Sectors & Industries Financial ServicesInsurance - Life
Best Property & Casualty Insurance Stocks to Buy Now (2025)
Top property & casualty insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best property & casualty insurance stocks to buy now. Learn More.

Industry: Insurance - Life

Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Property & Casualty Insurance is Zen Rated C and is the 70th ranked industry out of 145 stock market industries

Ticker	Company	Price	Graham Fair Value	Graham Fair Value %	P/E	Forward P/E	P/S	P/B	PEG	Free Cash Flow	Free Cash Flow Yield	Book Value	BVPS	EV	EV/EBITDA
PUK	PRUDENTIAL PLC	$21.25	$20.72	2.55%	12.63x	10.32x	2.34x	1.61x	0.68x	$3.51B	12.42%	$17.49B	13.16	$27.19B	9.08
BHF	BRIGHTHOUSE FINANCIAL INC	$58.22	$150.29	-61.26%	12.47x	2.94x	0.72x	0.68x	0.17x	-$290.00M	-8.58%	$4.96B	85.41	$1.49B	3.57
PRI	PRIMERICA INC	$262.07	$181.82	44.14%	19.09x	12.63x	2.90x	3.86x	0.90x	$832.86M	9.31%	$2.26B	66.17	$8.68B	11.76
GNW	GENWORTH FINANCIAL INC	$6.86	$3.94	74.25%	9.94x	N/A	0.41x	0.34x	46.64x	$88.00M	2.96%	$8.49B	19.58	$2.34B	4.10
GL	GLOBE LIFE INC	$123.34	$114.63	7.60%	10.29x	9.02x	1.79x	1.95x	0.94x	$1.33B	12.87%	$5.31B	63.28	$12.92B	8.88
LNC	LINCOLN NATIONAL CORP	$31.87	N/A	N/A	1.71x	4.39x	0.29x	0.66x	N/A	-$2.01B	-36.96%	$8.27B	48.53	$5.79B	1.33
FG	F&G ANNUITIES & LIFE INC	$34.81	$37.34	-6.77%	6.99x	6.57x	0.76x	1.12x	1.34x	$5.98B	137.32%	$3.95B	31.61	$4.32B	2.93
MET	METLIFE INC	$75.37	$84.82	-11.14%	12.60x	8.28x	0.72x	1.87x	0.53x	$14.60B	28.43%	$27.45B	40.29	$50.47B	7.99
MFC	MANULIFE FINANCIAL CORP	$30.62	$26.55	15.34%	15.26x	10.78x	2.12x	1.57x	0.72x	$18.66B	33.21%	$35.90B	19.56	$48.00B	7.45
ABL	ABACUS GLOBAL MANAGEMENT INC	$8.26	N/A	N/A	-24.29x	10.69x	5.22x	1.89x	N/A	-$209.60M	-35.86%	$424.15M	5.99	$1.05B	-5,360.31
AFL	AFLAC INC	$108.68	N/A	N/A	11.23x	15.89x	3.23x	2.28x	N/A	$2.71B	4.43%	$26.10B	46.40	$60.67B	9.17
UNM	UNUM GROUP	$77.66	$71.02	9.34%	9.12x	8.63x	1.06x	1.21x	1.21x	$1.44B	10.60%	$11.21B	64.32	$17.04B	7.35
CNO	CNO FINANCIAL GROUP INC	$37.94	$31.35	21.01%	9.96x	9.94x	0.91x	1.53x	1.37x	$627.70M	15.59%	$2.50B	23.54	$6.35B	8.22
CIA	CITIZENS INC	$4.03	$1.98	103.59%	13.43x	13.00x	0.82x	0.96x	4.98x	$31.26M	15.53%	$210.36M	4.22	$171.71M	11.01
PRU	PRUDENTIAL FINANCIAL INC	$102.71	$120.09	-14.48%	13.62x	7.44x	0.52x	1.30x	0.47x	$8.50B	23.38%	$27.87B	78.73	$46.23B	12.78
JXN	JACKSON FINANCIAL INC	$77.91	$163.41	-52.32%	6.57x	4.13x	1.73x	0.58x	0.29x	$5.79B	102.35%	$9.76B	134.41	$7.82B	7.16
AAME	ATLANTIC AMERICAN CORP	$1.50	N/A	N/A	-6.52x	N/A	0.16x	0.31x	N/A	$4.58M	14.93%	$99.61M	4.88	$32.79M	-22.17

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in May 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best property & casualty insurance stocks to buy right now are:

1. Prudential (NYSE:PUK)

Prudential (NYSE:PUK) is the #1 top property & casualty insurance stock out of 17 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Prudential (NYSE:PUK) is: Value: C, Growth: B, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: C.

Prudential (NYSE:PUK) has a Due Diligence Score of 42, which is 3 points higher than the property & casualty insurance industry average of 39.

PUK passed 16 out of 38 due diligence checks and has strong fundamentals. Prudential has seen its stock return 21.01% over the past year, underperforming other property & casualty insurance stocks by -1 percentage points.

2. Brighthouse Financial (NASDAQ:BHF)

Brighthouse Financial (NASDAQ:BHF) is the #2 top property & casualty insurance stock out of 17 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Brighthouse Financial (NASDAQ:BHF) is: Value: B, Growth: C, Momentum: B, Sentiment: C, Safety: C, Financials: C, and AI: A.

Brighthouse Financial (NASDAQ:BHF) has a Due Diligence Score of 43, which is 4 points higher than the property & casualty insurance industry average of 39.

BHF passed 14 out of 33 due diligence checks and has strong fundamentals. Brighthouse Financial has seen its stock return 20.66% over the past year, underperforming other property & casualty insurance stocks by -1 percentage points.

Brighthouse Financial has an average 1 year price target of $62.00, an upside of 6.49% from Brighthouse Financial's current stock price of $58.22.

Brighthouse Financial stock has a consensus Hold recommendation according to Wall Street analysts. Of the 8 analysts covering Brighthouse Financial, 25% have issued a Strong Buy rating, 0% have issued a Buy, 50% have issued a hold, while 0% have issued a Sell rating, and 25% have issued a Strong Sell.

3. Primerica (NYSE:PRI)

Primerica (NYSE:PRI) is the #3 top property & casualty insurance stock out of 17 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Primerica (NYSE:PRI) is: Value: C, Growth: C, Momentum: B, Sentiment: C, Safety: C, Financials: B, and AI: C.

Primerica (NYSE:PRI) has a Due Diligence Score of 58, which is 19 points higher than the property & casualty insurance industry average of 39.

PRI passed 22 out of 38 due diligence checks and has strong fundamentals. Primerica has seen its stock return 23.7% over the past year, overperforming other property & casualty insurance stocks by 2 percentage points.

Primerica has an average 1 year price target of $319.17, an upside of 21.79% from Primerica's current stock price of $262.07.

Primerica stock has a consensus Buy recommendation according to Wall Street analysts. Of the 6 analysts covering Primerica, 33.33% have issued a Strong Buy rating, 0% have issued a Buy, 66.67% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 10 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Prudential Financial (NYSE:PRU)

Prudential Financial (NYSE:PRU) has an annual dividend yield of 5.11%, which is 3 percentage points higher than the property & casualty insurance industry average of 2.25%. Prudential Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Prudential Financial's dividend has shown consistent growth over the last 10 years.

Prudential Financial's dividend payout ratio of 69% indicates that its high dividend yield is sustainable for the long-term.

2. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) has an annual dividend yield of 4.24%, which is 2 percentage points higher than the property & casualty insurance industry average of 2.25%. Lincoln National's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Lincoln National's dividend has shown consistent growth over the last 10 years.

Lincoln National's dividend payout ratio of 9.6% indicates that its high dividend yield is sustainable for the long-term.

3. Metlife (NYSE:MET)

Metlife (NYSE:MET) has an annual dividend yield of 2.9%, which is 1 percentage points higher than the property & casualty insurance industry average of 2.25%. Metlife's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Metlife's dividend has shown consistent growth over the last 10 years.

Metlife's dividend payout ratio of 36.5% indicates that its dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks down?

Property & casualty insurance stocks were down -0.89% in the last day, and up 1.64% over the last week. Unum Group was the among the top losers in the insurance - life industry, dropping -1.99% yesterday.

Unum Group shares are trading lower after the company reported worse-than-expected Q1 financial results. Also, the company cut its FY25 adjusted EPS guidance.

What are the most undervalued property & casualty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued property & casualty insurance stocks right now are:

1. Jackson Financial (NYSE:JXN)

Jackson Financial (NYSE:JXN) is the most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Jackson Financial has a valuation score of 71, which is 33 points higher than the property & casualty insurance industry average of 38. It passed 5 out of 7 valuation due diligence checks.

Jackson Financial's stock has gained 14.04% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -7 percentage points.

2. F&G Annuities & Life (NYSE:FG)

F&G Annuities & Life (NYSE:FG) is the second most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

F&G Annuities & Life has a valuation score of 57, which is 19 points higher than the property & casualty insurance industry average of 38. It passed 4 out of 7 valuation due diligence checks.

F&G Annuities & Life's stock has dropped -7.96% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -29 percentage points.

3. Lincoln National (NYSE:LNC)

Lincoln National (NYSE:LNC) is the third most undervalued property & casualty insurance stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Lincoln National has a valuation score of 43, which is 5 points higher than the property & casualty insurance industry average of 38. It passed 3 out of 7 valuation due diligence checks.

Lincoln National's stock has gained 16.87% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -5 percentage points.

Are property & casualty insurance stocks a good buy now?

46.15% of property & casualty insurance stocks rated by analysts are a hold right now. On average, analysts expect property & casualty insurance stocks to rise by 17.72% over the next year.

0% of property & casualty insurance stocks have a Zen Rating of A (Strong Buy), 6.25% of property & casualty insurance stocks are rated B (Buy), 93.75% are rated C (Hold), 0% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - life industry?

The average P/E ratio of the insurance - life industry is 12.34x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.