Best Bank Stocks to Buy Now (2025)
Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

Industry: Banks - Regional
D
Banks is Zen Rated D and is the 112th ranked industry out of 145 stock market industries
Learn how the Zen Ratings work
Ticker
Company
Market Cap
Dividend Yield
Payout Ratio
Last Dividend
Annual Dividend
Dividend Percentile
Dividend Dropped Count (L10Y)
Ex-dividend Date
Div. Payment Date
FSUN
FIRSTSUN CAPITAL BANCORP
$1.10BN/A0.00%N/AN/AN/AN/A
FHN
FIRST HORIZON CORP
$10.30B2.96%38.20%$0.1500$0.6062%0
GABC
GERMAN AMERICAN BANCORP INC
$1.43B2.23%42.40%$0.2900$0.8549%0
VABK
VIRGINIA NATIONAL BANKSHARES CORP
$209.21M3.56%40.50%$0.3600$1.3870%0
BCH
BANK OF CHILE
$16.54B6.43%79.60%$2.1037$2.1088%2
BCML
BAYCOM CORP
$296.58M2.76%27.50%$0.2500$0.7558%0
RBCAA
REPUBLIC BANCORP INC
$1.39B1.91%27.40%$0.4510$1.3542%0
EFSC
ENTERPRISE FINANCIAL SERVICES CORP
$1.96B2.22%21.50%$0.3100$1.1849%0
CATY
CATHAY GENERAL BANCORP
$3.22B2.96%34.20%$0.3400$1.3662%0
BKU
BANKUNITED INC
$2.72B1.71%35.10%$0.3100$0.6239%02025-10-31
MYFW
FIRST WESTERN FINANCIAL INC
$216.22MN/A0.00%N/AN/AN/AN/A
SMBK
SMARTFINANCIAL INC
$587.20M0.93%12.80%$0.0800$0.3221%0
SBSI
SOUTHSIDE BANCSHARES INC
$816.98M5.30%50.90%$0.3600$1.4484%4
HONE
HARBORONE BANCORP INC
$581.78M2.60%52.30%$0.0900$0.3556%0
BANF
BANCFIRST CORP
$3.76B1.66%26.10%$0.4900$1.8737%0
FBP
FIRST BANCORP
$3.30B1.65%36.00%$0.1800$0.3437%0
FRST
PRIMIS FINANCIAL CORP
$237.81M4.15%333.30%$0.1000$0.4077%1
PRK
PARK NATIONAL CORP
$2.49B3.08%46.00%$1.0700$4.7764%7
CBU
COMMUNITY FINANCIAL SYSTEM INC
$2.94B3.33%50.60%$0.4700$1.8568%02025-12-122026-01-12
KRNY
KEARNY FINANCIAL CORP
$419.54M5.09%104.80%$0.1100$0.3383%2
BANR
BANNER CORP
$2.14B2.33%45.50%$0.4800$1.4451%32025-11-042025-11-14
FBK
FB FINANCIAL CORP
$2.81B1.06%37.30%$0.1900$0.5524%0
RVSB
RIVERVIEW BANCORP INC
$106.14M1.58%34.80%$0.0200$0.0836%12025-10-20
WABC
WESTAMERICA BANCORPORATION
$1.19B2.92%37.70%$0.4600$1.3660%0
HBAN
HUNTINGTON BANCSHARES INC
$22.61B3.00%45.60%$0.1550$0.4762%0
FBLA
FB BANCORP INC
$231.90MN/AN/AN/AN/AN/AN/A
BOKF
BOK FINANCIAL CORP
$6.85B2.12%27.00%$0.5700$2.2847%0
HWC
HANCOCK WHITNEY CORP
$4.73B3.17%30.40%$0.4500$1.7565%0
HOMB
HOME BANCSHARES INC
$5.35B2.93%36.20%$0.2000$0.8061%0
BSAC
BANCO SANTANDER CHILE
$15.71BN/A38.90%$0.7557N/AN/A4
IBN
ICICI BANK LTD
$117.30BN/A14.20%$0.2389N/AN/A3
FRME
FIRST MERCHANTS CORP
$2.06B3.98%45.50%$0.3600$1.4276%0
HOPE
HOPE BANCORP INC
$1.31B4.11%70.90%$0.1400$0.4277%0
BVFL
BV FINANCIAL INC
$146.11MN/A0.00%N/AN/AN/AN/A
TFIN
TRIUMPH FINANCIAL INC
$1.25BN/A0.00%N/AN/AN/AN/A
MVBF
MVB FINANCIAL CORP
$326.82M2.70%45.60%$0.1700$0.6857%0
FIBK
FIRST INTERSTATE BANCSYSTEM INC
$3.14B4.72%63.50%$0.4700$1.4181%1
STEL
STELLAR BANCORP INC
$1.50B1.92%26.60%$0.1400$0.5643%0
MBIN
MERCHANTS BANCORP
$1.42B1.26%8.30%$0.1000$0.3929%1
GGAL
GRUPO FINANCIERO GALICIA SA
$5.22B2.18%24.20%$0.1381$0.7148%10
SYBT
STOCK YARDS BANCORP INC
$1.96B1.88%28.40%$0.3200$1.2542%0
OSBC
OLD SECOND BANCORP INC
$898.74M1.05%12.80%$0.0600$0.1824%0
OCFC
OCEANFIRST FINANCIAL CORP
$1.02B3.39%56.70%$0.2000$0.6069%0
TFSL
TFS FINANCIAL CORP
$3.63B8.75%389.70%$0.2825$1.1394%0
EQBK
EQUITY BANCSHARES INC
$768.14M0.38%14.70%$0.1500$0.156%0
CBSH
COMMERCE BANCSHARES INC
$7.16B2.05%26.10%$0.2750$1.1046%0
PEBO
PEOPLES BANCORP INC
$1.00B5.75%54.40%$0.4100$1.6286%0
GBFH
GBANK FINANCIAL HOLDINGS INC
$565.76MN/AN/AN/AN/AN/AN/A
FFIN
FIRST FINANCIAL BANKSHARES INC
$4.51B2.35%42.40%$0.1900$0.7451%0
FCBC
FIRST COMMUNITY BANKSHARES INC
$591.94M2.88%121.20%$0.3100$0.9360%1
HTBK
HERITAGE COMMERCE CORP
$590.09M5.43%76.50%$0.1300$0.5285%0
FITB
FIFTH THIRD BANCORP
$27.06B2.79%45.80%$0.4000$1.1459%0
WAL
WESTERN ALLIANCE BANCORPORATION
$8.00B1.57%19.70%$0.3800$1.1436%0
GBCI
GLACIER BANCORP INC
$5.21B0.75%34.40%$0.3300$0.3316%7
INBK
FIRST INTERNET BANCORP
$181.58M0.86%13.60%$0.0600$0.1819%0
MTB
M&T BANK CORP
$28.23B3.07%34.80%$1.5000$5.5564%0
BFC
BANK FIRST CORP
$1.19B4.01%75.80%$0.4500$4.8576%2
WAFD
WAFD INC
$2.21B3.81%40.20%$0.2700$1.0774%1
OBK
ORIGIN BANCORP INC
$1.03B1.37%26.70%$0.1500$0.4531%0
BANC
BANC OF CALIFORNIA INC
$2.37B2.49%61.50%$0.1000$0.4054%1
ESQ
ESQUIRE FINANCIAL HOLDINGS INC
$845.13M0.50%10.90%$0.1750$0.5010%0
FCNCA
FIRST CITIZENS BANCSHARES INC
$22.52B0.46%4.10%$1.9500$7.809%0
TCBK
TRICO BANCSHARES
$1.34B3.28%38.80%$0.3600$1.3567%0
BOH
BANK OF HAWAII CORP
$2.43B5.73%90.90%$0.7000$3.5086%0
HFWA
HERITAGE FINANCIAL CORP
$746.63M4.32%65.50%$0.2400$0.9579%5
CVBF
CVB FINANCIAL CORP
$2.55B3.24%54.40%$0.2000$0.6066%0
CHCO
CITY HOLDING CO
$1.73B2.05%38.00%$0.8700$2.4546%02025-10-31
FFWM
FIRST FOUNDATION INC
$441.59MN/A0.00%$0.0100N/AN/A2
LKFN
LAKELAND FINANCIAL CORP
$1.53B2.48%53.80%$0.5000$1.4853%12025-10-242025-11-05
CCB
COASTAL FINANCIAL CORP
$1.54BN/A0.00%N/AN/AN/AN/A
CFR
CULLEN/FROST BANKERS INC
$7.88B3.18%41.40%$1.0000$3.9065%0
RNST
RENASANT CORP
$3.24B2.58%34.80%$0.2200$0.8856%0
SFBS
SERVISFIRST BANCSHARES INC
$4.11B0.90%28.60%$0.3350$0.6820%0
PB
PROSPERITY BANCSHARES INC
$6.02B3.67%43.40%$0.5800$2.3272%0
EGBN
EAGLE BANCORP INC
$573.53M2.62%-63.40%$0.1650$0.5056%1
MBBC
MARATHON BANCORP INC
$31.74MN/A0.00%N/AN/AN/AN/A
ASRV
AMERISERV FINANCIAL INC
$49.72M2.99%54.50%$0.0300$0.0962%0
PEBK
PEOPLES BANCORP OF NORTH CAROLINA INC
$155.16M3.34%29.40%$0.2000$0.9568%5
PBBK
PB BANKSHARES INC
$47.86MN/A0.00%N/AN/AN/AN/A
BFIN
BANKFINANCIAL CORP
$139.56M2.68%250.00%$0.1000$0.3057%0
NSTS
NSTS BANCORP INC
$58.51MN/A0.00%N/AN/AN/AN/A
OPHC
OPTIMUMBANK HOLDINGS INC
$46.30MN/A0.00%N/AN/AN/AN/A
FNWB
FIRST NORTHWEST BANCORP
$73.54M1.80%-15.30%$0.0700$0.1440%0
HFBL
HOME FEDERAL BANCORP INC OF LOUISIANA
$43.36M2.79%41.30%$0.1350$0.4058%0
AFBI
AFFINITY BANCSHARES INC
$123.77M7.63%135.10%$1.5000$1.5092%0
BOTJ
BANK OF THE JAMES FINANCIAL GROUP INC
N/A2.54%25.20%$0.1000$0.4055%1
KFFB
KENTUCKY FIRST FEDERAL BANCORP
$30.33MN/A0.00%$0.1000N/AN/A0
ECBK
ECB BANCORP INC
$134.87MN/A0.00%N/AN/AN/AN/A
CIB
BANCOLOMBIA SA
$13.71B7.69%55.20%$0.5740$4.3992%5
GLBZ
GLEN BURNIE BANCORP
$13.78MN/AN/A$0.1000N/AN/A0
CMA
COMERICA INC
$9.63B3.79%54.00%$0.7100$2.8473%0
UBCP
UNITED BANCORP INC
$80.66M6.51%70.30%$0.1875$0.9189%9
FCAP
FIRST CAPITAL INC
$134.20M2.95%29.40%$0.3100$1.1861%0
SFBC
SOUND FINANCIAL BANCORP INC
$114.88M1.70%31.00%$0.1900$0.7638%4
FLG
FLAGSTAR FINANCIAL INC
$4.69B0.35%-2.50%$0.0100$0.045%3
VBTX
VERITEX HOLDINGS INC
$1.66B3.50%38.50%$0.2200$1.0670%0
MGYR
MAGYAR BANCORP INC
$109.99M1.70%13.30%$0.0800$0.2938%4
ITUB
ITAU UNIBANCO HOLDING SA
$67.75B1.81%33.60%$0.0030$0.1341%412025-11-042025-11-10
FUSB
FIRST US BANCSHARES INC
$71.36M2.26%25.70%$0.0700$0.2850%0
MBWM
MERCANTILE BANK CORP
$708.44M3.39%29.00%$0.3800$1.4869%2

Bank Stocks FAQ

What are the best bank stocks to buy right now in Oct 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

1. Intercorp Financial Services (NYSE:IFS)


Intercorp Financial Services (NYSE:IFS) is the #1 top bank stock out of 326 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Intercorp Financial Services (NYSE:IFS) is: Value: B, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: A.

Intercorp Financial Services (NYSE:IFS) has a Due Diligence Score of 29, which is -8 points lower than the bank industry average of 37. Although this number is below the industry average, our proven quant model rates IFS as a "A".

IFS passed 12 out of 38 due diligence checks and has average fundamentals. Intercorp Financial Services has seen its stock return 49.2% over the past year, overperforming other bank stocks by 53 percentage points.

2. Citizens Financial Services (NASDAQ:CZFS)


Citizens Financial Services (NASDAQ:CZFS) is the #2 top bank stock out of 326 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Citizens Financial Services (NASDAQ:CZFS) is: Value: A, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: B.

Citizens Financial Services (NASDAQ:CZFS) has a Due Diligence Score of 44, which is 7 points higher than the bank industry average of 37.

CZFS passed 15 out of 38 due diligence checks and has strong fundamentals. Citizens Financial Services has seen its stock lose -12.8% over the past year, underperforming other bank stocks by -9 percentage points.

3. Bankwell Financial Group (NASDAQ:BWFG)


Bankwell Financial Group (NASDAQ:BWFG) is the #3 top bank stock out of 326 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Bankwell Financial Group (NASDAQ:BWFG) is: Value: C, Growth: B, Momentum: B, Sentiment: A, Safety: C, Financials: D, and AI: B.

Bankwell Financial Group (NASDAQ:BWFG) has a Due Diligence Score of 52, which is 15 points higher than the bank industry average of 37.

BWFG passed 18 out of 38 due diligence checks and has strong fundamentals. Bankwell Financial Group has seen its stock return 35.87% over the past year, overperforming other bank stocks by 40 percentage points.

Bankwell Financial Group has an average 1 year price target of $42.00, an upside of 2.87% from Bankwell Financial Group's current stock price of $40.83.

Bankwell Financial Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Bankwell Financial Group, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the bank stocks with highest dividends?

Out of 253 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

1. Credicorp (NYSE:BAP)


Credicorp (NYSE:BAP) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.87%. Credicorp's dividend payout is not stable, having dropped more than 10% five times in the last 10 years. Credicorp's dividend has shown consistent growth over the last 10 years.

Credicorp's dividend payout ratio of 65.1% indicates that its dividend yield is sustainable for the long-term.

2. Tfs Financial (NASDAQ:TFSL)


Tfs Financial (NASDAQ:TFSL) has an annual dividend yield of 8.75%, which is 6 percentage points higher than the bank industry average of 2.87%. Tfs Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Tfs Financial's dividend has shown consistent growth over the last 10 years.

Tfs Financial's dividend payout ratio of 389.7% indicates that its high dividend yield might not be sustainable for the long-term.

3. Washington Trust Bancorp (NASDAQ:WASH)


Washington Trust Bancorp (NASDAQ:WASH) has an annual dividend yield of 8.67%, which is 6 percentage points higher than the bank industry average of 2.87%. Washington Trust Bancorp's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Washington Trust Bancorp's dividend has shown consistent growth over the last 10 years.

Washington Trust Bancorp's dividend payout ratio of -140.9% indicates that its high dividend yield might not be sustainable for the long-term.

Why are bank stocks up?

Bank stocks were up 1.43% in the last day, and down -0.6% over the last week. Truist Financial was the among the top gainers in the banks - regional industry, gaining 3.67% yesterday.

Truist Financial shares are trading higher after the company reported better-than-expected Q3 financial results and issued Q4 and FY25 adjusted revenue guidance.

What are the most undervalued bank stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

1. Newtekone (NASDAQ:NEWT)


Newtekone (NASDAQ:NEWT) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 22 points higher than the bank industry average of 49. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has dropped -23.73% in the past year. It has underperformed other stocks in the bank industry by -20 percentage points.

2. Op Bancorp (NASDAQ:OPBK)


Op Bancorp (NASDAQ:OPBK) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Op Bancorp has a valuation score of 100, which is 51 points higher than the bank industry average of 49. It passed 7 out of 7 valuation due diligence checks.

Op Bancorp's stock has gained 0.38% in the past year. It has overperformed other stocks in the bank industry by 4 percentage points.

3. Woori Financial Group (NYSE:WF)


Woori Financial Group (NYSE:WF) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Woori Financial Group has a valuation score of 57, which is 8 points higher than the bank industry average of 49. It passed 4 out of 7 valuation due diligence checks.

Woori Financial Group's stock has gained 49.78% in the past year. It has overperformed other stocks in the bank industry by 54 percentage points.

Are bank stocks a good buy now?

40.19% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 19.2% over the next year.

0.36% of bank stocks have a Zen Rating of A (Strong Buy), 4.73% of bank stocks are rated B (Buy), 76.36% are rated C (Hold), 16% are rated D (Sell), and 2.55% are rated F (Strong Sell).

What is the average p/e ratio of the banks - regional industry?

The average P/E ratio of the banks - regional industry is 12.26x.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.