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NASDAQ: AFBI
Affinity Bancshares Inc Stock

$17.11-0.09 (-0.52%)
Updated May 23, 2024
AFBI Price
$17.11
Fair Value Price
N/A
Market Cap
$109.79M
52 Week Low
$11.56
52 Week High
$17.32
P/E
18.01x
P/B
0.89x
P/S
3.59x
PEG
0.7x
Dividend Yield
N/A
Revenue
$29.60M
Earnings
$6.06M
Gross Margin
100%
Operating Margin
26.7%
Profit Margin
20.5%
Debt to Equity
6.05
Operating Cash Flow
$7M
Beta
0.11
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A

AFBI Overview

Affinity Bancshares, Inc. operates as the holding company for Affinity Bank that provides various banking products and services. The company accepts various deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts. It also offers commercial and industrial, commercial real estate, one- to four-family residential real estate, construction and land, and consumer loans. In addition, the company invests in U.S. treasury securities; securities issued by the U.S. government and its agencies, or government sponsored enterprises, including mortgage-backed securities and collateralized mortgage obligations; corporate and municipal bonds; certificates of deposit in other financial institutions; and federal and money market funds. It operates a main and a branch office in Covington, Georgia; a branch office in Atlanta, Georgia; and a commercial loan production office in Alpharetta, Georgia; out of an office in Monroe, Georgia. The company was founded in 1928 and is headquartered in Covington, Georgia.

Zen Score

Industry Average (31)
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Due Diligence Checks

AFBI ($17.11) is trading above its intrinsic value of $13.77, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
AFBI is good value based on its earnings relative to its share price (18.01x), compared to the US market average (31.54x)
P/E vs Market Valuation
AFBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more AFBI due diligence checks available for Premium users.

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AFBI News

Valuation

AFBI fair value

Fair Value of AFBI stock based on Discounted Cash Flow (DCF)
Price
$17.11
Fair Value
$42.76
Undervalued by
59.98%
AFBI ($17.11) is trading above... subscribe to Premium to read more.
Below Benjamin Graham Formula Value Valuation

AFBI price to earnings (PE)

For valuing profitable companies with steady earnings
Company
18.01x
Industry
-8.03x
Market
31.54x
AFBI is good value based... subscribe to Premium to read more.
P/E vs Industry Valuation
AFBI is good value based... subscribe to Premium to read more.
P/E vs Market Valuation

AFBI price to book (PB)

For valuing companies that are loss-making or have lots of physical asset
Company
0.89x
Industry
1.03x
AFBI is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation

AFBI price to earnings growth (PEG)

For valuing profitable companies with growth potential
AFBI is good value based... subscribe to Premium to read more.
PEG Value Valuation

AFBI's financial health

Profit margin

Revenue
$7.3M
Net Income
$1.3M
Profit Margin
18.2%
AFBI's Earnings (EBIT) of $7.90M... subscribe to Premium to read more.
Interest Coverage Financials
AFBI's profit margin has decreased... subscribe to Premium to read more.
Profit Margin Growth Financials

Assets to liabilities

Assets
$869.5M
Liabilities
$746.2M
Debt to equity
6.05
AFBI's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials

Cash flow

Operating
$1.2M
Investing
-$14.7M
Financing
$24.8M
AFBI's operating cash flow ($7.09M)... subscribe to Premium to read more.
Debt Coverage Financials

AFBI vs Bank Stocks

TickerMarket Cap1d %P/EP/B
AFBI$109.79M-0.52%18.01x0.89x
MRBK$110.40M+0.92%9.22x0.69x
UNB$106.61M-2.80%9.95x1.67x
FNWD$106.51M0.00%6.81x0.70x
WMPN$113.32M-0.99%133.44x0.90x

Affinity Bancshares Stock FAQ

What is Affinity Bancshares's quote symbol?

(NASDAQ: AFBI) Affinity Bancshares trades on the NASDAQ under the ticker symbol AFBI. Affinity Bancshares stock quotes can also be displayed as NASDAQ: AFBI.

If you're new to stock investing, here's how to buy Affinity Bancshares stock.

What is the 52 week high and low for Affinity Bancshares (NASDAQ: AFBI)?

(NASDAQ: AFBI) Affinity Bancshares's 52-week high was $17.32, and its 52-week low was $11.56. It is currently -1.21% from its 52-week high and 48.01% from its 52-week low.

How much is Affinity Bancshares stock worth today?

(NASDAQ: AFBI) Affinity Bancshares currently has 6,416,628 outstanding shares. With Affinity Bancshares stock trading at $17.11 per share, the total value of Affinity Bancshares stock (market capitalization) is $109.79M.

Affinity Bancshares stock was originally listed at a price of $10.85 in Jan 21, 2021. If you had invested in Affinity Bancshares stock at $10.85, your return over the last 3 years would have been 57.7%, for an annualized return of 16.4% (not including any dividends or dividend reinvestments).

How much is Affinity Bancshares's stock price per share?

(NASDAQ: AFBI) Affinity Bancshares stock price per share is $17.11 today (as of May 23, 2024).

What is Affinity Bancshares's Market Cap?

(NASDAQ: AFBI) Affinity Bancshares's market cap is $109.79M, as of May 24, 2024.

Market cap (market capitalization) is the total market value of a publicly traded company's outstanding shares.

Affinity Bancshares's market cap is calculated by multiplying AFBI's current stock price of $17.11 by AFBI's total outstanding shares of 6,416,628.
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