NASDAQ: AFRMAffirm Holdings Inc Stock
$20.45-0.82 (-3.86%)
Updated Oct 2, 2023
AFRM Price
$20.45
Fair Value Price
$23.87
Market Cap
$6.12B
52 Week Low
$8.62
52 Week High
$25.63
P/E
-6.12x
P/B
2.42x
P/S
2.85x
PEG
N/A
Dividend Yield
N/A
Revenue
$1.59B
Earnings
-$985.35M
Gross Margin
42.5%
Operating Margin
-62.3%
Profit Margin
-62.1%
Debt to Equity
2.22
Operating Cash Flow
$12M
Beta
3.42
Next Earnings
Nov 6, 2023
Ex-Dividend
N/A
Next Dividend
N/A
AFRM Overview
Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.
Zen Score
–
Industry Average (28)
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Due Diligence Checks
AFRM ($20.45) is undervalued by 14.33% relative to our estimate of its Fair Value price of $23.87 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
AFRM ($20.45) is not significantly undervalued (14.33%) relative to our estimate of its Fair Value price of $23.87 based on Discounted Cash Flow (DCF) modelling, when including a healthy margin of safety
Significantly Below Fair Value Valuation
AFRM is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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AFRM News
Valuation
AFRM fair value
Fair Value of AFRM stock based on Discounted Cash Flow (DCF)
Price
$20.45
Fair Value
$23.87
Undervalued by
14.33%
AFRM ($20.45) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
AFRM ($20.45) is not significantly... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
AFRM is unprofitable, so we... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
AFRM price to earnings (PE)
For valuing profitable companies with steady earnings
Company
-6.12x
Industry
8.48x
Market
12.38x
AFRM price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
2.42x
Industry
11x
AFRM is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
AFRM's financial health
Profit margin
Revenue
$445.8M
Net Income
-$206.0M
Profit Margin
-46.2%
AFRM's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$8.2B
Liabilities
$5.6B
Debt to equity
2.22
AFRM's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$43.8M
Investing
-$777.2M
Financing
$609.5M
AFRM vs Software Infrastructure Stocks
Affirm Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.