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NASDAQ: AFBI
Affinity Bancshares Inc Stock

$13.58+0.02 (+0.15%)
Updated Mar 17, 2023
AFBI Price
$13.58
Fair Value Price
$17.10
Market Cap
$90.09M
52 Week Low
$12.85
52 Week High
$16.50
P/E
13.45x
P/B
0.78x
P/S
3.17x
PEG
0.18x
Dividend Yield
N/A
Revenue
$30.74M
Earnings
$6.75M
Gross Margin
100%
Operating Margin
28.87%
Profit Margin
22%
Debt to Equity
5.74
Operating Cash Flow
$7M
Beta
0.09
Next Earnings
Apr 20, 2023
Ex-Dividend
N/A
Next Dividend
N/A

AFBI Overview

Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services. The company accepts various deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts. It also offers commercial and industrial, commercial real estate, one- to four-family residential real estate, construction and land, and consumer loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. It operates a main and a branch office in Covington, Georgia; a branch office in Atlanta, Georgia; and a commercial loan production office in Alpharetta, Georgia; out of an office in Monroe, Georgia. The company was founded in 1928 and is headquartered in Covington, Georgia.

Zen Score

Industry Average (38)
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Due Diligence Checks

AFBI ($13.58) is undervalued by 20.6% relative to our estimate of its Fair Value price of $17.10 based on Discounted Cash Flow (DCF) modelling, but does not have a significant margin of safety
Below Fair Value Valuation
AFBI ($13.58) is significantly undervalued by 20.6% relative to our estimate of its Fair Value price of $17.10 based on Discounted Cash Flow (DCF) modelling, which includes a healthy margin of safety
Significantly Below Fair Value Valuation
AFBI ($13.58) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation
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AFBI News

Valuation

AFBI fair value

Fair Value of AFBI stock based on Discounted Cash Flow (DCF)
Price
$13.58
Fair Value
$17.10
Undervalued by
20.60%
AFBI ($13.58) is undervalued by... subscribe to Premium to read more.
Below Fair Value Valuation
AFBI ($13.58) is significantly undervalued... subscribe to Premium to read more.
Significantly Below Fair Value Valuation
AFBI ($13.58) is trading below... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

AFBI price to earnings (PE)

For valuing profitable companies with steady earnings
Company
13.45x
Industry
21.25x
Market
21.81x
AFBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
AFBI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

AFBI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.78x
Industry
0.95x
AFBI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

AFBI price to earnings growth (PEG)

For valuing profitable companies with growth potential
AFBI is good value based... subscribe to Premium to read more.
PEG Value Valuation

AFBI's financial health

Profit margin

Revenue
$7.9M
Net Income
$1.9M
Profit Margin
23.5%
AFBI's Earnings (EBIT) of $8.88M... subscribe to Premium to read more.
Interest Coverage Financials
AFBI's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$776.4M
Liabilities
$661.2M
Debt to equity
5.74
AFBI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$2.4M
Investing
-$26.6M
Financing
$9.3M
AFBI's operating cash flow ($6.91M)... subscribe to Premium to read more.
Debt Coverage Financials

AFBI vs Bank Stocks

TickerMarket Cap1d %P/EP/B
AFBI$90.09M+0.15%13.45x0.78x
HMNF$90.05M-0.15%10.85x0.93x
SBFG$91.81M-5.00%7.32x0.78x
PROV$95.88M-0.73%11.35x0.74x
BKSC$83.51M-1.76%12.53x2.15x

Affinity Bancshares Stock FAQ

What is Affinity Bancshares's quote symbol?

NASDAQ: AFBI) Affinity Bancshares trades on the NASDAQ under the ticker symbol AFBI. Affinity Bancshares stock quotes can also be displayed as NASDAQ: AFBI.

If you're new to stock investing, here's how to buy Affinity Bancshares stock.

What is the 52 week high and low for Affinity Bancshares (NASDAQ: AFBI)?

(NASDAQ: AFBI) Affinity Bancshares's 52-week high was $16.50, and its 52-week low was $12.85. It is currently -17.7% from its 52-week high and 5.68% from its 52-week low.

How much is Affinity Bancshares stock worth today?

(NASDAQ: AFBI) Affinity Bancshares currently has 6,634,189 outstanding shares. With Affinity Bancshares stock trading at $13.58 per share, the total value of Affinity Bancshares stock (market capitalization) is $90.09M.

Affinity Bancshares stock was originally listed at a price of $10.85 in Jan 21, 2021. If you had invested in Affinity Bancshares stock at $10.85, your return over the last 2 years would have been 25.16%, for an annualized return of 11.88% (not including any dividends or dividend reinvestments).

How much is Affinity Bancshares's stock price per share?

(NASDAQ: AFBI) Affinity Bancshares stock price per share is $13.58 today (as of Mar 17, 2023).

What is Affinity Bancshares's Market Cap?

(NASDAQ: AFBI) Affinity Bancshares's market cap is $90.09M, as of Mar 20, 2023.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Affinity Bancshares's market cap is calculated by multiplying AFBI's current stock price of $13.58 by AFBI's total outstanding shares of 6,634,189.
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