NASDAQ: AFRM
Affirm Holdings Inc Stock

$46.41-7.85 (-14.47%)
Updated May 9, 2025
Why Price Moved
AFRM Price
$46.41
Fair Value Price
-$45.60
Market Cap
$14.97B
52 Week Low
$22.25
52 Week High
$82.53
P/E
-244.26x
P/B
5.21x
P/S
4.87x
PEG
N/A
Dividend Yield
N/A
Revenue
$3.01B
Earnings
-$62.19M
Gross Margin
45.4%
Operating Margin
-1.8%
Profit Margin
-2.1%
Debt to Equity
2.63
Operating Cash Flow
$788M
Beta
3.15
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

AFRM Overview

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.

Zen Rating

Our proven quant model uses 115 proprietary factors, including AI, to determine AFRM's potential to beat the market

BBuy
  • Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More

Zen Rating Component Grades

C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.

Industry: Software Infrastructure

Industry Rating
A
AFRM
Ranked
#35 of 124

Top Ranked Stocks in Industry

Name / TickerPriceZen Rating
$28.18A
$22.07A
$171.53A
View Top Software Infrastructure Stocks

Be the first to know about important AFRM news, forecast changes, insider trades & much more!

AFRM News

Overview

Due Diligence Score

Industry Average (32)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how AFRM scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.

Due Diligence Checks

AFRM ($46.41) is overvalued by 201.79% relative to our estimate of its Fair Value price of -$45.60 based on Discounted Cash Flow (DCF) modelling
Below Fair Value Valuation
AFRM ($46.41) is not significantly undervalued (201.79%) relative to our estimate of its Fair Value price of -$45.60 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
AFRM is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
There are 30 more AFRM due diligence checks available for Premium users.

Valuation

AFRM fair value

Fair Value of AFRM stock based on Discounted Cash Flow (DCF)

Price
$46.41
Fair Value
-$45.60
Undervalued by
201.79%
AFRM ($46.41) is overvalued by... subscribe to Premium to read more.
Below Fair Value Valuation
AFRM ($46.41) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
AFRM is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

AFRM price to earnings (PE)

For valuing profitable companies with steady earnings

Company
-244.26x
Industry
-70.69x
Market
24.88x

AFRM price to book (PB)

For valuing companies that are loss-making or have lots of physical asset

Company
5.21x
Industry
10.74x
AFRM is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

AFRM's financial health

Profit margin

Revenue
$783.1M
Net Income
$2.8M
Profit Margin
0.4%
AFRM's Earnings (EBIT) of -$54.26M... subscribe to Premium to read more.
Interest Coverage Financials
AFRM's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$10.4B
Liabilities
$7.6B
Debt to equity
2.63
AFRM's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$210.4M
Investing
$35.5M
Financing
-$245.6M
AFRM's operating cash flow ($788.04M)... subscribe to Premium to read more.
Debt Coverage Financials

AFRM vs Software Infrastructure Stocks

TickerZen RatingMarket Cap1d %P/EP/B
AFRMB$14.97B-14.47%-244.26x5.21x
RBRKB$14.59B+0.40%-10.28x-26.35x
MDBC$14.50B-0.40%-103.20x5.21x
FFIVA$15.51B-1.12%25.36x4.68x
KSPIC$17.12B-2.21%8.24x5.65x

Affirm Stock FAQ

What is Affirm's quote symbol?

(NASDAQ: AFRM) Affirm trades on the NASDAQ under the ticker symbol AFRM. Affirm stock quotes can also be displayed as NASDAQ: AFRM.

If you're new to stock investing, here's how to buy Affirm stock.

What is the 52 week high and low for Affirm (NASDAQ: AFRM)?

(NASDAQ: AFRM) Affirm's 52-week high was $82.53, and its 52-week low was $22.25. It is currently -43.76% from its 52-week high and 108.58% from its 52-week low.

How much is Affirm stock worth today?

(NASDAQ: AFRM) Affirm currently has 322,599,959 outstanding shares. With Affirm stock trading at $46.41 per share, the total value of Affirm stock (market capitalization) is $14.97B.

Affirm stock was originally listed at a price of $97.24 in Jan 13, 2021. If you had invested in Affirm stock at $97.24, your return over the last 4 years would have been -52.27%, for an annualized return of -16.88% (not including any dividends or dividend reinvestments).

How much is Affirm's stock price per share?

(NASDAQ: AFRM) Affirm stock price per share is $46.41 today (as of May 9, 2025).

What is Affirm's Market Cap?

(NASDAQ: AFRM) Affirm's market cap is $14.97B, as of May 11, 2025.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Affirm's market cap is calculated by multiplying AFRM's current stock price of $46.41 by AFRM's total outstanding shares of 322,599,959.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.