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NASDAQ: GNTY
Guaranty Bancshares Inc Stock

$34.10+0.73 (+2.19%)
Updated Feb 3, 2023
GNTY Price
$34.10
Fair Value Price
$38.45
Market Cap
$407.14M
52 Week Low
$31.43
52 Week High
$37.91
P/E
9.83x
P/B
1.41x
P/S
3.2x
PEG
0.78x
Dividend Yield
2.58%
Revenue
$128.54M
Earnings
$41.58M
Gross Margin
100%
Operating Margin
39.35%
Profit Margin
32.4%
Debt to Equity
10.77
Operating Cash Flow
$35M
Beta
0.8
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

GNTY Overview

Guaranty Bancshares, Inc. operates as the bank holding company for Guaranty Bank & Trust, N.A. that provides a range of commercial and consumer banking products and services for small- and medium-sized businesses, professionals, and individuals. The company offers checking and savings, money market, and business accounts, as well as certificates of deposit; and commercial and industrial, construction and development, 1-4 family residential, commercial real estate, farmland and agricultural, multi-family residential, and consumer loans. It also provides trustee, custodial and escrow, investment management, retirement plan, ATM, night depository, direct deposit, and cashier's check services, as well as online, mobile, and telephone banking services; debit cards; letters of credit; and treasury management services, including wire transfer, positive pay, remote deposit capture, and automated clearinghouse services. As of December 31, 2021, it operated 32 full-service banking locations in East Texas, Central Texas, the Dallas/Fort Worth metropolitan statistical area (MSA) and the Houston MSA. The company was founded in 1913 and is headquartered in Addison, Texas.

Zen Score

Industry Average (35)
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Due Diligence Checks

GNTY ($34.10) is undervalued by 11.32% relative to our estimate of its Fair Value price of $38.45 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
GNTY ($34.10) is not significantly undervalued (11.32%) relative to our estimate of its Fair Value price of $38.45 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
GNTY ($34.10) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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GNTY News

Valuation

GNTY fair value

Fair Value of GNTY stock based on Discounted Cash Flow (DCF)
Price
$34.10
Fair Value
$38.45
Undervalued by
11.32%
GNTY ($34.10) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
GNTY ($34.10) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
GNTY ($34.10) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

GNTY price to earnings (PE)

For valuing profitable companies with steady earnings
Company
9.83x
Industry
19.64x
Market
15.09x
GNTY is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
GNTY is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

GNTY price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
1.41x
Industry
1.2x
GNTY is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

GNTY price to earnings growth (PEG)

For valuing profitable companies with growth potential
GNTY is good value based... subscribe to Premium to read more.
PEG Value Valuation

GNTY's financial health

Profit margin

Revenue
$33.5M
Net Income
$10.9M
Profit Margin
32.5%
GNTY's Earnings (EBIT) of $50.58M... subscribe to Premium to read more.
Interest Coverage Financials
GNTY's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$3.4B
Liabilities
$3.1B
Debt to equity
10.77
GNTY's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
GNTY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$5.6M
Investing
-$53.8M
Financing
$101.4M
GNTY's operating cash flow ($34.59M)... subscribe to Premium to read more.
Debt Coverage Financials

GNTY vs Bank Stocks

TickerMarket Cap1d %P/EP/B
GNTY$407.14M+2.19%9.83x1.41x
FLIC$400.38M+0.86%8.88x1.11x
ALRS$415.34M+1.46%8.96x1.20x
RBB$395.82M+0.58%6.42x0.84x
FMAO$395.27M-0.89%11.48x1.41x

Guaranty Bancshares Stock FAQ

What is Guaranty Bancshares's quote symbol?

NASDAQ: GNTY) Guaranty Bancshares trades on the NASDAQ under the ticker symbol GNTY. Guaranty Bancshares stock quotes can also be displayed as NASDAQ: GNTY.

If you're new to stock investing, here's how to buy Guaranty Bancshares stock.

What is the 52 week high and low for Guaranty Bancshares (NASDAQ: GNTY)?

(NASDAQ: GNTY) Guaranty Bancshares's 52-week high was $37.91, and its 52-week low was $31.43. It is currently -10.05% from its 52-week high and 8.5% from its 52-week low.

How much is Guaranty Bancshares stock worth today?

(NASDAQ: GNTY) Guaranty Bancshares currently has 11,939,572 outstanding shares. With Guaranty Bancshares stock trading at $34.10 per share, the total value of Guaranty Bancshares stock (market capitalization) is $407.14M.

Guaranty Bancshares stock was originally listed at a price of $30.15 in May 10, 2017. If you had invested in Guaranty Bancshares stock at $30.15, your return over the last 5 years would have been 13.1%, for an annualized return of 2.49% (not including any dividends or dividend reinvestments).

How much is Guaranty Bancshares's stock price per share?

(NASDAQ: GNTY) Guaranty Bancshares stock price per share is $34.10 today (as of Feb 3, 2023).

What is Guaranty Bancshares's Market Cap?

(NASDAQ: GNTY) Guaranty Bancshares's market cap is $407.14M, as of Feb 6, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Guaranty Bancshares's market cap is calculated by multiplying GNTY's current stock price of $34.10 by GNTY's total outstanding shares of 11,939,572.
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