NYSE: GNTYGuaranty Bancshares Inc Stock
$32.67-1.32 (-3.88%)
Updated Jan 10, 2025
GNTY Price
$32.67
Fair Value Price
N/A
Market Cap
$373.02M
52 Week Low
$27.01
52 Week High
$38.93
P/E
13.67x
P/B
1.17x
P/S
3.35x
PEG
4.48x
Dividend Yield
2.2%
Revenue
$117.23M
Earnings
$27.40M
Gross Margin
100%
Operating Margin
28.92%
Profit Margin
23.4%
Debt to Equity
8.71
Operating Cash Flow
$68M
Beta
0.91
Next Earnings
Jan 14, 2025
Ex-Dividend
N/A
Next Dividend
N/A
GNTY Overview
Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. The company offers checking and savings, money market, and business accounts, as well as certificates of deposit; and commercial and industrial, construction and development, 1-4 family residential, commercial real estate, farmland and agricultural, multi-family residential, and consumer loans. It also provides trustee, custodial and escrow, investment management, retirement plan, ATM, night depository, direct deposit, and cashier's check services, as well as online, mobile, and telephone banking services; debit cards; letters of credit; and treasury management services, including wire transfer, positive pay, remote deposit capture, and automated clearinghouse services. As of December 31, 2021, it operated 32 full-service banking locations in East Texas, Central Texas, the Dallas/Fort Worth metropolitan statistical area (MSA) and the Houston MSA. The company was founded in 1913 and is headquartered in Addison, Texas.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine GNTY's potential to beat the market
CHold
- Stocks with a Zen Rating of Hold (C) had an average return of +7.53% per year. Learn More
Zen Rating Component Grades
C
Value
D
Growth
B
Momentum
B
Sentiment
C
Safety
C
Financials
A
Artificial Intelligence
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
GNTY
Ranked#149 of 337
Ranked#149 of 337
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $28.33 | A | |
| $56.61 | B | |
| $46.88 | B |
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GNTY News
Overview
Due Diligence Score
–
Industry Average (33)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how GNTY scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
GNTY ($32.67) is trading above its intrinsic value of $14.87, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
GNTY is good value based on its earnings relative to its share price (13.67x), compared to the US market average (30.06x)
P/E vs Market Valuation
GNTY is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 35 more GNTY due diligence checks available for Premium users.
Valuation
GNTY price to earnings (PE)
For valuing profitable companies with steady earnings
Company
13.67x
Industry
32.42x
Market
30.06x
GNTY is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
GNTY is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
GNTY price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
1.17x
Industry
1.06x
GNTY is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation
GNTY price to earnings growth (PEG)
For valuing profitable companies with growth potential
GNTY is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
GNTY's financial health
Profit margin
Revenue
$29.8M
Net Income
$7.4M
Profit Margin
24.8%
GNTY's Earnings (EBIT) of $33.90M... subscribe to Premium to read more.
Interest Coverage Financials
GNTY's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$3.1B
Liabilities
$2.8B
Debt to equity
8.71
GNTY's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
GNTY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$15.4M
Investing
$57.0M
Financing
$307.0k
GNTY's operating cash flow ($67.95M)... subscribe to Premium to read more.
Debt Coverage Financials
GNTY vs Bank Stocks
Guaranty Bancshares Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.