NASDAQ: EBTC
Enterprise Bancorp Inc Stock

$38.19-0.20 (-0.52%)
Updated May 23, 2025
EBTC Price
$38.19
Fair Value Price
$54.84
Market Cap
$477.70M
52 Week Low
$22.60
52 Week High
$44.41
P/E
11.64x
P/B
1.24x
P/S
2.82x
PEG
2.86x
Dividend Yield
2.57%
Revenue
$172.24M
Earnings
$40.66M
Gross Margin
100%
Operating Margin
31.39%
Profit Margin
23.6%
Debt to Equity
11.72
Operating Cash Flow
$50M
Beta
0.87
Next Earnings
Jul 21, 2025
Ex-Dividend
May 12, 2025
Next Dividend
Jun 2, 2025

EBTC Overview

Enterprise Bancorp, Inc. operates as the holding company of Enterprise Bank and Trust Company that provides commercial banking products and services. It offers commercial and retail deposit products, including checking accounts, limited-transactional savings and money market accounts, commercial sweep products, and term certificates of deposit. The company also provides commercial real estate, commercial and industrial, commercial construction, residential, and consumer loans, as well as home equity loans and lines of credit. In addition, the company offers cash management services; wealth advisory and management services that include customized investment management and trust services to individuals, family groups, commercial businesses, trusts, foundations, non-profit organizations, and endowments; brokerage and management services to individual investors; insurance services; and voice, online, and mobile banking services. As of January 27, 2022, it had 26 full-service branches located in the Massachusetts communities of Acton, Andover, Billerica, Chelmsford, Dracut, Fitchburg, Lawrence, Leominster, Lexington, Lowell, Methuen, North Andover, Tewksbury, Tyngsborough, and Westford; and in the New Hampshire communities of Derry, Hudson, Nashua, Pelham, Salem, and Windham. The company was founded in 1989 and is headquartered in Lowell, Massachusetts.

Zen Rating

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Zen Rating Component Grades

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Industry: Bank

Industry Rating
D
EBTC
Ranked
Unranked of 299

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EBTC News

Overview

Due Diligence Score

Industry Average (35)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how EBTC scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

EBTC ($38.19) is undervalued by 30.36% relative to our estimate of its Fair Value price of $54.84 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
EBTC ($38.19) is significantly undervalued by 30.36% relative to our estimate of its Fair Value price of $54.84 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
EBTC ($38.19) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more EBTC due diligence checks available for Premium users.

Valuation

EBTC fair value

Fair Value of EBTC stock based on Discounted Cash Flow (DCF)

Price
$38.19
Fair Value
$54.84
Undervalued by
30.36%
EBTC ($38.19) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
EBTC ($38.19) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
EBTC ($38.19) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

EBTC price to earnings (PE)

For valuing profitable companies with steady earnings

Company
11.64x
Industry
11.99x
Market
21.18x
EBTC is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
EBTC is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

EBTC price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
1.24x
Industry
1.15x
EBTC is poor value based... subscribe to Premium to read more.
P/B vs Industry Valuation

EBTC price to earnings growth (PEG)

For valuing profitable companies with growth potential

EBTC is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

EBTC's financial health

Profit margin

Revenue
$43.5M
Net Income
$10.4M
Profit Margin
24%
EBTC's Earnings (EBIT) of $54.07M... subscribe to Premium to read more.
Interest Coverage Financials
EBTC's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$4.9B
Liabilities
$4.5B
Debt to equity
11.72
EBTC's debt has increased relative... subscribe to Premium to read more.
Shrinking Debt Financials
EBTC's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$5.4M
Investing
-$53.3M
Financing
$50.8M
EBTC's operating cash flow ($49.75M)... subscribe to Premium to read more.
Debt Coverage Financials

EBTC vs Bank Stocks

TickerZen RatingMarket Cap1d %P/EP/B
EBTC$477.70M-0.52%11.64x1.24x
BCALB$478.09M-1.01%21.38x0.90x
SHBIC$478.59M-0.83%9.62x0.87x
PGCC$476.56M-0.78%14.85x0.77x
PFISB$482.88M-0.51%21.57x1.00x

Enterprise Bancorp Stock FAQ

What is Enterprise Bancorp's quote symbol?

(NASDAQ: EBTC) Enterprise Bancorp trades on the NASDAQ under the ticker symbol EBTC. Enterprise Bancorp stock quotes can also be displayed as NASDAQ: EBTC.

If you're new to stock investing, here's how to buy Enterprise Bancorp stock.

What is the 52 week high and low for Enterprise Bancorp (NASDAQ: EBTC)?

(NASDAQ: EBTC) Enterprise Bancorp's 52-week high was $44.41, and its 52-week low was $22.60. It is currently -14.01% from its 52-week high and 68.98% from its 52-week low.

How much is Enterprise Bancorp stock worth today?

(NASDAQ: EBTC) Enterprise Bancorp currently has 12,508,386 outstanding shares. With Enterprise Bancorp stock trading at $38.19 per share, the total value of Enterprise Bancorp stock (market capitalization) is $477.70M.

Enterprise Bancorp stock was originally listed at a price of $20.50 in Feb 14, 2005. If you had invested in Enterprise Bancorp stock at $20.50, your return over the last 20 years would have been 86.29%, for an annualized return of 3.16% (not including any dividends or dividend reinvestments).

How much is Enterprise Bancorp's stock price per share?

(NASDAQ: EBTC) Enterprise Bancorp stock price per share is $38.19 today (as of May 23, 2025).

What is Enterprise Bancorp's Market Cap?

(NASDAQ: EBTC) Enterprise Bancorp's market cap is $477.70M, as of May 24, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Enterprise Bancorp's market cap is calculated by multiplying EBTC's current stock price of $38.19 by EBTC's total outstanding shares of 12,508,386.
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