Sectors & Industries Financial ServicesInsurance - Life
Best Property & Casualty Insurance Stocks to Buy Now (2025)
Top property & casualty insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Life

Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Property & Casualty Insurance is Zen Rated C and is the 67th ranked industry out of 145 stock market industries

Ticker	Company	Price	Graham Fair Value	Graham Fair Value %	P/E	Forward P/E	P/S	P/B	PEG	Free Cash Flow	Free Cash Flow Yield	Book Value	BVPS	EV	EV/EBITDA
PUK	PRUDENTIAL PLC	$25.02	$20.40	22.66%	14.88x	12.05x	2.75x	1.90x	0.80x	$3.51B	10.55%	$17.49B	13.16	$32.20B	10.75
BHF	BRIGHTHOUSE FINANCIAL INC	$46.18	$172.85	-73.28%	5.73x	2.46x	0.38x	0.51x	0.13x	$386.00M	14.56%	$5.24B	91.26	$1.14B	1.68
ABL	ABACUS GLOBAL MANAGEMENT INC	$5.29	N/A	N/A	-20.35x	6.96x	3.78x	0.02x	N/A	-$273.52M	-53.74%	$430.68M	4.48	$324.35M	20.37
CNO	CNO FINANCIAL GROUP INC	$35.49	$33.87	4.80%	12.24x	9.35x	0.83x	1.39x	0.70x	$669.80M	18.73%	$2.53B	25.12	$6.89B	10.67
MET	METLIFE INC	$74.01	$83.24	-11.09%	12.00x	8.26x	0.68x	1.81x	0.53x	$16.53B	33.28%	$27.49B	40.96	$48.05B	7.25
PRI	PRIMERICA INC	$259.48	$177.50	46.19%	17.46x	12.38x	2.72x	3.78x	0.96x	$819.09M	9.48%	$2.26B	67.78	$8.55B	11.93
JXN	JACKSON FINANCIAL INC	$84.06	$73.16	14.90%	80.06x	4.17x	0.82x	0.58x	0.44x	$5.96B	99.26%	$10.30B	144.19	$7.49B	43.02
GL	GLOBE LIFE INC	$137.24	$109.79	25.00%	11.10x	9.59x	1.94x	2.09x	1.17x	$1.41B	12.45%	$5.43B	65.73	$13.90B	9.51
LNC	LINCOLN NATIONAL CORP	$36.87	$56.15	-34.34%	6.16x	5.25x	0.39x	0.73x	0.57x	$936.00M	13.39%	$9.55B	50.36	$5.61B	-7.49
UNM	UNUM GROUP	$69.73	$71.35	-2.26%	8.30x	8.24x	0.92x	1.05x	0.99x	$1.44B	12.16%	$11.32B	66.47	$14.43B	6.43
PRU	PRUDENTIAL FINANCIAL INC	$100.71	$107.94	-6.70%	22.09x	7.48x	0.60x	1.16x	0.43x	$2.08B	5.88%	$30.58B	86.88	$48.80B	21.03
MFC	MANULIFE FINANCIAL CORP	$30.45	$28.26	7.76%	15.79x	10.27x	1.91x	1.41x	0.61x	$20.73B	39.63%	$37.05B	21.57	$44.21B	7.12
FG	F&G ANNUITIES & LIFE INC	$31.38	N/A	N/A	8.07x	8.72x	0.78x	0.97x	N/A	$5.40B	136.55%	$4.36B	34.63	$3.17B	2.35
GNW	GENWORTH FINANCIAL INC	$7.85	N/A	N/A	17.44x	N/A	0.45x	0.37x	N/A	$228.00M	7.03%	$8.79B	21.27	$2.94B	6.90
CIA	CITIZENS INC	$3.91	$2.14	82.73%	21.72x	17.77x	0.81x	0.90x	1.21x	$25.17M	12.84%	$218.14M	4.35	$177.73M	19.96
AFL	AFLAC INC	$98.09	$48.96	100.36%	15.30x	14.53x	3.16x	2.01x	2.57x	$2.45B	4.58%	$26.34B	48.35	$55.55B	12.10
AAME	ATLANTIC AMERICAN CORP	$2.25	N/A	N/A	-22.46x	N/A	0.24x	0.45x	N/A	$8.95M	19.55%	$102.39M	5.02	$47.67M	24.51

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Aug 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Prudential (NYSE:PUK)

Prudential (NYSE:PUK) is the #1 top property & casualty insurance stock out of 17 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Prudential (NYSE:PUK) is: Value: C, Growth: B, Momentum: A, Sentiment: A, Safety: C, Financials: C, and AI: C.

Prudential (NYSE:PUK) has a Due Diligence Score of 45, which is 8 points higher than the property & casualty insurance industry average of 37.

PUK passed 17 out of 38 due diligence checks and has strong fundamentals. Prudential has seen its stock return 47.09% over the past year, overperforming other property & casualty insurance stocks by 43 percentage points.

2. Brighthouse Financial (NASDAQ:BHF)

Brighthouse Financial (NASDAQ:BHF) is the #2 top property & casualty insurance stock out of 17 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Brighthouse Financial (NASDAQ:BHF) is: Value: A, Growth: B, Momentum: C, Sentiment: D, Safety: C, Financials: C, and AI: B.

Brighthouse Financial (NASDAQ:BHF) has a Due Diligence Score of 44, which is 7 points higher than the property & casualty insurance industry average of 37.

BHF passed 14 out of 33 due diligence checks and has strong fundamentals. Brighthouse Financial has seen its stock lose -5.45% over the past year, underperforming other property & casualty insurance stocks by -10 percentage points.

Brighthouse Financial has an average 1 year price target of $59.88, an upside of 29.66% from Brighthouse Financial's current stock price of $46.18.

Brighthouse Financial stock has a consensus Hold recommendation according to Wall Street analysts. Of the 8 analysts covering Brighthouse Financial, 25% have issued a Strong Buy rating, 0% have issued a Buy, 50% have issued a hold, while 0% have issued a Sell rating, and 25% have issued a Strong Sell.

3. Abacus Global Management (NASDAQ:ABL)

Abacus Global Management (NASDAQ:ABL) is the #3 top property & casualty insurance stock out of 17 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Abacus Global Management (NASDAQ:ABL) is: Value: C, Growth: A, Momentum: D, Sentiment: C, Safety: F, Financials: C, and AI: D.

Abacus Global Management (NASDAQ:ABL) has a Due Diligence Score of 20, which is -17 points lower than the property & casualty insurance industry average of 37.

ABL passed 7 out of 33 due diligence checks and has weak fundamentals. Abacus Global Management has seen its stock lose -45.01% over the past year, underperforming other property & casualty insurance stocks by -49 percentage points.

Abacus Global Management has an average 1 year price target of $10.00, an upside of 89.04% from Abacus Global Management's current stock price of $5.29.

Abacus Global Management stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Abacus Global Management, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 11 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Prudential Financial (NYSE:PRU)

Prudential Financial (NYSE:PRU) has an annual dividend yield of 5.26%, which is 3 percentage points higher than the property & casualty insurance industry average of 2.2%. Prudential Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Prudential Financial's dividend has shown consistent growth over the last 10 years.

Prudential Financial's dividend payout ratio of 116.2% indicates that its high dividend yield might not be sustainable for the long-term.

2. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) has an annual dividend yield of 3.66%, which is 1 percentage points higher than the property & casualty insurance industry average of 2.2%. Lincoln National's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Lincoln National's dividend has shown consistent growth over the last 10 years.

Lincoln National's dividend payout ratio of 30.1% indicates that its dividend yield is sustainable for the long-term.

3. Metlife (NYSE:MET)

Metlife (NYSE:MET) has an annual dividend yield of 2.98%, which is 1 percentage points higher than the property & casualty insurance industry average of 2.2%. Metlife's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Metlife's dividend has shown consistent growth over the last 10 years.

Metlife's dividend payout ratio of 35.4% indicates that its dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks down?

Property & casualty insurance stocks were down -2.5% in the last day, and down -3.69% over the last week. Prudential was the among the top losers in the insurance - life industry, dropping -1.96% yesterday.

Shares of banking and financial services stocks are trading lower amid overall market uncertainty following US tariff announcements on trading partners.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Brighthouse Financial (NASDAQ:BHF)

Brighthouse Financial (NASDAQ:BHF) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Brighthouse Financial has a valuation score of 71, which is 26 points higher than the property & casualty insurance industry average of 45. It passed 5 out of 7 valuation due diligence checks.

Brighthouse Financial's stock has dropped -5.45% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -10 percentage points.

2. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Lincoln National has a valuation score of 71, which is 26 points higher than the property & casualty insurance industry average of 45. It passed 5 out of 7 valuation due diligence checks.

Lincoln National's stock has gained 8.28% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 4 percentage points.

3. Unum Group (NYSE:UNM)

Unum Group (NYSE:UNM) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Unum Group has a valuation score of 71, which is 26 points higher than the property & casualty insurance industry average of 45. It passed 5 out of 7 valuation due diligence checks.

Unum Group's stock has gained 23.29% in the past year. It has overperformed other stocks in the property & casualty insurance industry by 19 percentage points.

Are property & casualty insurance stocks a good buy now?

42.86% of property & casualty insurance stocks rated by analysts are a hold right now. On average, analysts expect property & casualty insurance stocks to rise by 20.92% over the next year.

0% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 6.25% of property & casualty insurance stocks are rated B (Buy), 75% are rated C (Hold), 18.75% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - life industry?

The average P/E ratio of the insurance - life industry is 16.15x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Property & Casualty Insurance Stocks FAQ

1. Prudential (NYSE:PUK)

2. Brighthouse Financial (NASDAQ:BHF)

3. Abacus Global Management (NASDAQ:ABL)

1. Prudential Financial (NYSE:PRU)

2. Lincoln National (NYSE:LNC)

3. Metlife (NYSE:MET)

1. Brighthouse Financial (NASDAQ:BHF)

2. Lincoln National (NYSE:LNC)

3. Unum Group (NYSE:UNM)

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