NASDAQ: NICKNicholas Financial Inc Stock
$6.94+0.00 (+0%)
Updated Apr 15, 2024
NICK Price
$6.94
Fair Value Price
$2.02
Market Cap
$50.88M
52 Week Low
$4.37
52 Week High
$7.45
P/E
-1.39x
P/B
0.86x
P/S
1.87x
PEG
N/A
Dividend Yield
N/A
Revenue
$27.06M
Earnings
-$36.39M
Gross Margin
100%
Operating Margin
-127.18%
Profit Margin
-134.5%
Debt to Equity
0.02
Operating Cash Flow
-$214k
Beta
0.48
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
NICK Overview
Nicholas Financial, Inc. operates as a consumer finance company in the United States. The company engages in acquiring and servicing automobile finance installment contracts for the purchase of new and used automobiles and light trucks. It also originates direct consumer loans and sells consumer-finance related products. As of March 31, 2022, the company operated 47 branch offices located in Alabama, Florida, Georgia, Idaho, Illinois, Indiana, Kentucky, Michigan, Missouri, Nevada, North Carolina, Nevada, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Utah, and Wisconsin. Nicholas Financial, Inc. was founded in 1985 and is headquartered in Clearwater, Florida.
Zen Score
–
Industry Average (31)
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Due Diligence Checks
NICK ($6.94) is overvalued by 244.33% relative to our estimate of its Fair Value price of $2.02 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
NICK ($6.94) is not significantly undervalued (244.33%) relative to our estimate of its Fair Value price of $2.02 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
NICK is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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NICK News
Valuation
NICK fair value
Fair Value of NICK stock based on Discounted Cash Flow (DCF)
Price
$6.94
Fair Value
$2.02
Overvalued by
244.33%
NICK ($6.94) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
NICK ($6.94) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
NICK is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
NICK price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-1.39x
Industry
28.44x
Market
41.94x
NICK price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
0.86x
Industry
4.81x
NICK is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
NICK's financial health
Profit margin
Revenue
$5.0M
Net Income
-$11.7M
Profit Margin
-235.4%
NICK's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$60.0M
Liabilities
$938.0k
Debt to equity
0.02
NICK's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
NICK's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
-$418.0k
Investing
$11.4M
Financing
-$3.9M
NICK vs Credit Service Stocks
Nicholas Financial Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.