NASDAQ: PICS
Pics Nv Stock

$11.88+0.23 (+1.97%)
Updated May 5, 2026
PICS Price
$11.88
Fair Value Price
$19.58
Market Cap
$1.27B
52 Week Low
$9.88
52 Week High
$19.09
P/E
5,940x
P/B
1.62x
P/S
N/A
PEG
0.72x
Dividend Yield
N/A
Revenue
$2.07B
Earnings
$199.18M
Gross Margin
34.6%
Operating Margin
2.6%
Profit Margin
10.6%
Debt to Equity
9.79
Operating Cash Flow
-$682M
Beta
3.09
Next Earnings
Jun 1, 2026
Ex-Dividend
N/A
Next Dividend
N/A

PICS Overview

Pics N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. It offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer between PicPay accounts, bill payments, payroll portability, global account, and a payment assistant that helps consumers organize, centralize, and settle bills through an integrated hub. The company also provides multipurpose cards; personal loans; instalment payments; payroll loans for public servants, retirees, and pensioners; private payroll loans for formally employed workers; and access to the FGTS annual birthday withdrawal program. In addition, it offers digital insurance distribution platform with products, such as digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, home insurance, and others, as well as provides a range of products to various investor profiles and financial goals. Further, the company offers a portfolio of products in QR Code payments for small and medium-sized businesses; banking services; corporate benefits and salary advances; PicPay Shop that offers consumers to purchase a range of products and services; and PicPay Ads, an advertising platform designed to enable brands to reach engaged consumer base through contextualized placements within the app. Pics N.V. was formerly known as Picpay Holdings Netherlands B.V. The company was founded in 2012 and is based in São Paulo, Brazil. Pics N.V. is a subsidiary of Jf International B.v.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine PICS's potential to beat the market

BBuy
  • Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Software Infrastructure

Industry Rating
B
PICS
Ranked
#23 of 123

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$30.11A
$42.14A
$24.26A
View Top Software Infrastructure Stocks

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PICS News

Overview

Due Diligence Score

Industry Average (34)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how PICS scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

PICS ($11.88) is undervalued by 39.33% relative to our estimate of its Fair Value price of $19.58 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
PICS ($11.88) is significantly undervalued by 39.33% relative to our estimate of its Fair Value price of $19.58 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
PICS ($11.88) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more PICS due diligence checks available for Premium users.

Valuation

PICS fair value

Fair Value of PICS stock based on Discounted Cash Flow (DCF)

Price
$11.88
Fair Value
$19.58
Undervalued by
39.33%
PICS ($11.88) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
PICS ($11.88) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
PICS ($11.88) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

PICS price to earnings (PE)

For valuing profitable companies with steady earnings

Company
5,940x
Industry
-5.2x
Market
16.69x
PICS is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PICS is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation

PICS price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.62x
Industry
8.02x
PICS is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

PICS price to earnings growth (PEG)

For valuing profitable companies with growth potential

PICS is good value based... subscribe to Premium to read more.
PEG Value Valuation

PICS's financial health

Profit margin

Revenue
$550.0M
Net Income
$149.8M
Profit Margin
27.2%
PICS's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$7.7B
Liabilities
$7.0B
Debt to equity
9.79
PICS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
-$458.3M
Investing
-$25.2M
Financing
$3.5M

PICS vs Software Infrastructure Stocks

TickerZen RatingMarket Cap1d %P/EP/B
PICSB$1.27B+1.97%5,940.00x1.62x
PGYB$1.20B+1.46%14.72x2.50x
RDWRB$1.19B+0.92%58.47x3.39x
TUYAC$1.46B-0.42%26.56x1.43x
BANDA$1.52B+5.13%-278.41x3.74x

Pics Nv Stock FAQ

What is Pics Nv's quote symbol?

(NASDAQ: PICS) Pics Nv trades on the NASDAQ under the ticker symbol PICS. Pics Nv stock quotes can also be displayed as NASDAQ: PICS.

If you're new to stock investing, here's how to buy Pics Nv stock.

What is the 52 week high and low for Pics Nv (NASDAQ: PICS)?

(NASDAQ: PICS) Pics Nv's 52-week high was $19.09, and its 52-week low was $9.88. It is currently -37.77% from its 52-week high and 20.24% from its 52-week low.

How much is Pics Nv's stock price per share?

(NASDAQ: PICS) Pics Nv stock price per share is $11.88 today (as of May 5, 2026).

What is Pics Nv's Market Cap?

(NASDAQ: PICS) Pics Nv's market cap is $1.27B, as of May 6, 2026.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Pics Nv's market cap is calculated by multiplying PICS's current stock price of $11.88 by PICS's total outstanding shares of 106,730,400.
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