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NASDAQ: PAYS
Paysign Inc Stock

$3.66-0.34 (-8.5%)
Updated Mar 28, 2024
PAYS Price
$3.66
Fair Value Price
$10.23
Market Cap
$193.86M
52 Week Low
$1.67
52 Week High
$4.53
P/E
30.5x
P/B
7.92x
P/S
3.11x
PEG
2.81x
Dividend Yield
N/A
Revenue
$47.27M
Earnings
$6.46M
Gross Margin
51.1%
Operating Margin
5%
Profit Margin
13.7%
Debt to Equity
4.99
Operating Cash Flow
$28M
Beta
1.28
Next Earnings
May 8, 2024
Ex-Dividend
N/A
Next Dividend
N/A

PAYS Overview

PaySign, Inc. provides prepaid card products and processing services under the PaySign brand for corporate, consumer, and government applications. It offers various services, such as transaction processing, cardholder enrollment, value loading, cardholder account management, reporting, and customer service through PaySign, a proprietary card-processing platform. The company also develops prepaid card programs for corporate incentive and rewards, including consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments, and pharmaceutical payment assistance; and payroll or general purpose reloadable cards, as well as gift or incentive cards. In addition, it offers and Per Diem/Corporate Expense Payments that allows businesses, and non–profits and government agencies the ability to control employee spending while reducing administration costs by eliminating the need for traditional expense reports. Further, the company provides payment claims processing and other administrative services; pharmacy-based voucher and copay, and medical claims and debit-based affordability programs; PaySign Premier, a demand deposit account debit card; and payment solution for source plasma collection centers, as well as customer service center and PaySign Communications Suite services. Its principal target markets for processing services comprise prepaid card issuers, retail and private-label issuers, small third-party processors, and small and mid-size financial institutions in the United States and Mexico. The company was formerly known as 3PEA International, Inc. and changed its name to PaySign, Inc. in April 2019. PaySign, Inc. was incorporated in 1995 and is based in Henderson, Nevada.

Zen Score

Industry Average (30)
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Due Diligence Checks

PAYS ($3.66) is undervalued by 64.23% relative to our estimate of its Fair Value price of $10.23 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
PAYS ($3.66) is significantly undervalued by 64.23% relative to our estimate of its Fair Value price of $10.23 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
PAYS ($3.66) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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PAYS News

Valuation

PAYS fair value

Fair Value of PAYS stock based on Discounted Cash Flow (DCF)
Price
$3.66
Fair Value
$10.23
Undervalued by
64.23%
PAYS ($3.66) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
PAYS ($3.66) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
PAYS ($3.66) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

PAYS price to earnings (PE)

For valuing profitable companies with steady earnings
Company
30.5x
Industry
89.41x
Market
44.51x
PAYS is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PAYS is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

PAYS price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
7.92x
Industry
12.26x
PAYS is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

PAYS price to earnings growth (PEG)

For valuing profitable companies with growth potential
PAYS is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

PAYS's financial health

Profit margin

Revenue
$13.7M
Net Income
$5.6M
Profit Margin
41.1%
PAYS's Earnings (EBIT) of $2.36M... subscribe to Premium to read more.
Interest Coverage Financials
PAYS's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$146.6M
Liabilities
$122.1M
Debt to equity
4.99
PAYS's short-term assets ($129.18M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
PAYS's short-term assets ($129.18M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
PAYS's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
PAYS's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$23.4M
Investing
-$2.0M
Financing
$0.0
PAYS's operating cash flow ($27.62M)... subscribe to Premium to read more.
Debt Coverage Financials

PAYS vs Software Infrastructure Stocks

TickerMarket Cap1d %P/EP/B
PAYS$193.86M-8.50%30.50x7.92x
VERI$194.90M-8.68%-2.94x10.42x
REKR$195.39M+3.15%-3.18x5.86x
TCX$202.21M+0.05%-2.33x6.73x
ARBE$163.48M-5.00%-3.48x3.88x

Paysign Stock FAQ

What is Paysign's quote symbol?

(NASDAQ: PAYS) Paysign trades on the NASDAQ under the ticker symbol PAYS. Paysign stock quotes can also be displayed as NASDAQ: PAYS.

If you're new to stock investing, here's how to buy Paysign stock.

What is the 52 week high and low for Paysign (NASDAQ: PAYS)?

(NASDAQ: PAYS) Paysign's 52-week high was $4.53, and its 52-week low was $1.67. It is currently -19.21% from its 52-week high and 119.16% from its 52-week low.

How much is Paysign stock worth today?

(NASDAQ: PAYS) Paysign currently has 52,968,374 outstanding shares. With Paysign stock trading at $3.66 per share, the total value of Paysign stock (market capitalization) is $193.86M.

Paysign stock was originally listed at a price of $0.70 in Oct 10, 2007. If you had invested in Paysign stock at $0.70, your return over the last 16 years would have been 422.86%, for an annualized return of 10.89% (not including any dividends or dividend reinvestments).

How much is Paysign's stock price per share?

(NASDAQ: PAYS) Paysign stock price per share is $3.66 today (as of Mar 28, 2024).

What is Paysign's Market Cap?

(NASDAQ: PAYS) Paysign's market cap is $193.86M, as of Mar 29, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Paysign's market cap is calculated by multiplying PAYS's current stock price of $3.66 by PAYS's total outstanding shares of 52,968,374.
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