Sectors & Industries Financial ServicesInsurance - Specialty
Best Specialty Insurance Stocks to Buy Now (2025)
Top specialty insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best specialty insurance stocks to buy now. Learn More.

Industry: Insurance - Specialty

Overview Zen Rating Price Value Growth Financials Momentum

Sentiment Forecast Dividends Due Diligence

Insurance - Specialty is Zen Rated B and is the 57th ranked industry out of 145 stock market industries

Ticker	Company	Price	Volume	Vol 1d %	SMA 10	SMA 20	SMA 50	SMA 100	SMA 200	RSI	Stochastic %K	Stochastic %D	StochRSI %K	StochRSI %D	MACD	MACD Signal	MACD Histogram	Beta
AIZ	ASSURANT INC	$237.04	282,000	8.88%	227.52	226.63	220.71	215.27	206.28	72.53	91.52	90.02	100.00	94.35	3.07	2.14	0.94	0.62
FAF	FIRST AMERICAN FINANCIAL CORP	$63.70	383,000	-18.16%	63.79	64.29	62.81	63.75	62.00	49.21	48.57	50.32	46.03	48.76	0.15	0.27	-0.12	0.87
FNF	FIDELITY NATIONAL FINANCIAL INC	$55.90	2,085,000	-18.11%	57.39	58.01	57.03	58.15	58.51	40.68	40.78	46.92	35.56	45.01	-0.12	0.08	-0.21	0.85
TIPT	TIPTREE INC	$18.30	416,000	-33.12%	18.05	18.31	18.20	20.12	21.26	49.24	56.86	50.54	81.71	69.44	-0.13	-0.14	0.01	0.84
NMIH	NMI HOLDINGS INC	$40.46	370,000	-3.90%	38.89	38.39	37.26	38.05	37.77	71.43	92.47	93.43	98.80	99.20	0.73	0.49	0.24	0.89
HIPO	HIPPO HOLDINGS INC	$30.25	249,000	25.13%	30.51	31.38	33.59	33.36	29.48	38.52	25.46	30.00	52.15	56.15	-0.90	-0.97	0.07	1.42
AXS	AXIS CAPITAL HOLDINGS LTD	$107.06	597,000	-8.29%	102.40	101.61	98.14	97.26	97.80	71.13	93.27	96.26	99.51	99.84	1.99	1.38	0.61	0.60
JRVR	JAMES RIVER GROUP HOLDINGS INC	$6.72	402,000	41.55%	6.41	6.09	5.67	5.62	5.31	72.52	84.77	89.25	76.15	87.56	0.30	0.23	0.07	0.75
MTG	MGIC INVESTMENT CORP	$29.40	1,126,000	-32.29%	28.62	28.44	27.86	27.78	26.60	66.76	87.49	88.54	97.49	96.57	0.33	0.23	0.10	0.89
TRUP	TRUPANION INC	$37.89	499,000	63.61%	37.05	36.19	39.17	42.46	43.19	52.67	66.35	59.75	76.60	69.07	-0.50	-0.85	0.35	1.85
RDN	RADIAN GROUP INC	$36.48	1,014,000	-19.46%	35.45	35.38	34.62	34.77	34.08	66.09	88.74	89.22	99.74	99.55	0.36	0.24	0.12	0.80
ACT	ENACT HOLDINGS INC	$40.42	238,000	-15.00%	39.02	38.79	37.28	37.43	36.34	68.37	92.88	94.48	88.89	90.26	0.70	0.55	0.15	0.63
ITIC	INVESTORS TITLE CO	$253.09	11,600	-6.45%	249.43	259.68	263.84	254.74	239.34	44.30	28.54	26.93	38.66	33.94	-5.34	-4.46	-0.88	0.85
ESNT	ESSENT GROUP LTD	$66.20	700,000	-15.05%	63.56	62.94	61.49	61.75	59.53	74.12	90.92	91.23	98.46	97.75	0.98	0.60	0.38	0.88
RYAN	RYAN SPECIALTY HOLDINGS INC	$53.07	1,650,000	36.14%	53.85	55.57	55.11	55.82	62.28	40.19	26.70	31.82	30.82	35.95	-0.74	-0.37	-0.37	0.64
AGO	ASSURED GUARANTY LTD	$92.06	207,000	-70.17%	89.69	89.58	85.66	84.25	84.70	67.40	83.35	75.70	78.76	74.11	1.35	1.29	0.06	0.81
MBI	MBIA INC	$7.38	307,000	-21.68%	7.51	7.51	7.23	7.16	5.90	47.94	45.93	54.68	41.23	52.83	0.05	0.07	-0.02	1.11
AMSF	AMERISAFE INC	$39.44	205,000	-11.26%	38.40	39.42	40.36	42.59	45.00	48.43	58.18	56.08	94.90	93.53	-0.54	-0.65	0.12	0.42
EIG	EMPLOYERS HOLDINGS INC	$42.78	330,000	15.79%	40.95	40.21	40.19	41.24	44.71	71.66	93.19	93.09	99.65	99.77	0.67	0.28	0.39	0.41
OSG	OCTAVE SPECIALTY GROUP INC	$8.45	672,000	72.31%	8.40	8.64	8.60	8.65	8.21	46.16	24.72	21.60	44.87	36.39	-0.11	-0.08	-0.03	0.74

Specialty Insurance Stocks FAQ

What are the best specialty insurance stocks to buy right now in Dec 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best specialty insurance stocks to buy right now are:

1. Assurant (NYSE:AIZ)

Assurant (NYSE:AIZ) is the #1 top specialty insurance stock out of 20 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Assurant (NYSE:AIZ) is: Value: C, Growth: C, Momentum: C, Sentiment: A, Safety: C, Financials: C, and AI: B.

Assurant (NYSE:AIZ) has a Due Diligence Score of 44, which is 14 points higher than the specialty insurance industry average of 30.

AIZ passed 15 out of 38 due diligence checks and has strong fundamentals. Assurant has seen its stock return 11.22% over the past year, overperforming other specialty insurance stocks by 11 percentage points.

Assurant has an average 1 year price target of $249.00, an upside of 5.05% from Assurant's current stock price of $237.04.

Assurant stock has a consensus Buy recommendation according to Wall Street analysts. Of the 5 analysts covering Assurant, 40% have issued a Strong Buy rating, 40% have issued a Buy, 20% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. First American Financial (NYSE:FAF)

First American Financial (NYSE:FAF) is the #2 top specialty insurance stock out of 20 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for First American Financial (NYSE:FAF) is: Value: C, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: A.

First American Financial (NYSE:FAF) has a Due Diligence Score of 44, which is 14 points higher than the specialty insurance industry average of 30.

FAF passed 15 out of 38 due diligence checks and has strong fundamentals. First American Financial has seen its stock lose -2.26% over the past year, underperforming other specialty insurance stocks by -3 percentage points.

First American Financial has an average 1 year price target of $75.33, an upside of 18.26% from First American Financial's current stock price of $63.70.

First American Financial stock has a consensus Buy recommendation according to Wall Street analysts. Of the 3 analysts covering First American Financial, 33.33% have issued a Strong Buy rating, 33.33% have issued a Buy, 33.33% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Fidelity National Financial (NYSE:FNF)

Fidelity National Financial (NYSE:FNF) is the #3 top specialty insurance stock out of 20 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Fidelity National Financial (NYSE:FNF) is: Value: C, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: B.

Fidelity National Financial (NYSE:FNF) has a Due Diligence Score of 48, which is 18 points higher than the specialty insurance industry average of 30.

FNF passed 17 out of 38 due diligence checks and has strong fundamentals. Fidelity National Financial has seen its stock lose -4.17% over the past year, underperforming other specialty insurance stocks by -5 percentage points.

Fidelity National Financial has an average 1 year price target of $67.00, an upside of 19.86% from Fidelity National Financial's current stock price of $55.90.

Fidelity National Financial stock has a consensus Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Fidelity National Financial, 0% have issued a Strong Buy rating, 50% have issued a Buy, 50% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the specialty insurance stocks with highest dividends?

Out of 12 specialty insurance stocks that have issued dividends in the past year, the 3 specialty insurance stocks with the highest dividend yields are:

1. Amerisafe (NASDAQ:AMSF)

Amerisafe (NASDAQ:AMSF) has an annual dividend yield of 6.49%, which is 4 percentage points higher than the specialty insurance industry average of 2.08%. Amerisafe's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Amerisafe's dividend has not shown consistent growth over the last 10 years.

Amerisafe's dividend payout ratio of 172.6% indicates that its high dividend yield might not be sustainable for the long-term.

2. Investors Title Co (NASDAQ:ITIC)

Investors Title Co (NASDAQ:ITIC) has an annual dividend yield of 4.17%, which is 2 percentage points higher than the specialty insurance industry average of 2.08%. Investors Title Co's dividend payout is not stable, having dropped more than 10% eight times in the last 10 years. Investors Title Co's dividend has shown consistent growth over the last 10 years.

Investors Title Co's dividend payout ratio of 83% indicates that its high dividend yield is sustainable for the long-term.

3. First American Financial (NYSE:FAF)

First American Financial (NYSE:FAF) has an annual dividend yield of 3.42%, which is 1 percentage points higher than the specialty insurance industry average of 2.08%. First American Financial's dividend payout is stable, having never dropped by more than 10% in the last 10 years. First American Financial's dividend has shown consistent growth over the last 10 years.

First American Financial's dividend payout ratio of 46.5% indicates that its dividend yield is sustainable for the long-term.

Why are specialty insurance stocks up?

Specialty insurance stocks were up 0.92% in the last day, and up 3.78% over the last week.

We couldn't find a catalyst for why specialty insurance stocks are up.

What are the most undervalued specialty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued specialty insurance stocks right now are:

1. Axis Capital Holdings (NYSE:AXS)

Axis Capital Holdings (NYSE:AXS) is the most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Axis Capital Holdings has a valuation score of 43, which is 8 points higher than the specialty insurance industry average of 35. It passed 3 out of 7 valuation due diligence checks.

Axis Capital Holdings's stock has gained 15.72% in the past year. It has overperformed other stocks in the specialty insurance industry by 15 percentage points.

2. Radian Group (NYSE:RDN)

Radian Group (NYSE:RDN) is the second most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Radian Group has a valuation score of 43, which is 8 points higher than the specialty insurance industry average of 35. It passed 3 out of 7 valuation due diligence checks.

Radian Group's stock has gained 10.31% in the past year. It has overperformed other stocks in the specialty insurance industry by 10 percentage points.

3. Nmi Holdings (NASDAQ:NMIH)

Nmi Holdings (NASDAQ:NMIH) is the third most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Nmi Holdings has a valuation score of 43, which is 8 points higher than the specialty insurance industry average of 35. It passed 3 out of 7 valuation due diligence checks.

Nmi Holdings's stock has gained 7.35% in the past year. It has overperformed other stocks in the specialty insurance industry by 7 percentage points.

Are specialty insurance stocks a good buy now?

64.71% of specialty insurance stocks rated by analysts are a buy right now. On average, analysts expect specialty insurance stocks to rise by 12.94% over the next year.

0% of specialty insurance stocks have a Zen Rating of A (Strong Buy), 15% of specialty insurance stocks are rated B (Buy), 70% are rated C (Hold), 10% are rated D (Sell), and 5% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - specialty industry?

The average P/E ratio of the insurance - specialty industry is 25.89x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.