Sectors & IndustriesFinancial ServicesInsurance - Property & Casualty
Best Property & Casualty Insurance Stocks to Buy Now (2025)
Top property & casualty insurance stocks in 2025 ranked by overall Due Diligence Score. See the best property & casualty insurance stocks to buy now, according to analyst forecasts for the insurance - property & casualty industry.

Industry: Insurance - Property & Ca...
Ticker
Company
Forecast Score
Market Cap
Price
Price Target
Upside/Downside
Top Analysts Upside/Downside
Consensus
Top Analysts Consensus
Analysts
Top Analysts
Fore. Revenue Growth
Fore. Earnings Growth
Forecast ROE
Forecast ROA
KMPR
KEMPER CORP
$4.31B$67.42$81.0020.14%Strong Buy411.73%21.06%14.70%3.24%
PGR
PROGRESSIVE CORP
$146.27B$249.69$282.1413.00%Strong Buy1415.87%6.14%37.29%9.63%
ALL
ALLSTATE CORP
$49.41B$186.58$219.2917.53%Strong Buy149.18%15.89%31.46%5.77%
PLMR
PALOMAR HOLDINGS INC
$2.90B$109.62$120.509.93%Strong Buy429.61%24.59%N/AN/A
SKWD
SKYWARD SPECIALTY INSURANCE GROUP INC
$1.96B$48.82$55.6013.89%Buy514.62%6.22%24.64%5.46%
CINF
CINCINNATI FINANCIAL CORP
$21.20B$135.62$150.0010.60%Buy3-7.99%-64.06%8.90%3.32%
ACIC
AMERICAN COASTAL INSURANCE CORP
$572.19M$11.87$16.0034.79%Buy119.27%-14.77%29.71%6.74%
HCI
HCI GROUP INC
$1.27B$120.38$140.0016.30%Buy423.29%-9.09%27.77%6.36%
STC
STEWART INFORMATION SERVICES CORP
$1.85B$66.71$78.5017.67%Buy2N/AN/A12.39%6.39%
ROOT
ROOT INC
$1.67B$116.14$80.17-30.97%Buy613.19%N/AN/AN/A
WRB
BERKLEY W R CORP
$23.18B$60.82$64.556.12%Buy118.62%10.00%23.34%4.87%
KNSL
KINSALE CAPITAL GROUP INC
$11.28B$484.25$489.571.10%Buy718.28%9.32%38.30%11.61%
BOW
BOWHEAD SPECIALTY HOLDINGS INC
$1.08B$32.95$32.67-0.86%Buy3N/AN/A17.90%4.22%
CB
CHUBB LTD
$107.46B$266.58$305.1714.47%Buy128.22%1.00%17.70%4.65%
THG
HANOVER INSURANCE GROUP INC
$5.84B$161.97$175.258.20%Buy87.39%22.29%21.16%3.96%
RLI
RLI CORP
$6.94B$75.68$82.809.41%Buy53.32%-11.83%N/AN/A
TRV
TRAVELERS COMPANIES INC
$55.03B$242.42$273.8212.95%Hold117.17%9.33%22.25%4.58%
AFG
AMERICAN FINANCIAL GROUP INC
$10.62B$126.54$145.6715.12%Hold33.21%8.16%23.98%3.46%
MKL
MARKEL GROUP INC
$25.60B$1,990.63$1.82k-8.55%Hold3-3.26%-31.14%8.15%2.23%
UFCS
UNITED FIRE GROUP INC
$627.98M$24.78$26.004.92%Hold115.04%11.68%7.42%1.64%
HMN
HORACE MANN EDUCATORS CORP
$1.70B$41.72$44.005.47%Hold29.40%51.39%13.27%1.16%
PRA
PROASSURANCE CORP
$750.97M$14.68$18.0022.62%Hold1-6.91%2.17%4.14%0.89%
SIGI
SELECTIVE INSURANCE GROUP INC
$5.13B$84.35$97.2015.23%Hold58.56%60.56%17.31%4.00%
LMND
LEMONADE INC
$2.70B$37.78$33.71-10.76%Hold734.42%N/AN/AN/A
CNA
CNA FINANCIAL CORP
$13.43B$49.59$51.002.84%Sell2-6.17%-0.21%12.26%1.96%
CNFR
CONIFER HOLDINGS INC
$11.73M$0.96N/AN/AN/AN/AN/AN/AN/AN/A
NODK
NI HOLDINGS INC
$304.98M$14.77N/AN/AN/AN/AN/AN/AN/AN/A
WTM
WHITE MOUNTAINS INSURANCE GROUP LTD
$4.90B$1,909.59N/AN/AN/AN/AN/AN/AN/AN/A
KINS
KINGSTONE COMPANIES INC
$215.25M$17.43N/AN/AN/AN/A28.70%8.39%37.25%6.41%
HGTY
HAGERTY INC
$3.47B$10.16N/AN/AN/AN/A17.82%56.52%106.97%8.72%
DGICA
DONEGAL GROUP INC
$510.13M$15.05N/AN/AN/AN/A7.53%57.89%9.24%2.02%
HRTG
HERITAGE INSURANCE HOLDINGS INC
$360.54M$11.75N/AN/AN/AN/A10.31%-29.72%26.36%3.10%
UVE
UNIVERSAL INSURANCE HOLDINGS INC
$562.90M$19.90N/AN/AN/AN/A-5.46%5.16%20.14%3.04%
GBLI
GLOBAL INDEMNITY GROUP LLC
$495.50M$36.20N/AN/AN/AN/AN/AN/A6.94%2.70%
L
LOEWS CORP
$18.72B$85.94N/AN/AN/AN/AN/AN/AN/AN/A
SAFT
SAFETY INSURANCE GROUP INC
$1.15B$77.74N/AN/AN/AN/AN/AN/AN/AN/A
MCY
MERCURY GENERAL CORP
$2.81B$50.68N/AN/AN/AN/A5.64%-65.81%19.33%4.41%

Property & Casualty Insurance Stocks FAQ

What are the best property & casualty insurance stocks to buy right now in Feb 2025?

According to Due Diligence Score, the 3 best property & casualty insurance stocks to buy right now are:

1. Hci Group (NYSE:HCI)


Hci Group (NYSE:HCI) is the top property & casualty insurance stock with a Due Diligence Score of 62, which is 24 points higher than the property & casualty insurance industry average of 38. It passed 24 out of 38 due diligence checks and has strong fundamentals. Hci Group has seen its stock return 26.7% over the past year, overperforming other property & casualty insurance stocks by 3 percentage points.

Hci Group has an average 1 year price target of $140.00, an upside of 16.3% from Hci Group's current stock price of $120.38.

Hci Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 4 analysts covering Hci Group, 25% have issued a Strong Buy rating, 50% have issued a Buy, 25% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

2. Cincinnati Financial (NASDAQ:CINF)


Cincinnati Financial (NASDAQ:CINF) is the second best property & casualty insurance stock with a Due Diligence Score of 55, which is 17 points higher than the property & casualty insurance industry average of 38. It passed 20 out of 38 due diligence checks and has strong fundamentals. Cincinnati Financial has seen its stock return 22.7% over the past year, underperforming other property & casualty insurance stocks by -1 percentage points.

Cincinnati Financial has an average 1 year price target of $150.00, an upside of 10.6% from Cincinnati Financial's current stock price of $135.62.

Cincinnati Financial stock has a consensus Buy recommendation according to Wall Street analysts. Of the 3 analysts covering Cincinnati Financial, 33.33% have issued a Strong Buy rating, 33.33% have issued a Buy, 33.33% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

3. Kinsale Capital Group (NYSE:KNSL)


Kinsale Capital Group (NYSE:KNSL) is the third best property & casualty insurance stock with a Due Diligence Score of 49, which is 11 points higher than the property & casualty insurance industry average of 38. It passed 19 out of 38 due diligence checks and has strong fundamentals. Kinsale Capital Group has seen its stock return 16.57% over the past year, underperforming other property & casualty insurance stocks by -7 percentage points.

Kinsale Capital Group has an average 1 year price target of $489.57, an upside of 1.1% from Kinsale Capital Group's current stock price of $484.25.

Kinsale Capital Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 7 analysts covering Kinsale Capital Group, 28.57% have issued a Strong Buy rating, 14.29% have issued a Buy, 57.14% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

What are the property & casualty insurance stocks with highest dividends?

Out of 24 property & casualty insurance stocks that have issued dividends in the past year, the 3 property & casualty insurance stocks with the highest dividend yields are:

1. Cna Financial (NYSE:CNA)


Cna Financial (NYSE:CNA) has an annual dividend yield of 7.58%, which is 5 percentage points higher than the property & casualty insurance industry average of 2.57%. Cna Financial's dividend payout is not stable, having dropped more than 10% nine times in the last 10 years. Cna Financial's dividend has shown consistent growth over the last 10 years.

Cna Financial's dividend payout ratio of 77.9% indicates that its high dividend yield is sustainable for the long-term.

2. American Financial Group (NYSE:AFG)


American Financial Group (NYSE:AFG) has an annual dividend yield of 6.89%, which is 4 percentage points higher than the property & casualty insurance industry average of 2.57%. American Financial Group's dividend payout is not stable, having dropped more than 10% eighteen times in the last 10 years. American Financial Group's dividend has shown consistent growth over the last 10 years.

American Financial Group's dividend payout ratio of 64.9% indicates that its high dividend yield is sustainable for the long-term.

3. Safety Insurance Group (NASDAQ:SAFT)


Safety Insurance Group (NASDAQ:SAFT) has an annual dividend yield of 4.63%, which is 2 percentage points higher than the property & casualty insurance industry average of 2.57%. Safety Insurance Group's dividend payout is stable, having never dropped by more than 10% in the last 10 years. Safety Insurance Group's dividend has shown consistent growth over the last 10 years.

Safety Insurance Group's dividend payout ratio of 71.1% indicates that its high dividend yield is sustainable for the long-term.

Why are property & casualty insurance stocks down?

Property & casualty insurance stocks were down -1.82% in the last day, and up 3.35% over the last week. Cincinnati Financial was the among the top losers in the insurance - property & casualty industry, dropping -0.98% yesterday.

Cincinnati Financial shares are trading higher after the company reported better-than-expected Q4 adjusted EPS results.

What are the most undervalued property & casualty insurance stocks?

Based on WallStreetZen's Valuation Score, the 3 most undervalued property & casualty insurance stocks right now are:

1. Conifer Holdings (NASDAQ:CNFR)


Conifer Holdings (NASDAQ:CNFR) is the most undervalued property & casualty insurance stock based on WallStreetZen's Valuation Score. Conifer Holdings has a valuation score of 71, which is 34 points higher than the property & casualty insurance industry average of 37. It passed 5 out of 7 valuation due diligence checks.

Conifer Holdings's stock has dropped -21.95% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -45 percentage points.

2. Global Indemnity Group (NYSE:GBLI)


Global Indemnity Group (NYSE:GBLI) is the second most undervalued property & casualty insurance stock based on WallStreetZen's Valuation Score. Global Indemnity Group has a valuation score of 71, which is 34 points higher than the property & casualty insurance industry average of 37. It passed 5 out of 7 valuation due diligence checks.

Global Indemnity Group's stock has gained 21.11% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -2 percentage points.

3. Loews (NYSE:L)


Loews (NYSE:L) is the third most undervalued property & casualty insurance stock based on WallStreetZen's Valuation Score. Loews has a valuation score of 71, which is 34 points higher than the property & casualty insurance industry average of 37. It passed 5 out of 7 valuation due diligence checks.

Loews's stock has gained 17.56% in the past year. It has underperformed other stocks in the property & casualty insurance industry by -6 percentage points.

Are property & casualty insurance stocks a good buy now?

48% of property & casualty insurance stocks rated by analysts are a buy right now. On average, analysts expect property & casualty insurance stocks to rise by 1.57% over the next year.

What is the average p/e ratio of the insurance - property & casualty industry?

The average P/E ratio of the insurance - property & casualty industry is 13.54x.
WallStreetZen does not provide financial advice and does not issue recommendations or offers to buy stock or sell any security.

Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.