $178.12.

Hci Group stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Hci Group, 50% have issued a Strong Buy rating, 50% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Hanover Insurance Group (NYSE:THG)

Hanover Insurance Group (NYSE:THG) is the #3 top property & casualty insurance stock out of 40 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Hanover Insurance Group (NYSE:THG) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Hanover Insurance Group (NYSE:THG) has a Due Diligence Score of 35, which is 1 points higher than the property & casualty insurance industry average of 34.

THG passed 12 out of 38 due diligence checks and has average fundamentals. Hanover Insurance Group has seen its stock return 17.63% over the past year, overperforming other property & casualty insurance stocks by 8 percentage points.

Hanover Insurance Group has an average 1 year price target of $189.60, an upside of 8.56% from Hanover Insurance Group's current stock price of $174.65.

Hanover Insurance Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 5 analysts covering Hanover Insurance Group, 20% have issued a Strong Buy rating, 40% have issued a Buy, 40% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 24 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Cna Financial (NYSE:CNA)

Cna Financial (NYSE:CNA) has an annual dividend yield of 8.3%, which is 6 percentage points higher than the property & casualty insurance industry average of 2.26%. Cna Financial's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Cna Financial's dividend has shown consistent growth over the last 10 years.

Cna Financial's dividend payout ratio of 118% indicates that its high dividend yield might not be sustainable for the long-term.

2. American Financial Group (NYSE:AFG)

American Financial Group (NYSE:AFG) has an annual dividend yield of 6.06%, which is 4 percentage points higher than the property & casualty insurance industry average of 2.26%. American Financial Group's dividend payout is not stable, having dropped more than 10% twenty-one times in the last 10 years. American Financial Group's dividend has shown consistent growth over the last 10 years.

American Financial Group's dividend payout ratio of 92.3% indicates that its high dividend yield might not be sustainable for the long-term.

3. Safety Insurance Group (NASDAQ:SAFT)

Safety Insurance Group (NASDAQ:SAFT) has an annual dividend yield of 5.06%, which is 3 percentage points higher than the property & casualty insurance industry average of 2.26%. Safety Insurance Group's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Safety Insurance Group's dividend has shown consistent growth over the last 10 years.

Safety Insurance Group's dividend payout ratio of 73.5% indicates that its high dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks down?

Property & casualty insurance stocks were down -0.39% in the last day, and down -1.8% over the last week.

We couldn't find a catalyst for why property & casualty insurance stocks are down.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Kingstone Companies (NASDAQ:KINS)

Kingstone Companies (NASDAQ:KINS) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Kingstone Companies has a valuation score of 57, which is 25 points higher than the property & casualty insurance industry average of 32. It passed 4 out of 7 valuation due diligence checks.

Kingstone Companies's stock has gained 42.81% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 33 percentage points.

2. Slide Insurance Holdings (NASDAQ:SLDE)

Slide Insurance Holdings (NASDAQ:SLDE) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Slide Insurance Holdings has a valuation score of 14, which is -18 points higher than the property & casualty insurance industry average of 32. It passed 1 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates SLDE a Valuation Rating of "B".

3. Heritage Insurance Holdings (NYSE:HRTG)

Heritage Insurance Holdings (NYSE:HRTG) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Heritage Insurance Holdings has a valuation score of 57, which is 25 points higher than the property & casualty insurance industry average of 32. It passed 4 out of 7 valuation due diligence checks.

Heritage Insurance Holdings's stock has gained 64.3% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 55 percentage points.

Are property & casualty insurance stocks a good buy now?

37.93% of property & casualty insurance stocks rated by analysts are a buy right now. On average, analysts expect property & casualty insurance stocks to rise by 13.11% over the next year.

2.78% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 33.33% of property & casualty insurance stocks are rated B (Buy), 63.89% are rated C (Hold), 0% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - property & casualty industry?

The average P/E ratio of the insurance - property & casualty industry is 13.21x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Property & Casualty Insurance Stocks FAQ

1. Kingstone Companies (NASDAQ:KINS)

2. Hci Group (NYSE:HCI)

3. Hanover Insurance Group (NYSE:THG)

1. Cna Financial (NYSE:CNA)

2. American Financial Group (NYSE:AFG)

3. Safety Insurance Group (NASDAQ:SAFT)

1. Kingstone Companies (NASDAQ:KINS)

2. Slide Insurance Holdings (NASDAQ:SLDE)

3. Heritage Insurance Holdings (NYSE:HRTG)

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