Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2025)
Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional

Value Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Banks is Zen Rated F and is the 120th ranked industry out of 145 stock market industries

Ticker	Company	Price	1d %	1w %	1m %	3m %	6m %	1y %	3y %	5y %	10y %	52-week High	52-week Low	% off 52-week High	% off 52-week Low	Beta	Volume	Vol 1d %
PBHC	PATHFINDER BANCORP INC	$15.02	0.00%	2.88%	1.90%	-6.13%	-11.96%	17.34%	-23.01%	57.61%	26.32%	$19.86	$12.30	24.37%	22.11%	0.09	300	-50.00%
BRKL	BROOKLINE BANCORP INC	$11.15	2.01%	7.83%	8.89%	1.73%	-3.88%	28.75%	-17.65%	18.37%	-1.15%	$13.15	$8.35	15.21%	33.53%	0.83	648,000	-14.96%
FSEA	FIRST SEACOAST BANCORP INC	$11.25	0.00%	0.00%	-0.07%	-2.60%	11.83%	26.40%	-11.29%	50.95%	N/A	$11.80	$8.60	4.66%	30.81%	0.25	1,900	18.75%
BBD	BANK BRADESCO	$3.04	-1.62%	1.67%	4.83%	36.94%	55.10%	39.45%	-4.10%	-6.17%	-42.57%	$3.13	$1.84	2.88%	65.22%	0.66	48,878,000	-6.25%
FUSB	FIRST US BANCSHARES INC	$12.99	1.88%	2.93%	3.70%	-3.42%	1.88%	40.43%	23.48%	90.75%	57.65%	$14.30	$9.10	9.16%	42.75%	0.11	500	-81.48%
GBFH	GBANK FINANCIAL HOLDINGS INC	$35.49	0.48%	3.44%	-8.15%	N/A	N/A	N/A	N/A	N/A	N/A	$45.00	$33.45	21.13%	6.10%	0.74	57,500	-21.23%
CFSB	CFSB BANCORP INC	$13.76	0.07%	0.44%	0.73%	78.93%	102.95%	109.44%	49.57%	N/A	N/A	$13.78	$6.34	0.11%	117.03%	0.01	600	-86.67%
OPHC	OPTIMUMBANK HOLDINGS INC	$4.52	0.67%	2.49%	2.73%	12.16%	-4.24%	5.85%	17.40%	93.99%	-55.25%	$5.90	$3.53	23.39%	28.05%	0.38	1,100	-87.06%
GNTY	GUARANTY BANCSHARES INC	$45.88	3.15%	8.08%	12.59%	12.87%	35.90%	49.20%	26.11%	87.96%	N/A	$45.97	$29.54	0.20%	55.34%	0.64	99,000	22.22%
PBBK	PB BANKSHARES INC	$17.30	-0.17%	0.29%	6.20%	7.32%	13.22%	22.09%	27.77%	N/A	N/A	$19.05	$14.05	9.19%	23.13%	0.12	2,600	-40.91%
BYFC	BROADWAY FINANCIAL CORP	$7.61	5.40%	13.75%	19.84%	12.57%	11.49%	42.51%	-2.93%	-69.41%	-30.57%	$9.46	$4.68	19.56%	62.50%	0.67	87,000	2,021.95%
CARV	CARVER BANCORP INC	$1.75	1.74%	0.00%	24.11%	22.38%	-7.41%	27.74%	-68.58%	-75.46%	-70.64%	$2.20	$1.30	20.45%	34.62%	0.69	44,000	1,417.24%
NSTS	NSTS BANCORP INC	$12.33	1.15%	0.65%	-1.28%	10.88%	3.18%	27.77%	10.19%	N/A	N/A	$13.32	$9.37	7.43%	31.59%	0.13	250	-68.75%
MGYR	MAGYAR BANCORP INC	$16.88	1.63%	0.42%	6.23%	21.88%	16.25%	50.04%	42.21%	87.76%	68.80%	$19.04	$11.25	11.34%	50.04%	0.03	4,100	-96.27%
MBBC	MARATHON BANCORP INC	$9.99	-0.07%	-0.07%	-0.07%	N/A	N/A	N/A	N/A	N/A	N/A	$13.49	$9.90	25.92%	0.94%	0.16	1,500	-48.28%
LSBK	LAKE SHORE BANCORP INC	$15.80	0.00%	0.57%	5.33%	0.18%	17.55%	22.38%	10.10%	31.52%	10.48%	$16.95	$11.83	6.79%	33.55%	0.19	300	-72.73%
KFFB	KENTUCKY FIRST FEDERAL BANCORP	$2.69	0.00%	4.67%	4.06%	-10.03%	-3.24%	-13.78%	-65.51%	-60.44%	-68.72%	$3.62	$1.96	25.69%	37.24%	0.06	250	-94.19%
OPOF	OLD POINT FINANCIAL CORP	$40.12	-0.20%	2.16%	1.88%	34.14%	54.96%	173.67%	61.06%	163.95%	156.85%	$40.95	$14.62	2.03%	174.42%	0.07	33,000	26.92%
ESSA	ESSA BANCORP INC	$20.37	1.19%	7.78%	12.17%	7.32%	6.43%	16.00%	21.47%	53.62%	57.18%	$22.22	$15.82	8.33%	28.76%	0.46	163,000	64.65%
RBKB	RHINEBECK BANCORP INC	$11.91	0.42%	-0.67%	2.67%	18.63%	23.16%	51.72%	27.52%	82.39%	N/A	$12.73	$7.30	6.44%	63.15%	0.13	6,900	-58.93%
PROV	PROVIDENT FINANCIAL HOLDINGS INC	$15.65	-0.45%	1.49%	1.49%	7.56%	-2.31%	28.28%	7.19%	21.88%	-7.18%	$16.70	$12.01	6.29%	30.31%	0.25	2,400	14.29%
UBCP	UNITED BANCORP INC	$14.65	0.41%	7.72%	6.33%	11.32%	10.57%	18.43%	-7.86%	26.29%	68.39%	$15.64	$11.40	6.30%	28.51%	0.10	6,800	74.36%
PVBC	PROVIDENT BANCORP INC	$12.66	1.04%	4.89%	12.04%	9.80%	13.54%	20.00%	-18.16%	63.57%	N/A	$12.96	$9.67	2.31%	30.92%	0.57	183,000	18.83%
FDSB	FIFTH DISTRICT BANCORP INC	$12.50	1.79%	1.05%	-0.57%	2.12%	-1.42%	N/A	N/A	N/A	N/A	$14.50	$9.85	13.79%	26.90%	0.30	3,200	-71.17%
AFBI	AFFINITY BANCSHARES INC	$18.43	0.16%	-0.75%	0.99%	2.11%	5.01%	-12.74%	25.37%	N/A	N/A	$22.50	$17.00	18.09%	8.41%	0.14	1,600	-44.83%
BHB	BAR HARBOR BANKSHARES	$31.48	1.75%	7.15%	10.38%	5.35%	4.58%	18.61%	19.11%	55.07%	33.16%	$38.47	$25.45	18.17%	23.69%	0.88	45,500	-14.63%
AVAL	GRUPO AVAL ACCIONES Y VALORES SA	$2.85	1.42%	1.79%	-4.04%	4.01%	36.36%	31.64%	-19.49%	-36.67%	-70.34%	$3.32	$1.94	14.16%	46.91%	0.52	149,000	46.08%
HONE	HARBORONE BANCORP INC	$12.15	1.42%	6.77%	8.29%	14.84%	3.85%	9.76%	-13.89%	48.71%	N/A	$14.00	$8.89	13.21%	36.67%	0.73	275,000	-17.91%
PPBI	PACIFIC PREMIER BANCORP INC	$22.64	2.44%	8.33%	8.38%	4.33%	-7.63%	-0.79%	-24.81%	12.08%	32.32%	$30.28	$18.06	25.23%	25.36%	1.13	1,158,000	17.09%

Bank Stocks FAQ

What are the best bank stocks to buy right now in Jul 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Intercorp Financial Services (NYSE:IFS)

Intercorp Financial Services (NYSE:IFS) is the #1 top bank stock out of 328 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Intercorp Financial Services (NYSE:IFS) is: Value: C, Growth: C, Momentum: A, Sentiment: B, Safety: C, Financials: C, and AI: A.

Intercorp Financial Services (NYSE:IFS) has a Due Diligence Score of 31, which is -4 points lower than the bank industry average of 35. Although this number is below the industry average, our proven quant model rates IFS as a "B".

IFS passed 13 out of 38 due diligence checks and has average fundamentals. Intercorp Financial Services has seen its stock return 67.34% over the past year, overperforming other bank stocks by 41 percentage points.

2. Bankwell Financial Group (NASDAQ:BWFG)

Bankwell Financial Group (NASDAQ:BWFG) is the #2 top bank stock out of 328 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Bankwell Financial Group (NASDAQ:BWFG) is: Value: B, Growth: B, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: C.

Bankwell Financial Group (NASDAQ:BWFG) has a Due Diligence Score of 57, which is 22 points higher than the bank industry average of 35.

BWFG passed 20 out of 38 due diligence checks and has strong fundamentals. Bankwell Financial Group has seen its stock return 44.73% over the past year, overperforming other bank stocks by 18 percentage points.

Bankwell Financial Group has an average 1 year price target of $42.00, an upside of 13.27% from Bankwell Financial Group's current stock price of $37.08.

Bankwell Financial Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Bankwell Financial Group, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. California Bancorp (NASDAQ:BCAL)

California Bancorp (NASDAQ:BCAL) is the #3 top bank stock out of 328 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for California Bancorp (NASDAQ:BCAL) is: Value: C, Growth: B, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: D.

California Bancorp (NASDAQ:BCAL) has a Due Diligence Score of 40, which is 5 points higher than the bank industry average of 35.

BCAL passed 13 out of 33 due diligence checks and has average fundamentals. California Bancorp has seen its stock return 19.07% over the past year, underperforming other bank stocks by -7 percentage points.

California Bancorp has an average 1 year price target of $20.00, an upside of 22.7% from California Bancorp's current stock price of $16.30.

California Bancorp stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering California Bancorp, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the bank stocks with highest dividends?

Out of 260 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Bancolombia Sa (NYSE:CIB)

Bancolombia Sa (NYSE:CIB) has an annual dividend yield of 11.28%, which is 9 percentage points higher than the bank industry average of 2.73%. Bancolombia Sa's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Bancolombia Sa's dividend has shown consistent growth over the last 10 years.

Bancolombia Sa's dividend payout ratio of 55.2% indicates that its high dividend yield is sustainable for the long-term.

2. Tfs Financial (NASDAQ:TFSL)

Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 8.53%, which is 6 percentage points higher than the bank industry average of 2.73%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 403.6% indicates that its high dividend yield might not be sustainable for the long-term.

3. Affinity Bancshares (NASDAQ:AFBI)

Affinity Bancshares (NASDAQ:AFBI) has an annual dividend yield of 8.14%, which is 5 percentage points higher than the bank industry average of 2.73%.

Affinity Bancshares's dividend payout ratio of 161.3% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks up?

Bank stocks were up 1.44% in the last day, and up 6.85% over the last week. Axos Financial was the among the top gainers in the banks - regional industry, gaining 6.21% yesterday.

Axos Financial shares are trading higher after Needham raised its price target on the stock from $88 to $92.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Meridian (NASDAQ:MRBK)

Meridian (NASDAQ:MRBK) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Meridian has a valuation score of 43, which is -3 points higher than the bank industry average of 46. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates MRBK a Valuation Rating of "A".

Meridian's stock has gained 32.72% in the past year. It has overperformed other stocks in the bank industry by 6 percentage points.

2. Newtekone (NASDAQ:NEWT)

Newtekone (NASDAQ:NEWT) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 25 points higher than the bank industry average of 46. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has dropped -6.09% in the past year. It has underperformed other stocks in the bank industry by -32 percentage points.

3. Northeast Community Bancorp (NASDAQ:NECB)

Northeast Community Bancorp (NASDAQ:NECB) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northeast Community Bancorp has a valuation score of 43, which is -3 points higher than the bank industry average of 46. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates NECB a Valuation Rating of "A".

Northeast Community Bancorp's stock has gained 35.66% in the past year. It has overperformed other stocks in the bank industry by 9 percentage points.

Are bank stocks a good buy now?

40.48% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 8.19% over the next year.

0% of bank stocks have a Zen Rating of A (Strong Buy), 3.87% of bank stocks are rated B (Buy), 67.96% are rated C (Hold), 24.65% are rated D (Sell), and 3.52% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 12.66x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2025)
Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Intercorp Financial Services (NYSE:IFS)

2. Bankwell Financial Group (NASDAQ:BWFG)

3. California Bancorp (NASDAQ:BCAL)

1. Bancolombia Sa (NYSE:CIB)

2. Tfs Financial (NASDAQ:TFSL)

3. Affinity Bancshares (NASDAQ:AFBI)

1. Meridian (NASDAQ:MRBK)

2. Newtekone (NASDAQ:NEWT)

3. Northeast Community Bancorp (NASDAQ:NECB)

Company

Stock Tools

Stock Ideas

Sectors & IndustriesFinancial ServicesBanks - RegionalBest Bank Stocks to Buy Now (2025)Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Bank Stocks FAQ

1. Intercorp Financial Services (NYSE:IFS)

2. Bankwell Financial Group (NASDAQ:BWFG)

3. California Bancorp (NASDAQ:BCAL)

1. Bancolombia Sa (NYSE:CIB)

2. Tfs Financial (NASDAQ:TFSL)

3. Affinity Bancshares (NASDAQ:AFBI)

1. Meridian (NASDAQ:MRBK)

2. Newtekone (NASDAQ:NEWT)

3. Northeast Community Bancorp (NASDAQ:NECB)

Company

Stock Tools

Stock Ideas

Sectors & Industries Financial ServicesBanks - Regional
Best Bank Stocks to Buy Now (2025)
Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.