WallStreetZenWallStreetZen

NASDAQ: ABCB
Ameris Bancorp Stock

$47.51-0.74 (-1.53%)
Updated Apr 25, 2024
ABCB Price
$47.51
Fair Value Price
$128.36
Market Cap
$3.28B
52 Week Low
$28.33
52 Week High
$53.99
P/E
12.18x
P/B
0.96x
P/S
3.91x
PEG
2.47x
Dividend Yield
1.26%
Revenue
$935.22M
Earnings
$269.11M
Gross Margin
100%
Operating Margin
38.17%
Profit Margin
28.8%
Debt to Equity
6.36
Operating Cash Flow
$569M
Beta
1.26
Next Earnings
Apr 26, 2024
Ex-Dividend
N/A
Next Dividend
N/A

ABCB Overview

Ameris Bancorp operates as the bank holding company for Ameris Bank that provides range of banking services to retail and commercial customers primarily in Georgia, Alabama, Florida, North Carolina, and South Carolina. The company operates through five segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, SBA Division, and Premium Finance Division. It offers commercial and retail checking, regular interest-bearing savings, money market, individual retirement, and certificates of deposit accounts. The company also provides commercial real estate, residential real estate mortgage, agricultural, and commercial and industrial loans; consumer loans, including motor vehicle, home improvement, and home equity loans, as well as loans secured by savings accounts and small unsecured personal credit lines. In addition, it originates, administers, and services commercial insurance premium loans and small business administration loans. The company operates 165 full service domestic banking offices and 35 mortgage and loan production offices. Ameris Bancorp was founded in 1971 and is headquartered in Atlanta, Georgia.

Zen Score

Industry Average (33)
You've viewed Zen Score for 10/10 free stocks. Upgrade to Premium to see how ABCB scored across 38 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

ABCB ($47.51) is undervalued by 62.99% relative to our estimate of its Fair Value price of $128.36 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
ABCB ($47.51) is significantly undervalued by 62.99% relative to our estimate of its Fair Value price of $128.36 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
ABCB ($47.51) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 35 more ABCB due diligence checks available for Premium users.

Be the first to know about important ABCB news, forecast changes, insider trades & much more!

ABCB News

Valuation

ABCB fair value

Fair Value of ABCB stock based on Discounted Cash Flow (DCF)
Price
$47.51
Fair Value
$128.36
Undervalued by
62.99%
ABCB ($47.51) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
ABCB ($47.51) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
ABCB ($47.51) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

ABCB price to earnings (PE)

For valuing profitable companies with steady earnings
Company
12.18x
Industry
-10.31x
Market
40.97x
ABCB is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
ABCB is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

ABCB price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.96x
Industry
0.99x
ABCB is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

ABCB price to earnings growth (PEG)

For valuing profitable companies with growth potential
ABCB is poor value relative... subscribe to Premium to read more.
PEG Value Valuation

ABCB's financial health

Profit margin

Revenue
$239.4M
Net Income
$65.9M
Profit Margin
27.5%
ABCB's Earnings (EBIT) of $356.94M... subscribe to Premium to read more.
Interest Coverage Financials
ABCB's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$25.2B
Liabilities
$21.8B
Debt to equity
6.36
ABCB's debt relative to shareholder... subscribe to Premium to read more.
Shrinking Debt Financials
ABCB's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$212.9M
Investing
$4.1M
Financing
-$595.5M
ABCB's operating cash flow ($568.96M)... subscribe to Premium to read more.
Debt Coverage Financials

ABCB vs Bank Stocks

TickerMarket Cap1d %P/EP/B
ABCB$3.28B-1.53%12.18x0.96x
ASB$3.23B+0.14%18.75x0.81x
SFBS$3.34B-2.81%16.12x2.32x
BMA$3.14B+0.20%16.75x1.33x
TFSL$3.44B-0.57%47.08x1.84x

Ameris Bancorp Stock FAQ

What is Ameris Bancorp's quote symbol?

(NASDAQ: ABCB) Ameris Bancorp trades on the NASDAQ under the ticker symbol ABCB. Ameris Bancorp stock quotes can also be displayed as NASDAQ: ABCB.

If you're new to stock investing, here's how to buy Ameris Bancorp stock.

What is the 52 week high and low for Ameris Bancorp (NASDAQ: ABCB)?

(NASDAQ: ABCB) Ameris Bancorp's 52-week high was $53.99, and its 52-week low was $28.33. It is currently -12% from its 52-week high and 67.7% from its 52-week low.

How much is Ameris Bancorp stock worth today?

(NASDAQ: ABCB) Ameris Bancorp currently has 69,030,167 outstanding shares. With Ameris Bancorp stock trading at $47.51 per share, the total value of Ameris Bancorp stock (market capitalization) is $3.28B.

Ameris Bancorp stock was originally listed at a price of $16.46 in Dec 31, 1997. If you had invested in Ameris Bancorp stock at $16.46, your return over the last 26 years would have been 188.67%, for an annualized return of 4.16% (not including any dividends or dividend reinvestments).

How much is Ameris Bancorp's stock price per share?

(NASDAQ: ABCB) Ameris Bancorp stock price per share is $47.51 today (as of Apr 25, 2024).

What is Ameris Bancorp's Market Cap?

(NASDAQ: ABCB) Ameris Bancorp's market cap is $3.28B, as of Apr 26, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Ameris Bancorp's market cap is calculated by multiplying ABCB's current stock price of $47.51 by ABCB's total outstanding shares of 69,030,167.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.