NASDAQ: TCBSTexas Community Bancshares Inc Stock
$15.90-0.20 (-1.24%)
Updated Jun 13, 2025
TCBS Price
$15.90
Fair Value Price
-$10.56
Market Cap
$48.38M
52 Week Low
$13.52
52 Week High
$17.50
P/E
23.04x
P/B
0.92x
P/S
3.16x
PEG
0.23x
Dividend Yield
0.75%
Revenue
$14.49M
Earnings
$2.02M
Gross Margin
100%
Operating Margin
16.3%
Profit Margin
14%
Debt to Equity
7.38
Operating Cash Flow
-$286k
Beta
0.11
Next Earnings
N/A
Ex-Dividend
Jun 5, 2025
Next Dividend
Jun 20, 2025
TCBS Overview
Texas Community Bancshares Incorporated is the holding company for Mineola Community Bank, a 6-branch Texas-chartered stock savings bank. Banking services include savings and checking accounts, certificates of deposit, retirement accounts, credit cards, fixed-rate residential mortgage loans, and online and mobile banking services. Texas Community Bancshares was founded in 1934 and is headquartered in Mineola, TX.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine TCBS's potential to beat the market
- TCBS doesn't meet the minimum data requirements for our proprietary Zen Ratings model. Learn more about Zen Ratings.
Zen Rating Component Grades
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Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Bank
Industry Rating
D
TCBS
RankedUnranked of 296
RankedUnranked of 296
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $34.81 | A | |
| $36.01 | B | |
| $14.40 | B |
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TCBS News
Overview
Due Diligence Score
–
Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how TCBS scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
TCBS ($15.90) is overvalued by 250.5% relative to our estimate of its Fair Value price of -$10.56 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
TCBS ($15.90) is not significantly undervalued (250.5%) relative to our estimate of its Fair Value price of -$10.56 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
TCBS ($15.90) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more TCBS due diligence checks available for Premium users.
Valuation
TCBS fair value
Fair Value of TCBS stock based on Discounted Cash Flow (DCF)
Price
$15.90
Fair Value
-$10.56
Undervalued by
250.50%
TCBS ($15.90) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
TCBS ($15.90) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
TCBS ($15.90) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
TCBS price to earnings (PE)
For valuing profitable companies with steady earnings
Company
23.04x
Industry
11.9x
Market
31.36x
TCBS is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
TCBS is good value based... subscribe to Premium to read more.
P/E vs Market Valuation
TCBS price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.92x
Industry
1.15x
TCBS is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
TCBS price to earnings growth (PEG)
For valuing profitable companies with growth potential
TCBS is good value based... subscribe to Premium to read more.
PEG Value Valuation
TCBS's financial health
Profit margin
Revenue
$3.7M
Net Income
$643.0k
Profit Margin
17.5%
TCBS's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$442.2M
Liabilities
$389.5M
Debt to equity
7.38
TCBS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$1.5M
Investing
-$701.0k
Financing
$766.0k
TCBS vs Bank Stocks
Texas Community Bancshares Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.