Sectors & Industries Financial ServicesInsurance - Specialty
Best Specialty Insurance Stocks to Buy Now (2026)
Top specialty insurance stocks in 2026 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best specialty insurance stocks to buy now. Learn More.

Industry: Insurance - Specialty

Value Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Insurance - Specialty is Zen Rated D and is the 94th ranked industry out of 145 stock market industries

Ticker	Company	Price	1d %	1w %	1m %	3m %	6m %	1y %	3y %	5y %	10y %	52-week High	52-week Low	% off 52-week High	% off 52-week Low	Beta	Volume	Vol 1d %
JRVR	JAMES RIVER GROUP HOLDINGS INC	$6.30	0.48%	1.12%	-11.64%	-0.94%	13.51%	50.00%	-69.49%	-86.19%	-80.47%	$7.20	$3.85	12.50%	63.64%	0.72	351,000	1.15%
FAF	FIRST AMERICAN FINANCIAL CORP	$60.29	1.19%	3.75%	-14.23%	-1.87%	-6.15%	-8.14%	8.32%	6.43%	58.20%	$71.19	$53.09	15.31%	13.56%	0.83	418,000	-25.36%
AIZ	ASSURANT INC	$217.81	0.79%	0.13%	-6.74%	-9.57%	0.56%	3.84%	81.40%	53.64%	182.32%	$246.31	$174.97	11.57%	24.48%	0.63	185,000	-9.31%
AXS	AXIS CAPITAL HOLDINGS LTD	$101.41	0.71%	-0.05%	-5.14%	-5.30%	5.86%	1.17%	86.01%	104.58%	82.85%	$110.34	$84.81	8.09%	19.57%	0.60	302,000	0.67%
ACT	ENACT HOLDINGS INC	$40.81	0.05%	1.11%	-3.84%	2.95%	6.44%	17.44%	78.52%	N/A	N/A	$44.80	$31.28	8.91%	30.47%	0.61	226,000	9.18%
RDN	RADIAN GROUP INC	$33.08	-0.03%	0.67%	-5.35%	-8.09%	-8.67%	0.03%	49.68%	42.28%	166.77%	$38.84	$29.32	14.83%	12.82%	0.74	558,000	4.30%
FNF	FIDELITY NATIONAL FINANCIAL INC	$46.38	1.49%	4.91%	-10.22%	-15.04%	-23.33%	-28.73%	32.78%	14.07%	36.81%	$66.72	$42.78	30.49%	8.42%	0.81	1,053,000	-31.80%
NMIH	NMI HOLDINGS INC	$37.51	0.16%	0.83%	-5.35%	-8.04%	-2.16%	4.05%	67.98%	58.67%	642.77%	$43.20	$31.90	13.17%	17.59%	0.84	388,000	-26.93%
TRUP	TRUPANION INC	$25.61	-0.70%	0.16%	-4.12%	-31.47%	-40.83%	-31.29%	-40.29%	-66.40%	160.00%	$57.89	$24.32	55.76%	5.30%	1.80	367,000	-7.09%
MTG	MGIC INVESTMENT CORP	$26.25	0.61%	1.43%	-3.21%	-10.16%	-7.47%	5.93%	95.60%	89.53%	242.24%	$29.97	$21.94	12.41%	19.64%	0.84	1,228,000	17.51%
ESNT	ESSENT GROUP LTD	$58.44	0.41%	1.79%	-4.71%	-10.11%	-8.06%	1.25%	45.92%	23.06%	180.96%	$67.09	$51.61	12.89%	13.23%	0.83	596,000	-12.87%
RYAN	RYAN SPECIALTY HOLDINGS INC	$33.74	2.34%	0.66%	-16.09%	-34.65%	-40.13%	-54.33%	-16.15%	N/A	N/A	$77.16	$31.57	56.27%	6.87%	0.62	1,858,000	23.13%
AGO	ASSURED GUARANTY LTD	$81.48	1.33%	-0.20%	-6.83%	-9.34%	-3.74%	-7.51%	62.08%	92.72%	222.06%	$92.40	$74.09	11.81%	9.97%	0.80	182,000	-52.11%
OSG	OCTAVE SPECIALTY GROUP INC	$4.65	0.87%	-3.93%	-16.37%	-40.23%	-44.24%	-46.86%	-69.96%	-72.22%	-70.57%	$10.38	$4.46	55.20%	4.26%	0.73	393,000	42.39%
HIPO	HIPPO HOLDINGS INC	$26.06	0.70%	0.89%	-8.11%	-13.36%	-27.93%	1.96%	60.57%	-89.59%	N/A	$38.98	$19.92	33.15%	30.82%	1.42	107,000	12.63%
ITIC	INVESTORS TITLE CO	$217.34	-0.86%	1.85%	-6.79%	-12.94%	-18.85%	-9.85%	43.93%	30.93%	138.65%	$288.98	$190.20	24.79%	14.27%	0.84	16,700	-20.85%
AMSF	AMERISAFE INC	$33.33	-1.27%	1.49%	-0.86%	-13.23%	-23.97%	-36.57%	-31.91%	-47.92%	-36.56%	$53.27	$32.00	37.43%	4.16%	0.43	169,000	-8.15%
TIPT	TIPTREE INC	$16.92	0.65%	3.11%	-1.46%	-7.39%	-11.74%	-29.76%	16.13%	89.05%	196.84%	$27.41	$15.49	38.27%	9.23%	0.79	266,000	19.82%
EIG	EMPLOYERS HOLDINGS INC	$41.14	0.12%	2.54%	-1.30%	-4.70%	-3.15%	-18.76%	-1.32%	-4.46%	46.20%	$51.48	$35.73	20.09%	15.14%	0.41	143,000	-31.25%
MBI	MBIA INC	$5.91	3.50%	1.37%	-11.13%	-17.46%	-20.67%	18.67%	-36.18%	-38.57%	-33.22%	$8.26	$3.86	28.45%	53.11%	1.10	352,000	54.39%

Specialty Insurance Stocks FAQ

What are the best specialty insurance stocks to buy right now in Apr 2026?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best specialty insurance stocks to buy right now are:

1. James River Group Holdings (NASDAQ:JRVR)

James River Group Holdings (NASDAQ:JRVR) is the #1 top specialty insurance stock out of 20 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for James River Group Holdings (NASDAQ:JRVR) is: Value: B, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: C.

James River Group Holdings (NASDAQ:JRVR) has a Due Diligence Score of 27, which is -7 points lower than the specialty insurance industry average of 34. Although this number is below the industry average, our proven quant model rates JRVR as a "B".

JRVR passed 10 out of 38 due diligence checks and has average fundamentals. James River Group Holdings has seen its stock return 50% over the past year, overperforming other specialty insurance stocks by 60 percentage points.

James River Group Holdings has an average 1 year price target of $7.00, an upside of 11.11% from James River Group Holdings's current stock price of $6.30.

James River Group Holdings stock has a consensus Hold recommendation according to Wall Street analysts. Of the 2 analysts covering James River Group Holdings, 0% have issued a Strong Buy rating, 0% have issued a Buy, 100% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. First American Financial (NYSE:FAF)

First American Financial (NYSE:FAF) is the #2 top specialty insurance stock out of 20 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for First American Financial (NYSE:FAF) is: Value: C, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: A.

First American Financial (NYSE:FAF) has a Due Diligence Score of 44, which is 10 points higher than the specialty insurance industry average of 34.

FAF passed 15 out of 38 due diligence checks and has strong fundamentals. First American Financial has seen its stock lose -8.14% over the past year, overperforming other specialty insurance stocks by 2 percentage points.

First American Financial has an average 1 year price target of $78.50, an upside of 30.2% from First American Financial's current stock price of $60.29.

First American Financial stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 4 analysts covering First American Financial, 50% have issued a Strong Buy rating, 25% have issued a Buy, 25% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Assurant (NYSE:AIZ)

Assurant (NYSE:AIZ) is the #3 top specialty insurance stock out of 20 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Assurant (NYSE:AIZ) is: Value: C, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: B.

Assurant (NYSE:AIZ) has a Due Diligence Score of 49, which is 15 points higher than the specialty insurance industry average of 34.

AIZ passed 17 out of 38 due diligence checks and has strong fundamentals. Assurant has seen its stock return 3.84% over the past year, overperforming other specialty insurance stocks by 14 percentage points.

Assurant has an average 1 year price target of $258.17, an upside of 18.53% from Assurant's current stock price of $217.81.

Assurant stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 6 analysts covering Assurant, 50% have issued a Strong Buy rating, 33.33% have issued a Buy, 16.67% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the specialty insurance stocks with highest dividends?

Out of 15 specialty insurance stocks that have issued dividends in the past year, the 3 specialty insurance stocks with the highest dividend yields are:

1. Amerisafe (NASDAQ:AMSF)

Amerisafe (NASDAQ:AMSF) has an annual dividend yield of 7.74%, which is 5 percentage points higher than the specialty insurance industry average of 2.46%. Amerisafe's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Amerisafe's dividend has shown consistent growth over the last 10 years.

Amerisafe's dividend payout ratio of 103.2% indicates that its high dividend yield might not be sustainable for the long-term.

2. Investors Title Co (NASDAQ:ITIC)

Investors Title Co (NASDAQ:ITIC) has an annual dividend yield of 4.86%, which is 2 percentage points higher than the specialty insurance industry average of 2.46%. Investors Title Co's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Investors Title Co's dividend has shown consistent growth over the last 10 years.

Investors Title Co's dividend payout ratio of 56.7% indicates that its high dividend yield is sustainable for the long-term.

3. Fidelity National Financial (NYSE:FNF)

Fidelity National Financial (NYSE:FNF) has an annual dividend yield of 4.4%, which is 2 percentage points higher than the specialty insurance industry average of 2.46%. Fidelity National Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Fidelity National Financial's dividend has shown consistent growth over the last 10 years.

Fidelity National Financial's dividend payout ratio of 91% indicates that its high dividend yield might not be sustainable for the long-term.

Why are specialty insurance stocks up?

Specialty insurance stocks were up 0.38% in the last day, and up 1.2% over the last week.

We couldn't find a catalyst for why specialty insurance stocks are up.

What are the most undervalued specialty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued specialty insurance stocks right now are:

1. James River Group Holdings (NASDAQ:JRVR)

James River Group Holdings (NASDAQ:JRVR) is the most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

James River Group Holdings has a valuation score of 71, which is 32 points higher than the specialty insurance industry average of 39. It passed 5 out of 7 valuation due diligence checks.

James River Group Holdings's stock has gained 50% in the past year. It has overperformed other stocks in the specialty insurance industry by 60 percentage points.

2. Radian Group (NYSE:RDN)

Radian Group (NYSE:RDN) is the second most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Radian Group has a valuation score of 71, which is 32 points higher than the specialty insurance industry average of 39. It passed 5 out of 7 valuation due diligence checks.

Radian Group's stock has gained 0.03% in the past year. It has overperformed other stocks in the specialty insurance industry by 10 percentage points.

3. Axis Capital Holdings (NYSE:AXS)

Axis Capital Holdings (NYSE:AXS) is the third most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Axis Capital Holdings has a valuation score of 43, which is 4 points higher than the specialty insurance industry average of 39. It passed 3 out of 7 valuation due diligence checks.

Axis Capital Holdings's stock has gained 1.17% in the past year. It has overperformed other stocks in the specialty insurance industry by 11 percentage points.

Are specialty insurance stocks a good buy now?

58.82% of specialty insurance stocks rated by analysts are a buy right now. On average, analysts expect specialty insurance stocks to rise by 26.94% over the next year.

0% of specialty insurance stocks have a Zen Rating of A (Strong Buy), 10% of specialty insurance stocks are rated B (Buy), 70% are rated C (Hold), 20% are rated D (Sell), and 0% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - specialty industry?

The average P/E ratio of the insurance - specialty industry is 19.02x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Specialty Insurance Stocks FAQ

1. James River Group Holdings (NASDAQ:JRVR)

2. First American Financial (NYSE:FAF)

3. Assurant (NYSE:AIZ)

1. Amerisafe (NASDAQ:AMSF)

2. Investors Title Co (NASDAQ:ITIC)

3. Fidelity National Financial (NYSE:FNF)

1. James River Group Holdings (NASDAQ:JRVR)

2. Radian Group (NYSE:RDN)

3. Axis Capital Holdings (NYSE:AXS)

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