Sectors & Industries Financial ServicesInsurance - Specialty
Best Specialty Insurance Stocks to Buy Now (2025)
Top specialty insurance stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best specialty insurance stocks to buy now. Learn More.

Industry: Insurance - Specialty

Value Growth Financials Momentum Sentiment Forecast Dividends Due Diligence

Insurance - Specialty is Zen Rated B and is the 55th ranked industry out of 145 stock market industries

Ticker	Company	Price	1d %	1w %	1m %	3m %	6m %	1y %	3y %	5y %	10y %	52-week High	52-week Low	% off 52-week High	% off 52-week Low	Beta	Volume	Vol 1d %
FAF	FIRST AMERICAN FINANCIAL CORP	$63.94	-0.70%	-0.96%	0.16%	-5.29%	6.98%	-2.41%	20.21%	23.87%	78.90%	$68.64	$53.09	6.85%	20.44%	0.87	226,000	-57.36%
AIZ	ASSURANT INC	$229.30	0.56%	2.89%	1.25%	7.65%	15.11%	5.37%	73.58%	74.17%	181.59%	$232.02	$174.97	1.17%	31.05%	0.62	274,000	-29.20%
FNF	FIDELITY NATIONAL FINANCIAL INC	$57.57	-0.19%	-0.91%	-1.59%	-4.89%	2.49%	-4.05%	51.18%	53.48%	72.62%	$66.72	$50.61	13.71%	13.76%	0.85	654,000	-34.73%
TIPT	TIPTREE INC	$17.92	-0.33%	-0.94%	-5.73%	-29.70%	-23.16%	-16.69%	22.24%	236.21%	178.26%	$27.41	$17.07	34.62%	4.98%	0.84	166,000	-6.21%
JRVR	JAMES RIVER GROUP HOLDINGS INC	$6.75	1.20%	13.45%	20.11%	27.12%	13.07%	50.00%	-70.08%	-85.93%	-78.59%	$6.80	$3.00	0.74%	125.00%	0.76	306,000	10.07%
AXS	AXIS CAPITAL HOLDINGS LTD	$104.36	0.70%	6.65%	2.69%	5.33%	0.56%	14.96%	81.94%	103.63%	85.27%	$107.19	$83.90	2.64%	24.39%	0.60	380,000	4.40%
TRUP	TRUPANION INC	$36.35	-0.41%	-1.57%	-6.58%	-16.44%	-28.16%	-31.94%	-32.52%	-64.84%	339.01%	$57.89	$31.00	37.20%	17.26%	1.86	298,000	-13.12%
HIPO	HIPPO HOLDINGS INC	$31.07	1.40%	2.04%	-7.56%	-16.68%	5.11%	11.52%	116.52%	-88.96%	N/A	$38.98	$19.92	20.29%	55.97%	1.42	291,000	65.34%
MTG	MGIC INVESTMENT CORP	$29.01	-0.28%	3.64%	1.90%	2.04%	7.84%	16.69%	119.44%	140.75%	220.91%	$29.21	$21.94	0.68%	32.22%	0.89	1,234,000	-29.41%
RDN	RADIAN GROUP INC	$35.88	0.17%	3.31%	1.36%	2.08%	4.30%	6.72%	92.49%	82.32%	168.97%	$38.84	$29.32	7.62%	22.37%	0.80	867,000	-8.25%
NMIH	NMI HOLDINGS INC	$39.57	0.13%	5.32%	5.38%	-0.28%	-2.54%	3.53%	96.47%	70.19%	481.06%	$43.20	$31.90	8.40%	24.04%	0.89	369,000	-41.71%
ACT	ENACT HOLDINGS INC	$39.74	1.04%	4.61%	5.58%	2.13%	11.72%	14.82%	63.34%	N/A	N/A	$39.76	$30.79	0.05%	29.07%	0.63	222,000	-10.84%
ITIC	INVESTORS TITLE CO	$250.56	1.00%	0.04%	-11.16%	-1.66%	22.42%	-5.63%	64.57%	64.19%	192.30%	$288.98	$190.20	13.30%	31.74%	0.86	6,600	-59.76%
RYAN	RYAN SPECIALTY HOLDINGS INC	$54.22	0.13%	-1.67%	-5.28%	5.04%	-18.16%	-19.72%	34.51%	N/A	N/A	$77.16	$50.08	29.73%	8.27%	0.64	1,825,000	32.63%
ESNT	ESSENT GROUP LTD	$64.37	-0.17%	4.07%	4.65%	0.88%	8.79%	16.17%	68.42%	50.43%	181.21%	$65.90	$51.61	2.32%	24.72%	0.89	659,000	-18.64%
AGO	ASSURED GUARANTY LTD	$90.22	0.39%	1.79%	3.04%	9.37%	6.22%	-0.53%	43.37%	191.69%	261.89%	$96.50	$74.09	6.50%	21.77%	0.81	169,000	-38.99%
MBI	MBIA INC	$7.55	-1.56%	2.58%	0.27%	-3.08%	73.96%	21.19%	-39.74%	3.14%	39.56%	$8.26	$3.86	8.60%	95.60%	1.11	325,000	-23.17%
AMSF	AMERISAFE INC	$39.18	-0.25%	5.49%	-4.88%	-11.50%	-13.41%	-27.38%	-22.48%	-31.71%	-20.20%	$54.08	$36.34	27.55%	7.83%	0.43	171,000	-16.18%
EIG	EMPLOYERS HOLDINGS INC	$42.11	1.30%	7.26%	7.86%	0.72%	-11.38%	-19.61%	-1.45%	29.01%	55.85%	$53.01	$35.73	20.55%	17.86%	0.42	200,000	-32.43%
OSG	OCTAVE SPECIALTY GROUP INC	$8.33	-0.48%	0.00%	-15.94%	-6.51%	22.50%	-36.99%	-48.99%	-51.99%	-35.12%	$13.61	$5.99	38.80%	39.07%	0.74	333,000	-33.80%

Specialty Insurance Stocks FAQ

What are the best specialty insurance stocks to buy right now in Dec 2025?

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best specialty insurance stocks to buy right now are:

1. First American Financial (NYSE:FAF)

First American Financial (NYSE:FAF) is the #1 top specialty insurance stock out of 20 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for First American Financial (NYSE:FAF) is: Value: C, Growth: B, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: A.

First American Financial (NYSE:FAF) has a Due Diligence Score of 44, which is 14 points higher than the specialty insurance industry average of 30.

FAF passed 15 out of 38 due diligence checks and has strong fundamentals. First American Financial has seen its stock lose -2.41% over the past year.

First American Financial has an average 1 year price target of $75.33, an upside of 17.82% from First American Financial's current stock price of $63.94.

First American Financial stock has a consensus Buy recommendation according to Wall Street analysts. Of the 3 analysts covering First American Financial, 33.33% have issued a Strong Buy rating, 33.33% have issued a Buy, 33.33% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Assurant (NYSE:AIZ)

Assurant (NYSE:AIZ) is the #2 top specialty insurance stock out of 20 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Assurant (NYSE:AIZ) is: Value: C, Growth: C, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: B.

Assurant (NYSE:AIZ) has a Due Diligence Score of 44, which is 14 points higher than the specialty insurance industry average of 30.

AIZ passed 15 out of 38 due diligence checks and has strong fundamentals. Assurant has seen its stock return 5.37% over the past year, overperforming other specialty insurance stocks by 8 percentage points.

Assurant has an average 1 year price target of $249.00, an upside of 8.59% from Assurant's current stock price of $229.30.

Assurant stock has a consensus Buy recommendation according to Wall Street analysts. Of the 5 analysts covering Assurant, 40% have issued a Strong Buy rating, 40% have issued a Buy, 20% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Fidelity National Financial (NYSE:FNF)

Fidelity National Financial (NYSE:FNF) is the #3 top specialty insurance stock out of 20 with a Zen Rating of C. Stocks with a rating of C have had an average return of +7.53% per year. Learn more.

The Component Grade breakdown for Fidelity National Financial (NYSE:FNF) is: Value: C, Growth: C, Momentum: C, Sentiment: C, Safety: C, Financials: C, and AI: B.

Fidelity National Financial (NYSE:FNF) has a Due Diligence Score of 48, which is 18 points higher than the specialty insurance industry average of 30.

FNF passed 17 out of 38 due diligence checks and has strong fundamentals. Fidelity National Financial has seen its stock lose -4.05% over the past year, underperforming other specialty insurance stocks by -2 percentage points.

Fidelity National Financial has an average 1 year price target of $67.00, an upside of 16.38% from Fidelity National Financial's current stock price of $57.57.

Fidelity National Financial stock has a consensus Buy recommendation according to Wall Street analysts. Of the 2 analysts covering Fidelity National Financial, 0% have issued a Strong Buy rating, 50% have issued a Buy, 50% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the specialty insurance stocks with highest dividends?

Out of 12 specialty insurance stocks that have issued dividends in the past year, the 3 specialty insurance stocks with the highest dividend yields are:

1. Amerisafe (NASDAQ:AMSF)

Amerisafe (NASDAQ:AMSF) has an annual dividend yield of 6.53%, which is 5 percentage points higher than the specialty insurance industry average of 2.01%. Amerisafe's dividend payout is not stable, having dropped more than 10% ten times in the last 10 years. Amerisafe's dividend has not shown consistent growth over the last 10 years.

Amerisafe's dividend payout ratio of 172.6% indicates that its high dividend yield might not be sustainable for the long-term.

2. Investors Title Co (NASDAQ:ITIC)

Investors Title Co (NASDAQ:ITIC) has an annual dividend yield of 4.21%, which is 2 percentage points higher than the specialty insurance industry average of 2.01%. Investors Title Co's dividend payout is not stable, having dropped more than 10% eight times in the last 10 years. Investors Title Co's dividend has shown consistent growth over the last 10 years.

Investors Title Co's dividend payout ratio of 83% indicates that its high dividend yield is sustainable for the long-term.

3. Radian Group (NYSE:RDN)

Radian Group (NYSE:RDN) has an annual dividend yield of 2.86%, which is 1 percentage points higher than the specialty insurance industry average of 2.01%. Radian Group's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Radian Group's dividend has shown consistent growth over the last 10 years.

Radian Group's dividend payout ratio of 25.1% indicates that its dividend yield is sustainable for the long-term.

Why are specialty insurance stocks up?

Specialty insurance stocks were up 0.42% in the last day, and up 2.19% over the last week.

We couldn't find a catalyst for why specialty insurance stocks are up.

What are the most undervalued specialty insurance stocks?

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued specialty insurance stocks right now are:

1. Axis Capital Holdings (NYSE:AXS)

Axis Capital Holdings (NYSE:AXS) is the most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Axis Capital Holdings has a valuation score of 43, which is 8 points higher than the specialty insurance industry average of 35. It passed 3 out of 7 valuation due diligence checks.

Axis Capital Holdings's stock has gained 14.96% in the past year. It has overperformed other stocks in the specialty insurance industry by 17 percentage points.

2. Nmi Holdings (NASDAQ:NMIH)

Nmi Holdings (NASDAQ:NMIH) is the second most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Nmi Holdings has a valuation score of 43, which is 8 points higher than the specialty insurance industry average of 35. It passed 3 out of 7 valuation due diligence checks.

Nmi Holdings's stock has gained 3.53% in the past year. It has overperformed other stocks in the specialty insurance industry by 6 percentage points.

3. Radian Group (NYSE:RDN)

Radian Group (NYSE:RDN) is the third most undervalued specialty insurance stock based on its Valuation Rating of B. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Radian Group has a valuation score of 43, which is 8 points higher than the specialty insurance industry average of 35. It passed 3 out of 7 valuation due diligence checks.

Radian Group's stock has gained 6.72% in the past year. It has overperformed other stocks in the specialty insurance industry by 9 percentage points.

Are specialty insurance stocks a good buy now?

68.75% of specialty insurance stocks rated by analysts are a buy right now. On average, analysts expect specialty insurance stocks to rise by 14.55% over the next year.

0% of specialty insurance stocks have a Zen Rating of A (Strong Buy), 10% of specialty insurance stocks are rated B (Buy), 75% are rated C (Hold), 10% are rated D (Sell), and 5% are rated F (Strong Sell).

What is the average p/e ratio of the insurance - specialty industry?

The average P/E ratio of the insurance - specialty industry is 26.38x.

WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.

Specialty Insurance Stocks FAQ

1. First American Financial (NYSE:FAF)

2. Assurant (NYSE:AIZ)

3. Fidelity National Financial (NYSE:FNF)

1. Amerisafe (NASDAQ:AMSF)

2. Investors Title Co (NASDAQ:ITIC)

3. Radian Group (NYSE:RDN)

1. Axis Capital Holdings (NYSE:AXS)

2. Nmi Holdings (NASDAQ:NMIH)

3. Radian Group (NYSE:RDN)

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