NYSE: PAYPaymentus Holdings Inc Stock
$32.67-1.80 (-5.22%)
Updated Jun 13, 2025
PAY Price
$32.67
Fair Value Price
N/A
Market Cap
$4.09B
52 Week Low
$16.94
52 Week High
$40.43
P/E
77.79x
P/B
8.17x
P/S
3.39x
PEG
3.34x
Dividend Yield
N/A
Revenue
$962.11M
Earnings
$50.76M
Gross Margin
26.1%
Operating Margin
6.34%
Profit Margin
5.3%
Debt to Equity
0.18
Operating Cash Flow
$103M
Beta
1.6
Next Earnings
N/A
Ex-Dividend
N/A
Next Dividend
N/A
PAY Overview
Paymentus Holdings, Inc. offers electronic bill payment services, enterprise customer communication, and self-service revenue management to billers through an SaaS platform. It serves billers of all sizes in the utilities, financial services, insurance, government, and healthcare sectors. Paymentus Holdings was founded in 2004 and is headquartered in Redmond, WA.
Zen Rating
Our proven quant model uses 115 proprietary factors, including AI, to determine PAY's potential to beat the market
BBuy
- Stocks with a Zen Rating of Buy (B) had an average return of +19.88% per year. Learn More
Zen Rating Component Grades
C
Zen Rating uses advanced AI algorithms that detect subtle patterns in market data; it anticipates future trends that point to superior stock price results.
Industry: Software Infrastructure
Industry Rating
A
PAY
Ranked#45 of 125
Ranked#45 of 125
Top Ranked Stocks in Industry
| Name / Ticker | Price | Zen Rating |
|---|---|---|
| $31.30 | A | |
| $23.25 | A | |
| $8.12 | A |
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PAY News
Overview
Due Diligence Score
–
Industry Average (31)
You've viewed Due Diligence Score for 10/10 free stocks. Upgrade to Premium to see how PAY scored across 33 valuation, financial, forecast, performance, and dividend due diligence checks.
Due Diligence Checks
PAY ($32.67) is trading above its intrinsic value of $5.76, according to an updated version of Benjamin Graham's Formula from Chapter 11 of "The Intelligent Investor"
Below Benjamin Graham Formula Value Valuation
PAY is poor value based on its earnings relative to its share price (77.79x), compared to the US market average (31.36x)
P/E vs Market Valuation
PAY is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
There are 30 more PAY due diligence checks available for Premium users.
Valuation
PAY price to earnings (PE)
For valuing profitable companies with steady earnings
Company
77.79x
Industry
34.26x
Market
31.36x
PAY is poor value based... subscribe to Premium to read more.
P/E vs Industry Valuation
PAY is poor value based... subscribe to Premium to read more.
P/E vs Market Valuation
PAY price to book (PB)
For valuing companies that are loss-making or have lots of physical asset
Company
8.17x
Industry
11.94x
PAY is good value based... subscribe to Premium to read more.
P/B vs Industry Valuation
PAY price to earnings growth (PEG)
For valuing profitable companies with growth potential
PAY is poor value relative... subscribe to Premium to read more.
PEG Value Valuation
PAY's financial health
Profit margin
Revenue
$275.2M
Net Income
$13.8M
Profit Margin
5%
PAY's Earnings (EBIT) of $60.99M... subscribe to Premium to read more.
Interest Coverage Financials
PAY's profit margin has increased... subscribe to Premium to read more.
Profit Margin Growth Financials
Assets to liabilities
Assets
$590.9M
Liabilities
$90.5M
Debt to equity
0.18
PAY's short-term assets ($361.51M) exceed... subscribe to Premium to read more.
Short-term Liabilities Financials
PAY's short-term assets ($361.51M) exceed... subscribe to Premium to read more.
Long-term Liabilities Financials
PAY's debt to equity ratio... subscribe to Premium to read more.
Healthy Debt to Equity Financials
Cash flow
Operating
$50.4M
Investing
-$8.3M
Financing
-$1.9M
PAY's operating cash flow ($103.12M)... subscribe to Premium to read more.
Debt Coverage Financials
PAY vs Software Infrastructure Stocks
Paymentus Holdings Stock FAQ
Company
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Information is provided 'as-is' and solely for informational purposes and is not advice. WallStreetZen does not bear any responsibility for any losses or damage that may occur as a result of reliance on this data.