Sectors & IndustriesFinancial ServicesBanks - Regional

Best Bank Stocks to Buy Now (2025)

Top bank stocks in 2025 ranked by overall Zen Rating. "A" Rated stocks have returned an average of +32.52% per year, and are the best bank stocks to buy now. Learn More.

According to Zen Ratings, our proprietary rating system that evaluates 115 factors proven to drive growth in stocks and assigns each stock in our system an overall letter grade as well as 7 individual Component Grades for Value, Growth, Momentum, Sentiment, Safety, Financials, and proprietary AI algorithms, the 3 best bank stocks to buy right now are:

Bankwell Financial Group (NASDAQ:BWFG) is the #1 top bank stock out of 331 with a Zen Rating of A. Stocks with a rating of A have had an average return of +32.52% per year. Learn more.

The Component Grade breakdown for Bankwell Financial Group (NASDAQ:BWFG) is: Value: C, Growth: B, Momentum: B, Sentiment: B, Safety: C, Financials: C, and AI: C.

Bankwell Financial Group (NASDAQ:BWFG) has a Due Diligence Score of 38, which is 3 points higher than the bank industry average of 35.

BWFG passed 12 out of 38 due diligence checks and has average fundamentals. Bankwell Financial Group has seen its stock return 41.39% over the past year, overperforming other bank stocks by 21 percentage points.

Bankwell Financial Group has an average 1 year price target of $42.00, an upside of 20.65% from Bankwell Financial Group's current stock price of $34.81.

Bankwell Financial Group stock has a consensus Buy recommendation according to Wall Street analysts. Of the 1 analyst covering Bankwell Financial Group, 0% have issued a Strong Buy rating, 100% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Intercorp Financial Services (NYSE:IFS) is the #2 top bank stock out of 331 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for Intercorp Financial Services (NYSE:IFS) is: Value: B, Growth: C, Momentum: A, Sentiment: A, Safety: C, Financials: C, and AI: A.

Intercorp Financial Services (NYSE:IFS) has a Due Diligence Score of 31, which is -4 points lower than the bank industry average of 35. Although this number is below the industry average, our proven quant model rates IFS as a "B".

IFS passed 13 out of 38 due diligence checks and has average fundamentals. Intercorp Financial Services has seen its stock return 61.48% over the past year, overperforming other bank stocks by 41 percentage points.

California Bancorp (NASDAQ:BCAL) is the #3 top bank stock out of 331 with a Zen Rating of B. Stocks with a rating of B have had an average return of +19.88% per year. Learn more.

The Component Grade breakdown for California Bancorp (NASDAQ:BCAL) is: Value: C, Growth: B, Momentum: C, Sentiment: B, Safety: C, Financials: C, and AI: C.

California Bancorp (NASDAQ:BCAL) has a Due Diligence Score of 47, which is 12 points higher than the bank industry average of 35.

BCAL passed 15 out of 33 due diligence checks and has strong fundamentals. California Bancorp has seen its stock return 10.43% over the past year, underperforming other bank stocks by -10 percentage points.

California Bancorp has an average 1 year price target of $20.00, an upside of 38.89% from California Bancorp's current stock price of $14.40.

California Bancorp stock has a consensus Strong Buy recommendation according to Wall Street analysts. Of the 1 analyst covering California Bancorp, 100% have issued a Strong Buy rating, 0% have issued a Buy, 0% have issued a hold, while 0% have issued a Sell rating, and 0% have issued a Strong Sell.

Out of 268 bank stocks that have issued dividends in the past year, the 3 bank stocks with the highest dividend yields are:

Deutsche Bank Aktiengesellschaft (NYSE:DB) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.96%. Deutsche Bank Aktiengesellschaft's dividend payout is not stable, having dropped more than 10% one times in the last 10 years. Deutsche Bank Aktiengesellschaft's dividend has shown consistent growth over the last 10 years.

Deutsche Bank Aktiengesellschaft's dividend payout ratio of 21.9% indicates that its dividend yield is sustainable for the long-term.

First Foundation (NYSE:FFWM) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.96%. First Foundation's dividend payout is not stable, having dropped more than 10% two times in the last 10 years. First Foundation's dividend has not shown consistent growth over the last 10 years.

First Foundation's dividend payout ratio of 0% indicates that its dividend yield might not be sustainable for the long-term.

Grupo Supervielle Sa (NYSE:SUPV) has an annual dividend yield of N/A, which is N/A percentage points lower than the bank industry average of 2.96%. Grupo Supervielle Sa's dividend payout is not stable, having dropped more than 10% four times in the last 10 years. Grupo Supervielle Sa's dividend has shown consistent growth over the last 10 years.

Grupo Supervielle Sa's dividend payout ratio of 16% indicates that its dividend yield is sustainable for the long-term.

Bank stocks were down -2.3% in the last day, and down -2.14% over the last week.

We couldn't find a catalyst for why bank stocks are down.

Based on the Valuation rating, one of the 7 components of a stocks overall Zen Ratings grade, which evaluates factors including estimated earnings yield, earnings before interest and taxes/enterprise value, cash flow yield, free cash flow to price, and price-to-earnings growth (PEG ratio), the 3 most undervalued bank stocks right now are:

Newtekone (NASDAQ:NEWT) is the most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Newtekone has a valuation score of 71, which is 27 points higher than the bank industry average of 44. It passed 5 out of 7 valuation due diligence checks.

Newtekone's stock has dropped -19.55% in the past year. It has underperformed other stocks in the bank industry by -40 percentage points.

Meridian (NASDAQ:MRBK) is the second most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Meridian has a valuation score of 43, which is -1 points higher than the bank industry average of 44. It passed 3 out of 7 valuation due diligence checks. Although this number is below the industry average, our proven quant model rates MRBK a Valuation Rating of "A".

Meridian's stock has gained 24.26% in the past year. It has overperformed other stocks in the bank industry by 4 percentage points.

Northeast Community Bancorp (NASDAQ:NECB) is the third most undervalued bank stock based on its Valuation Rating of A. Valuation is one of 7 Component Grades used to calculate the overall Zen Rating.

Northeast Community Bancorp has a valuation score of 71, which is 27 points higher than the bank industry average of 44. It passed 5 out of 7 valuation due diligence checks.

Northeast Community Bancorp's stock has gained 30.72% in the past year. It has overperformed other stocks in the bank industry by 10 percentage points.

41.12% of bank stocks rated by analysts are a buy right now. On average, analysts expect bank stocks to rise by 21.1% over the next year.

0.35% of bank stocks have a Zen Rating of A (Strong Buy), 4.91% of bank stocks are rated B (Buy), 70.18% are rated C (Hold), 22.11% are rated D (Sell), and 2.46% are rated F (Strong Sell).